What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Flatrock River Lodge | Indiana | Photos & Videos

Overview of Flatrock River Lodge

Flatrock River Lodge is a skilled nursing facility located in Rushville, Indiana. It offers rehabilitation therapy, skilled nursing, and assisted living services. The facility is committed to providing high-quality care and a homelike atmosphere for its residents.

(765) 932-2974

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 4.42/day

Overall rating

5/5

Health Inspection

5/5

Staffing

3/5

Quality Measures

3/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 114

This home usually has availability

Lower occupancy suggests more openings may be available.

27.7%

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

29% of new residents, usually for short-term rehab.

Typical stay 26 days

Private pay

39% of new residents, often for short stays.

Typical stay 2 - 3 months

Medicaid

31% of new residents, often for long-term daily care.

Typical stay 7 - 8 months

Finances and operations

Home revenue

$4.1M

Surplus of revenue

$203.9K

Governmental home County

Home revenue

$4,096,432.00

Surplus of revenue

$203,856.00

Payroll costs

$1.4M

34.6% of revenue

Other operating costs

$2.5M

Total costs $3.9M

114-bed community

A larger shared setting that may offer more common spaces and organized community services.

1 year in operation

A newer community that may feature more recent facilities and programs.

About this community

License Status

Active

Facility Type

MIXED FACILITY (NURSING + RESIDENTIAL CARE)

License Date

August 1, 2024

Additional licensing details

License number: 24-001126-1

CMS Certification Number: 155630

Ownership & operating entity

Flatrock River Lodge is administrated by JUSTIN LAI.

Profit status: OTHER

Staffing

Key information about the people who lead and staff this community.

Leadership

Director of Nursing: REBECCA COMBS

Care Services

Nursing Services

Rehabilitation Services

Skilled Nursing

Contact Information

Fax: (765) 938-1333

Amenities & Lifestyle

Outdoor gazebo and patio area

Quiet country setting

Suites and private rooms available

Shopping services

Beauty salon and barber shop

Private family space

Walking path

Cable TV and free WiFi

Chef and dietician directed menus

Programs & Activities

Specific Programs

Rehabilitation Therapy, Skilled Nursing, Assisted/Residential Living, Restorative Nursing, Activities, Amenities, Dining

Dining & Nutrition

Food Description

Chef and dietician directed menus with varying alternate food items available for all meals. Snacks are offered three times a day between meals.

Results

6 with citations

0 without citations

Show Inspection Reports

1 complaint

Formal expressions of dissatisfaction or concern made by residents, or their families regarding various aspects of the care, services, and environment provided.

19 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Compare Nursing Homes around Indiana

Adams Woodcrest

SNF

IN 46733

143

71.4%

$12,192,260.00

$5,615,054.00

46.1%

108.40

5/5

3.6901

5/5

3/5

5/5

Flatrock River Lodge

SNF

IN 46173

114

FLATROCK RIVER LODGE, LTD

27.7%

$4,095,204.00

$1,417,207.00

34.6%

30.70

5/5

4.4213

5/5

3/5

Adams Heritage

SNF

IN 46773

71.6%

$5,068,983.00

$2,488,962.00

49.1%

39.10

5/5

4.1205

4/5

5/5

Addison Pointe Health & Rehabilitation Center

SNF

IN 46304

100

DOBBEN, STEVEN

92.5%

$15,225,564.00

$5,306,023.00

34.8%

92.50

3/5

3.1554

2/5

3/5

5/5

Albany Health Care & Rehabilitation Center

SNF

IN 47320

102

TROXWELL, MELANIE

75.6%

$12,342,683.00

$4,315,019.00

35%

77.20

2/5

3.5110

2/5

3/5

Adams Woodcrest

Type of care: SNF AL

Community: IN 46733

Bed Count: 143

Pets Allowed: No

CCN: 155747

Occupancy: 71.4%

Home Revenue: $12,192,260.00

Payroll Costs: $5,615,054.00

Payroll %: 46.1%

Avg Residents/Day: 108.40

Overall Rating: 5/5

Adj Nurse Hours: 3.6901

Health Insp Rating: 5/5

Staffing Rating: 3/5

QM Rating: 5/5

Flatrock River Lodge

Type of care: SNF AL

Community: IN 46173

Bed Count: 114

Pets Allowed: No

Operator: FLATROCK RIVER LODGE, LTD

CCN: 155630

Occupancy: 27.7%

Home Revenue: $4,095,204.00

Payroll Costs: $1,417,207.00

Payroll %: 34.6%

Avg Residents/Day: 30.70

Overall Rating: 5/5

Adj Nurse Hours: 4.4213

Health Insp Rating: 5/5

Staffing Rating: 3/5

QM Rating: 3/5

Adams Heritage

Type of care: SNF AL

Community: IN 46773

Bed Count: 61

Pets Allowed: No

CCN: 155729

Occupancy: 71.6%

Home Revenue: $5,068,983.00

Payroll Costs: $2,488,962.00

Payroll %: 49.1%

Avg Residents/Day: 39.10

Overall Rating: 5/5

Adj Nurse Hours: 4.1205

Health Insp Rating: 4/5

Staffing Rating: 4/5

QM Rating: 5/5

Addison Pointe Health & Rehabilitation Center

Type of care: SNF AL

Community: IN 46304

Bed Count: 100

Pets Allowed: No

Operator: DOBBEN, STEVEN

CCN: 155805

Occupancy: 92.5%

Home Revenue: $15,225,564.00

Payroll Costs: $5,306,023.00

Payroll %: 34.8%

Avg Residents/Day: 92.50

Overall Rating: 3/5

Adj Nurse Hours: 3.1554

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 5/5

Number of Fines: 1

Albany Health Care & Rehabilitation Center

Type of care: SNF AL

Community: IN 47320

Bed Count: 102

Pets Allowed: No

Operator: TROXWELL, MELANIE

CCN: 155432

Occupancy: 75.6%

Home Revenue: $12,342,683.00

Payroll Costs: $4,315,019.00

Payroll %: 35%

Avg Residents/Day: 77.20

Overall Rating: 2/5

Adj Nurse Hours: 3.5110

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 3/5

RUSHVILLE, IN 46173

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Total Staff

Employees

Contractors

12,446

Total Hours (Quarter)

Avg Staff/Day

7.6

Avg Shift (hrs)

Nursing Staff Breakdown

Role ⓘ	Count ⓘ	Avg Shift (hrs) ⓘ	Uses Contractors? ⓘ
Registered Nurse	9	8	Yes
Licensed Practical Nurse	9	9.3	Yes
Certified Nursing Assistant	30	7.2	Yes

Staff by Category

Administration

3 staff

7.7hs shift avg

Nursing Staff

52 staff

7.7hs shift avg

Physicians & Practitioners

3 staff

7.8hs shift avg

Therapy Services

8 staff

4.1hs shift avg

Activities & Recreation

0 staff

0hs shift avg

Social Services

0 staff

0hs shift avg

Dietary Services

2 staff

6.6hs shift avg

Other Services

2 staff

8.6hs shift avg

Contractor Analysis

9.6%

of total hours from contractors

1,190 contractor hours this quarter

Licensed Practical Nurse: 5 Administrator: 1 Registered Nurse: 4 Certified Nursing Assistant: 7 Physical Therapy Aide: 2 Respiratory Therapy Technician: 2 Occupational Therapy Aide: 1 Medical Director: 1 Speech Language Pathologist: 2 Occupational Therapy Assistant: 1 Mental Health Service Worker: 1

Role ⓘ	Employees ⓘ	Contractors ⓘ	Total Staff ⓘ	Total Hours ⓘ	Days Worked ⓘ	% of Days ⓘ	Avg Shift (hrs) ⓘ
Certified Nursing Assistant	23	7	30	5,968	91	100%	7.2
Licensed Practical Nurse	4	5	9	1,989	91	100%	9.3
Registered Nurse	5	4	9	1,621	91	100%	8
Dental Services Staff	1	0	1	542	63	69%	8.6
Administrator	1	1	2	444	53	58%	8.4
Nurse Practitioner	2	0	2	438	56	62%	7.8
Other Dietary Services Staff	1	0	1	361	55	60%	6.6
RN Director of Nursing	1	0	1	291	39	43%	7.4
Speech Language Pathologist	0	2	2	192	43	47%	4.5
Dietitian	1	0	1	128	19	21%	6.7
Medication Aide/Technician	3	0	3	125	17	19%	6.9
Physical Therapy Aide	0	2	2	122	36	40%	3.4
Occupational Therapy Aide	0	1	1	69	12	13%	5.8
Respiratory Therapy Technician	0	2	2	64	21	23%	3.1
Clinical Nurse Specialist	1	0	1	43	6	7%	7.2
Occupational Therapy Assistant	0	1	1	21	3	3%	6.9
Mental Health Service Worker	0	1	1	18	2	2%	9
Medical Director	0	1	1	12	6	7%	2

View All Staffing Data

Total Health inspections 3

50% below Indiana average

Indiana average: 6.0

Last Health inspection on Apr 2025

Total Health citations 9

64% below Indiana average

Indiana average: 25.0

3 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 9 citations

Complaint investigations 0 citations

Breakdown of citations

Critical Health citations 0

100% below Indiana average

Indiana average: 0.2

Serious Health citations 0

100% below Indiana average

Indiana average: 0.6

Moderate Health citations 9

Minor Health citations 0

Citations history (last 3 years)

Quality of Care moderate citation Apr 10, 2025

Corrected

Nutrition moderate citation Mar 08, 2024

Corrected

Quality of Care moderate citation Mar 08, 2024

Corrected

Pharmacy moderate citation Jan 10, 2023

Corrected

Ownership: City/County Government

Part of: Rush Memorial Hospital

Resident Census by Payment Source

33 Total Residents

Medicare 5 (15.2%)

Medicaid 24 (72.7%)

Private Pay/Other 4 (12.1%)

Programs & Services

Residents' Group

Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Active Resident Council

High-risk clinical events score 10.1

27% worse than Indiana average

Indiana average: 8.0

Functional decline score 21.9

28% worse than Indiana average

Indiana average: 17.1

Long-Stay Resident Measures

Need for Help with Daily Activities Increased 21.8%

81% above Indiana average.

Walking Ability Worsened 22.7%

58% above Indiana average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 21.1%

14% below Indiana average.

Falls with Major Injury 3.5%

11% below Indiana average.

High Risk Residents with Pressure Ulcers 0.0%

100% below Indiana average.

Urinary Tract Infection 7.8%

538% above Indiana average.

Depressive Symptoms 1.8%

93% below Indiana average.

Antipsychotic Use 28.4%

129% above Indiana average.

Pneumococcal Vaccine 96.6%

3% above Indiana average.

Influenza Vaccine 100.0%

5% above Indiana average.

Lost Too Much Weight 2.7%

52% below Indiana average.

Short-stay resident measures

Pneumococcal Vaccine 83.7%

Near Indiana average

Antipsychotic medication increase 0.0%

100% better than Indiana average

Influenza Vaccine 84.6%

7% better than Indiana average

Financial Trends

Historical financial and operational data for Flatrock River Lodge based on CMS SNF Cost Reports.

Occupancy Rate 27.7% ↓ 7.2pp vs 2022

Net Income $203,856 ↓ ~$69K vs 2022

Total Payroll $1,992,407 ↓ ~$101K vs 2022

Profit Margin 5.0% ↓ 0.7pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	56.3%	52.5%	51.7%	53.8%	52.6%	52.3%	50.3%	47.3%	43.8%	41.4%	38.4%	34.9%	27.7%
Beds	114	114	114	114	114	114	114	114	114	114	114	114	114
Net Income	$628,856	$175,441	$98,332	$924,531	$928,119	$260,171	$271,444	$305,531	$394,677	$507,220	$221,423	$273,064	$203,856
Gross Revenue	$5,356,355	$2,320,386	$5,077,115	$5,610,724	$5,915,356	$6,082,879	$5,844,916	$5,094,523	$5,616,625	$4,971,158	$4,984,818	$4,801,341	$4,095,204
Operating Expenses	$4,017,473	$1,996,870	$4,516,491	$4,463,358	$4,479,615	$4,651,257	$4,798,900	$4,466,591	$4,591,826	$4,787,866	$4,594,157	$4,548,596	$3,869,418
Net Patient Revenue	$4,633,719	$2,167,485	$4,601,427	$5,359,434	$5,396,621	$4,904,080	$5,062,622	$4,762,115	$4,985,182	$4,811,554	$4,811,296	$4,552,595	$4,072,046
Total Payroll	$2,457,813	$865,151	$2,018,715	$2,073,860	$2,160,756	$2,157,355	$2,083,611	$1,965,138	$2,199,847	$2,035,392	$1,964,396	$2,093,010	$1,992,407
Profit Margin %	11.7%	7.6%	1.9%	16.5%	15.7%	4.3%	4.6%	6.0%	7.0%	10.2%	4.4%	5.7%	5.0%
Medicare %	11.0%	7.3%	7.6%	7.4%	5.5%	10.0%	10.7%	5.7%	8.1%	5.0%	7.4%	7.7%	7.4%
Medicaid %	54.6%	66.3%	67.5%	61.1%	58.3%	52.3%	60.9%	65.0%	67.2%	69.7%	66.6%	67.5%	66.6%
Private %	34.4%	26.4%	24.9%	31.4%	36.2%	37.7%	28.4%	29.3%	24.8%	25.2%	26.0%	24.7%	26.0%
Revenue/Day	$198	$237	$214	$239	$246	$225	$242	$242	$274	$279	$301	$314	$353
Cost/Day	$171	$218	$210	$199	$205	$213	$229	$227	$252	$277	$288	$314	$336
Avg Length of Stay	220.2 days	231.2 days	197.8 days	294.5 days	242.1 days	104.7 days	223.6 days	159.2 days	129.1 days	352.7 days	517.7 days	231.8 days	110.8 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: Requires level-of-care determination.

CHOICE Program

Indiana CHOICE

General: Age 60+, Indiana resident, at risk of nursing home.

Income Limits: ~$2,000/month (varies).

Asset Limits: $10,000 (individual).

IN Specifics: Limited funding; regional variation.

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IN Specifics: Three tiers; no waitlist.

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

General: Age 55+, unemployed, low-income, Indiana resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IN Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IN Specifics: High veteran demand statewide.

Flatrock River Lodge

Flatrock River Lodge is a Nursing Home in Indiana

Flatrock River Lodge is a Nursing Home in Indiana

Flatrock River Lodge

Flatrock River Lodge is a Nursing Home in Indiana

Flatrock River Lodge is a Nursing Home in Indiana

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has availability

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Staffing

Leadership

Care Services

Contact Information

Amenities & Lifestyle

Programs & Activities

Dining & Nutrition

Inspection History

12 visits/inspections

Results

1 complaint

19 total citations

Inspection Reports

Compare Nursing Homes around Indiana

Places of interest near Flatrock River Lodge

Calculate Travel Distance to Flatrock River Lodge

Staffing Data

Nursing Staff Breakdown

Staff by Category

Contractor Analysis

Health Inspection History

Breakdown of citations

Citations history (last 3 years)

Facility Characteristics

Resident Census by Payment Source

Programs & Services

Family Engagement

Quality of care over time

Long-Stay Resident Measures

Daily care & independence

Safety & clinical stability

Emotional & behavioral wellbeing

Preventive care

Nutrition & physical health

Short-stay resident measures

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Indiana Seniors

Aged and Disabled Waiver

CHOICE Program

Residential Care Assistance Program (RCAP)

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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