Charter Senior Living of Panama City Beach

4.5 miles from city center

Description

Tucked away in a quiet neighborhood of Panama City, FL, Charter Senior Living of Panama City Beach is a cozy senior living community that offers a vibrant atmosphere for independent living, assisted living, and memory care. Here, residents enjoy the warmth and comfort of meticulously designed apartments, ranging from studios, one-bedroom and two-bedroom apartments. An exceptional team of caregivers and nurses ensures residents receive the care that matches their needs.

Fostering a worry-free and carefree lifestyle, the community offers convenient services such as weekly housekeeping, laundry services, bus transportation, and deliciously prepared meals. Moreover, amenities like a full-service beauty salon, ample parking for residents and guests, private, individual interior mailboxes, and beautifully landscaped grounds, including a courtyard and garden, are available for residents’ enjoyment and convenience.

Map

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Details

What does this place offer?

Housing Options Studio / 1 Bed / 2 Bed

Amenities

Transportation Services

Fitness and Recreation

Types of Care Available

Assisted Living Independent Living Memory Care

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How to get Medicare and Medicad to Pay for Assisted Living

Comparison Chart

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Claim What’s Yours: Financial Aid for Florida Seniors

Program

State Program Name

Eligibility

Benefits

Long-Term Care Waiver

Florida Medicaid LTC Waiver

General: Age 65+ or 21+ disabled, Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: High demand; waitlists common.

Services: In-home care (6-8 hours/day), assisted living, respite (240 hours/year), case management.

Community Care for the Elderly (CCE)

Florida CCE

General: Age 60+, Florida resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $5,000 (individual).
FL Specifics: Limited funding; regional variation.

Services: Homemaker services (3-5 hours/week), adult day care (~$60/day), respite (up to 10 days/year).

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

General: Age 60+, Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025): ~$2,829/month (individual, aligned with Medicaid thresholds).
Asset Limits: ~$2,000 (individual); varies by case manager discretion.
FL Specifics: Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Services: Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month).

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

General: Age 55+, Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Optional State Supplementation (OSS)

Florida Optional State Supplementation

General: Age 65+ or disabled, Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025): ~$1,004/month (individual, including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific facility types; ~$78.40/month max supplement.

Services: Cash payment (~$78.40/month) for room/board or personal needs in facilities.

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Florida resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
FL Specifics: Priority for veterans, rural residents; ~1,000 slots/year.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Florida Seniors

Florida Medicaid LTC Waiver

Long-Term Care Waiver

Eligibility

General: Age 65+ or 21+ disabled, Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: High demand; waitlists common.

Benefits

Services: In-home care (6-8 hours/day), assisted living, respite (240 hours/year), case management.

Florida CCE

Community Care for the Elderly (CCE)

Eligibility

General: Age 60+, Florida resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $5,000 (individual).
FL Specifics: Limited funding; regional variation.

Benefits

Services: Homemaker services (3-5 hours/week), adult day care (~$60/day), respite (up to 10 days/year).

Florida Home Care for the Elderly

Home Care for the Elderly (HCE)

Eligibility

General: Age 60+, Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025): ~$2,829/month (individual, aligned with Medicaid thresholds).
Asset Limits: ~$2,000 (individual); varies by case manager discretion.
FL Specifics: Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits

Services: Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month).

Florida Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Florida Optional State Supplementation

Optional State Supplementation (OSS)

Eligibility

General: Age 65+ or disabled, Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025): ~$1,004/month (individual, including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific facility types; ~$78.40/month max supplement.