Cedar Trails Senior Living

Article: How to get Medicare and Medicaid to Pay for Assisted Living

1.2 miles from city center

Description

Based in the vibrant community of Freeburg, IL, Cedar Trails Senior Living is a welcoming community that offers assisted living and memory care services. Beautifully appointed and comfortable accommodations with different floor plans are available for its residents. With an expert and compassionate team, those with cognitive conditions like Alzheimer’s disease and dementia receive specialized care partnered with technology and a community-setting approach.

The community is committed to delivering top-of-the-line amenities and services wherein residents can enjoy restaurant dining, events and entertainment, local trips, and many more. Boost wellness and engagement by visiting its common spaces such as the lounges, bistro, wellness center, and theater. Avail of their housekeeping, maintenance, and transportation services to maximize comfort and relaxation. At Cedar Trails Senior Living, seniors can truly live life to the fullest.

Map

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Details

What does this place offer?

Building Type Single-story

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Memory Care

Comparison Chart

Compare senior living communities around the area

Cedar Trails Senior Living

Freeburg

N/A

Sunrise Gardens Assisted Living

AZ 85335

Private / Semi-Private Rooms

Claim What’s Yours: Financial Aid for Illinois Seniors

Program

State Program Name

Eligibility

Benefits

Community Care Program

Illinois CCP

General: Age 60+, Illinois resident, at risk of nursing home placement.
Income Limits (2025): ~$1,215/month (individual).
Asset Limits: $17,500 (individual, excludes home, car).
IL Specifics: High demand in urban areas; waitlists possible.

Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).

Illinois Respite Program

IL Respite (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), Illinois resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IL Specifics: Limited slots; urban/rural balance.

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
IL Specifics: ~200 SLP sites statewide; room/board not covered.

Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.

Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IL Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

General: Age 55+, unemployed, low-income, Illinois resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IL Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: ~$50-$500/month based on facility type.

Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IL Specifics: High veteran demand in urban/rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Illinois Seniors

Illinois CCP

Community Care Program

Eligibility

General: Age 60+, Illinois resident, at risk of nursing home placement.
Income Limits (2025): ~$1,215/month (individual).
Asset Limits: $17,500 (individual, excludes home, car).
IL Specifics: High demand in urban areas; waitlists possible.

Benefits

Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).

IL Respite (via NFCSP)

Illinois Respite Program

Eligibility

General: Caregiver of someone 60+ (or with dementia), Illinois resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IL Specifics: Limited slots; urban/rural balance.

Benefits

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Illinois Medicaid Supportive Living Program

Supportive Living Program (SLP)

Eligibility

General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
IL Specifics: ~200 SLP sites statewide; room/board not covered.

Benefits

Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).

Illinois Medicaid Elderly Waiver

Persons Who Are Elderly Waiver

Eligibility

General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.

Benefits

Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).

Illinois Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IL Specifics: Three tiers; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Illinois SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Illinois resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IL Specifics: Priority for veterans, rural residents.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Illinois Optional State Supplementation

Optional State Supplementation (OSS)

Eligibility

General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: ~$50-$500/month based on facility type.

Benefits

Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.

Illinois VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IL Specifics: High veteran demand in urban/rural areas.