Cottages at Belleair

Article: How to get Medicare and Medicaid to Pay for Assisted Living

2.2 miles from city center

Description

Spend your golden years with Cottages at Belleair, an idyllic retreat situated in the thriving neighborhood of Clearwater, FL, that offers assisted living, memory care, and respite care. Here, residents receive exceptional care and assistance tailored to their unique needs and preferences to ensure a worry-free retirement. With the community’s cozy and pet-friendly accommodations, residents enjoy retirement with their furry companions.

There’s no dull moment in the community with a well-thought-out calendar of fun activities and engaging programs, alongside dementia-friendly events that aim to keep residents active and well-connected. Mealtimes are also something to look forward to, with diverse dining options that cater to residents’ dietary needs and preferences. The community is great for those seeking independence in their later years while receiving top-notch care for their special needs.

Map

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options 1 Bed / 2 Bed

Building Type Single-story

Amenities

Dining Services

Beauty Services

Transportation Services

Housekeeping Services

Recreational Activities

Exercise Programs

Type of Care Available

Assisted Living Memory Care Respite Care

Claim What’s Yours: Financial Aid for Florida Seniors

Program

State Program Name

Eligibility

Benefits

Long-Term Care Waiver

Florida Medicaid LTC Waiver

General: Age 65+ or 21+ disabled, Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: High demand; waitlists common.

Services: In-home care (6-8 hours/day), assisted living, respite (240 hours/year), case management.

Community Care for the Elderly (CCE)

Florida CCE

General: Age 60+, Florida resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $5,000 (individual).
FL Specifics: Limited funding; regional variation.

Services: Homemaker services (3-5 hours/week), adult day care (~$60/day), respite (up to 10 days/year).

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

General: Age 60+, Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025): ~$2,829/month (individual, aligned with Medicaid thresholds).
Asset Limits: ~$2,000 (individual); varies by case manager discretion.
FL Specifics: Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Services: Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month).

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

General: Age 55+, Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Optional State Supplementation (OSS)

Florida Optional State Supplementation

General: Age 65+ or disabled, Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025): ~$1,004/month (individual, including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific facility types; ~$78.40/month max supplement.

Services: Cash payment (~$78.40/month) for room/board or personal needs in facilities.

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Florida resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
FL Specifics: Priority for veterans, rural residents; ~1,000 slots/year.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Florida Seniors

Florida Medicaid LTC Waiver

Long-Term Care Waiver

Eligibility

General: Age 65+ or 21+ disabled, Florida resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: High demand; waitlists common.

Benefits

Services: In-home care (6-8 hours/day), assisted living, respite (240 hours/year), case management.

Florida CCE

Community Care for the Elderly (CCE)

Eligibility

General: Age 60+, Florida resident, at risk of nursing home.
Income Limits: ~$2,000/month (varies).
Asset Limits: $5,000 (individual).
FL Specifics: Limited funding; regional variation.

Benefits

Services: Homemaker services (3-5 hours/week), adult day care (~$60/day), respite (up to 10 days/year).

Florida Home Care for the Elderly

Home Care for the Elderly (HCE)

Eligibility

General: Age 60+, Florida resident, at risk of nursing home placement; caregiver must be approved.
Income Limits (2025): ~$2,829/month (individual, aligned with Medicaid thresholds).
Asset Limits: ~$2,000 (individual); varies by case manager discretion.
FL Specifics: Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Benefits

Services: Basic subsidy (~$160/month) for housing/medical costs; special subsidies for supplies/services (e.g., incontinence supplies, ~$50-$200/month).

Florida Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Florida resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Florida Optional State Supplementation

Optional State Supplementation (OSS)

Eligibility

General: Age 65+ or disabled, Florida resident, living in approved facility, receiving SSI or low-income.
Income Limits (2025): ~$1,004/month (individual, including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
FL Specifics: Limited to specific facility types; ~$78.40/month max supplement.