What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Cedarhurst of Fort Wayne | Assisted Living in Fort Wayne, IN

Overview of Cedarhurst of Fort Wayne

Cedarhurst of Fort Wayne is a senior living community in Fort Wayne, Indiana, offering assisted living and memory care in a supportive, residential-style environment. The community provides personalized care, engaging life enrichment programs, and chef-prepared dining to promote comfort, independence, and overall well-being. Residents can enjoy a variety of activities and amenities designed to enhance their quality of life.

(260) 748-0904

89-bed community

A larger shared setting that may offer more common spaces and organized community services.

7 years in operation

An established community with some operational experience and growing routines.

About this community

Occupancy

Occupancy rate

93%

Higher than the Indiana average: 68.1%

Occupied beds

83 / 89

Average residents 70 per day

Facility TypeAssisted Living / Residential Care Facility (rcf)

IssuanceJanuary 9, 2024

ExpirationAugust 31, 2025

License Number24-014576-1

Cedarhurst of Fort Wayne is legally operated by Cedarhurst Of Fort Wayne Operator, Llc, and administrated by Kari Lynn Cerutti.

Profit StatusPROFIT

Residential

89 units

Total beds

89 units

Wheelchair Accessible

Emergency Systems24-hour emergency call systems.

Staffing

Key information about the people who lead and staff this community.

Director of NursingJENNIFER RAO

Rehabilitation Services

Respite Care

24-Hour Staffing

Fax(314) 442-4081

Pets Allowed

HousekeepingYes

Linen ServiceYes

Utilities IncludedYes

24/7 On-Site Staff

Full-Service

All-Day Dining

Weekly Housekeeping

Scheduled Transportation

Landscaped Courtyards

Pets Welcome

Community Area Wifi

Full-Service Salon

Private Movie Theater

ActivitiesDaily social events and experiences tailored to resident interests.

Specific ProgramsDaily Programs & Events, Dining at Cedarhurst, Life at Cedarhurst, Services & Amenities

Assisted Living$5,450 per month

Memory Care$8,050 per month

Food DescriptionFull-service, all-day dining with diverse meal options tailored to individual tastes and dietary requirements.

Meals IncludedYes

Special DietsYes

16 Inspections Indiana avg: 13 23% above Indiana avg

6 Visits with Citations Indiana avg: 7 14% below Indiana avg

22 Citations Total Indiana avg: 34 35% below Indiana avg Ranked 154th of 385

11 Visits without Citations Indiana avg: 12 8% below Indiana avg

Show Inspection Reports

5 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

Indiana average: 5 complaints

Latest inspection

Date June 18, 2025

Complaint Investigation

22 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Indiana average: 34 citations

22 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Indiana average: 36 deficiencies

1.3 deficiencies per inspection

Indiana average: 5.1 deficiencies per inspection

Inspection Report Summary for Cedarhurst of Fort Wayne

The most recent inspection on June 18, 2025, found no deficiencies related to the complaint investigated. Earlier inspections showed a pattern of some deficiencies primarily involving documentation issues such as unsigned service plans and communication lapses, including a substantiated complaint in February 2025 about delayed notification to a physician and family after a resident’s fall. Prior reports also cited medication errors and several administrative and procedural deficiencies, including incomplete transfer documentation, abuse reporting delays, and staffing certification gaps, but no fines or enforcement actions were listed in the available reports. Most complaint investigations were unsubstantiated or found no deficiencies, with a few substantiated complaints that did not result in enforcement actions. The facility’s recent inspections suggest some improvement in compliance, particularly with no deficiencies noted in the latest review.

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

Age 65+ or disabled

General Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Requires level-of-care determination.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$60/day) Home health services

CHOICE Program

Indiana CHOICE

Age 60+

General Indiana resident, at risk of nursing home.

Income Limits ~$2,000/month varies

Asset Limits $10,000 individual

Limited funding; regional variation.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Transportation (~5 trips/month)

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

Age 65+

General or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025) ~$1,004/month including SSI

Asset Limits $2,000 (individual), $3,000 (couple).

~50 facilities statewide; per diem rate set by FSSA.

Benefits

Room/board Laundry Minimal care coordination (~$20-$50/day subsidy)

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

Age 65+ or disabled

General Indiana resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

16 AAAs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

Age 55+

General unemployed, low-income, Indiana resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand statewide.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

88.0 miles from city center Estimated distance in miles from FORT WAYNE's city center to Cedarhurst of Fort Wayne's address, calculated via Google Maps.

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

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