Charter Senior Living of Panama City Beach

Assisted Living in Panama City

Charter Senior Living of Panama City Beach

Assisted Living in Panama City

Overview of Charter Senior Living of Panama City Beach

Tucked away in a quiet neighborhood of Panama City, FL, Charter Senior Living of Panama City Beach is a cozy senior living community that offers a vibrant atmosphere for independent living, assisted living, and memory care. Here, residents enjoy the warmth and comfort of meticulously designed apartments, ranging from studios, one-bedroom and two-bedroom apartments. An exceptional team of caregivers and nurses ensures residents receive the care that matches their needs.

Fostering a worry-free and carefree lifestyle, the community offers convenient services such as weekly housekeeping, laundry services, bus transportation, and deliciously prepared meals. Moreover, amenities like a full-service beauty salon, ample parking for residents and guests, private, individual interior mailboxes, and beautifully landscaped grounds, including a courtyard and garden, are available for residents’ enjoyment and convenience.

(850) 236-0510
Bed community size
60-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 55 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Awards

AwardsProud to be Deficiency-Free State Survey badge

License Details

Facility TypeAssisted Living Facility
StatusLicensed
IssuanceDecember 28, 2025
ExpirationDecember 27, 2027
CountyBay
License Number10754

Ownership & Operating Entity

Charter Senior Living of Panama City Beach is legally operated by Kjb Tenant Panama City, Llc, and administrated by Georgia Nixon.

Management CompanyCHARTER SENIOR LIVING PANAMA CITY, LLC
Profit StatusFor-Profit

Safety & Compliance

Emergency SystemsYes

Staffing

Key information about the people who lead and staff this community.

Therapy & Rehabilitation

1 service
Respite Care

Staffing & Medical

1 service
24-Hour Staffing

Additional Policies & Features

Continuing Care Retirement Community (CCRC)
Visitor PolicyVisitors are welcome 24 hours a day, 7 days a week.
HousekeepingYes
Linen ServiceYes
Utilities IncludedYes

Amenities & Lifestyle

Supportive Services
Restaurant-Style Dining
Fitness Programs
Scheduled Transportation
Weekly Housekeeping
Laundry Service
ActivitiesEngaging activities tailored to residents' interests.
Branded ProgramsFlourish℠ Programming
Specific ProgramsFlourish℠ Programming, Short-Term Stays, Services & Amenities, Dining, Events
Operating Hours24 hours a day, 7 days a week.

Pricing & Financial Information

IL$3,495 per month
AL$4,395 per month
MC$5,395 (shared), $6,195 (private) per month

Dining & Nutrition

Food DescriptionRestaurant-style dining with engaging social events and fitness programs.

Activities in this home

What does this home offer?

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Charter Senior Living of Panama City Beach

Assisted Living Independent Living Memory Care

Contact Charter Senior Living of Panama City Beach

Inspection History

In Florida, the Agency for Health Care Administration (AHCA) is the primary authority that conducts unannounced inspections and completes official health quality reports for all healthcare facilities.

41 visits/inspections Info Inspections are mandatory, regular evaluations conducted by state health departments or regulatory agencies. They ensure the community provides safe, compliant care, covering areas like resident health, staff and management.

Results

28 with citations

13 without citations

Florida average: 16 inspections with citations

Latest inspection

Date June 27, 2024
Routine

46 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Florida average: 33 citations

1.1 citations per inspection

Florida average: 1.3 citations per inspection

30 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Florida average: 19 deficiencies

5 fines

Florida average: 5 fines

Total amount fined: $9,592.00

Florida average: $11,623.53

Inspection Report Summary for Charter Senior Living of Panama City Beach

CHARTER SENIOR LIVING OF PANAMA CITY BEACH was last inspected on 2024-06-27, with no deficiencies cited. Over the reporting period from 2012-07-25 to 2024-06-27, a total of 36 inspections were conducted, with all but one resulting in deficiencies. The facility has addressed these issues, as evidenced by its current status. Common themes identified during inspections included building maintenance and physical plant concerns, as well as records and documentation, resident care and rights, infection control, dietary services, and emergency planning.

Living Spaces & Floor Plans

Charter Senior Living Of Panama City Beach
Charter Senior Living Of Panama City Beach1
Charter Senior Living Of Panama City Beach2
Charter Senior Living Of Panama City Beach3
Two Bedroom Floor Plan
Two Bedroom Floor Plan
Studio Floor Plan
Studio Floor Plan

Financial Assistance for
Assisted Living in Florida

Charter Senior Living of Panama City Beach is located in Panama City, Florida.
Here are the financial assistance programs available to residents in Florida.

Get Financial aid guidance

Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled
General Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
FL

High demand; waitlists common.

Benefits
In-home care (6-8 hours/day) Assisted living Respite (240 hours/year) Case management

Community Care for the Elderly (CCE)

Florida CCE

Age 60+
General Florida resident, at risk of nursing home.
Income Limits ~$2,000/month varies
Asset Limits $5,000 individual
FL

Limited funding; regional variation.

Benefits
Homemaker services (3-5 hours/week) Adult day care (~$60/day) Respite (up to 10 days/year)

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+
General Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025) ~$2,829/month individual, aligned with Medicaid thresholds
Asset Limits ~$2,000 (individual); varies by case manager discretion.
FL

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits
Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month)

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+
General Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025) ~$2,829/month 300% FBR
Asset Limits $2,000 (individual), $3,000 (couple).
FL

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits
Personal care (5-7 hours/day) Medical care Meals Transportation Therapy

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled
General Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025) ~$1,004/month individual, including SSI
Asset Limits $2,000 (individual), $3,000 (couple).
FL

Limited to specific facility types; ~$78.40/month max supplement.

Benefits
Cash payment (~$78.40/month) for room/board or personal needs in facilities

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

Age 55+
General unemployed, low-income, Florida resident.
Income Limits (2025) ~$1,983/month 125% FPL, individual
Asset Limits Not specified; income-focused.
FL

Priority for veterans, rural residents; ~1,000 slots/year.

Benefits
Paid training (~20 hours/week at ~$7.25/hour) Job placement

Places of interest near Charter Senior Living of Panama City Beach

Address 4.5 miles from city center Info Estimated distance in miles from Panama City's city center to Charter Senior Living of Panama City Beach's address, calculated via Google Maps. — 0.12 miles to nearest hospital (Publix Pharmacy at Magnolia Plaza)

Calculate Travel Distance to Charter Senior Living of Panama City Beach

Add your location

Address

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database

Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

Compare Assisted Living around Panama City The information below is reported by the Florida Agency for Health Care Administration (AHCA).

Filter by care type
The Blake at Panama City Beach
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Panama City Beach130No 33 The Blake At Panama City Beach Services Llc1330.8%151.2For-Profit$6,000Shane A. JonesStudio / 1 Bed / 2 Bed-
The Landing of Panama City Beach
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Panama City Beach70Yes 30 Seagrass Pcb Mc Llc2147.6%221.0For-Profit-Jasmine Martin DicksonStudio / 1 Bed / 2 BedA+
Charter Senior Living of Panama City Beach
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Panama City (Panama City Beach)60No 55 Kjb Tenant Panama City, Llc4168.3%461.1For-Profit$9,592Georgia NixonStudio / 1 Bed / 2 Bed-
Brookdale Panama City
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Panama City (St. Andrews Bay)50Yes 42 Brookdale Senior Living Communities, Inc.3560%341.0For-Profit$8,250Debra J CremersStudio / 1 Bed / 2 Bed-
Superior Residences
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Panama City Beach (Grand Heron Drive)-Yes 46 -00%0----Studio / 1 Bed / 2 BedA+

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Explore Open Rooms
1 Contact details
2 What type of senior care service are you looking for?
3 What budget do you have in mind for senior care?
4 How soon do you need to find care?
5 Additional details

Thank you for your interest!

Our team will be in touch shortly to help with next steps.