What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Chesterton Manor | Indiana | Photos & Videos

Overview of Chesterton Manor

Chesterton Manor is a skilled nursing facility in Chesterton, IN. It offers short-term rehabilitation, long-term care, respite care, and memory support. The facility prioritizes the needs of its residents with a philosophy of 'Residents First'.

(219) 926-8387

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 2.56/day

Overall rating

1/5

Health Inspection

2/5

Staffing

1/5

Quality Measures

2/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 100

This home usually has availability

Lower occupancy suggests more openings may be available.

67.2%

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

55% of new residents, usually for short-term rehab.

Typical stay 25 days

Private pay

17% of new residents, often for short stays.

Typical stay 6 - 7 months

Medicaid

28% of new residents, often for long-term daily care.

Typical stay 2 years

Finances and operations

Home revenue

$10.2M

Surplus of revenue

$2.2M

Governmental home County

Home revenue

$10,226,373.00

Surplus of revenue

$2,173,338.00

Payroll costs

$2.6M

25% of revenue

Other operating costs

$5.5M

Total costs $8.1M

100-bed community

A larger shared setting that may offer more common spaces and organized community services.

1 year in operation

A newer community that may feature more recent facilities and programs.

About this community

License Status

Active

Facility Type

NURSING HOME (Skilled Nursing Facility)

License Date

August 1, 2024

Additional licensing details

License number: 24-000150-1

CMS Certification Number: 155246

Ownership & operating entity

Chesterton Manor is administrated by SHERRIE LAMORE.

Profit status: OTHER

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of Nursing: CYNTHIA PODSIADLIK

Care Services

Nursing Services

Rehabilitation Services

Respite Care

Memory Care

Skilled Nursing

Licensed Nurses/CNAs

Short-Term Rehab

All Levels of Care

Short Term Rehabilitation

Long Term Care

Memory Support

Contact Information

Fax: (219) 395-1510

Amenities & Lifestyle

Serene Outdoor Areas

Beautiful Sitting Areas

Dining with Friends

Make Your Room Yours

Smiling Staff

Coffee Hour

Programs & Activities

Specific Programs

Short Term Rehabilitation, Long Term Care, PGx Testing, Accommodations

Results

6 with citations

0 without citations

Show Inspection Reports

5 complaints

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

52 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Compare Nursing Homes around Indiana

Adams Woodcrest

SNF

IN 46733

143

71.4%

$12,192,260.00

$5,615,054.00

46.1%

108.40

5/5

3.6901

5/5

3/5

5/5

Adams Heritage

SNF

IN 46773

71.6%

$5,068,983.00

$2,488,962.00

49.1%

39.10

5/5

4.1205

4/5

5/5

Addison Pointe Health & Rehabilitation Center

SNF

IN 46304

100

DOBBEN, STEVEN

92.5%

$15,225,564.00

$5,306,023.00

34.8%

92.50

3/5

3.1554

2/5

3/5

5/5

Albany Health Care & Rehabilitation Center

SNF

IN 47320

102

TROXWELL, MELANIE

75.6%

$12,342,683.00

$4,315,019.00

35%

77.20

2/5

3.5110

2/5

3/5

Chesterton Manor

SNF

IN 46304

67.2%

$9,618,412.00

$2,553,714.00

26.6%

74.80

1/5

2.5566

2/5

1/5

2/5

Adams Woodcrest

Type of care: SNF AL

Community: IN 46733

Bed Count: 143

Pets Allowed: No

CCN: 155747

Occupancy: 71.4%

Home Revenue: $12,192,260.00

Payroll Costs: $5,615,054.00

Payroll %: 46.1%

Avg Residents/Day: 108.40

Overall Rating: 5/5

Adj Nurse Hours: 3.6901

Health Insp Rating: 5/5

Staffing Rating: 3/5

QM Rating: 5/5

Adams Heritage

Type of care: SNF AL

Community: IN 46773

Bed Count: 61

Pets Allowed: No

CCN: 155729

Occupancy: 71.6%

Home Revenue: $5,068,983.00

Payroll Costs: $2,488,962.00

Payroll %: 49.1%

Avg Residents/Day: 39.10

Overall Rating: 5/5

Adj Nurse Hours: 4.1205

Health Insp Rating: 4/5

Staffing Rating: 4/5

QM Rating: 5/5

Addison Pointe Health & Rehabilitation Center

Type of care: SNF AL

Community: IN 46304

Bed Count: 100

Pets Allowed: No

Operator: DOBBEN, STEVEN

CCN: 155805

Occupancy: 92.5%

Home Revenue: $15,225,564.00

Payroll Costs: $5,306,023.00

Payroll %: 34.8%

Avg Residents/Day: 92.50

Overall Rating: 3/5

Adj Nurse Hours: 3.1554

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 5/5

Number of Fines: 1

Albany Health Care & Rehabilitation Center

Type of care: SNF AL

Community: IN 47320

Bed Count: 102

Pets Allowed: No

Operator: TROXWELL, MELANIE

CCN: 155432

Occupancy: 75.6%

Home Revenue: $12,342,683.00

Payroll Costs: $4,315,019.00

Payroll %: 35%

Avg Residents/Day: 77.20

Overall Rating: 2/5

Adj Nurse Hours: 3.5110

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 3/5

Chesterton Manor

Type of care: SNF AL

Community: IN 46304

Bed Count: 94

Pets Allowed: No

CCN: 155246

Occupancy: 67.2%

Home Revenue: $9,618,412.00

Payroll Costs: $2,553,714.00

Payroll %: 26.6%

Avg Residents/Day: 74.80

Overall Rating: 1/5

Adj Nurse Hours: 2.5566

Health Insp Rating: 2/5

Staffing Rating: 1/5

QM Rating: 2/5

CHESTERTON, IN 46304

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107

Total Staff

Employees

Contractors

23,229

Total Hours (Quarter)

Avg Staff/Day

8.2

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	17	9.3	Yes
Licensed Practical Nurse	10	10.1	Yes
Certified Nursing Assistant	52	8.7	Yes

Staff by Category

Administration

1 staff

7.9hs shift avg

Nursing Staff

85 staff

8.9hs shift avg

Physicians & Practitioners

3 staff

7.8hs shift avg

Therapy Services

9 staff

5.5hs shift avg

Activities & Recreation

2 staff

6.6hs shift avg

Social Services

1 staff

6.4hs shift avg

Dietary Services

5 staff

7.1hs shift avg

Other Services

1 staff

8hs shift avg

Contractor Analysis

3.6%

of total hours from contractors

838 contractor hours this quarter

Medication Aide/Technician: 3 Certified Nursing Assistant: 18 Licensed Practical Nurse: 1 Registered Nurse: 5 Occupational Therapy Aide: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	34	18	52	9,998	91	100%	8.7
Registered Nurse	12	5	17	3,758	91	100%	9.3
Licensed Practical Nurse	9	1	10	3,294	91	100%	10.1
Physical Therapy Assistant	3	0	3	704	77	85%	6.7
Clinical Nurse Specialist	2	0	2	635	51	56%	7.7
Respiratory Therapy Technician	2	0	2	610	78	86%	5.6
Medication Aide/Technician	1	3	4	510	65	71%	6.2
RN Director of Nursing	2	0	2	506	55	60%	8.3
Administrator	1	0	1	491	62	68%	7.9
Other Dietary Services Staff	3	0	3	491	63	69%	6.9
Nurse Practitioner	1	0	1	473	59	65%	8
Mental Health Service Worker	1	0	1	463	58	64%	8
Qualified Social Worker	1	0	1	380	59	65%	6.4
Therapeutic Recreation Specialist	2	0	2	352	52	57%	6.6
Dietitian	2	0	2	286	38	42%	7.5
Respiratory Therapist	3	0	3	206	53	58%	3.3
Occupational Therapy Aide	0	1	1	73	14	15%	5.2

View All Staffing Data

Total Health inspections 4

33% below Indiana average

Indiana average: 6.0

Last Health inspection on Mar 2025

Total Health citations 33

32% above Indiana average

Indiana average: 25.0

8.25 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 31 citations

Complaint investigations 3 citations

Breakdown of citations

Critical Health citations 0

100% below Indiana average

Indiana average: 0.2

Serious Health citations 0

100% below Indiana average

Indiana average: 0.6

Moderate Health citations 32

Minor Health citations 1

Citations history (last 3 years)

Abuse/Neglect moderate citation Mar 06, 2025

Corrected

Environmental moderate citation Mar 06, 2025

Corrected

Infection Control moderate citation Mar 06, 2025

Corrected

Pharmacy moderate citation Mar 06, 2025

Corrected

Ownership: For-Profit Corporation

Part of: Priority Healthcare Group

Resident Census by Payment Source

75 Total Residents

Medicare 7 (9.3%)

Medicaid 50 (66.7%)

Private Pay/Other 18 (24%)

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 13.9

74% worse than Indiana average

Indiana average: 8.0

Functional decline score 29.6

73% worse than Indiana average

Indiana average: 17.1

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 15.4%

28% above Indiana average.

Walking Ability Worsened 40.1%

179% above Indiana average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 33.3%

35% above Indiana average.

Falls with Major Injury 2.7%

30% below Indiana average.

High Risk Residents with Pressure Ulcers 6.9%

57% above Indiana average.

Urinary Tract Infection 2.0%

63% above Indiana average.

Depressive Symptoms 19.1%

21% below Indiana average.

Antipsychotic Use 9.4%

25% below Indiana average.

Pneumococcal Vaccine 98.4%

5% above Indiana average.

Influenza Vaccine 100.0%

5% above Indiana average.

Lost Too Much Weight 4.5%

21% below Indiana average.

Short-stay resident measures

Pneumococcal Vaccine 86.0%

5% better than Indiana average

Antipsychotic medication increase 3.9%

183% worse than Indiana average

Influenza Vaccine 76.6%

Near Indiana average

Financial Trends

Historical financial and operational data for Chesterton Manor based on CMS SNF Cost Reports.

Occupancy Rate 67.2% ↑ 2.6pp vs 2022

Net Income $2,173,338 ↑ ~$334K vs 2022

Total Payroll $3,974,439 ↓ ~$638K vs 2022

Profit Margin 22.6% ↑ 3.7pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	92.5%	88.5%	92.1%	83.6%	75.6%	71.7%	85.6%	81.4%	78.7%	67.1%	72.4%	64.7%	67.2%
Beds	100	100	100	100	100	100	100	100	100	100	94	100	94
Net Income	$601,211	-$607,368	-$122,690	-$707,430	$559,241	$599,461	$379,542	$619,573	$1,133,982	$1,321,184	$2,375,352	$1,839,064	$2,173,338
Gross Revenue	$7,885,133	$7,275,024	$4,424,880	$7,344,814	$3,924,322	$8,746,154	$8,914,508	$9,148,072	$9,317,562	$8,790,327	$9,851,710	$9,709,171	$9,618,412
Operating Expenses	$6,039,544	$7,019,339	$7,240,048	$7,400,289	$2,959,834	$7,140,858	$7,487,214	$7,438,465	$7,215,172	$7,394,657	$6,268,926	$7,390,523	$7,084,900
Net Patient Revenue	$6,633,016	$6,391,064	$7,099,990	$6,684,438	$3,519,305	$7,731,262	$7,855,656	$8,041,256	$8,321,262	$8,136,891	$8,569,886	$9,164,818	$8,650,277
Total Payroll	$2,678,635	$2,752,122	$2,741,647	$2,689,783	$1,244,300	$3,058,662	$3,478,433	$3,571,116	$3,308,292	$3,312,083	$4,425,709	$4,612,854	$3,974,439
Profit Margin %	7.6%	-8.4%	-2.8%	-9.6%	14.3%	6.9%	4.3%	6.8%	12.2%	15.0%	24.1%	18.9%	22.6%
Medicare %	13.2%	13.6%	12.8%	10.6%	17.8%	9.3%	7.9%	7.3%	7.3%	6.4%	7.7%	9.6%	5.1%
Medicaid %	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%	80.3%	0.0%	0.0%	0.0%	82.5%	78.7%	82.3%
Private %	86.8%	86.4%	87.2%	89.4%	82.2%	90.7%	11.8%	92.7%	92.7%	93.6%	9.8%	11.8%	12.6%
Revenue/Day	$196	$197	$211	$219	$304	$295	$251	$271	$290	$331	$345	$388	$375
Cost/Day	$179	$217	$215	$243	$256	$272	$240	$250	$251	$301	$252	$313	$307
Avg Length of Stay	228.1 days	161.2 days	208.8 days	161.4 days	156.4 days	169.3 days	416.6 days	323.0 days	237.5 days	377.8 days	216.0 days	163.9 days	202.0 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: Requires level-of-care determination.

CHOICE Program

Indiana CHOICE

General: Age 60+, Indiana resident, at risk of nursing home.

Income Limits: ~$2,000/month (varies).

Asset Limits: $10,000 (individual).

IN Specifics: Limited funding; regional variation.

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IN Specifics: Three tiers; no waitlist.

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

General: Age 55+, unemployed, low-income, Indiana resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IN Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IN Specifics: High veteran demand statewide.

Chesterton Manor

Chesterton Manor is a Nursing Home in Indiana

Chesterton Manor is a Nursing Home in Indiana

Chesterton Manor

Chesterton Manor is a Nursing Home in Indiana

Chesterton Manor is a Nursing Home in Indiana

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Staffing

Leadership

Care Services

All Levels of Care

Contact Information

Amenities & Lifestyle

Programs & Activities

Inspection History

11 visits/inspections

Results

5 complaints

52 total citations

Inspection Reports

Compare Nursing Homes around Indiana

Places of interest near Chesterton Manor

Calculate Travel Distance to Chesterton Manor

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Indiana Seniors

Aged and Disabled Waiver

CHOICE Program

Residential Care Assistance Program (RCAP)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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