Fern Hill Apartments
Enjoying your golden years doesn’t mean having to give up independence and your way of life. At Fern Hill Apartments, independent senior living is made affordable and pleasurable, with your own private abode in a close knit community of fellow retirees. Offering one- to two-bedroom apartments, your sense of style carries on; while the units come equipped with a kitchen, stove, sink and refrigerator, furniture is at your own discretion.
Enjoy your freedom while also having access to a plethora of recreational activities organized by Fern Hill’s courteous staff, led by their Resident Services Coordinator. Mix and mingle at a weekend picnic, make merry during holiday festivities, attend classes and seminars, all while being able to monitor vital signs at clinics. Fancy a by-line or artistic spot in the community newsletter? Seize the opportunity and make the most of your independent living program at Fern Hill.
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(802)-391-3880 Claim What’s Yours: Financial Aid for Vermont Seniors
- General: Age 65+ or disabled, Vermont resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- VT Specifics: Small state; rural access emphasis.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), assisted living options.
- General: Age 65+, Vermont resident, in approved residential setting.
- Income Limits: ~$1,732/month (individual, varies).
- Asset Limits: $2,000 (individual).
- VT Specifics: Facility-based; limited funding.
- Services: Personal care (2-4 hours/day in facility), respite (varies), basic support services.
- General: Age 60+, VT resident; no income/asset limits.
- Income Limits (2025): None; donations encouraged.
- Asset Limits: Not assessed.
- VT Specifics: 5 AAAs (Age Well, CVCOA, NEKCOA, Senior Solutions, SVCOA); rural focus.
- Services: Meals (~$5-$7/meal), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.
- General: Age 65+ or disabled, VT resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- VT Specifics: Includes Extra Help for Part D; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Age 60+ prioritized, VT resident, low-income household.
- Income Limits (2025): ~$3,970/month (185% FPL).
- Asset Limits: Not assessed.
- VT Specifics: Covers oil, gas, wood; emergency aid available.
- Services: Heating aid ($300-$1,000/season), crisis aid ($500 max).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; VT resident; 2+ ADLs.
- Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
- Asset Limits: Not assessed.
- VT Specifics: Includes grandparent caregivers; serves ~1,000 annually.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
- General: Age 55+, unemployed, low-income, VT resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified.
- VT Specifics: Priority for veterans, rural residents; AARP partnership.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, VT resident, wartime service, ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth).
- VT Specifics: High rural veteran use; supports care costs.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs.
- General: Age 65+ (or all ages), VT resident, homeowner/renter, income-based.
- Income Limits (2025): ~$47,000/year (household); caps credit at ~$128,000.
- Asset Limits: Not assessed.
- VT Specifics: Credits up to $8,000; serves ~20,000 households.
- Services: Tax credit (~$500-$2,500 avg., up to $8,000 max) reduces property tax.
- General: Age 60+, VT resident, low-income.
- Income Limits (2025): ~$1,632/month (130% FPL).
- Asset Limits: Not assessed.
- VT Specifics: Serves ~5,000 seniors via 50+ drop sites.
- Services: Monthly food box (~$50 value) with shelf-stable goods (e.g., cereal, canned goods).
- General: Age 65+ (or disabled 18+), VT resident, severe/permanent disability, 2+ ADL needs.
- Income Limits (2025): Medicaid-eligible (~$2,829/month) or near-eligible for General Fund.
- Asset Limits: $2,000 (individual) for Medicaid; varies for General Fund.
- VT Specifics: Participants hire/manage caregivers; serves ~500 annually.
- Services: Personal care (4-6 hours/day), respite (~5 days/year), limited supplies.
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Frequently Asked Questions
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Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:
- Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
- Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
- Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
- Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
- State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
- Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
- Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.
Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.
We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.
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- Custom hearing aids
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- Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
- Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
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