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Best Independent Living in St. Cloud, MN

Reviewed by Dr. Jordan Weiss
Updated Apr 2026

Sources: CMS Centers for Medicare and Medicaid Services, and Minnesota Department of Health, Office of Aging and Long Term Care.

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Video Tour: Top-rated Independent Living facilities in St Cloud, Minnesota.

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Compare Independent Living around St Cloud

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Carefree Living St. Cloud
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

St Cloud (Saint Cloud)
-No
59
Facility 59
MN AVG 43
Rank #185 / 632
Private / Companion Suites-------
Willows Landing
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Monticello (Mill Run)
125
Facility 125
MN AVG 61
Rank #68 / 532
Yes
31
Facility 31
MN AVG 43
Rank #404 / 632
Studio / 1 Bed / 2 Bed
68.8%
Facility 68.8%
MN AVG 74.5%
Rank #220 / 316
3
92.6%
Facility 92.6%
MN AVG 80.3
Rank #9 / 149
1
11
Facility 11
MN AVG 10.6
Rank #158 / 267
11.0
Facility 11.0
MN AVG 10.1
Rank #164 / 267
Benedict Homes
AL
St. Cloud
27
Mia's House St Cloud
AL
St. Cloud
4
Overview of Carefree Living St. Cloud

Experience senior living to the fullest with Carefree Living of St. Cloud, located in the tranquil neighborhood of St. Cloud, MN, where premier assisted living services are carefully designed to fit scenic community setting. The community features a variety of well-appointed accommodations from single to double occupancy, all designed to fit varied preferences, offering safe, comfortable, and dignified living. Here, residents can enjoy peace of mind with priority access to healthcare facilities nearby, making it a thoughtful choice for retirement.

At Carefree Living of St. Cloud, it is never too late to build relationships and enjoy life. The community provides an array of amenities, including reading spaces, crafts rooms, and spacious lounge areas. Residents can immerse themselves in tranquility while sitting on the benches for relaxation. Embrace a retirement in this beautiful community where everything is in place for lasting memories.

Contact Carefree Living St. Cloud

Overview of Willows Landing

Set in Monticello, MN, Willows Landing is a luxury senior living community, offering three different care levels, including independent living, assisted living, and memory care. The community boasts elegant accommodations with convenient access to excellent services, amenities, and conveniences. With the help of a dependable care team, the community reassures residents that they’ll be provided with the care they deserve and need to enjoy a vacation-style retirement.

Offering convenient access to local amenities, such as restaurants, banks, grocery stores, and more, the community provides an ideal place for those seeking a vibrant and comfortable environment with plenty of opportunities for recreation. Residents here also enjoy an array of vibrant activities, delightful meals, and thoughtful amenities, all designed to give residents the comfort and convenience they need to live a relaxing retirement experience.

Contact Willows Landing

Weighting overview

  • 35%
    Resident Experience
  • 25%
    Regulatory
  • 15%
    Visual Media
  • 10%
    Website
  • 10%
    Stability
  • 5%
    Environment
01

Resident & Family Experience 35%

The single largest share of every ranking. Aggregated review sentiment and volume from major platforms — the closest signal to real resident experience.

  • Includes
  • Review Sentiment
  • Review Volume
02

Regulatory & Safety Record 25%

State inspection records, citations, and complaint visits. We weight per-inspection rates more heavily than raw counts.

  • Includes
  • State Inspections
  • Citations/Inspection
  • % Inspections w/ Citations
  • Complaint Visits
  • Accreditations
  • BBB Rating
03

Visual Media & Transparency 15%

Communities that publish high-quality visuals give families a real preview. No photos or tours = a negative transparency signal.

  • Includes
  • Video Tours
  • Virtual Walkthroughs
  • Photo Quantity
  • Photo Quality
04

Website & Operator Transparency 10%

Site quality and whether the operator publishes basic accountability information — staff names, contact details, ownership.

  • Includes
  • Website Content
  • Mobile Usability
  • Staff Info Available
  • Owner Info Available
05

Community Stability 10%

Operational signals indicating whether a community is well-run and meeting demand.

  • Includes
  • Occupancy Rate
  • Bed Options
06

Environment & Pricing 5%

Walkability and pricing transparency. Walk Score is weighted higher for Independent Living than for Memory Care, where most residents do not leave unaccompanied.

  • Includes
  • Walk Score
  • Pricing Transparency
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Frequently Asked Questions about Independent Living in St. Cloud, MN

What is the average cost of independent living in St. Cloud, MN?

The average monthly cost of independent living in St. Cloud, MN is approximately $2,094. Actual rates vary by community, level of care, and floorplan.

What is the price range for independent living in St. Cloud, MN?

Independent living in St. Cloud, MN typically ranges from $476 - $3,960 per month, depending on the community, room type, and care needs.

What is independent living?

Independent living communities are residential settings for active older adults — typically with private apartments or cottages, shared amenities (dining, fitness, activities), and no built-in medical care.

How many independent living communities are listed on this page?

This page features 2 independent living communities in St. Cloud, MN. Use the filters and comparison tools above to compare ratings, amenities, and pricing.

How do I choose the right independent living community in St. Cloud, MN?

Start by matching the level of care offered to the resident's current and anticipated needs, then compare licensing status, staff-to-resident ratios, recent inspection results, and pricing. Tour at least two or three communities in St. Cloud, MN, talk to current residents and families, and confirm what is included in the base rate versus billed as add-on services.

What should I look for when visiting independent living communities in St. Cloud, MN?

Pay attention to staff interactions with residents, cleanliness and odor, food quality at meal times, the activity calendar, and how questions about pricing and care plans are answered. Ask to see the most recent state inspection report, the move-out / level-of-care-change policy, and a sample monthly bill that lists every fee.