4.0 miles from city center
Description

Ecumen Duluth The Shores is an assisted living community that offers memory care services in the scenic city of Duluth, Minnesota. Nestled amidst the enchanting ambiance of century-old homes, this exquisite campus captivates with its serene waterfront location, majestic pines, meandering trails, and breathtaking lakefront vistas. With a legacy spanning over 85 years, Ecumen Duluth The Shores has established itself as a trusted provider of senior care in Northern Minnesota, proudly recognized as the premier senior living campus in Greater Duluth.

At The Shores, residents can choose from a variety of distinctive floor plans, each tailored to the unique needs of their respective neighborhoods, including Independent Living, Assisted Living, and Memory Care. In addition to the exceptional living options, this community offers a short-stay and complex medical rehabilitation center, delivering top-notch physical, occupational, and speech therapy services, among others. The memory care neighborhood at The Shores provides a comforting and secure environment for individuals with Alzheimer’s or dementia. With 20 apartments thoughtfully designed for memory care, the dedicated staff receives specialized training to provide personalized care and assistance. With utmost dedication, these experienced professionals honor the security and independence of each member of the community, ensuring a warm and nurturing experience for residents and their families alike.

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Claim What’s Yours: Financial Aid for Minnesota Seniors

Program
State Program Name
Eligibility
Benefits
Elderly Waiver
Minnesota Medicaid EW
  • General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • MN Specifics: Higher asset limit; rural access focus.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.
Essential Community Supports (ECS)
Minnesota ECS
  • General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Bridges gap for those ineligible for waivers.
  • Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Alternative Care (AC) Program
Minnesota Alternative Care Program
  • General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
  • Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
  • Asset Limits: $3,000 (individual); home equity limit $713,000.
  • MN Specifics: CDCS option; statewide via counties.
  • Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.
Minnesota Senior Health Options (MSHO)
Minnesota Senior Health Options
  • General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
  • Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.
  • Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).
Minnesota Senior Care Plus (MSC+)
Minnesota Senior Care Plus
  • General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
  • Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: Includes EW services; 7 health plans available.
  • Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.
Consumer Support Grant (CSG)
Minnesota Consumer Support Grant
  • General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
  • Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Can hire family; statewide via counties.
  • Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.
Medicare Savings Program (MSP)
Minnesota Medicare Savings Program
  • General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
VA Aid and Attendance (A&A) and Housebound Benefits
Minnesota VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MN Specifics: High veteran demand in rural/urban areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Minnesota Seniors

Minnesota Medicaid EW

Elderly Waiver

Eligibility
  • General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • MN Specifics: Higher asset limit; rural access focus.
Benefits
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.
Minnesota ECS

Essential Community Supports (ECS)

Eligibility
  • General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Bridges gap for those ineligible for waivers.
Benefits
  • Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Minnesota Alternative Care Program

Alternative Care (AC) Program

Eligibility
  • General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
  • Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
  • Asset Limits: $3,000 (individual); home equity limit $713,000.
  • MN Specifics: CDCS option; statewide via counties.
Benefits
  • Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.
Minnesota Senior Health Options

Minnesota Senior Health Options (MSHO)

Eligibility
  • General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
  • Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.
Benefits
  • Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).
Minnesota Senior Care Plus

Minnesota Senior Care Plus (MSC+)

Eligibility
  • General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
  • Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: Includes EW services; 7 health plans available.
Benefits
  • Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.
Minnesota Consumer Support Grant

Consumer Support Grant (CSG)

Eligibility
  • General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
  • Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Can hire family; statewide via counties.
Benefits
  • Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.
Minnesota Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Minnesota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MN Specifics: High veteran demand in rural/urban areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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