What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Fern Hill Apartments

Overview of Fern Hill Apartments

Enjoying your golden years doesn’t mean having to give up independence and your way of life. At Fern Hill Apartments, independent senior living is made affordable and pleasurable, with your own private abode in a close knit community of fellow retirees. Offering one- to two-bedroom apartments, your sense of style carries on; while the units come equipped with a kitchen, stove, sink and refrigerator, furniture is at your own discretion.

Enjoy your freedom while also having access to a plethora of recreational activities organized by Fern Hill’s courteous staff, led by their Resident Services Coordinator. Mix and mingle at a weekend picnic, make merry during holiday festivities, attend classes and seminars, all while being able to monitor vital signs at clinics. Fancy a by-line or artistic spot in the community newsletter? Seize the opportunity and make the most of your independent living program at Fern Hill.

(802) 658-6442

Walk Score: 67 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

Wheelchair Accessible

Emergency SystemsCall-for-aid and live-in responder.

Safety FeaturesFully handicapped-accessible building with two elevators and six specially designed accessible units.

Minimum Age62

Utilities IncludedYes

On-Site Resident Services Coordinator

Fully Handicapped-Accessible Building

Community Patio And Garden Plots

Comfortable Community Spaces

Movie Room

Large Exercise Space

Fireplace Lounge

Fully Equipped Kitchen

Heat

Hot Water And Electricity Included

Cable/Internet Ready Units

ActivitiesResidents enjoy a wide range of services and activities provided and/or arranged by Fern Hill’s on-site staff.

Specific ProgramsActivities, picnics, holiday celebrations, entertainment, exercise classes, monthly resident meetings, flu and blood pressure clinics, guest speakers.

Food DescriptionResidents enjoy a potluck dinner together in the community kitchen and dining area.

What does this home offer?

Minimum Age: 62 Years Old

Housing Options: 1 Bed / 2 Bed

Building Type: 3-story

Transportation Services

Fitness and Recreation

Types of Care at Fern Hill Apartments

Independent Living Assisted Living

Choices for Care

VT Medicaid CFC

Age 65+ or disabled

General Vermont resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Small state; rural access emphasis.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care (~$65/day) Assisted living options

Vermont Assistive Community Care Services (ACCS)

VT ACCS

Age 65+

General Vermont resident, in approved residential setting.

Income Limits ~$1,732/month individual, varies

Asset Limits $2,000 individual

Facility-based; limited funding.

Benefits

Personal care (2-4 hours/day in facility) Respite (varies) Basic support services

Older Americans Act (OAA) Services

Vermont OAA Services

Age 60+

General VT resident; no income/asset limits.

Income Limits (2025) None; donations encouraged.

Asset Limits Not assessed.

5 AAAs (Age Well, CVCOA, NEKCOA, Senior Solutions, SVCOA); rural focus.

Benefits

Meals (~$5-$7/meal) Transportation Homemaker services (~4 hours/week) Respite (~5 days/year) Legal aid

Medicare Savings Program (MSP)

Vermont Medicare Savings Program

Age 65+ or disabled

General VT resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Fuel Assistance Program

Vermont Seasonal Fuel Assistance

Age 60+ prioritized

General VT resident, low-income household.

Income Limits (2025) ~$3,970/month 185% FPL

Asset Limits Not assessed.

Covers oil, gas, wood; emergency aid available.

Benefits

Heating aid ($300-$1,000/season) Crisis aid ($500 max)

Family Caregiver Support Program (FCSP)

Vermont Family Caregiver Support Program

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; VT resident; 2+ ADLs.

Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year

Asset Limits Not assessed.

Includes grandparent caregivers; serves ~1,000 annually.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

Senior Community Service Employment Program (SCSEP)

Vermont SCSEP

Age 55+

General unemployed, low-income, VT resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified.

Priority for veterans, rural residents; AARP partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Vermont VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General VT resident, wartime service, ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth

High rural veteran use; supports care costs.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs

Property Tax Adjustment Assistance

Vermont Property Tax Credit

Age 65+ (or all ages)

General VT resident, homeowner/renter, income-based.

Income Limits (2025) ~$47,000/year (household); caps credit at ~$128,000.

Asset Limits Not assessed.

Credits up to $8,000; serves ~20,000 households.

Benefits

Tax credit (~$500-$2,500 avg., up to $8,000 max) reduces property tax

Commodity Supplemental Food Program (CSFP)

Vermont CSFP

Age 60+

General VT resident, low-income.

Income Limits (2025) ~$1,632/month 130% FPL

Asset Limits Not assessed.

Serves ~5,000 seniors via 50+ drop sites.

Benefits

Monthly food box (~$50 value) with shelf-stable goods (e.g., cereal, canned goods)

Attendant Services Program (ASP)

Vermont Attendant Services Program

Age 65+ (or disabled 18+)

General VT resident, severe/permanent disability, 2+ ADL needs.

Income Limits (2025) Medicaid-eligible (~$2,829/month) or near-eligible for General Fund.

Asset Limits $2,000 (individual) for Medicaid; varies for General Fund.

Participants hire/manage caregivers; serves ~500 annually.

Benefits

Personal care (4-6 hours/day) Respite (~5 days/year) Limited supplies

2.4 miles from city center Estimated distance in miles from Burlington's city center to Fern Hill Apartments's address, calculated via Google Maps. — 0.54 miles to nearest hospital (UVM Student Health Services)

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Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

No penalties in the past 3 years

No civil money penalties or payment denials were reported in the last 3 years.

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Fern Hill Apartments	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Burlington	-	No	67	1 Bed / 2 Bed
Ethan Allen Residence	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Burlington (New North End)	-	No	68	1 Bed / 2 Bed
Mc Kenzie House	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Burlington (Old North End)	-	Yes	96	1 Bed / 2 Bed
Pines Senior Living Community VT	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	South Burlington (Aspen Drive)	-	No	58	1 Bed / 2 Bed
Vermont Center For Independent Living	AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence. IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Burlington (South End)	-	No	91	1 Bed / 2 Bed

Fern Hill Apartments

Type of care: AL IL

Community:Location: Burlington

Pets Allowed: No

Bed Options: 1 Bed

Ethan Allen Residence

Type of care: AL

Community:Location: Burlington (New North End)

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Mc Kenzie House

Type of care: AL

Community:Location: Burlington (Old North End)

Pets Allowed: Yes

Bed Options: 1 Bed / 2 Bed

Pines Senior Living Community VT

Type of care: IL

Community:Location: South Burlington (Aspen Drive)

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

Vermont Center For Independent Living

Type of care: AL IL

Community:Location: Burlington (South End)

Pets Allowed: No

Bed Options: 1 Bed / 2 Bed

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Fern Hill Apartments

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