What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Cedar Trails Senior Living | Assisted Living in Freeburg, IL

Overview of Cedar Trails Senior Living

Based in the vibrant community of Freeburg, IL, Cedar Trails Senior Living is a welcoming community that offers assisted living and memory care services. Beautifully appointed and comfortable accommodations with different floor plans are available for its residents. With an expert and compassionate team, those with cognitive conditions like Alzheimer’s disease and dementia receive specialized care partnered with technology and a community-setting approach.

The community is committed to delivering top-of-the-line amenities and services wherein residents can enjoy restaurant dining, events and entertainment, local trips, and many more. Boost wellness and engagement by visiting its common spaces such as the lounges, bistro, wellness center, and theater. Avail of their housekeeping, maintenance, and transportation services to maximize comfort and relaxation. At Cedar Trails Senior Living, seniors can truly live life to the fullest.

(618) 539-9190

Managed by Kim Chase

Executive Director

Kim Chase serves as the Executive Director at Cedar Trails Senior Living, providing leadership and oversight to the community. She is dedicated to ensuring a warm and supportive environment for residents and staff alike.

61-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

1 year in operation

A newer community that may feature more recent facilities and programs.

Walk Score: 26 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

AwardsU.S. News & World Report Best Assisted Living 2025

Facility TypeAssisted Living/shared Housing Establishment

StatusActive

IssuanceDecember 19, 2024

ExpirationDecember 18, 2026

CountySaint Clair

License Number5105983

Cedar Trails Senior Living is legally operated by Freeburg Senior Community, Llc.

Permanent Units

45 units

Alzheimer's Units

16 units

Total beds

61 units

Licensed Nurses/CNAs

Restaurant Dining

24-Hour Bistro

Concierge Service

Housekeeping

Events And Entertainment

Personal Care

Transportation Services

Specific ProgramsServices & Amenities, Wellness, Pets, Restaurant

Assisted Living$3,845 per month

Memory Care$5,735 per month

Food DescriptionCedar Trails Senior Living offers restaurant dining and a 24-hour bistro.

Meals IncludedYes

What does this home offer?

Building Type: Single-story

Transportation Services

Fitness and Recreation

Types of Care at Cedar Trails Senior Living

Assisted Living Memory Care

Breakdown by inspection type

4 licensing inspections
2 complaint investigations
5 incident investigations
4 other inspections

Show Inspection Reports

Latest inspection

Date December 22, 2025

Inspection history

Inspection

11 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Illinois average: 7 deficiencies

Inspection Report Summary for Cedar Trails Senior Living

The most recent inspection on December 22, 2025, found the facility in compliance with applicable assisted living regulations and cited no deficiencies. Earlier inspections showed a mixed record, with prior deficiencies related mainly to fall prevention and staff training, as well as issues with narcotic medication administration and employee compliance with health screening and certification requirements. Complaint investigations included a substantiated case of narcotic diversion by an agency nurse, which led to internal and law enforcement involvement, while most other complaints were found unsubstantiated or resulted in citations for procedural lapses. No fines, immediate jeopardy findings, or license actions were listed in the available reports. The facility’s record shows some improvement over time, with the most recent survey indicating compliance following earlier citations and corrective actions.

Living Spaces & Floor Plans

1 Bedroom, 1 Bathroom

2 Bedroom, 1 Bathroom

Memory Care Studio

Community Care Program

Illinois CCP

Age 60+

General Illinois resident, at risk of nursing home placement.

Income Limits (2025) ~$1,215/month individual

Asset Limits $17,500 individual, excludes home, car

High demand in urban areas; waitlists possible.

Benefits

In-home care (3-5 hours/day) Adult day services ($65/day) Emergency home response systems ($30/month)

Illinois Respite Program

IL Respite (via NFCSP)

Age Caregiver of someone 60+ (or with dementia)

General Illinois resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; urban/rural balance.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$65/day) Short-term facility care (up to 5 days)

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Age 65+ or 22-64 with disability

General Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home, car).

~200 SLP sites statewide; room/board not covered.

Benefits

Personal care (5-7 hours/day, e.g., bathing, mobility) Meals Housekeeping Medication management Respite (~240 hours/year)

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Age 65+

General Illinois resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Part of HealthChoice Illinois; consumer-directed options available.

Benefits

Personal care (5-7 hours/day, e.g., dressing, eating) Homemaker Adult day care (~$60/day) Respite (240 hours/year) Home mods ($1,000 avg.)

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

Age 65+ or disabled

General Illinois resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

Age 55+

General unemployed, low-income, Illinois resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

Age 65+ or disabled

General Illinois resident, in approved facility, SSI recipient or low-income.

Income Limits (2025) ~$1,004/month including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

~$50-$500/month based on facility type.

Benefits

Cash (~$50-$500/month) for room/board in personal care homes or SLFs

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Illinois resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in urban/rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

1.2 miles from city center Estimated distance in miles from Freeburg's city center to Cedar Trails Senior Living's address, calculated via Google Maps.

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

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Filter by care type


Cedar Trails Senior Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Freeburg	61	No	26	1	Freeburg Senior Community, Llc	15	2	5	-

Cedar Trails Senior Living

Type of care: AL MC

Community:Location: Freeburg

Bed Count: 61

Pets Allowed: No

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

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Cedar Trails Senior Living

Assisted Living in Freeburg

Assisted Living in Freeburg

Overview of Cedar Trails Senior Living

Managed by Kim Chase

About this community

Awards

License Details

Ownership & Operating Entity

Type Of Units

Staffing & Medical

Amenities & Lifestyle

Pricing & Financial Information

Dining & Nutrition

What does this home offer?

Types of Care at Cedar Trails Senior Living

Contact Cedar Trails Senior Living

Inspection History

15 visits/inspections Inspections are mandatory, regular evaluations conducted by state health departments or regulatory agencies. They ensure the community provides safe, compliant care, covering areas like resident health, staff and management.

Breakdown by inspection type

Latest inspection

Inspection history

11 deficiencies

Inspection Report Summary for Cedar Trails Senior Living

Inspection Reports

Living Spaces & Floor Plans

1 Bedroom, 1 Bathroom

2 Bedroom, 1 Bathroom

Memory Care Studio

Financial Assistance for Assisted Living in Illinois

Community Care Program

Illinois Respite Program

Supportive Living Program (SLP)

Persons Who Are Elderly Waiver

Medicare Savings Program (MSP)

Senior Community Service Employment Program (SCSEP)

Optional State Supplementation (OSS)

VA Aid and Attendance (A&A) and Housebound Benefits

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Penalties and fines

Penalty History

Compare Assisted Living around Freeburg The information below is reported by the Illinois Department of Public Health, Office of Health Care Regulation.

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