What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Certus at Waterford Lakes

11120 Lake Underhill Rd, Orlando, FL 32825 View Map

Certus at Waterford Lakes is a Memory Care Home in Florida

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Overview of Certus at Waterford Lakes

Certus Senior Living understands the aging process and is dedicated to providing residents with the highest memory care and assisted living support. The community’s specially trained staff is committed to helping seniors achieve maximum independence with a person-centered approach to promoting individuality. They hope residents discover many possibilities where anything can happen at the premier residence in Waterford Lakes.
As a Premier Memory Care Living Community, seniors can expect to find a sense of belonging in a thriving medical community; their families can trust that the committed staff ensures each individual is cared for and treated with compassion and kindness. Its accommodations include medication management, housekeeping, ADLs, scheduled activities, and daily meal plans. Exclusive programs include the SPIN™ program for health and wellness, the MAPS™ program for successful memory care training, and the Fit Moments™ program for rehabilitative therapy exercises.

(407) 678-1717 EDWaterford@CertusSeniorLiving.com

Managed by Tina Kendrick

Executive Director

Tina Kendrick is a dedicated professional with a strong background in military service and healthcare. She joined Certus in December 2022 as the Executive Director at the Waterford Lakes community, where she developed a passion for long-term care and assisted living. Tina is committed to supporting families and residents, especially in memory care placement decisions, bringing a compassionate and knowledgeable approach to her leadership role.

Walk Score: 12 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Safety & Compliance

Secured Perimeter

Care Services

Nursing Services

Memory Care

Independent Living

Skilled Nursing

24-Hour Staffing

Amenities & Lifestyle

secured community

salon

fitness center

home-style dining

Programs & Activities

Specific Programs

MAPS®, SPIN®, FIT Moments®, Team Training & Certification, CERTUS Dementia-Friendly

Pricing & Financial Information

mid$6,000s

Dining & Nutrition

Food Description

Home-style dining atmosphere with brain-healthy, gourmet meals.

Meals Included

Yes

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Living Spaces & Floor Plans

Full Community Plan

Download PDF

11120 Lake Underhill Rd, Orlando, FL 32825

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Guides for Better Senior Living

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Long-Term Care Waiver

Florida Medicaid LTC Waiver

General: Age 65+ or 21+ disabled, Florida resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

FL Specifics: High demand; waitlists common.

Community Care for the Elderly (CCE)

Florida CCE

General: Age 60+, Florida resident, at risk of nursing home.

Income Limits: ~$2,000/month (varies).

Asset Limits: $5,000 (individual).

FL Specifics: Limited funding; regional variation.

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

General: Age 60+, Florida resident, at risk of nursing home placement; caregiver must be approved.

Income Limits (2025): ~$2,829/month (individual, aligned with Medicaid thresholds).

Asset Limits: ~$2,000 (individual); varies by case manager discretion.

FL Specifics: Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

General: Age 55+, Florida resident, nursing home-level care need, safe with PACE support.

Income Limits (2025): ~$2,829/month (300% FBR).

Asset Limits: $2,000 (individual), $3,000 (couple).

FL Specifics: Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Optional State Supplementation (OSS)

Florida Optional State Supplementation

General: Age 65+ or disabled, Florida resident, living in approved facility, receiving SSI or low-income.

Income Limits (2025): ~$1,004/month (individual, including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

FL Specifics: Limited to specific facility types; ~$78.40/month max supplement.

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Florida resident.

Income Limits (2025): ~$1,983/month (125% FPL, individual).

Asset Limits: Not specified; income-focused.

FL Specifics: Priority for veterans, rural residents; ~1,000 slots/year.

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Certus at Waterford Lakes

Certus at Waterford Lakes is a Memory Care Home in Florida

Certus at Waterford Lakes is a Memory Care Home in Florida

Certus at Waterford Lakes

Certus at Waterford Lakes is a Memory Care Home in Florida