Calumet Trace – A Charter Senior Living Community
Calumet Trace – A Charter Senior Living Community is an Assisted Living Home in Kentucky
Calumet Trace – A… is an Assisted Living Home in Kentucky
Calumet Trace – A Charter Senior Living Community
Calumet Trace – A Charter Senior Living Community is an Assisted Living Home in Kentucky
Calumet Trace – A… is an Assisted Living Home in Kentucky
Enjoy a purposeful lifestyle at Charter Senior Living Of Calumet Trace, a welcoming senior living community in Owensboro, KY, offering Independent Living, Personal Care, Memory Care and Short-Term Stays. Designed to enhance residents’ lives, the community features a variety of apartments with a wide selection to choose from, including a studio, one-bedroom, one-bedroom deluxe and two-bedroom layouts. The community collaborates closely with residents and families in creating individualized care plans delivered by an experienced team of caregivers.
With a stellar reputation for providing the highest-quality senior living, the community provides engaging life-enrichment programs that encourages residents to live a full, connected life. A robust calendar of activities, convenient services, and great dining experiences further enhances residents’ quality of life. Amenities like a full-service, on-site beauty salon, private reading lounge and card room, and beautifully landscaped grounds, provides inviting spaces for social interactions, leisure, and relaxation.
Community Stability & Environment
-
Walk Score
Walk Score in senior living communities measures how easy it is for residents to access essential services and amenities—like grocery stores, parks, pharmacies, and transit—without needing a car. 48
Car-DependentMost errands require a car. Limited nearby destinations. Basic sidewalks but low connectivity. Residents likely drive for groceries, dining, and services.
Facility & Licensing Details
-
Business ID
Internal identifier assigned to the licensed business operating in Kentucky. 235921117
-
BBB ID
Better Business Bureau identifier for this business. 0402
What does this home offer?
Housing Options: Studio / 1 Bed
Building Type: 3-story
Transportation Services
Fitness and Recreation
Touring Checklist for Senior Living
Touring a community? Use this expert-backed checklist to stay organized, ask the right questions, and find the perfect fit.
Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
Send Checklist to Your Email
We'll send you a PDF version of the touring checklist.
Types of Care at Calumet Trace – A Charter Senior Living Community
Places of interest near Calumet Trace – A Charter Senior Living Community
4.2 miles from city center
3050 Calumet Trce, Owensboro, KY 42303
Calculate Travel Distance to Calumet Trace – A Charter Senior Living Community
Add your location
Join Our Online
Senior Community!
Connect, laugh, and explore — all from the comfort of your home.
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Comparison Chart
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
For seniors needing help with daily tasks but not full-time nursing.
For seniors needing help with daily tasks but not full-time nursing.
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
24/7 care needed
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
24/7 care needed
Claim What’s Yours: Financial Aid for Kentucky Seniors
- General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- KY Specifics: Rural focus; waitlists possible.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.
- General: Age 65+ or disabled, Kentucky resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- KY Specifics: Competitive grants; limited availability.
- Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).
- General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
- Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
- Asset Limits: Not assessed; need-based focus.
- KY Specifics: 15 AAAs; rural focus; not in nursing homes.
- Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.
- General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).
- General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
- Income Limits (2025): ~$31,225/year (individual); varies by AAA.
- Asset Limits: Not strictly assessed; need-based.
- KY Specifics: Max $1,500/year; statewide via AAAs.
- Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.
- General: Age 55+, unemployed, low-income, Kentucky resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- KY Specifics: Priority for veterans, rural residents.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- KY Specifics: High veteran demand in rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Contact Us

Beds shows the number of beds currently filled in each community agianst the total number of beds. Higher occupied beds usually indicates strong demand and reputation, while lower occupancy may suggest more availability for new residents.
What questions do you have about Calumet Trace – A Charter Senior Living Community?
We’ll help you with pricing, availability, and anything else you need.
Your Senior Care Partner, Every Step of the Way
We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.
Contact us Today










