What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

Copper Shores Village

Copper Shores Village is an Independent Living Home in Iowa

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Overview of Copper Shores Village

A member of the Immanuel senior living community, Copper Shores Village is where residents thrive with a unique experience for each and every senior. The nursing home community is a place where comfort and convenience are met; ensuring that residents are receiving only the finest solutions to skilled nursing and rehabilitation. Copper Shores Village is guaranteed to take traditional long-term care to the next level of senior living experience in Des Moines.
Offering 24-hour care for independent 55+ retirement living, assisted living, and memory care options– The Immanuel lifestyle is centered on lifelong learning and wellness– residents are encouraged to be engaged and enriched with recreational activities, socialization, and faith.

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What families are saying

Quality of care and staff professionalism

The staff at The Shores is consistently praised for being friendly, helpful, and compassionate, providing a supportive environment for both residents and their families.

Care & staff

Activities, programs, and daily engagement

The community offers a wide range of activities and social opportunities, making it easy for residents to stay active and engaged with their neighbors.

Activities Community

Home Information Copper Shores Village

Walk Score: 42 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

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Senior Community!

Connect, laugh, and explore — all from the comfort of your home.

Daily Trivia Games

Test your knowledge, have fun, and win friendly bragging rights.

Shared Hobbies & Projects

Team up with others who love gardening, crafts, photography, and writing.

Birthday Celebrations

We honor our members with live shoutouts, music, and cheerful messages.

Story Circles

Share your life stories, lessons, and laughter with friends who truly listen.

Memory Match Mondays

Boost your brain with fun, interactive memory games.

Travel Time Machine

Take virtual tours through Rome, Paris, or America's most beautiful national parks.

Magic Nights

Enjoy weekly live magic shows that surprise and delight.

Pen Pal Connections

Make new friends across the country through letters, stories, and shared memories.

Golden Hour Music Sessions

Sing along to timeless favorites with live performers and themed playlists.

Garden & Nature Club

Watch live garden tours, swap growing tips, and share photos of your blooms.

Gentle Movement & Meditation

Stretch, breathe, and feel good with calming live sessions.

Tech Help Tuesdays

Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Comparison Chart

Compare Independent Living around Des Moines

Copper Shores Village

Edencrest at The Legacy

SNF

Norwalk

Studio / 1 Bed / 2 Bed

Yes

Bishop Drumm Retirement Center

150

SYLVANIA FRANCISCAN HEALTH

73.6%

$13,042,362.00

$7,314,844.00

56.1%

113.30

2/5

3.9726

1/5

4/5

5/5

Holiday Beaverdale Estates

Des Moines

Copper Shores Village

Type of care: AL

Pets Allowed: No

Rate Range: -

Edencrest at The Legacy

Type of care: AL MC SNF RC

Community: Norwalk

Bed Options: Studio / 1 Bed / 2 Bed

Pets Allowed: Yes

Rate Range: -

Bishop Drumm Retirement Center

Type of care: AL

Bed Count: 150

Pets Allowed: No

Operator: SYLVANIA FRANCISCAN HEALTH

CCN: 165448

Occupancy: 73.6%

Home Revenue: $13,042,362.00

Payroll Costs: $7,314,844.00

Payroll %: 56.1%

Avg Residents/Day: 113.30

Overall Rating: 2/5

Adj Nurse Hours: 3.9726

Health Insp Rating: 1/5

Staffing Rating: 4/5

QM Rating: 5/5

Number of Fines: 4

Rate Range: -

Holiday Beaverdale Estates

Type of care: AL

Community: Des Moines

Pets Allowed: No

Rate Range: -

Claim What’s Yours: Financial Aid for Iowa Seniors

Program

State Program Name

Eligibility

Benefits

Elderly Waiver

Iowa Medicaid Elderly Waiver

Official government program page

General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Rural focus; waitlists possible.

Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).

Iowa Family Caregiver Support

IA NFCSP

General: Caregiver of someone 60+, Iowa resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IA Specifics: Limited slots; rural emphasis.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

Official government program page

General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IA Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

Official government program page

General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).
Asset Limits: $2,000 (individual), $3,000 (couple).
IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

Official government program page

General: Age 55+, unemployed, low-income, Iowa resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IA Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IA Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Able Up Iowa

Official government program page

General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025): No strict limit; must demonstrate repayment capacity.
Asset Limits: Not specified; credit-based.
IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.

Services: Loans for wheelchairs, ramps, walk-in tubs (~$500-$10,000 avg.), reducing reliance on paid care.

Claim What’s Yours Financial Aid for Iowa Seniors

Iowa Medicaid Elderly Waiver

Elderly Waiver

Requirements:

General:
Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
IA Specifics:
Rural focus; waitlists possible.

Benefits without Contact:

Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).

Official Program Page

IA NFCSP

Iowa Family Caregiver Support

Requirements:

General:
Caregiver of someone 60+, Iowa resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
IA Specifics:
Limited slots; rural emphasis.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Iowa Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Iowa resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
IA Specifics:
Three tiers; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

Iowa PACE

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
Income Limits (2025):
~$2,829/month (300% FBR, Medicaid-eligible).
Asset Limits:
$2,000 (individual), $3,000 (couple).
IA Specifics:
Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.

Official Program Page

Iowa SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Iowa resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
IA Specifics:
Priority for veterans, rural residents.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Iowa VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
IA Specifics:
High veteran demand in rural areas.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Able Up Iowa

Requirements:

General:
Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
Income Limits (2025):
No strict limit; must demonstrate repayment capacity.
Asset Limits:
Not specified; credit-based.
IA Specifics:
Loans up to $25,000; statewide via Easterseals partnership.