Carefree Living St. Cloud

Carefree Living St. Cloud is an Independent Living Home in Minnesota

Carefree Living St. Cloud is an Independent Living Home in Minnesota

Carefree Living St. Cloud

1225 Division St E, St Cloud, MN 56304 View Map

Carefree Living St. Cloud is an Independent Living Home in Minnesota

Carefree Living St. Cloud is an Independent Living Home in Minnesota

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Overview of Carefree Living St. Cloud

Experience senior living to the fullest with Carefree Living of St. Cloud, located in the tranquil neighborhood of St. Cloud, MN, where premier assisted living services are carefully designed to fit scenic community setting. The community features a variety of well-appointed accommodations from single to double occupancy, all designed to fit varied preferences, offering safe, comfortable, and dignified living. Here, residents can enjoy peace of mind with priority access to healthcare facilities nearby, making it a thoughtful choice for retirement.

At Carefree Living of St. Cloud, it is never too late to build relationships and enjoy life. The community provides an array of amenities, including reading spaces, crafts rooms, and spacious lounge areas. Residents can immerse themselves in tranquility while sitting on the benches for relaxation. Embrace a retirement in this beautiful community where everything is in place for lasting memories.

Walk Score
Walk Score: 59 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Safety & Compliance

Emergency Systems: Yes

Care Services

Nursing Services
Rehabilitation Services
Independent Living
Licensed Nurses/CNAs

All Levels of Care

Assisted Living

Amenities & Lifestyle

Emergency call system
Housekeeping
Personal laundry services
Linens
towels
and hand soaps
Cable Television
Lounge with cable television
Library/reading area
Craft/activities room
Whirlpool therapeutic bath
Outdoor walking path
Resident parking area

Programs & Activities

Activities
Planned activities
Religious Services
Yes

Dining & Nutrition

Food Description
Three meals and two snacks
Meals Included
Yes

What does this home offer?

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Housing Options: Private / Companion Suites

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Building Type: 3-story

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Fitness and Recreation

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Three Meals Per Day

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Parking Available

Types of Care at Carefree Living St. Cloud

Independent Living

Places of interest near Carefree Living St. Cloud

Address 1.8 miles from city center

Address 1225 Division St E, St Cloud, MN 56304

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Minnesota Seniors

Program
State Program Name
Eligibility
Benefits
Elderly Waiver
  • General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • MN Specifics: Higher asset limit; rural access focus.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.
Essential Community Supports (ECS)
  • General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Bridges gap for those ineligible for waivers.
  • Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Alternative Care (AC) Program
Minnesota Alternative Care Program
Official government program page
  • General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
  • Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
  • Asset Limits: $3,000 (individual); home equity limit $713,000.
  • MN Specifics: CDCS option; statewide via counties.
  • Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.
Minnesota Senior Health Options (MSHO)
Minnesota Senior Health Options
Official government program page
  • General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
  • Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.
  • Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).
Minnesota Senior Care Plus (MSC+)
Minnesota Senior Care Plus
Official government program page
  • General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
  • Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: Includes EW services; 7 health plans available.
  • Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.
Consumer Support Grant (CSG)
Minnesota Consumer Support Grant
Official government program page
  • General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
  • Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Can hire family; statewide via counties.
  • Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.
Medicare Savings Program (MSP)
Minnesota Medicare Savings Program
Official government program page
  • General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
VA Aid and Attendance (A&A) and Housebound Benefits
Minnesota VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MN Specifics: High veteran demand in rural/urban areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Minnesota Seniors

Minnesota Medicaid EW

Elderly Waiver

Requirements:
  • General:
    Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $3,000 (individual, higher than most states).
  • MN Specifics:
    Higher asset limit; rural access focus.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.
Minnesota ECS

Essential Community Supports (ECS)

Requirements:
  • General:
    Age 65+, Minnesota resident, at risk of decline but not nursing home level.
  • Income Limits:
    ~$1,732/month (individual, varies).
  • Asset Limits:
    $3,000 (individual).
  • MN Specifics:
    Bridges gap for those ineligible for waivers.
Benefits without Contact:
  • Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Minnesota Alternative Care Program

Alternative Care (AC) Program

Requirements:
  • General:
    Age 65+, Minnesota resident, NFLOC, not MA-eligible.
  • Income Limits (2025):
    ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
  • Asset Limits:
    $3,000 (individual); home equity limit $713,000.
  • MN Specifics:
    CDCS option; statewide via counties.
Benefits without Contact:
  • Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.
Minnesota Senior Health Options

Minnesota Senior Health Options (MSHO)

Requirements:
  • General:
    Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
  • Income Limits (2025):
    ~$1,255/month (100% FPL for MA); spenddown allowed.
  • Asset Limits:
    $3,000 (individual), $6,000 (couple).
  • MN Specifics:
    7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).
Minnesota Senior Care Plus

Minnesota Senior Care Plus (MSC+)

Requirements:
  • General:
    Age 65+, Minnesota resident, MA-eligible, not on Medicare.
  • Income Limits (2025):
    ~$1,255/month (100% FPL); spenddown allowed.
  • Asset Limits:
    $3,000 (individual), $6,000 (couple).
  • MN Specifics:
    Includes EW services; 7 health plans available.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.
Minnesota Consumer Support Grant

Consumer Support Grant (CSG)

Requirements:
  • General:
    Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
  • Income Limits (2025):
    ~$1,255/month (MA-eligible); spenddown allowed.
  • Asset Limits:
    $3,000 (individual).
  • MN Specifics:
    Can hire family; statewide via counties.
Benefits without Contact:
  • Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.
Minnesota Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits:
    $9,430 (individual), $14,130 (couple).
  • MN Specifics:
    Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Minnesota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:
  • General:
    Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025):
    Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits:
    ~$155,356 (net worth limit).
  • MN Specifics:
    High veteran demand in rural/urban areas.
Benefits without Contact:
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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