Ginger Cove

Ginger Cove is an Independent Living Home in Maryland

Ginger Cove is an Independent Living Home in Maryland

Ginger Cove

4000 River Crescent Dr, Annapolis, MD 21401 View Map

Ginger Cove is an Independent Living Home in Maryland

Ginger Cove is an Independent Living Home in Maryland

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Overview of Ginger Cove

Ginger Cove in Annapolis, Maryland, offers a environment for residents of all needs. This Life-Care community caters to individuals 60 and over, providing independent living, assisted living, memory care, and nursing care options. Ginger Cove prioritizes resident well-being with a heartfelt, resident-centered approach. Their dedicated staff crafts personalized care plans to ensure your loved one receives the exact level of support needed. Residents thrive in a cozy, relaxing, and fun-filled atmosphere, enjoying delicious and nutritious meals served daily, along with a vibrant calendar of social gatherings, educational activities, and specialized programs.

A life free from everyday chores. Ginger Cove takes care of housekeeping, laundry, and even transportation to appointments. With newfound free time, residents can explore their interests in a variety of ways. Continuing education programs encourage lifelong learning, while an on-site wellness center and resort-inspired amenities like an indoor pool and walking trails promote physical and mental well-being. Prefer for a quiet afternoon in the meditation garden, a friendly game of croquet with neighbors, or a kayaking expedition on Gingerville Creek, there’s something for everyone. For those seeking adventure beyond campus, Ginger Cove provides safe and secure living while you explore historic Annapolis, venture to Washington D.C., or international Travels.

(410) 266-7300

Managed by Phyllis Johns Boulden

Licensed Nursing Home Administrator/Chief Operating Officer

Phyllis Johns Boulden is the Licensed Nursing Home Administrator and Chief Operating Officer at Ginger Cove. With over three decades of dedicated service, she brings extensive expertise in senior living operations. Phyllis holds a master’s degree in healthcare administration from the College of Notre Dame, underscoring her commitment to quality care and leadership within the community.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 5.57/day Maryland avg: 3.77/day
Overall rating Info Official CMS rating based on health inspections, staffing and quality measures.
4/5
Maryland avg: 3.0/5
Health Inspection Info Official CMS rating based on deficiencies found during state health inspections.
5/5
Maryland avg: 2.8/5
Staffing Info Official CMS rating based on nurse staffing hours per resident per day.
5/5
Maryland avg: 3.0/5
Quality Measures Info Official CMS rating based on clinical outcomes for residents.
1/5
Maryland avg: 3.7/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 96

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the Maryland average
Occupancy rate 66.1%
Residents per day (avg) 42
Occupancy rate
66.1%
Residents per day (avg)
42

Who this home usually serves

TYPE OF STAY

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Might be optimal for
Post-acute recovery Temporary care Transitional stays

Breakdown by payment type

Medicare

29% of new residents, usually for short-term rehab.

Typical stay 18 days

Private pay

71% of new residents, often for short stays.

Typical stay 6 - 7 months

Finances and operations

Voluntary non-profit home
Other
Home revenue
$30.6M
Operating deficit
-$1.7M
Voluntary non-profit home Other
Home revenue
$30,629,423.00
Operating deficit
$-1,659,584.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$11.3M
37% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$21.0M
Total costs $32.3M
Bed community size
96-bed community
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
22 years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 51 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

Services

Secure Alzheimer's Unit
24-Hour Awake Staff
Alzheimer's Care
Barber Services
Beauty Services
Behavioral Management
Dementia Care
Dispense Medications

About this community

Facility Type
Corporation

Additional licensing details

CMS Certification Number: 215174
County: Anne Arundel
Certifications: CARF accredited
Accreditations: CARF accredited
Awards: Named One of America’s Best Continuing Care Communities.

Ownership & operating entity

Profit status: false

Room costs

Private Room $287 - $299 per day
Apartment $275 - $280 per day

Safety & Compliance

Wheelchair Accessible
Emergency Systems: Yes

Hospice Affiliations

AccentCare Hospice and Palliative Care of Maryland
Gilchrist Hospice Care
Hospice of the Chesapeake

Staffing

Key information about the people who lead and staff this community.

Leadership

Contact: Dr. Edgar Mallick, Executive Director
CNA Training Program

Care Services

Mild Alzheimer's Level
Moderate Alzheimer's Level
Severe Alzheimer's Level
Accepts Medicare
Nursing Services
Rehabilitation Services
Respite Care
Memory Care
Independent Living
Skilled Nursing
Licensed Nurses/CNAs
24-Hour Staffing
Short-Term Rehab

All Levels of Care

Independent Living
Assisted Living
Memory Care
Skilled Nursing

Additional Policies & Features

Continuing Care Retirement Community (CCRC)
Minimum Age: 60
Housekeeping: Yes
Linen Service: Yes
Utilities Included: Yes

Amenities & Lifestyle

Exquisite Dining Venues
World-Class Wellness Center
Indoor Pool
Jacuzzi and Saunas
Fishing Pier
Private Deep-Water Dock
Community Garden Plots
Meditation Garden
Walking Paths
Croquet Court
Business Center
Art Gallery
Spacious Art Studio
On-Campus ATM
Convenience Store
Coffee Bar
Spa and Salon
Woodshop
Valet Service
Scheduled Transportation
Library
Performance Hall
Walk-In Clinic
Physical Therapy Clinic

Programs & Activities

Activities
There’s always something happening at Ginger Cove, and you’re welcome to join in!
Specific Programs
Independent Living, Assisted Living, Memory Care, Skilled Nursing, Life-Care, Moving & Downsizing Assistance, Dining, Wellness, Activities
Operating Hours
Monday-Sunday: 9:00 AM - 5:00 PM

Pricing & Financial Information

Dining & Nutrition

Food Description
Dining venues offer beautiful settings, impeccable service, and fresh flavors inspired by the Chesapeake Bay.
Meals Included
Yes

What does this home offer?

Room sizes icon
Room sizes icon

Room Sizes: 700 / 900 / 1,040 - 1,340 sq. ft

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Ginger Cove

Assisted Living Independent Living
Contact Ginger Cove

Demographics

Resident demographic information for this facility.

Gender

  • Female 60%
  • Male 40%

Age Distribution

  • 85-94 64.4%
  • 95+ 22.2%
  • 75-84 13.3%

Ethnicity

  • White 100%

Access & Eligibility

Ways to qualify for care at this community, including accepted programs and payment options.

Medicare Accepted

This facility is certified for eligible Medicare services.

Payment & Funding Options

Medicare Long-term care insurance

Compare Independent Living around Bowie

The information below is reported by the Maryland Department of Health, Office of Health Care Quality.
Harmony at Enterprise
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

Bowie
102
Yes
-
7
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Studio / 1 Bed / 2 Bed
Ginger Cove
SNF

Nursing Home 24/7 care needed

AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

Annapolis
61
No
A+
51
BOULDEN, PHYLLIS
66.1%
$6,289,636.00
$11,320,880.00
180%
41.60
4/5
5.5653
5/5
5/5
1/5
19
+57%
+47%
-20%
1 Bed / 2 Bed
Angel Assisted Living
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

Lanham
-
No
-
24
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1 Bed / 2 Bed
Gardens of Annapolis
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

Annapolis
-
Yes
-
56
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
1 Bed / 2 Bed

Living Spaces & Floor Plans

Ginger Cove 2Bed B
Ginger Cove 2Bed
Ginger Cove 1 Bed B
Ginger Cove 1 Bed
One-Bedroom Traditional
Download PDF
One-Bedroom Deluxe
Download PDF
Two-Bedroom Traditional
Download PDF
Two-Bedroom Deluxe
Download PDF
Two-Bedroom Den
Download PDF
Ginger Cove – GIN-00112-24-Site-Plan-Map_vFINAL.pdf
Download PDF

Places of interest near Ginger Cove

Address 17.0 miles from city center — 0.97 miles to nearest hospital (Kure Smart Pain Management)

Address 4000 River Crescent Dr, Annapolis, MD 21401

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Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

92
Total Staff
68
Employees
24
Contractors
22,936
Total Hours (Quarter)
36
Avg Staff/Day
7
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse197.1 Yes
Licensed Practical Nurse149.2 Yes
Certified Nursing Assistant297.2 No
Staff by Category
Administration
2 staff
7.2hs shift avg
Nursing Staff
62 staff
7.6hs shift avg
Physicians & Practitioners
3 staff
7.1hs shift avg
Therapy Services
17 staff
4.5hs shift avg
Activities & Recreation
0 staff
0hs shift avg
Social Services
2 staff
4.7hs shift avg
Dietary Services
4 staff
6.6hs shift avg
Other Services
2 staff
7hs shift avg
Contractor Analysis
13.5%
of total hours from contractors
3,090 contractor hours this quarter
Medical Director: 1 Registered Nurse: 2 Licensed Practical Nurse: 2 Speech Language Pathologist: 5 Respiratory Therapy Technician: 5 Qualified Social Worker: 2 Physical Therapy Aide: 3 Physical Therapy Assistant: 2 Diagnostic X-ray Services Staff: 1 Occupational Therapy Assistant: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant290299,50391100%7.2
Licensed Practical Nurse122144,11491100%9.2
Registered Nurse172193,14191100%7.1
Other Dietary Services Staff4041,2278492%6.6
Speech Language Pathologist0559136571%4
Clinical Nurse Specialist2028226470%7.1
Occupational Therapy Aide1014436268%7.2
Mental Health Service Worker1014366167%7.2
Nurse Practitioner1014155864%7.2
Physical Therapy Assistant0224036571%5.9
Qualified Social Worker0223926673%4.7
Administrator1013434853%7.2
Physical Therapy Aide0332534246%6
Respiratory Therapy Technician0552356571%2.5
Medical Director0111862629%7.2
Diagnostic X-ray Services Staff011871415%6.2
Occupational Therapy Assistant0112455%4.7

Health Inspection History

Total Health inspections 3
23% below Maryland average
Maryland average: 3.9

Last Health inspection on Jun 2024

Total Health citations 19
62% below Maryland average
Maryland average: 49.9

6.33 citations per inspection (avg)

Citations origin

Citations can result from standard inspections or complaint-based investigations.

Standard inspections 19 citations
Complaint investigations 3 citations
Breakdown of citations
Critical Health citations 0
100% below Maryland average
Maryland average: 0.5
Serious Health citations 0
100% below Maryland average
Maryland average: 0.6
Moderate Health citations 18

Minor Health citations 1
Citations history (last 3 years)
Infection Control moderate citation Jun 04, 2024
Corrected

Nursing Services minor citation Jun 04, 2024
Corrected

Care Planning moderate citation Jun 04, 2024
Corrected

Care Planning moderate citation Jun 04, 2024
Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: Non-Profit Corporation
Resident Census by Payment Source
39 Total Residents
Private Pay/Other 39 (100%)
Programs & Services
Residents' Group
CCRC
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score 16.8
30% worse than Maryland average
Maryland average: 12.9
Functional decline score 35.5
38% worse than Maryland average
Maryland average: 25.7
Long-Stay Resident Measures
Daily care & independence

Need for Help with Daily Activities Increased 34.3%
45% above Maryland average.

Walking Ability Worsened 30.2%
9% above Maryland average.

Low Risk Long-Stay Residents with Bowel/Bladder Incontinence 42.0%
62% above Maryland average.
Safety & clinical stability

Falls with Major Injury 5.7%
148% above Maryland average.

High Risk Residents with Pressure Ulcers 5.0%
24% below Maryland average.

Urinary Tract Infection 9.1%
468% above Maryland average.
Emotional & behavioral wellbeing

Depressive Symptoms 0.0%
100% below Maryland average.

Antipsychotic Use 15.2%
17% above Maryland average.
Preventive care

Pneumococcal Vaccine 91.2%
1% below Maryland average.

Influenza Vaccine 100.0%
3% above Maryland average.
Nutrition & physical health

Lost Too Much Weight 9.1%
57% above Maryland average.
Short-stay resident measures
Pneumococcal Vaccine 78.2%

Near Maryland average
Antipsychotic medication increase 9.9%

610% worse than Maryland average
Influenza Vaccine 96.9%

20% better than Maryland average

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Financial Aid for Maryland Seniors

Get financial aid guidance

Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple) (excludes home, car).

High urban demand; rural outreach efforts.

Senior Care Program

Maryland Senior Care

Age 65+, Maryland resident, at risk of nursing home placement.

~$2,000/month (individual, varies by county).

$11,000 (individual).

Limited funding; waitlists common in high-demand areas.

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.

$943/month (individual); most income applied to care costs.

$2,500 (individual), $3,000 (couple); spousal protections up to $155,356.

Home equity limit $636,000; estate recovery applies post-55.

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.

~$34,000/year (individual, varies by county).

Not strict; prioritizes low-income.

Not available statewide; facility must be licensed by MDH.

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.

Net income minus medical expenses < $1,984/month (individual with A&A).

$155,356 (net worth limit).

High veteran population in suburban/rural areas.

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.

$48,560/year (individual, 300% FPL).

None specified.

Supplements Medicare Part D; annual enrollment required.

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+, Maryland resident, Medicare Part A/B enrollee.

$2,014/month (QMB), $2,706/month (SLMB/QI, individual).

$9,090 (individual), $13,630 (couple).

Includes QMB, SLMB, QI categories.

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.

$943/month (individual); spend-down available.

$2,500 (individual), $3,000 (couple).

Consumer-directed option allows hiring family caregivers.

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