Carefree Living St. Cloud

Carefree Living St. Cloud is an Independent Living Home in Minnesota

Carefree Living St. Cloud is an Independent Living Home in Minnesota

Carefree Living St. Cloud

1225 Division St E, St Cloud, MN 56304 View Map

Carefree Living St. Cloud is an Independent Living Home in Minnesota

Carefree Living St. Cloud is an Independent Living Home in Minnesota

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Overview of Carefree Living St. Cloud

Experience senior living to the fullest with Carefree Living of St. Cloud, located in the tranquil neighborhood of St. Cloud, MN, where premier assisted living services are carefully designed to fit scenic community setting. The community features a variety of well-appointed accommodations from single to double occupancy, all designed to fit varied preferences, offering safe, comfortable, and dignified living. Here, residents can enjoy peace of mind with priority access to healthcare facilities nearby, making it a thoughtful choice for retirement.

At Carefree Living of St. Cloud, it is never too late to build relationships and enjoy life. The community provides an array of amenities, including reading spaces, crafts rooms, and spacious lounge areas. Residents can immerse themselves in tranquility while sitting on the benches for relaxation. Embrace a retirement in this beautiful community where everything is in place for lasting memories.

Walk Score
Walk Score: 59 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Safety & Compliance

Wheelchair Accessible
Emergency Systems: Yes
Safety Features: Advanced safety and security systems.

Care Services

Accepts Medicare
Nursing Services
Rehabilitation Services
Respite Care
Independent Living
Licensed Nurses/CNAs
24-Hour Staffing

All Levels of Care

Assisted Living

Amenities & Lifestyle

Spacious lounge areas
chapel
quiet reading space
crafts room
outdoor walking path
benches for relaxation
beauty salon/barbershop.

Programs & Activities

Activities
A range of activities, events, excursions, and religious services are provided.
Specific Programs
Home-cooked meals, housekeeping, laundry, supervised medication distribution, regular evaluation meetings, registered nursing, physical therapy, medical social work, and home health aide services.
Religious Services
Yes

Dining & Nutrition

Food Description
Three home-cooked meals served daily with alternative options available for special diets.
Meals Included
Yes
Meals Per Day
3
Special Diets
Yes

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Private / Companion Suites

Building type icon
Building type icon

Building Type: 3-story

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Dining services icon
Dining services icon

Three Meals Per Day

Parking Available icon

Parking Available

Types of Care at Carefree Living St. Cloud

Independent Living

Places of interest near Carefree Living St. Cloud

Address 1.8 miles from city center

Address 1225 Division St E, St Cloud, MN 56304

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Financial Aid for Minnesota Seniors

Get financial aid guidance

Elderly Waiver

Minnesota Medicaid EW

Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$3,000 (individual, higher than most states).

Higher asset limit; rural access focus.

Essential Community Supports (ECS)

Minnesota ECS

Age 65+, Minnesota resident, at risk of decline but not nursing home level.

~$1,732/month (individual, varies).

$3,000 (individual).

Bridges gap for those ineligible for waivers.

Alternative Care (AC) Program

Minnesota Alternative Care Program

Age 65+, Minnesota resident, NFLOC, not MA-eligible.

~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.

$3,000 (individual); home equity limit $713,000.

CDCS option; statewide via counties.

Minnesota Senior Health Options (MSHO)

Minnesota Senior Health Options

Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.

~$1,255/month (100% FPL for MA); spenddown allowed.

$3,000 (individual), $6,000 (couple).

7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.

Minnesota Senior Care Plus (MSC+)

Minnesota Senior Care Plus

Age 65+, Minnesota resident, MA-eligible, not on Medicare.

~$1,255/month (100% FPL); spenddown allowed.

$3,000 (individual), $6,000 (couple).

Includes EW services; 7 health plans available.

Consumer Support Grant (CSG)

Minnesota Consumer Support Grant

Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.

~$1,255/month (MA-eligible); spenddown allowed.

$3,000 (individual).

Can hire family; statewide via counties.

Medicare Savings Program (MSP)

Minnesota Medicare Savings Program

Age 65+ or disabled, Minnesota resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

VA Aid and Attendance (A&A) and Housebound Benefits

Minnesota VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in rural/urban areas.

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