Ginger Cove

Ginger Cove is an Independent Living Home in Maryland

Ginger Cove is an Independent Living Home in Maryland

Ginger Cove

4000 River Crescent Dr, Annapolis, MD 21401 View Map

Ginger Cove is an Independent Living Home in Maryland

Ginger Cove is an Independent Living Home in Maryland

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Overview of Ginger Cove

Ginger Cove in Annapolis, Maryland, offers a environment for residents of all needs. This Life-Care community caters to individuals 60 and over, providing independent living, assisted living, memory care, and nursing care options. Ginger Cove prioritizes resident well-being with a heartfelt, resident-centered approach. Their dedicated staff crafts personalized care plans to ensure your loved one receives the exact level of support needed. Residents thrive in a cozy, relaxing, and fun-filled atmosphere, enjoying delicious and nutritious meals served daily, along with a vibrant calendar of social gatherings, educational activities, and specialized programs.

A life free from everyday chores. Ginger Cove takes care of housekeeping, laundry, and even transportation to appointments. With newfound free time, residents can explore their interests in a variety of ways. Continuing education programs encourage lifelong learning, while an on-site wellness center and resort-inspired amenities like an indoor pool and walking trails promote physical and mental well-being. Prefer for a quiet afternoon in the meditation garden, a friendly game of croquet with neighbors, or a kayaking expedition on Gingerville Creek, there’s something for everyone. For those seeking adventure beyond campus, Ginger Cove provides safe and secure living while you explore historic Annapolis, venture to Washington D.C., or international Travels.

410-266-7300

Managed by Phyllis Johns Boulden

Licensed Nursing Home Administrator/Chief Operating Officer

Phyllis Johns Boulden is the Licensed Nursing Home Administrator and Chief Operating Officer at Ginger Cove. With over three decades of dedicated service, she brings extensive expertise in senior living operations. Phyllis holds a master’s degree in healthcare administration from the College of Notre Dame, underscoring her commitment to quality care and leadership within the community.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 5.57/day
Overall rating Info Based on health inspections, staffing and quality measures.
4/5
Health Inspection Info Based on deficiencies found during state health inspections.
5/5
Staffing Info Based on nurse staffing hours per resident per day.
5/5
Quality Measures Info Based on clinical outcomes for residents.
1/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 96

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the Maryland average
Occupancy rate 74.6%
Residents per day (avg) 42
Occupancy rate
74.6%
Residents per day (avg)
42

Who this home usually serves

TYPE OF STAY

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Might be optimal for
Post-acute recovery Temporary care Transitional stays

Breakdown by payment type

Medicare

23% of new residents, usually for short-term rehab.

Typical stay 22 days

Private pay

77% of new residents, often for short stays.

Typical stay 4 - 5 months

Finances and operations

Governmental home
City
Home revenue
$28.2M
Surplus of revenue
$485.6K
Governmental home City
Home revenue
$28,238,344.00
Surplus of revenue
$485,586.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$11.2M
39.5% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$16.6M
Total costs $27.8M
Bed community size
96-bed community
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
22 years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 51 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

Services

Secure Alzheimer's Unit
24-Hour Awake Staff
Alzheimer's Care
Barber Services
Beauty Services
Behavioral Management
Dementia Care
Dispense Medications

About this community

Facility Type
Corporation

Additional licensing details

CMS Certification Number: 215174
County: Anne Arundel

Ownership & operating entity

Profit status: false

Room costs

Private Room $287 - $299
Apartment $275 - $280

Hospice Affiliations

AccentCare Hospice and Palliative Care of Maryland
Gilchrist Hospice Care
Hospice of the Chesapeake

Staffing

Key information about the people who lead and staff this community.

Leadership

Contact: Dr. Edgar Mallick, Executive Director
CNA Training Program

Care Services

Mild Alzheimer's Level
Moderate Alzheimer's Level
Severe Alzheimer's Level

Additional Policies & Features

Continuing Care Retirement Community (CCRC)

What does this home offer?

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Room Sizes: 700 / 900 / 1,040 - 1,340 sq. ft

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Housing Options: 1 Bed / 2 Bed

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Building Type: 3-story

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Transportation Services

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Fitness and Recreation

Types of Care at Ginger Cove

Assisted Living Independent Living
Contact Ginger Cove

Demographics

Resident demographic information for this facility.

Gender

  • Female 60%
  • Male 40%

Age Distribution

  • 85-94 64.4%
  • 95+ 22.2%
  • 75-84 13.3%

Ethnicity

  • White 100%

Comparison Chart

The information below is reported by the Maryland Department of Health, Office of Health Care Quality.
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Ginger Cove
SNF

Nursing Home 24/7 care needed

AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

Annapolis
55
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51
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1 Bed / 2 Bed

Living Spaces & Floor Plans

ginger-cove-2bed-b
ginger-cove-2bed
ginger-cove-1-bed-b
ginger-cove-1-bed

Places of interest near Ginger Cove

Address 17.0 miles from city center

Address 4000 River Crescent Dr, Annapolis, MD 21401

Calculate Travel Distance to Ginger Cove

Add your location

Address

Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

92
Total Staff
68
Employees
24
Contractors
22,936
Total Hours (Quarter)
36
Avg Staff/Day
7
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse197.1 Yes
Licensed Practical Nurse149.2 Yes
Certified Nursing Assistant297.2 No
Staff by Category
Administration
2 staff
7.2hs shift avg
Nursing Staff
62 staff
7.6hs shift avg
Physicians & Practitioners
3 staff
7.1hs shift avg
Therapy Services
17 staff
4.5hs shift avg
Activities & Recreation
0 staff
0hs shift avg
Social Services
2 staff
4.7hs shift avg
Dietary Services
4 staff
6.6hs shift avg
Other Services
2 staff
7hs shift avg
Contractor Analysis
13.5%
of total hours from contractors
3,090 contractor hours this quarter
Medical Director: 1 Registered Nurse: 2 Licensed Practical Nurse: 2 Speech Language Pathologist: 5 Respiratory Therapy Technician: 5 Qualified Social Worker: 2 Physical Therapy Aide: 3 Physical Therapy Assistant: 2 Diagnostic X-ray Services Staff: 1 Occupational Therapy Assistant: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant290299,50391100%7.2
Licensed Practical Nurse122144,11491100%9.2
Registered Nurse172193,14191100%7.1
Other Dietary Services Staff4041,2278492%6.6
Speech Language Pathologist0559136571%4
Clinical Nurse Specialist2028226470%7.1
Occupational Therapy Aide1014436268%7.2
Mental Health Service Worker1014366167%7.2
Nurse Practitioner1014155864%7.2
Physical Therapy Assistant0224036571%5.9
Qualified Social Worker0223926673%4.7
Administrator1013434853%7.2
Physical Therapy Aide0332534246%6
Respiratory Therapy Technician0552356571%2.5
Medical Director0111862629%7.2
Diagnostic X-ray Services Staff011871415%6.2
Occupational Therapy Assistant0112455%4.7

Health Inspection History

Source: CMS Health Citations (Feb 2018 – Jun 2024)

3
Inspections
19
Total Citations
0
Critical (J-L)
0
Serious (G-I)
6.33
Citations/Inspection
Jun 2024
Last Inspection
Citation Severity Distribution
Minor (A-C)
1
Moderate (D-F)
18
Serious (G-I)
0
Critical (J-L)
0
What do these levels mean?
Top Deficiency Categories
Resident Rights
5
26% of total
Quality of Life & Care
2
11% of total
Infection Control
1
5% of total
Pharmacy Services
1
5% of total
Citation Sources
Standard Inspections 19
Complaint Investigations 3
State Comparison (MD)
Avg Citations (State)
49.9
This Facility: 19
Avg Critical (State)
0.5
This Facility: 0
Recent Citations (Last 3 Years)
DateSeverity ?CategoryTagStatus
Jun 04, 2024 D Infection ControlF0883 Corrected
Jun 04, 2024 C Nursing ServicesF0732 Corrected
Jun 04, 2024 D Care PlanningF0655 Corrected
Jun 04, 2024 D Care PlanningF0656 Corrected
Jun 04, 2024 D Care PlanningF0657 Corrected
Jun 04, 2024 D Care PlanningF0661 Corrected
Jun 04, 2024 D Resident RightsF0584 Corrected
Jun 04, 2024 D Resident RightsF0623 Corrected
Jun 04, 2024 D Resident RightsF0625 Corrected
Jun 07, 2019 D Quality of CareF0677 Corrected
Jun 07, 2019 D Care PlanningF0656 Corrected
Feb 09, 2018 E NutritionF0812 Corrected
Feb 09, 2018 D PharmacyF0757 Corrected
Feb 09, 2018 D Quality of CareF0700 Corrected
Feb 09, 2018 D Care PlanningF0655 Corrected
Feb 09, 2018 D Care PlanningF0657 Corrected
Feb 09, 2018 D Care PlanningF0842 Corrected
Feb 09, 2018 D Resident RightsF0623 Corrected
Feb 09, 2018 D Resident RightsF0625 Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: Non-Profit Corporation
Resident Census by Payment Source
39 Total Residents
Private Pay/Other 39 (100%)
Programs & Services
Residents' Group
CCRC
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality Measures

CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.

Source: CMS Nursing Home Compare (Data as of Jan 2026)

High-Risk Clinical Events
16.8 Score
30% worse than avg Maryland avg: 12.9

Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline

Functional Decline
35.5 Score
38% worse than avg Maryland avg: 25.7

Composite score based on ADL decline, walking ability decline, and incontinence

Long-Stay Resident Measures

Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.

Need for Help with Daily Activities Increased
34.3%
Lost Too Much Weight
9.1%
Urinary Tract Infection
9.1%
Depressive Symptoms
0.0%
Falls with Major Injury
5.7%
Pneumococcal Vaccine
91.2%
Antipsychotic Use
15.2%
Walking Ability Worsened
30.2%
Influenza Vaccine
100.0%
High Risk Residents with Pressure Ulcers
5.0%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
42.0%
Short-Stay Resident Measures

Measures for residents who stay 100 days or less (typically rehabilitation patients).

Pneumococcal Vaccine
78.2% Near average Maryland: 78.4%
Short-Stay Residents Who Received a New Antipsychotic Medication
9.9% 610% worse than avg Maryland: 1.4%
Influenza Vaccine
96.9% 20% better than avg Maryland: 80.6%

Guides for Better Senior Living

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Claim What’s Yours: Financial Aid for Maryland Seniors

Program
State Program Name
Eligibility
Benefits
Community Options Waiver
Maryland Medicaid Community Options Waiver
Official government program page
  • General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
  • MD Specifics: High urban demand; rural outreach efforts.
  • Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Senior Care Program
  • General: Age 65+, Maryland resident, at risk of nursing home placement.
  • Income Limits: ~$2,000/month (individual, varies by county).
  • Asset Limits: $11,000 (individual).
  • MD Specifics: Limited funding; waitlists common in high-demand areas.
  • Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Maryland Nursing Home Medicaid
Maryland Medical Assistance (Medicaid) Nursing Home Program
Official government program page
  • General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
  • Income Limits (2025): $943/month (individual); most income applied to care costs.
  • Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
  • MD Specifics: Home equity limit $636,000; estate recovery applies post-55.
  • Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Senior Assisted Living Subsidy Program
Maryland Senior Assisted Living Group Home Subsidy
Official government program page
  • General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
  • Income Limits (2025): ~$34,000/year (individual, varies by county).
  • Asset Limits: Not strict; prioritizes low-income.
  • MD Specifics: Not available statewide; facility must be licensed by MDH.
  • Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Veterans Aid and Attendance (A&A) Benefit
Maryland VA Aid and Attendance
  • General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
  • Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
  • Asset Limits: $155,356 (net worth limit).
  • MD Specifics: High veteran population in suburban/rural areas.
  • Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Senior Prescription Drug Assistance Program (SPDAP)
Maryland Senior Prescription Drug Assistance Program
Official government program page
  • General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
  • Income Limits (2025): $48,560/year (individual, 300% FPL).
  • Asset Limits: None specified.
  • MD Specifics: Supplements Medicare Part D; annual enrollment required.
  • Services: Up to $40/month premium subsidy, reducing drug costs.
Medicare Savings Programs (MSP)
Maryland Medicare Savings Programs
Official government program page
  • General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
  • Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
  • Asset Limits: $9,090 (individual), $13,630 (couple).
  • MD Specifics: Includes QMB, SLMB, QI categories.
  • Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Community Personal Assistance Services (CPAS)
Maryland Medicaid Community Personal Assistance Services
  • General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
  • Income Limits (2025): $943/month (individual); spend-down available.
  • Asset Limits: $2,500 (individual), $3,000 (couple).
  • MD Specifics: Consumer-directed option allows hiring family caregivers.
  • Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.

Claim What’s Yours Financial Aid for Maryland Seniors

Maryland Medicaid Community Options Waiver

Community Options Waiver

Requirements:
  • General:
    Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple) (excludes home, car).
  • MD Specifics:
    High urban demand; rural outreach efforts.
Benefits without Contact:
  • Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Maryland Senior Care

Senior Care Program

Requirements:
  • General:
    Age 65+, Maryland resident, at risk of nursing home placement.
  • Income Limits:
    ~$2,000/month (individual, varies by county).
  • Asset Limits:
    $11,000 (individual).
  • MD Specifics:
    Limited funding; waitlists common in high-demand areas.
Benefits without Contact:
  • Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Maryland Medical Assistance (Medicaid) Nursing Home Program

Maryland Nursing Home Medicaid

Requirements:
  • General:
    Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
  • Income Limits (2025):
    $943/month (individual); most income applied to care costs.
  • Asset Limits:
    $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
  • MD Specifics:
    Home equity limit $636,000; estate recovery applies post-55.
Benefits without Contact:
  • Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Maryland Senior Assisted Living Group Home Subsidy

Senior Assisted Living Subsidy Program

Requirements:
  • General:
    Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
  • Income Limits (2025):
    ~$34,000/year (individual, varies by county).
  • Asset Limits:
    Not strict; prioritizes low-income.
  • MD Specifics:
    Not available statewide; facility must be licensed by MDH.
Benefits without Contact:
  • Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Maryland VA Aid and Attendance

Veterans Aid and Attendance (A&A) Benefit

Requirements:
  • General:
    Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
  • Income Limits (2025):
    Net income minus medical expenses < $1,984/month (individual with A&A).
  • Asset Limits:
    $155,356 (net worth limit).
  • MD Specifics:
    High veteran population in suburban/rural areas.
Benefits without Contact:
  • Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Maryland Senior Prescription Drug Assistance Program

Senior Prescription Drug Assistance Program (SPDAP)

Requirements:
  • General:
    Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
  • Income Limits (2025):
    $48,560/year (individual, 300% FPL).
  • Asset Limits:
    None specified.
  • MD Specifics:
    Supplements Medicare Part D; annual enrollment required.
Benefits without Contact:
  • Services: Up to $40/month premium subsidy, reducing drug costs.
Maryland Medicare Savings Programs

Medicare Savings Programs (MSP)

Requirements:
  • General:
    Age 65+, Maryland resident, Medicare Part A/B enrollee.
  • Income Limits (2025):
    $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
  • Asset Limits:
    $9,090 (individual), $13,630 (couple).
  • MD Specifics:
    Includes QMB, SLMB, QI categories.
Benefits without Contact:
  • Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Maryland Medicaid Community Personal Assistance Services

Community Personal Assistance Services (CPAS)

Requirements:
  • General:
    Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
  • Income Limits (2025):
    $943/month (individual); spend-down available.
  • Asset Limits:
    $2,500 (individual), $3,000 (couple).
  • MD Specifics:
    Consumer-directed option allows hiring family caregivers.
Benefits without Contact:
  • Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
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