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Independent Living Home

Ginger Cove

Independent Living Home

Ginger Cove

4000 River Crescent Dr, Annapolis, MD 21401 View map
Overview of Ginger Cove

Ginger Cove in Annapolis, Maryland, offers a environment for residents of all needs. This Life-Care community caters to individuals 60 and over, providing independent living, assisted living, memory care, and nursing care options. Ginger Cove prioritizes resident well-being with a heartfelt, resident-centered approach. Their dedicated staff crafts personalized care plans to ensure your loved one receives the exact level of support needed. Residents thrive in a cozy, relaxing, and fun-filled atmosphere, enjoying delicious and nutritious meals served daily, along with a vibrant calendar of social gatherings, educational activities, and specialized programs.

A life free from everyday chores. Ginger Cove takes care of housekeeping, laundry, and even transportation to appointments. With newfound free time, residents can explore their interests in a variety of ways. Continuing education programs encourage lifelong learning, while an on-site wellness center and resort-inspired amenities like an indoor pool and walking trails promote physical and mental well-being. Prefer for a quiet afternoon in the meditation garden, a friendly game of croquet with neighbors, or a kayaking expedition on Gingerville Creek, there’s something for everyone. For those seeking adventure beyond campus, Ginger Cove provides safe and secure living while you explore historic Annapolis, venture to Washington D.C., or international Travels.

(410) 266-7300

Managed by Phyllis Johns Boulden

Licensed Nursing Home Administrator/Chief Operating Officer

Phyllis Johns Boulden is the Licensed Nursing Home Administrator and Chief Operating Officer at Ginger Cove. With over three decades of dedicated service, she brings extensive expertise in senior living operations. Phyllis holds a master’s degree in healthcare administration from the College of Notre Dame, underscoring her commitment to quality care and leadership within the community.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
4/5
Maryland average: 3.4/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
5/5
Maryland average: 3.2/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
5/5
Maryland average: 3.5/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
1/5
Maryland average: 3.7/5

Nursing care per resident

Info This shows how many total hours of nursing staff time are available per resident each day. Higher numbers usually mean more staff support.
5h 34m per day

This home provides 30% more nursing time per resident than the Maryland average.

Maryland average: 4h 17m per day

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 96

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the Maryland average
Occupancy rate 66.1%
Residents per day (avg) 42
Occupancy rate
66.1%
Residents per day (avg)
42

Who this home usually serves

TYPE OF STAY

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Might be optimal for
Post-acute recovery Temporary care Transitional stays

Breakdown by payment type

Medicare

29% of new residents, usually for short-term rehab.

Typical stay 18 days

Private pay

71% of new residents, often for short stays.

Typical stay 6 - 7 months

Finances and operations

Voluntary non-profit community
Home revenue
$30.6M
Operating deficit
-$1.7M
Voluntary non-profit community
Home revenue
$30,629,423.00
Operating deficit
$-1,659,584.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$11.3M
37% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$21.0M
Total costs $32.3M
Bed community size
96-bed community
A larger shared setting that may offer more common spaces and organized community services.
Years in operation
22 years in operation
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 51 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
BBB Rating
BBB Rating: A+ (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

Services

Secure Alzheimer's Unit
24-hour Awake Staff
Alzheimer's Care
Barber Services
Beauty Services
Behavioral Management
Dementia Care
Dispense Medications

About this community

Occupancy

Occupancy rate
66%
10% higher than Maryland average

Maryland average: 60%

Occupied beds
63 / 96
Average residents 104 per day

License details

Facility type
Corporation
County: Anne Arundel

Additional licensing details

CMS Certification Number: 215174
Certifications: CARF accredited
Accreditations: CARF accredited
Awards: Named One of America’s Best Continuing Care Communities.

Ownership & operating entity

Profit status: false

Room costs

Private Room $287 - $299 per day
Apartment $275 - $280 per day

Safety & Compliance

Wheelchair Accessible
Emergency Systems: Yes

Hospice Affiliations

AccentCare Hospice and Palliative Care of Maryland
Gilchrist Hospice Care
Hospice of the Chesapeake

Staffing

Key information about the people who lead and staff this community.

Leadership

Contact: Dr. Edgar Mallick, Executive Director
CNA Training Program

Care Services

Mild Alzheimer's Level
Moderate Alzheimer's Level
Severe Alzheimer's Level
Accepts Medicare
Nursing Services
Rehabilitation Services
Respite Care
Memory Care
Independent Living
Skilled Nursing
Licensed Nurses/CNAs
24-Hour Staffing
Short-Term Rehab

All Levels of Care

Independent Living
Assisted Living
Memory Care
Skilled Nursing

Additional Policies & Features

Continuing Care Retirement Community (CCRC)
Minimum Age: 60
Housekeeping: Yes
Linen Service: Yes
Utilities Included: Yes

Amenities & Lifestyle

Exquisite Dining Venues
World-Class Wellness Center
Indoor Pool
Jacuzzi and Saunas
Fishing Pier
Private Deep-Water Dock
Community Garden Plots
Meditation Garden
Walking Paths
Croquet Court
Business Center
Art Gallery
Spacious Art Studio
On-Campus ATM
Convenience Store
Coffee Bar
Spa and Salon
Woodshop
Valet Service
Scheduled Transportation
Library
Performance Hall
Walk-In Clinic
Physical Therapy Clinic

Programs & Activities

Activities
There’s always something happening at Ginger Cove, and you’re welcome to join in!
Specific Programs
Independent Living, Assisted Living, Memory Care, Skilled Nursing, Life-Care, Moving & Downsizing Assistance, Dining, Wellness, Activities
Operating Hours
Monday-Sunday: 9:00 AM - 5:00 PM

Pricing & Financial Information

Dining & Nutrition

Food Description
Dining venues offer beautiful settings, impeccable service, and fresh flavors inspired by the Chesapeake Bay.
Meals Included
Yes

What does this home offer?

Room sizes icon
Room sizes icon

Room Sizes: 700 / 900 / 1,040 - 1,340 sq. ft

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at Ginger Cove

Assisted Living Independent Living
Contact Ginger Cove

Demographics

Resident demographic information for this facility.

Gender

  • Female 60%
  • Male 40%

Age Distribution

  • 85-94 64.4%
  • 95+ 22.2%
  • 75-84 13.3%

Ethnicity

  • White 100%

Access & Eligibility

Ways to qualify for care at this community, including accepted programs and payment options.

Medicare Accepted

This facility is certified for eligible Medicare services.

Payment & Funding Options

Medicare Long-term care insurance

Health Inspection History

Inspections
Total health inspections 3

Maryland average 3.9


Last Health inspection on Jun 2024

Total health citations 19

Maryland average 49.9

Citations per inspection
6.33

Maryland average 12.81


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

16 of 19 citations resulted from standard inspections; and 3 of 19 came from combined inspections (standard and complaint).

Breakdown of citation severity (last 3 years)
Critical Health citations More info 0
100% better than Maryland average

Maryland average: 0.5


Serious Health citations More info 0
100% better than Maryland average

Maryland average: 0.6

0 critical citations More info Maryland average: 0.5

0 serious citations More info Maryland average: 0.6

18 moderate citations More info Maryland average: 47.2

1 minor citation More info Maryland average: 1.7
Citations history (last 3 years)
Infection Control moderate citation Info Issues related to preventing and controlling infections, including hygiene practices and safety protocols. Jun 04, 2024
Corrected

Nursing Services minor citation Info Issues related to the availability and quality of nursing staff and the care they provide. Jun 04, 2024
Corrected

Care Planning moderate citation Info Issues related to creating and updating personalized care plans for residents based on their needs and conditions. Jun 04, 2024
Corrected

Care Planning moderate citation Info Issues related to creating and updating personalized care plans for residents based on their needs and conditions. Jun 04, 2024
Corrected

Compare Independent Living around Bowie The information below is reported by the Maryland Department of Health, Office of Health Care Quality.

Harmony at Enterprise
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Bowie
102
Yes
-
7
Studio / 1 Bed / 2 Bed
Ginger Cove
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Annapolis
61
No
A+
51
1 Bed / 2 Bed
Angel Assisted Living
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Lanham
-
No
-
24
1 Bed / 2 Bed
Gardens of Annapolis
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

Annapolis
-
Yes
-
56
1 Bed / 2 Bed

Living Spaces & Floor Plans

Ginger Cove 2Bed B
Ginger Cove 2Bed
Ginger Cove 1 Bed B
Ginger Cove 1 Bed
One-Bedroom Traditional
Download PDF
One-Bedroom Deluxe
Download PDF
Two-Bedroom Traditional
Download PDF
Two-Bedroom Deluxe
Download PDF
Two-Bedroom Den
Download PDF
Ginger Cove – GIN-00112-24-Site-Plan-Map_vFINAL.pdf
Download PDF

Places of interest near Ginger Cove

Address 17.0 miles from city center — 0.97 miles to nearest hospital (Kure Smart Pain Management)

Address 4000 River Crescent Dr, Annapolis, MD 21401

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Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 92
Employees 68
Contractors 24
Staff to resident ratio 2.36:1
30% better than Maryland average

Maryland average ratio: 1.81:1

Avg staff/day 36
Average shift 7 hours
13% worse than Maryland average

Maryland average: 8 hours

Total staff hours (quarter) 22,936
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 19
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.1 hours

This role is partially covered by contractors.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 14
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 9.2 hours

This role is partially covered by contractors.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 29
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.2 hours

No contractors work on this role.

Contractor staffing

Total hours from contractors

13.5%

3,090 contractor hours this quarter

Speech Language Pathologist: 5 Respiratory Therapy Technician: 5 Physical Therapy Aide: 3 Registered Nurse: 2 Licensed Practical Nurse: 2 Qualified Social Worker: 2 Physical Therapy Assistant: 2 Medical Director: 1 Diagnostic X-ray Services Staff: 1 Occupational Therapy Assistant: 1
Staff by category
Certified Nursing Assistant290299,50391100%7.2
Licensed Practical Nurse122144,11491100%9.2
Registered Nurse172193,14191100%7.1
Other Dietary Services Staff4041,2278492%6.6
Speech Language Pathologist0559136571%4
Clinical Nurse Specialist2028226470%7.1
Occupational Therapy Aide1014436268%7.2
Mental Health Service Worker1014366167%7.2
Nurse Practitioner1014155864%7.2
Physical Therapy Assistant0224036571%5.9
Qualified Social Worker0223926673%4.7
Administrator1013434853%7.2
Physical Therapy Aide0332534246%6
Respiratory Therapy Technician0552356571%2.5
Medical Director0111862629%7.2
Diagnostic X-ray Services Staff011871415%6.2
Occupational Therapy Assistant0112455%4.7
29 Certified Nursing Assistant
% of Days 100%
14 Licensed Practical Nurse
% of Days 100%
19 Registered Nurse
% of Days 100%
4 Other Dietary Services Staff
% of Days 92%
5 Speech Language Pathologist
% of Days 71%
2 Clinical Nurse Specialist
% of Days 70%
1 Occupational Therapy Aide
% of Days 68%
1 Mental Health Service Worker
% of Days 67%
1 Nurse Practitioner
% of Days 64%
2 Physical Therapy Assistant
% of Days 71%
2 Qualified Social Worker
% of Days 73%
1 Administrator
% of Days 53%
3 Physical Therapy Aide
% of Days 46%
5 Respiratory Therapy Technician
% of Days 71%
1 Medical Director
% of Days 29%
1 Diagnostic X-ray Services Staff
% of Days 15%
1 Occupational Therapy Assistant
% of Days 5%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
39 residents
Residents by payment source
Private pay or other
39 residents (100%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 16.8
30% worse than Maryland average

Maryland average: 12.9

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 35.5
38% worse than Maryland average

Maryland average: 25.7

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 34.3%
45% worse than Maryland average

Maryland average: 23.7%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 30.2%
9% worse than Maryland average

Maryland average: 27.7%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 42.0%
62% worse than Maryland average

Maryland average: 25.9%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 5.7%
148% worse than Maryland average

Maryland average: 2.3%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 5.0%
24% better than Maryland average

Maryland average: 6.5%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 9.1%
468% worse than Maryland average

Maryland average: 1.6%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 9.1%
57% worse than Maryland average

Maryland average: 5.8%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 0.0%
100% better than Maryland average

Maryland average: 20.2%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 15.2%
17% worse than Maryland average

Maryland average: 12.9%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 91.2%
In line with Maryland average

Maryland average: 92.0%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 100.0%
In line with Maryland average

Maryland average: 96.6%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 78.2%
In line with Maryland average

Maryland average: 78.4%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 9.9%
610% worse than Maryland average

Maryland average: 1.4%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 96.9%
20% better than Maryland average

Maryland average: 80.6%

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Financial Aid for Maryland Seniors

Get financial aid guidance

Community Options Waiver

Maryland Medicaid Community Options Waiver

Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple) (excludes home, car).

High urban demand; rural outreach efforts.

Senior Care Program

Maryland Senior Care

Age 65+, Maryland resident, at risk of nursing home placement.

~$2,000/month (individual, varies by county).

$11,000 (individual).

Limited funding; waitlists common in high-demand areas.

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.

$943/month (individual); most income applied to care costs.

$2,500 (individual), $3,000 (couple); spousal protections up to $155,356.

Home equity limit $636,000; estate recovery applies post-55.

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.

~$34,000/year (individual, varies by county).

Not strict; prioritizes low-income.

Not available statewide; facility must be licensed by MDH.

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.

Net income minus medical expenses < $1,984/month (individual with A&A).

$155,356 (net worth limit).

High veteran population in suburban/rural areas.

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.

$48,560/year (individual, 300% FPL).

None specified.

Supplements Medicare Part D; annual enrollment required.

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Age 65+, Maryland resident, Medicare Part A/B enrollee.

$2,014/month (QMB), $2,706/month (SLMB/QI, individual).

$9,090 (individual), $13,630 (couple).

Includes QMB, SLMB, QI categories.

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.

$943/month (individual); spend-down available.

$2,500 (individual), $3,000 (couple).

Consumer-directed option allows hiring family caregivers.

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