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Best Assisted Living in Owensboro, KY

Reviewed by Dr. Jordan Weiss
Updated May 2026
We analyzed 10 homes in Owensboro, KY

Sources: CMS Centers for Medicare and Medicaid Services, and Kentucky Department of Health, Office of Aging and Long Term Care.

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Video Tour: Top-rated Assisted Living facilities in Owensboro, Kentucky.

Watch this Video to see Owensboro's Top-rated Senior Communities
Avg. Monthly cost: $4,500
National average: $5,600
Monthly cost range: $4,000–$6,600
National average: $3,400 – $8,200
Avg. Staff-to-Resident ratio: 1:6 to 1:12
National average: 1:6

Compare Assisted Living around Owensboro (Metro Area)

The information below is reported by the Kentucky Cabinet for Health and Family Services, Office of Inspector General.

Click column headers to sort
Fern Terrace Of Owensboro
MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro
68
Facility 68
KY AVG 83
Rank #194 / 341
No
42
Facility 42
KY AVG 41
Rank #215 / 423
Private Rooms / Semi-Private Rooms
One Park Place
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro
104
Facility 104
KY AVG 83
Rank #83 / 341
No
55
Facility 55
KY AVG 41
Rank #126 / 423
Studio / 1 Bed / 2 Bed
Calumet Trace – A Charter Senior Living Community
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Owensboro (Gateway Commons)
20
Facility 20
KY AVG 83
Rank #328 / 341
No
48
Facility 48
KY AVG 41
Rank #176 / 423
Studio / 1 Bed
Rosedale Rest Home
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Owensboro
50
Facility 50
KY AVG 83
Rank #258 / 341
No
52
Facility 52
KY AVG 41
Rank #147 / 423
-
Heritage Place
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

Owensboro (Mid America Industrial Park)
-No
19
Facility 19
KY AVG 41
Rank #337 / 423
-
Roosevelt House
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro
-No
76
Facility 76
KY AVG 41
Rank #22 / 423
-
Calumet Trace Senior Living
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro
44
Facility 44
KY AVG 83
Rank #273 / 341
No
7
Facility 7
KY AVG 41
Rank #382 / 423
-
Fern Terra of Owensboro
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro
36
Facility 36
KY AVG 83
Rank #295 / 341
No
80
Facility 80
KY AVG 41
Rank #12 / 423
-
Fern Terrace Suites II
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro
-No
39
Facility 39
KY AVG 41
Rank #224 / 423
-
Davco Rest Home LLC
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Owensboro
-No
34
Facility 34
KY AVG 41
Rank #261 / 423
-
Overview of Fern Terrace of Owensboro

Discover the compassion and dedication that sets the community apart. Welcome to Fern Terrace of Owensboro, a premier assisted living community located in Owensboro, Kentucky offering Personal Care homes and Assisted Living. Residents benefit from the expertise of trained personnel who administer medications and provide round-the-clock care. The community ensures a comforting environment with both private and semi-private rooms, promoting personalized attention and comfort.

For added convenience, Fern Terrace offers transportation to medical appointments, and residents have access to physician, psychiatrist, dental, optical, and podiatry services. Engaging activities are scheduled, fostering socialization and overall well-being. Welcome to Fern Terrace, where an enriching community awaits to support residents’ journey to wellness and vibrant living.

Contact Fern Terrace Of Owensboro

Overview of One Park Place

One Park Place, situated in Owensboro, KY, offers a maintenance-free senior living facility that includes assisted living services. With a lifelong commitment to enhancing the quality of life for seniors, the community diligently creates care plans tailored to their individual needs and preferences. Residents can benefit from comfortable accommodations, featuring a variety of room options such as studio, one-bedroom, and two-bedroom apartments that cater to different tastes and budgets.

Moreover, residents can enjoy meaningful time with friends while participating in a robust calendar of engaging activities and programs, including devotional sessions, health and wellness initiatives, and more. The community also serves nutritious and delicious meals customized to suit various dietary needs and interests. One Park Place is an excellent choice for seniors who want to maintain their independence while receiving exceptional care and support.

Contact One Park Place

Overview of Calumet Trace – a Charter Senior Living Community

Enjoy a purposeful lifestyle at Charter Senior Living Of Calumet Trace, a welcoming senior living community in Owensboro, KY, offering Independent Living, Personal Care, Memory Care and Short-Term Stays. Designed to enhance residents’ lives, the community features a variety of apartments with a wide selection to choose from, including a studio, one-bedroom, one-bedroom deluxe and two-bedroom layouts. The community collaborates closely with residents and families in creating individualized care plans delivered by an experienced team of caregivers.

With a stellar reputation for providing the highest-quality senior living, the community provides engaging life-enrichment programs that encourages residents to live a full, connected life. A robust calendar of activities, convenient services, and great dining experiences further enhances residents’ quality of life. Amenities like a full-service, on-site beauty salon, private reading lounge and card room, and beautifully landscaped grounds, provides inviting spaces for social interactions, leisure, and relaxation.

Contact Calumet Trace – A Charter Senior Living Community

Overview of Rosedale Rest Home

Experience the charm and warmth of Rosedale Rest Home in Owensboro, KY, offering independent living services. This esteemed senior living community is committed to providing personalized care and support catering to the immediate needs and interests of its residents. Moreover, the community offers carefully planned accommodations that suit comfort and individuality.

The community is conveniently located in nearby places such as hospitals, drugstores, shopping, markets, and banks for the benefit of its residents. Indulge in delightful and nutritious meals to satisfy cravings and provide dietary needs. Explore its beautifully created spaces and meet new companions along the way. Attend various social activities and community events to boost engagement. With Rosedale Rest Home, seniors are guaranteed a secure and wonderful retirement.

Contact Rosedale Rest Home

Heritage Place

3362 Buckland Square, Owensboro, Ky 42301, Usa
Overview of Heritage Place

Discover the charm and warmth of Heritage Place in Owensboro, KY, a haven of relaxed senior living, offering assisted living and healthcare services. The community features spacious and inviting floor plans suitable for every stage of life. Committed to the holistic well-being of residents, the community nurtures the body, mind, and spirit, supporting a continuum of care for every step of each resident’s journey.

Experience gracious hospitality in a beautiful building, where enriching experiences are plentiful, nutritious dining is made delicious, and onsite healthcare services help promote resident wellness. Explore its amazing common spaces and meet new companions along the way. At Heritage Place, life is celebrated with joy, comfort, and excellence wherein seniors are assured of a secure and worthwhile living experience.

Contact Heritage Place

Overview of Roosevelt House

Roosevelt House, a wonderful senior living community situated in Owensboro, KY, warmly welcomes seniors to its beautiful setting, providing assisted living services. The community offers a diverse selection of floor plans, featuring various layouts and designs to cater to individual preferences and lifestyles. Having a highly trained and dedicated team, residents can receive round-the-clock assistance and services to ensure comfort and relaxation within the vicinity.

With a wide range of engaging activities and exciting events, residents can explore new interests and revive old ones. The community’s extensive amenities provide ample opportunities for socializing with friends and staying active. Additionally, a variety of dining options are regularly available to meet different dietary needs and preferences. Roosevelt House strives to create a sanctuary for seniors, ensuring that every moment of their golden years is truly memorable.

Contact Roosevelt House

Overview of Calumet Trace Senior Living

Calumet Trace Senior Living is a 44-bed senior living community located at 3050 Calumet Trace in Owensboro, Kentucky. Managed by Charter Senior Living under Kentucky license number 101387, the facility serves Daviess County and maintains an active license through June 30, 2026.

As a licensed assisted living and memory care provider rather than a Medicare-certified nursing home, Calumet Trace operates under a state regulatory framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; based on current focused filings, the community maintains a citations-per-inspection rate of zero. The care model provides 24-hour staffing and oversight for residents who require support with daily tasks but do not need continuous hospital-level nursing care.

The campus manages an integrated care ladder that includes independent living, assisted living, specialized memory care, and respite stays. Assisted living residents receive 24/7 assistance with activities of daily living (ADLs), such as bathing, dressing, and medication administration, supported by a 24-hour emergency call system. The memory care neighborhood utilizes the proprietary Flourish℠ programming, a structured model focusing on cognitive engagement and emotional well-being for those living with Alzheimer’s or other dementias. Additionally, the community features two on-site rehabilitation services, providing physical, occupational, and speech therapy to support functional recovery and mobility.

Residents live in private studios, one-bedroom, and two-bedroom apartments that feature senior-friendly layouts and maintenance-free living. The all-inclusive service model covers three nutritional meals daily, weekly or biweekly housekeeping, personal laundry, and all home maintenance. Campus amenities include communal gardens, a fitness room, a craft and hobby room, and a full-service beauty salon and barbershop. Social life is anchored by a daily activities calendar, Friday happy hours, and scheduled transportation to local medical providers and shopping centers such as the Gateway Commons.

Those seeking a professionally managed, full-continuum community with a structured dementia care philosophy and on-site therapy may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to discuss current pricing—which typically starts at approximately $3,195 for independent living and $3,800 for assisted living—and schedule an in-person tour to assess the specialized memory care wing firsthand.

Contact Calumet Trace Senior Living

Overview of Fern Terra of Owensboro

Fern Terrace of Owensboro is a 36-bed personal care home located at 1415 West 1st Street in Owensboro, Kentucky. Operated by Davco Homes, Inc., the facility serves Daviess County under Kentucky license number 101412 and maintains an active status through June 30, 2026.

As a licensed personal care home rather than a Medicare-certified skilled nursing facility (SNF), Fern Terrace operates under a state regulatory framework and does not carry a CMS star rating. Licensure and inspections are overseen by the Kentucky Cabinet for Health and Family Services; based on current focused filings, the community maintains a citations-per-inspection rate of zero. Uniquely for this facility type, the community accepts both Medicare and Medicaid, providing a vital access point for residents who may otherwise face financial barriers to long-term care.

The facility provides a coordinated range of services including personal care, memory care, and respite stays. Staffing is provided 24 hours a day to assist with activities of daily living (ADLs) such as bathing, dressing, and mobility. Specialized clinical oversight is a hallmark of this community, with a staff physician and psychiatrist available on-site to conduct monthly assessments and manage individualized care plans. Medication administration is handled by trained staff to ensure adherence and safety for all residents.

Residents live in private or semi-private rooms that can be personalized with their own furnishings and décor. The comprehensive on-site clinical suite includes dental, optical, and podiatry services, allowing residents to receive routine health maintenance without the need for off-campus travel. Dining services feature three nutritional meals served daily in a communal setting, while all-inclusive services cover housekeeping, personal laundry, and cable TV hookups. A dedicated Activity Director coordinates daily social, educational, and spiritual programming, including monthly birthday parties and organized day trips. Additionally, scheduled transportation is available for medical appointments, shopping trips, family visits, and religious services.

Those seeking a smaller, clinically-integrated residential setting with broad financial acceptance and on-site specialty medical services may find this environment appropriate. Individuals evaluating the facility should contact the administration directly to discuss current unit pricing, which typically starts around $1,470 per month, and verify Medicaid waiver eligibility before scheduling an in-person tour.

Contact Fern Terra of Owensboro

Overview of Davco Rest Home LLC

Welcome to Davco Rest Home LLC, an assisted living community in Owensboro, Kentucky, offering Personal Care homes and Assisted Living. Here, residents benefit from round-the-clock care with 24-hour staff availability. This assisted living community provides a range of living options, including private and semi-private rooms, ensuring comfort and personalized attention. In Personal Care Homes, medications are administered by trained personnel, ensuring residents receive the care they need.
Residents can discover the warmth and dedication of Davco Rest Home LLC, where they can enjoy a fulfilling lifestyle in a supportive and caring environment. For added convenience, Davco Rest Home LLC provides transportation to medical appointments, and residents can access physician, psychiatrist, dental, optical, and podiatry services. Engaging activities are scheduled inside and outside the home, promoting socialization and overall well-being. Monthly birthday parties and church services provided within the house and the community further enrich residents’ experiences. Embrace a new chapter of senior living where individual needs are met with compassion and expertise.

Contact Davco Rest Home LLC

Overview of Fern Terrace Suites Ii

Discover the compassion and dedication that sets the community apart. Welcome to Fern Terrace Of Owensboro, a premier assisted living community located in Owensboro, Kentucky offering Personal Care homes and Assisted Living. Residents benefit from the expertise of trained personnel who administer medications and provide round-the-clock care. The community ensures a comforting environment with both private and semi-private rooms, promoting personalized attention and comfort.
For added convenience, Fern Terrace offers transportation to medical appointments, and residents have access to physician, psychiatrist, dental, optical, and podiatry services. Engaging activities are scheduled, fostering socialization and overall well-being. Welcome to Fern Terrace, where an enriching community awaits to support residents’ journey to wellness and vibrant living.

Contact Fern Terrace Suites II

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
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Frequently Asked Questions about Assisted Living in Owensboro, KY

What is the average cost of assisted living in Owensboro, KY?

The average monthly cost of assisted living in Owensboro, KY is approximately $4,500. Actual rates vary by community, level of care, and floorplan.

What is the price range for assisted living in Owensboro, KY?

Assisted living in Owensboro, KY typically ranges from $4,000–$6,600 per month, depending on the community, room type, and care needs.

What is the typical staff-to-resident ratio at assisted living facilities in Owensboro, KY?

Assisted living facilities in Owensboro, KY typically operate with a staff-to-resident ratio in the range of 1:6 to 1:12.

How many licensed assisted living facilities are there in Owensboro, KY?

According to state licensing records, there are approximately ~20–25 licensed assisted living facilities in Owensboro, KY.

What's the difference between assisted living and memory care in Kentucky?

Assisted living in Kentucky supports residents with daily activities (bathing, dressing, medication management) while preserving independence. Memory care is a specialized form of assisted living for residents living with Alzheimer's or dementia, and adds 24/7 secured environments, dementia-trained staff, and structured routines designed to reduce confusion and wandering.

What's the difference between assisted living and a nursing home in Kentucky?

Assisted living in Kentucky is a residential model focused on housing, hospitality, and help with daily activities. Nursing homes (skilled nursing facilities) provide 24/7 medical care from licensed nurses for residents with significant health needs, and are regulated more strictly under both state and federal CMS rules.

Does Kentucky Medicaid cover assisted living?

Kentucky Medicaid does not directly pay room-and-board for assisted living, but most states (including Kentucky) offer Home and Community-Based Services (HCBS) waivers that can offset the cost of care services delivered inside a licensed community. Eligibility, waitlists, and covered services vary — check directly with the state Medicaid agency.