Ginger Cove
Nursing Home, Assisted Living, Continuing Care Retirement Community, Home Care, Independent Living, Memory Care & Skilled Nursing · Annapolis, MD
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.

Ginger Cove

Nursing Home, Assisted Living, Continuing Care Retirement Community, Home Care, Independent Living, Memory Care & Skilled Nursing · Annapolis, MD
CMS overall rating Info CMS (the Centers for Medicare & Medicaid Services) is the federal agency that rates nursing home quality. Its Overall Rating runs from 1 to 5 stars, combining health inspections, staffing, and quality measures, with inspections weighted most heavily.
Ginger Cove accepts Medicare and private pay.
Ginger Cove accepts Medicare and private pay.

Overview of Ginger Cove

Ginger Cove is a continuing care retirement community in Annapolis, Maryland, offering nursing home care, assisted living, home care, independent living, memory care, and skilled nursing. That range may suit a resident whose needs change over time, since moving between services can happen within one community. Independent living offers a private apartment without daily care, while assisted living includes help with dressing, bathing, and medication.

Memory care provides a secured setting with supervision for someone at risk of wandering. Skilled nursing and nursing home care provide licensed nursing on site around the clock, while home care supports services delivered in a resident’s own home. The community may be a good fit for someone who wants the possibility of remaining within one setting as care needs grow.

Opened in 1988, Ginger Cove has 96 beds. Housing includes one bedroom and two bedroom apartments as well as private rooms, so a resident can choose an apartment for individual or shared living or a private room. The starting price is $5,268 per month, which gives families an initial figure for budgeting the cost of residence.

Medicare and private pay are accepted payment options. Medicare can apply to short term skilled care after a hospital stay, while private pay means paying directly for care. An indoor pool supports water aerobics, and walking paths, a meditation garden, and community garden plots offer places for walking, quiet time, and gardening.

Restaurant style dining includes chef prepared meals and multiple dining venues, giving residents several on site settings for meals. Scheduled transportation supports planned outings, while moving and downsizing assistance can help with a household transition. Respite care provides a short stay when a usual caregiver needs to travel or recover, and short term rehab offers temporary rehabilitation services.

Total nurse staffing is 5 hours and 33 minutes per resident per day, representing the daily hands on nursing time allocated to each resident. The community has a Walk Score of 51, described as somewhat walkable, so some errands can be done on foot and a resident who no longer drives may be able to manage some outings independently.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
▲ 23.7% Above MD avg. ▲ 23.7% Above MD avg.MD average: 3.2Click the badge to see the full State ranking.Click here to see the full State ranking.
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
▲ 76.9% Above MD avg. ▲ 76.9% Above MD avg.MD average: 2.8Click the badge to see the full State ranking.Click here to see the full State ranking.
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
▲ 56.2% Above MD avg. ▲ 56.2% Above MD avg.MD average: 3.2Click the badge to see the full State ranking.Click here to see the full State ranking.
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
▼ 75.6% Below MD avg. ▼ 75.6% Below MD avg.MD average: 4.1Click the badge to see the full State ranking.Click here to see the full State ranking.

Staffing Info Data period: Q2 2026 (April 1 – June 30, 2026).
Nursing care per resident per day and state rankings: CMS Provider Information.
Headcount, shifts and contractors: CMS Payroll-Based Journal (PBJ).

Total nursing care per resident / day Info This nursing home is ranked 6th out of 115 nursing homes we track in Maryland for nurse hours. Total adjusted nursing hours per resident per day, combining RN, LPN, and aide time. CMS adjusts this for case-mix so facilities can be fairly compared.
↑ 44% · MD 3h 52mThis facility: 5h 33m per resident per day, 44% above the Maryland average of 3h 52m (among Maryland facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse. Rank #6 / 115Nurse hours — State benchmarked This nursing home is ranked 6th out of 115 nursing homes we track in Maryland for nurse hours. Shows adjusted nurse hours per resident per day benchmarked to the Maryland average, with a ranking across 115 Maryland facilities. More hours mean more direct care. The national average is about 3.5 hrs; below 3.0 is a red flag. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maryland that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
5h 33m

Standout metric: Registered nurse (RN) is +126% above Maryland average

2 of 6 metrics below Maryland average

Staff by category

Q2 2026 · Apr 1 – Jun 30 More info This data comes from the CMS Payroll-Based Journal report covering April 1 – June 30, 2026.
Certified Nursing Assistant302329,00591100%7.9
Registered Nurse162184,74491100%8.2
Licensed Practical Nurse91102,9099099%9.4
Other Dietary Services Staff3039728088%7.3
Clinical Nurse Specialist2028776470%7.6
Speech Language Pathologist0446556571%3.1
Physical Therapy Aide0224816673%6.7
Mental Health Service Worker1014315763%7.6
Administrator1013704954%7.6
Nurse Practitioner1013364651%7.3
Physical Therapy Assistant0113056167%5
Occupational Therapy Aide1123014246%7.2
Respiratory Therapy Technician0552666571%2.4
Qualified Social Worker0332042932%6.8
Medical Director0111832426%7.6
Occupational Therapy Assistant0112667%4.4
32 Certified Nursing Assistant
Coverage 100%
18 Registered Nurse
Coverage 100%
10 Licensed Practical Nurse
Coverage 99%
3 Other Dietary Services Staff
Coverage 88%
By The Numbers

Community insights.

Bed count Info A smaller, more intimate setting that may offer a quieter environment and closer staff-resident interactions. 96 Rank #86 / 140Bed count — State benchmarked This nursing home is ranked 86th out of 140 nursing homes we track in Maryland for bed count. Shows this facility's certified or reported bed count compared to other Maryland facilities. Larger communities may offer more amenities, programs, and on-site services for residents and families. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maryland that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Smaller home · May offer a more intimate, personalized care environment.

Years of operating Info A longer operating history, which may indicate experience navigating regulations and delivering ongoing care. This is the number of years in operation under current management. Rank #2 / 41Years in operation — State benchmarked This nursing home is ranked 2nd out of 41 nursing homes we track in Maryland for years in operation. Shows how long this facility has been in operation compared to other Maryland facilities. Longer operating histories may benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maryland that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
42 years
Walk Score Info Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities. Rank #69 / 160Walk Score — State benchmarked This nursing home is ranked 69th out of 160 nursing homes we track in Maryland for walk score. Shows how walkable this facility's neighborhood is compared to the average walk score across Maryland facilities. Higher scores benefit residents, families, and staff. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maryland that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.
51 / 100
Residents per day (avg) Info The average number of residents living at this facility on a given day. CMS calculates this figure from the facility's Minimum Data Set (MDS) assessments and uses this value for other measures like Hours Per Resident Per Day (HPRD) and 5-Star Staffing rating.
42

Source: CMS Provider Information, average daily residents (data as of Oct 2026)

Avg. Length of Stay Info Average number of days residents stay at this facility, based on CMS cost report data. Shorter stays often reflect post-acute or rehab care; longer stays reflect long-term care.
94 days
BBB Rating Info An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
A+ Not Accredited
How BBB ratings work

About This Community

Pricing & Financial Information

The below pricing was updated on

Starting Price
$5,268/Month

License Details

CountyAnne Arundel
CMS Certification Number215174
AccreditationsCARF accredited

Awards

Named One of America’s Best Continuing Care Communities.

Certifications & Programs

Continuing Care at Home (CCaH) programA branded program developed by this community's operator or its partners - a named approach to programming or care, rather than an independent external certification.

Safety & Compliance

Wheelchair Accessible

Payment & Insurance

1 service
Accept Medicare

Therapy & Rehabilitation

1 service
Short-Term Rehab

Staffing & Medical

1 service

Hospice partners Hospice providers this community works with, as listed in the Maryland Health Care Commission's consumer guide. Hospice brings end-of-life and comfort care to residents where they live.

  • AccentCare Hospice and Palliative Care of Maryland
  • Gilchrist Hospice Care
  • Hospice of the Chesapeake

Memory & Specialized Care

4 services
Dedicated Alzheimer's Unit
Mild Alzheimer's LevelAccepts residents with mild (early-stage) Alzheimer's or dementia, who are mostly independent but need reminders and some supervision. Maryland's Health Care Commission asks each assisted living community which stages of Alzheimer's or dementia it accepts and publishes the answer; other states do not report this.
Moderate Alzheimer's LevelAccepts residents with moderate (middle-stage) Alzheimer's or dementia, who need regular help with daily activities and closer supervision. Maryland's Health Care Commission asks each assisted living community which stages of Alzheimer's or dementia it accepts and publishes the answer; other states do not report this.
Severe Alzheimer's LevelAccepts residents with severe (late-stage) Alzheimer's or dementia, who need extensive help with most daily activities. Maryland's Health Care Commission asks each assisted living community which stages of Alzheimer's or dementia it accepts and publishes the answer; other states do not report this.

Additional Services

9 services
Respite CareRespite care provides families and unpaid caregivers with short-term relief from caregiving duties. Care can range from a few hours to a few weeks.
Choice of Lunch or Dinner Daily
Valet Service
HousekeepingListed as: Weekly housekeeping with linen laundry service
Laundry & Linen
MaintenanceListed as: Maintenance of home and appliances
TransportationListed as: Scheduled transportation to attractions and appointments within annapolis
Emergency Call SystemListed as: 24-hour security and nurse call system
24-Hour Security

Additional Policies & Features

Pets not allowed
Continuing Care Retirement Community (CCRC)
Minimum Age60
Utilities IncludedYes

Amenities & Lifestyle

Swimming Pool
Hot Tub
Garden
Walking Paths
Business Center
Art Gallery
General Store
Beauty Salon
Spa
Workshop
Library
Music Room
Fishing Pier
Private Deep-Water Dock
Croquet Court
On-Campus Atm
Coffee Bar
Performance Hall
Video Room with Advanced Technology
Activity Rooms with Windows
Verizon Fios Fiber-Optic Tv and Wi-Fi
Activities
Exercise Classes
Movie Screenings
Happy Hour
Water Aerobics
Kayaking/Paddling On Gingerville Creek
Croquet
Continued Learning Programs
Volunteering
Arts & Crafts
Highlights
  • Wellness center with gym, sauna, and locker room
  • Family rooms with fireplaces, televisions, and card tables
Touring HoursMonday-Sunday: 9:00 AM - 5:00 PM

Dining & Nutrition

InfoSourced directly from the team at Ginger Cove.
  • Multiple dining venues.

Room Accommodations

Building Type3-story
1 Bedroom Floor plans as listed by the community: One-Bedroom Traditional (740 sq ft) · One-Bedroom Deluxe (900 sq ft) Floor plans: Traditional, Deluxe 740–900 sq ft
2 Bedroom Floor plans as listed by the community: Two-Bedroom Traditional (1,040 sq ft) · Two-Bedroom Deluxe (1,190 sq ft) · Two-Bedroom Den (1,340 sq ft) Floor plans: Traditional, Deluxe 1,040–1,340 sq ft
Private Room Floor plans as listed by the community: Tilghman (635 sq ft) · Severn (760 sq ft) · Choptank (765 sq ft) · Potomac (840 sq ft) Floor plans: Tilghman, Severn, Choptank, Potomac 635–840 sq ft
In-Room Features
Enclosed Veranda In Each Apartment In-Unit Kitchen With Full-Size Stainless Steel Appliances And Quartz Countertops

Contact Ginger Cove

Inspections

CMS Health Inspection History

Since 2019 · 7 years of data · Last health inspection Nov 2025

Total health inspections
3 ↓ 35% · MD 4.6This facility: 3, 35% below the Maryland average of 4.6 (among Maryland facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Total health citations
12 Rank #2 / 119Health citations — State benchmarked This nursing home is ranked 2nd out of 119 nursing homes we track in Maryland for health citations. Shows this facility's total health deficiency citations benchmarked to the Maryland State average, with a ranking across all 119 MD facilities. Lower citation counts earn a better rank. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maryland that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↓ 77% · MD 52.3This facility: 12, 77% below the Maryland average of 52.3 (among Maryland facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citations per inspection
4 Rank #3 / 119Citations per inspection — State benchmarked This nursing home is ranked 3rd out of 119 nursing homes we track in Maryland for citations per inspection. Shows average deficiency citations per CMS inspection for this facility versus the Maryland mean across 119 facilities with citation data. Lower is better. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maryland that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.↓ 65% · MD 11.48This facility: 4, 65% below the Maryland average of 11.48 (among Maryland facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Citation severity
100% corrected 12 of 12 citations corrected
Bar = mix of this home's 12 citations, not a state comparison

Lighter shade = corrected

Critical J–L
0 ↓ 100% · MD 0.4This facility: 0, 100% below the Maryland average of 0.4 (among Maryland facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Immediate jeopardy
Serious G–I
0 ↓ 100% · MD 0.5This facility: 0, 100% below the Maryland average of 0.5 (among Maryland facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Actual harm
Moderate D–F
11 ↓ 78% · MD 50.2This facility: 11, 78% below the Maryland average of 50.2 (among Maryland facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, more than minimal risk
Minor A–C
1 ↓ 9% · MD 1.1This facility: 1, 9% below the Maryland average of 1.1 (among Maryland facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
No harm, minimal risk

Latest inspection: Nov 24, 2025 · 1 citation (Abuse/Neglect, moderate), corrected

Most cited category: Resident Assessment & Care Planning, 5 of 12 citations · 6 categories in total

Citations history
Most recent first
Nov 24, 2025 1 citation
Abuse/Neglect moderate citation Corrected
Jun 04, 2024 9 citations
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Resident Rights moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Care Planning moderate citation Corrected
Infection Control moderate citation Corrected
Nursing Services minor citation Corrected
Jun 07, 2019 2 citations
Care Planning moderate citation Corrected
Quality of Care moderate citation Corrected
Top deficiency categories
Share of 12 citations
Resident Assessment & Care Planning 5 deficiencies (42%)
Resident Rights 3 deficiencies (25%)
Infection Control 1 deficiency (8%)
Quality of Life & Care 1 deficiency (8%)
Abuse, Neglect & Exploitation 1 deficiency (8%)
Nursing & Physician Services 1 deficiency (8%)
How citations are counted

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

8 of 12 citations resulted from standard inspections; 1 of 12 resulted from complaint investigations; and 3 of 12 came from combined inspections (standard and complaint).

Includes all CMS health inspection records for this property, which could include management/ownership changes.

Source

Data sourced from CMS Health Deficiencies reports. Citation severity codes range from A (least serious) to L (most serious). Immediate Jeopardy (J-L) citations indicate situations where the facility's noncompliance has placed residents at risk of death or serious harm.

Show Inspection Reports

Demographics Source: Maryland Health Care Commission consumer guide, as reported by the facility. Maryland is the only state that publishes resident demographics for each community. Data retrieved May 2026.

Resident demographic information for this facility.

Gender

  • Female 60%
  • Male 40%

Age Distribution

  • 85-94 64.4%
  • 95+ 22.2%
  • 75-84 13.3%

Ethnicity

  • White 100%
Enforcement

Penalties and fines About penalties and fines Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database · Data as of Oct 2026

No penalties in the past 3 years

No civil money penalties or payment denials on record since Oct 2023.

Clean record
Total fines
$0 MD avg $53KMaryland average: $53,442. Average among the 91 Maryland facilities with a penalty on record.US avg $66KUS average: $66,281, among the 6,725 US facilities with a penalty on record.
Number of fines
0 MD avg 1.58Maryland average: 1.58. Average among the 91 Maryland facilities with a penalty on record.US avg 1.88US average: 1.88, among the 6,725 US facilities with a penalty on record.
Payment denials What is a payment denial? Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed.
0 MD avg 0.11Maryland average: 0.11. Average among the 91 Maryland facilities with a penalty on record.US avg 0.35US average: 0.35, among the 6,725 US facilities with a penalty on record.
Health Outcomes

Quality of care over time

How residents at this home fare on health outcomes and preventive care, compared with the Maryland average.

Data as of Oct 2026 · CMS Care Compare

Long-stay quality rating Info CMS star rating for the care of long-stay residents, who live at the home for 100 days or more. It is built from the long-stay quality measures below. 5 stars is the best. 2 / 5 Below average ↓ 46% · MD 3.7This facility: 2.0, 46% below the MD average of 3.7 (among MD facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Short-stay quality rating Info CMS star rating for the care of short-stay residents, mostly people recovering after a hospital stay for under 100 days. It is built from the short-stay quality measures below. 5 stars is the best. 1 / 5 Significantly below average ↓ 73% · MD 3.7This facility: 1.0, 73% below the MD average of 3.7 (among MD facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
High-risk clinical events Info Average of five long-stay measures: pressure ulcers, falls with major injury, unplanned weight loss, worsening ability to walk, and needing more help with daily activities. Each is the % of residents affected, so lower is better. 11.1 Score · lower is better ↑ 7% · MD 10.5This facility: 11.1, 7% above the MD average of 10.5 (among MD facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.
Functional decline Info Average of three long-stay measures: needing more help with daily activities, worsening ability to walk, and loss of bowel or bladder control. Each is the % of residents affected, so lower is better. 20.3 Score · lower is better ↓ 5% · MD 21.2This facility: 20.3, 5% below the MD average of 21.2 (among MD facilities reporting a recent figure).Green: 5% or more better than the state average. Yellow: within 5%. Red: 5% or more worse.

13 long-stay measures: 3 better, 7 worse, 3 near MD average

8 short-stay measures: 2 better, 3 worse, 3 compared with US only

Financials

Money and staffing.

Ginger Cove’s finances from its CMS cost report for the fiscal year ending June 2025, compared with 115 Maryland nursing homes that filed a recent report. Includes all financial data for this property, which could include management/ownership changes.

FY Jun 2025

Is it financially stable?

Losing money on care, but less than last year

−486.3% operating margin

+34.0 pts vs prior year

An operating loss in 8 of the last 8 reported years. Other income ($29.3M) turns it into a net profit to $1.3M. Watch for cost-cutting that reaches staffing.

Does it invest in staff?

Spends more on payroll than most Maryland homes

269.4% payroll share of revenue

MD average 47.1%Rank #3 / 115Payroll % of net patient revenue — State benchmarked This nursing home is ranked 3rd out of 115 nursing homes we track in Maryland for payroll % of net patient revenue. Shows payroll as a percentage of net patient revenue versus the Maryland average, among facilities reporting a recent fiscal year. Below 25% may signal understaffing or heavy agency use — read with Staffing ratings. Communities with the same value for a metric share the same rank. Rankings compare like with like: every nursing home we track in Maryland that reports data for that category. Nursing homes without available data are excluded, so the pool size varies from metric to metric.

Payroll rose $2.2M while revenue rose $0.8M. Check hours per resident in the staffing section to confirm it reaches the floor.

Who this home usually serves

Residents split by who pays for their care: Medicare, Medicaid, or private pay and other sources.
Over a year: CMS SNF Cost Report, FY2025
Arriving
151 admissions · FY2025 Residents admitted during the year.
Medicare 29 · 19%
Medicaid 0 · 0%
Private pay & other 122 · 81%
Shows care patterns over time; not used to rate this facility.

Primarily short stays

Residents typically stay for brief periods, with frequent admissions and discharges throughout the year.

Typical stay

Medicare 29 days Private pay & other 4 - 5 months

Managed by Phyllis Johns Boulden

Licensed Nursing Home Administrator/Chief Operating Officer

Phyllis Johns Boulden is the Licensed Nursing Home Administrator and Chief Operating Officer at Ginger Cove. With over three decades of dedicated service, she brings extensive expertise in senior living operations. Phyllis holds a master’s degree in healthcare administration from the College of Notre Dame, underscoring her commitment to quality care and leadership within the community.

Living Spaces & Floor Plans for Ginger Cove

2 Bedroom, 2 Bath
2 Bedroom, 2 Bath
1 Bedroom, 1 Bath
1 Bedroom, 1 Bath

Places of interest near Ginger Cove

Address 3.5 miles from city center Info Estimated distance in miles from Annapolis's city center to Ginger Cove's address, calculated via Google Maps.

Calculate Travel Distance to Ginger Cove

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Address

Compare Nursing Homes around Annapolis

Info below is compiled from CMS reports & the MD Dept. of Health (OHCQ), senior community websites & trusted data sources such as Walk Score & BBB.

Communities are listed from highest-ranked to lowest-ranked based on our methodology.

The facility name. Click to view the full profile page on Assisted Living Magazine, including photos, services, and contact info.
CMS (Centers for Medicare & Medicaid Services, the federal agency that regulates nursing homes) Overall 5-star rating — a composite of Health Inspection, Staffing, and Quality Measures scores. 5 stars = top 10% nationally. 1 star = bottom 10%. The single most important number to start with when comparing facilities.
Care Types in This Table AL (Assisted Living): Housing with help for daily activities like bathing, dressing, and medication, without 24-hour skilled nursing. NH (Nursing Home): 24/7 skilled nursing care for residents with complex, ongoing medical needs. SNF (Skilled Nursing Facility): Round-the-clock nursing care, often for recovery after surgery, injury, or illness. MC (Memory Care): Secured, specialized care for people living with Alzheimer's or dementia. RC (Respite Care): Short-term temporary care that gives family caregivers a break. IL (Independent Living): Community living with dining, activities, and transportation for active seniors who need little personal care. HC (Home Care): Professional care delivered in the person's own home, from companionship to skilled nursing. HOS (Hospice Care): Comfort-focused care for those with a terminal illness, prioritizing quality of life over treatment. PC (Palliative Care): Comfort-focused care for serious illness at any stage, including alongside curative treatment. CCRC (Continuing Care Retirement Community): A campus with multiple care levels so residents can age in place without moving.
Neighborhood or city area where the facility is located. Proximity to family, hospitals, and green space matters for both quality of life and ease of visitation. Consider drive time and transit access when evaluating location.
Licensed bed capacity. Larger facilities (300+ beds) often have more specialized programs but can feel institutional. Smaller homes (under 150 beds) tend to deliver more personalized care. Compare with Avg Res/Day to understand how full the facility typically runs.
Percentage of licensed beds filled on an average day. Color indicates financial health: green (90%+) = operationally strong, typically profitable. Amber (80–89%) = stable but leaving revenue on the table. Orange (70–79%) = financial strain likely, may struggle with fixed costs. Red (<70%) = significant distress, closure or ownership change risk increases sharply.
This facility's occupancy rate compared to the statewide average for similar facilities. A positive number means above-average demand. Facilities running 5%+ above the state average are typically the most sought-after in their market — a strong proxy for reputation.
CMS-adjusted total nurse hours per resident per day (RN + LPN + CNA combined). The national average is approximately 3.5 hrs. Higher is better — more direct care time per resident. Below 3.0 is a red flag. CMS weights RN hours more heavily because RNs handle complex clinical decisions that CNAs cannot.
CMS Health Inspection star rating (1–5 stars), based on the 3 most recent annual state surveys plus any complaint investigations. This is the hardest rating to manipulate — it reflects real surveyor findings on-site. 5 stars = fewest deficiencies found. 1 star = most. It carries the heaviest weight in the Overall CMS rating.
CMS Staffing star rating (1–5 stars), based on daily nurse staffing hours submitted to CMS via verified payroll data. Compares RN, LPN, and CNA coverage relative to resident acuity level. 5 stars = well above expected staffing. Weekend staffing is evaluated separately, as that's where many facilities quietly reduce coverage.
CMS Quality Measures star rating (1–5 stars), based on 15 clinical outcome metrics including fall rates, pressure ulcers, antipsychotic drug use, and hospital readmissions. Captures actual resident health outcomes, not just compliance. High QM combined with low Health Inspection scores can indicate a facility with strong care but weak documentation practices.
Registered Nurse hours per resident/day compared to the statewide average. RNs are the highest-skilled nursing staff — they assess residents, manage medications, and respond to emergencies. A value of +50% means RN coverage is 50% above the state norm. Negative values are a concern for residents with complex or acute medical needs.
Total nursing staff hours (RN + LPN + CNA combined) per resident/day vs. the statewide average. A broader measure than RN vs State — it captures the entire care team. A facility can have high total staffing but low RN hours, meaning more aides and fewer nurses. Read both columns together for the full picture.
Total dollar amount of federal monetary fines (civil money penalties) issued by CMS in the past 3 years. Fines are only levied for serious violations — typically actual harm to residents, repeated uncorrected deficiencies, or systemic non-compliance. Even a single fine is noteworthy. Multiple fines strongly suggest a pattern, not isolated incidents.
Total health deficiency citations from the most recent standard inspection cycle. Minor citations (scope A–C) are common and often administrative in nature. Higher counts aren't always disqualifying, but should be read alongside Severe Citations to understand actual harm levels. Under 10 is strong for a large facility; 30+ warrants a closer look.
Average deficiency citations per CMS inspection (survey) in the reporting window — total citations divided by the number of inspections. Lower is better; compare alongside total Citations and Severe Citations for context.
Citations at CMS scope/severity level G or higher — G–I means actual harm occurred; J–L means residents were placed in immediate jeopardy. (D–F is potential for harm only). Examples include unaddressed falls, medication errors causing injury, neglect, or abuse.
Average number of residents in the building on any given day, derived from annual census data. Reflects true operating scale — a 400-bed facility running 200 residents/day operates very differently from one at 390. Higher resident counts generally mean more funded staffing hours.
Better Business Bureau rating (A+ to F). Reflects complaint history, business transparency, and how family disputes were resolved. A+ means no significant unresolved complaints. A blank (—) means the facility isn't BBB-accredited, which is common for healthcare providers and not necessarily a negative signal.
Walk Score® (0–100). Measures walkability of the surrounding area. 90–100 = Walker's Paradise. 70–89 = Very Walkable. 50–69 = Somewhat Walkable. Below 50 = Car-Dependent. Higher scores benefit family visitors, resident outings, and staff commuting.
The licensed owner or operator of record filed with CMS — the individual or organization legally accountable for the facility. Searching the operator name across other facilities can reveal chain or multi-site ownership, which matters: chain-operated homes tend to have more variable quality outcomes than independently run facilities.
What the home actually collects for resident care, after contractual allowances, bad debt and discounts — not gross billings. Taken from the latest complete annual cost report, so it is comparable across homes reporting the same period. Revenue alone doesn't indicate care quality, but it funds staffing and capital reinvestment. Pair with Payroll %. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Staff salaries plus wage-related benefits from the latest complete annual cost report. Contract and agency labour is counted separately, under other operating costs, so a home leaning on agency staff can show a low figure here. Payroll is the cost most directly tied to care quality — compare with Payroll % for full context. Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
Payroll as a share of NET PATIENT REVENUE (not gross revenue). Both figures come from the same cost-report year. A higher figure means more of each revenue dollar goes to staff pay. Read with the Staffing star rating to judge whether spend translates into coverage — and note that homes whose patient revenue covers only part of their operation can read implausibly high. The Maryland average is: 47.1% Figures are from each facility's most recent complete fiscal year — hover a value for the exact year; a * marks homes that report an older period than most facilities.
CMS Certification Number: the unique federal identifier for this skilled nursing provider.
Complete Care at Annapolis ★ ★ ★ ★ ★
NH
HOS
PC
RC
SNF
Annapolis
97
Facility 97
MD AVG 108
Rank #85 / 140
78.7%
Facility 78.7%
MD AVG 84.4%
Rank #69 / 92
-7%
3.28
Facility 3.28
MD AVG 3.86
Rank #76 / 115
★ ★ ★ ★ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ★ ★ +3%-15%
$0
Facility $0
MD AVG $54.6k
Rank #1 / 119
30
Facility 30
MD AVG 52.3
Rank #24 / 119
10.0
Facility 10.0
MD AVG 11.5
Rank #53 / 119
-76-
62
Facility 62
MD AVG 45
Rank #40 / 160
Pc Md5 Opco Holdco LLC
$14.0MFiscal year ending 12/2024
Facility $14.0MFiscal year ending 12/2024
MD AVG $19.6M
Rank #88 / 115
$5.2MFiscal year ending 12/2024
Facility $5.2MFiscal year ending 12/2024
MD AVG $8.2M
Rank #68 / 115
37.3%Fiscal year ending 12/2024
Facility 37.3%Fiscal year ending 12/2024
MD AVG 47.1%
Rank #71 / 115
215005
Autumn Lake Healthcare at Crofton ★ ★ ★ ☆ ☆
NH
RC
SNF
Crofton (Charing Cross)
180
Facility 180
MD AVG 108
Rank #16 / 140
91.1%
Facility 91.1%
MD AVG 84.4%
Rank #36 / 92
+8%
3.25
Facility 3.25
MD AVG 3.86
Rank #76 / 115
★ ★ ☆ ☆ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ★ ★ -20%-16%
$0
Facility $0
MD AVG $54.6k
Rank #1 / 119
37
Facility 37
MD AVG 52.3
Rank #40 / 119
12.3
Facility 12.3
MD AVG 11.5
Rank #73 / 119
-164-
41
Facility 41
MD AVG 45
Rank #88 / 160
A&R Stern Family Cc Holdings LLC
$29.6MFiscal year ending 12/2024
Facility $29.6MFiscal year ending 12/2024
MD AVG $19.6M
Rank #14 / 115
$3.2MFiscal year ending 12/2024
Facility $3.2MFiscal year ending 12/2024
MD AVG $8.2M
Rank #79 / 115
10.8%Fiscal year ending 12/2024
Facility 10.8%Fiscal year ending 12/2024
MD AVG 47.1%
Rank #93 / 115
215120
Ginger Cove ★ ★ ★ ★ ☆
NH
AL
CCRC
HC
IL
MC
SNF
Annapolis
96
Facility 96
MD AVG 108
Rank #86 / 140
--
5.54
Facility 5.54
MD AVG 3.86
Rank #6 / 115
★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ★ ☆ ☆ ☆ ☆ +47%+44%
$0
Facility $0
MD AVG $54.6k
Rank #1 / 119
12
Facility 12
MD AVG 52.3
Rank #2 / 119
4.0
Facility 4.0
MD AVG 11.5
Rank #3 / 119
-42A+
51
Facility 51
MD AVG 45
Rank #69 / 160
Phyllis Boulden
$5.8MFiscal year ending 06/2025
Facility $5.8MFiscal year ending 06/2025
MD AVG $19.6M
Rank #112 / 115
$15.5MFiscal year ending 06/2025
Facility $15.5MFiscal year ending 06/2025
MD AVG $8.2M
Rank #14 / 115
269.4%Fiscal year ending 06/2025
Facility 269.4%Fiscal year ending 06/2025
MD AVG 47.1%
Rank #3 / 115
215174
Autumn Lake Healthcare at Spa Creek ★ ★ ★ ☆ ☆
NH
RC
SNF
Annapolis
130
Facility 130
MD AVG 108
Rank #47 / 140
87.0%
Facility 87.0%
MD AVG 84.4%
Rank #54 / 92
+3%
3.11
Facility 3.11
MD AVG 3.86
Rank #99 / 115
★ ★ ☆ ☆ ☆ ★ ★ ☆ ☆ ☆ ★ ★ ★ ★ ★ +15%-20%
$0
Facility $0
MD AVG $54.6k
Rank #1 / 119
73
Facility 73
MD AVG 52.3
Rank #95 / 119
18.3
Facility 18.3
MD AVG 11.5
Rank #109 / 119
1113-
48
Facility 48
MD AVG 45
Rank #74 / 160
35 Milkshake Holdco LLC
$22.2MFiscal year ending 12/2024
Facility $22.2MFiscal year ending 12/2024
MD AVG $19.6M
Rank #35 / 115
$1.5MFiscal year ending 12/2024
Facility $1.5MFiscal year ending 12/2024
MD AVG $8.2M
Rank #101 / 115
6.9%Fiscal year ending 12/2024
Facility 6.9%Fiscal year ending 12/2024
MD AVG 47.1%
Rank #107 / 115
215258
Autumn Lake Healthcare at Baltimore Washington ★ ★ ☆ ☆ ☆
NH
SNF
Glen Burnie (South Gate)
129
Facility 129
MD AVG 108
Rank #51 / 140
79.5%
Facility 79.5%
MD AVG 84.4%
Rank #68 / 92
-6%
3.46
Facility 3.46
MD AVG 3.86
Rank #59 / 115
★ ★ ☆ ☆ ☆ ★ ★ ★ ☆ ☆ ★ ★ ★ ★ ☆ +58%-11%
$0
Facility $0
MD AVG $54.6k
Rank #1 / 119
77
Facility 77
MD AVG 52.3
Rank #99 / 119
15.4
Facility 15.4
MD AVG 11.5
Rank #95 / 119
-103-
59
Facility 59
MD AVG 45
Rank #49 / 160
313 Hospital Drive Opco LLC
$16.7MFiscal year ending 12/2024
Facility $16.7MFiscal year ending 12/2024
MD AVG $19.6M
Rank #71 / 115
$1.4MFiscal year ending 12/2024
Facility $1.4MFiscal year ending 12/2024
MD AVG $8.2M
Rank #107 / 115
8.2%Fiscal year ending 12/2024
Facility 8.2%Fiscal year ending 12/2024
MD AVG 47.1%
Rank #99 / 115
215316

Rank badges are statewide and care-type specific: each nursing home is ranked against every other MD nursing home we track that reports that metric, not just the 5 on this page. See how we rank facilities

Financial assistance

Programs that may help with care and living costs in Maryland

Ginger Cove is in Annapolis, Maryland. These programs may support different care settings or living expenses. A listing does not confirm this community participates; our concierge team can help confirm.

Get financial aid guidance
In-home or residential support

Supporting Older Adults with Resources (SOAR)

Maryland SOAR

Income limit
Income below 60% of Maryland median income.

Eligibility

General
Maryland residents age 62 or older who need daily-living assistance and meet SOAR financial criteria; designed for people not qualifying for Medicaid or waiting for Medicaid-funded supports.
MD specifics
Senior Care, Senior Assisted Living Subsidy and Congregate Housing were consolidated into SOAR on July 1, 2026.

What it provides

  • Case management; approved home/community supports and partial assistance with monthly assisted-living fees; funding and individual authorization apply.
Nursing home coverage

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

Eligibility

General
People who meet Maryland Medicaid nursing-facility medical and financial criteria; not limited solely to adults age 65 or older.

What it provides

  • Authorized Medicaid nursing-facility care; resident contribution and covered services are subject to current rules.
Cash support · veterans

Veterans Aid and Attendance (A&A) Benefit

VA Pension Aid and Attendance and Housebound Benefits (Federal)

Who it is for
Veterans or survivors with VA pension eligibility and an Aid and Attendance or Housebound medical need
Income limit
No single monthly income cutoff. VA compares countable annual income, after permitted deductions, with the applicable Maximum Annual Pension Rate for the household and benefit category.
Asset limit
Net-worth limit is $163,699 from December 1, 2025 through November 30, 2026. Net worth includes countable assets plus annual income; exclusions and transfer rules apply.

Eligibility

General
Veterans or eligible survivors who qualify for VA Pension or Survivors Pension and meet the additional Aid and Attendance or Housebound criteria. Service, discharge, family status and pension eligibility rules also apply.
MD specifics
A federal VA pension benefit; Aid and Attendance and Housebound enhancements cannot be received together.

What it provides

  • A higher pension ceiling for eligible Aid and Attendance or Housebound recipients. Actual pension equals the applicable annual maximum minus countable income; the two enhancements cannot be paid together.
Assisted living or in-home support

Increased Community Services (ICS)

Maryland Increased Community Services (ICS)

Income limit
Monthly income exceeds 300% of SSI; the excess is paid toward care under program rules.
Asset limit
Applicant countable assets no more than $2,500.

Eligibility

General
Adults 18 or older who need nursing-facility-level care, have lived in a nursing facility at least six months with Medicaid eligibility for at least 30 consecutive days, and are not eligible for an HCBS waiver or PACE. Community living must be safe and cost no more than institutional care.
MD specifics
Referral must come from Medicaid’s Eligibility Determination Division; there is no direct application.

What it provides

  • Approved services may include assisted living; personal assistance; medical day care; respite; adaptations and supports planning.
In-home & community support

Community Options Waiver

Maryland Medicaid Community Options Waiver

Income limit
Income up to 300% of the SSI benefit rate, subject to the applicable Medicaid category.
Asset limit
Countable assets up to $2,000 or $2,500, depending on eligibility category.

Eligibility

General
Age 18 or older, nursing-facility level of care, safely living at home/community, meeting Medicaid requirements and cost-effectiveness rules; cannot simultaneously join another waiver or PACE.
MD specifics
Community applicants join a registry and await invitation. A person whose nursing-facility services have been Medicaid-paid for at least 30 days may apply without that wait.

What it provides

  • Medicaid benefits including Community First Choice plus authorized waiver services such as assisted living; behavioral consultation; case management; family training and medical day care.
In-home support

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

Eligibility

General
People of any age with full Medicaid, living in a community setting and needing help with at least one activity of daily living.
MD specifics
State-plan benefit with no age limit.

What it provides

  • Personal assistance; nurse monitoring and supports planning; plus other covered Medicaid benefits.
In-home support

Community First Choice (CFC)

Maryland Community First Choice (CFC)

Eligibility

General
People of any age with full Maryland Medicaid who need an institutional level of care and live in a community setting.

What it provides

  • Authorized personal assistance; supports planning; nurse monitoring; accessibility adaptations; assistive technology; meals; emergency response systems and transition services.
Adult day support

Medical Day Care Services Waiver

Maryland Medical Day Care Services Waiver

Eligibility

General
People age 16 or older with full Medicaid, nursing-facility-level care needs and a medical order for day care. They may not be enrolled in another waiver and community services must cost no more than institutional care.

What it provides

  • Authorized medical day care including nursing; medication monitoring; meals; activities; therapies; social work and transportation.
Prescription costs

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

Income limit
Income at or below 300% of the federal poverty level.

Eligibility

General
Maryland resident for at least six months, Medicare recipient and enrolled in a prescription-drug plan, meeting SPDAP income requirements.
MD specifics
Not restricted to age 65 and older.

What it provides

  • Assistance with eligible Medicare prescription-plan premiums.
Medicare costs

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

Who it is for
Medicare beneficiaries with limited income who need help with premiums or cost sharing

Eligibility

General
Medicare beneficiaries meeting the applicable state Medicare Savings Program eligibility rules.
MD specifics
Applications are administered by the state Medicaid program.

What it provides

  • Assistance with Medicare premiums and; for qualified QMB beneficiaries; Medicare-covered deductibles and coinsurance. The qualifying category determines which costs are paid.
Know before you visit

Frequently Asked Questions about Ginger Cove

Quick answers from public records and the community's own listing.
01 Is Ginger Cove in a walkable area?
Ginger Cove has a walk score of 51. Somewhat walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
02 What is the occupancy rate at Ginger Cove?
Ginger Cove's occupancy is 72.4%.
03 How long has Ginger Cove been in business?
Ginger Cove has been operating for approximately 42 years, based on available licensing and registration records.
04 Does Ginger Cove have different floorplan options?
Yes — see the floorplan options available at Ginger Cove on this page.
05 Are pets allowed at Ginger Cove?
No, Ginger Cove has a no-pet policy.
06 What is the best email address for Ginger Cove?
The team at Ginger Cove can be reached at sales@gingercove.com.
07 What is the overall rating for Ginger Cove?
Ginger Cove received a 4-star overall rating from the CMS (Centers for Medicare and Medicaid Services). This score combines results from staffing levels, quality measures, and health inspections.