Grove Park Healthcare and Rehabilitation Center

Grove Park Healthcare and Rehabilitation Center is a Nursing Home in New Jersey

Grove Park Healthcare and… is a Nursing Home in New Jersey

Grove Park Healthcare and Rehabilitation Center

101 N Grove St, East Orange, NJ 07017 View Map

Grove Park Healthcare and Rehabilitation Center is a Nursing Home in New Jersey

Grove Park Healthcare and… is a Nursing Home in New Jersey

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Overview of Grove Park Healthcare and Rehabilitation Center

Situated in the tranquility of East Orange, NJ, the Grove Park Healthcare and Rehabilitation Center is a vibrant community that offers subacute rehab, long-term care, and respite care services. With Allaire Health Services, a well-known institution for transformational health care, this community is led to revolutionize care delivery for its residents. The community is a premier 185-bed nursing home that is very accessible to the residents of New Jersey.

Residents can enjoy a wide range of amenities and services, including well-appointed private and semi-private suites, large flat-screen televisions, complimentary cable and wifi, spacious lounges and family areas, restaurant-style dining, dedicated patient concierge, outdoor patio, beauty and barber services, onsite laundry, religious services, monthly resident council, a full calendar of activities, and transportation and medical appointments. Thus, residents can surely acquire exceptional care and support.

973-672-1700
Home Information GROVE PARK HEALTHCARE AND REHABILITATION CENTER
  • Occupancy levels track close to the statewide midpoint, indicating balanced availability. The facility operates with a larger bed count than most state competitors, supporting broader intake. Residents tend to stay here longer than similar facilities across the state.

  • Home revenue lands near the state median, signaling steady but not standout inflows. Payroll spending sits in the top tier, showing a strong investment in staffing resources. Total income exceeds the majority of state facilities, highlighting strong profitability.

  • Medicare nights run higher than most peers, indicating robust short-stay referrals. Medicaid nights are roughly in line with the state middle third, maintaining a balanced safety-net share. Private pay nights hover around the statewide average, supporting a diversified mix.

Occupancy
Beds
185
Occupancy
86.7%
Total Bed Days Available
67525
Avg. Length of Stay
202 days
Avg. Residents per Day
173
Finance
Home Revenue
$19,563,255.00
Payroll Costs
$7,255,145.00
Profit
$4,219,555.00
Total Home Costs
$14,122,971.00
Payroll % of Revenue Info Percentage of home revenue spent on payroll costs.
37.1%
House Specifics:
CCN
315147
Owner Name
ROSENBERG, JOSEPH
Rural vs. Urban
Urban
County
Essex
Type of Control
Proprietary — Individual
Operations
Total Admissions
252
Total Discharges
315
% Medicaid Admissions
10%
% Medicare Admissions
11%
% Private Pay Admissions
79%
% Medicaid Discharges
4%
% Medicare Discharges
26%
% Private Pay Discharges
70%
Quality Ratings
Overall Rating Info CMS 5-star rating based on health inspections, staffing, and quality measures.
3 / 5
Health Inspection Rating Info Rating based on deficiencies found during state health inspections.
2 / 5
Staffing Rating Info Rating based on nurse staffing hours per resident per day.
3 / 5
QM Rating Info Quality Measures rating based on clinical outcomes for residents.
5 / 5
Nurse Hours / Resident / Day Info Total nurse staffing hours per resident per day.
3.80 hrs
Medicaid, Medicare & Private
Medicare Nights Info Number of resident nights paid by Medicare for short-term or rehab care.
51276
Medicaid Nights Info Resident nights covered by Medicaid for long-term care or support services.
4823
Free Market Nights Info Nights paid privately by residents or families, without Medicare/Medicaid coverage.
7438
Bed community size
185-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Walk Score
Walk Score: 66 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

About this community

License Status
Active
Facility Type
Long Term Care Facility
License Expiration
August 30, 2026

Additional licensing details

License number: 060704

Ownership & operating entity

Grove Park Healthcare and Rehabilitation Center is legally operated by PARK GROVE HEALTHCARE & REHABILITATION CENTER, LLC, and administrated by MEIR JACOBS.

Type Of Units

Long Term Care
185 units
Total beds
185 units

What does this home offer?

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Housing Options: Private Rooms / Semi-Private Rooms

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Building Type: Mid-rise

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Transportation Services

Types of Care at Grove Park Healthcare and Rehabilitation Center

Nursing Home Respite Care

Inspection History

In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.

17 visits/inspections

6 complaint inspections

11 routine inspections

New Jersey average: 7 visits/inspections

New Jersey average: 2 inspections

Routine Scope And Severity F – Moderate Concern

On a scale from A (least severe) to L (most severe).

46 deficiencies identified during routine visits

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

New Jersey average: 18 deficiencies

Comparison Chart

The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.
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SNF

24/7 care needed

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Grove Park Healthcare and Rehabilitation Center
SNF

24/7 care needed

RC

Respite Care

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Alaris Health at Belgrove
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SNF

24/7 care needed

Kearny
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SUB ACUTE REHABILITATION CENTER AT KEARNY LLC
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Park Crescent Healthcare and Rehabilitation Center
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24/7 care needed

East Orange
190
No
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PARKWAY MANOR HEALTH CENTER, LLC
-
-
-
-
-
-
-
-
-
-
-
Private Rooms / Semi-Private Rooms

Places of interest near Grove Park Healthcare and Rehabilitation Center

Address 0.6 miles from city center

Address 101 N Grove St, East Orange, NJ 07017

Calculate Travel Distance to Grove Park Healthcare and Rehabilitation Center

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Address

Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

176
Total Staff
175
Employees
1
Contractors
60,405
Total Hours (Quarter)
82
Avg Staff/Day
8.1
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse189.4 No
Licensed Practical Nurse219.7 No
Certified Nursing Assistant928 No
Staff by Category
Administration
3 staff
8hs shift avg
Nursing Staff
134 staff
8.4hs shift avg
Physicians & Practitioners
7 staff
6.1hs shift avg
Therapy Services
22 staff
7.2hs shift avg
Activities & Recreation
0 staff
0hs shift avg
Social Services
2 staff
3.5hs shift avg
Dietary Services
6 staff
7.6hs shift avg
Other Services
2 staff
8hs shift avg
Contractor Analysis
0.1%
of total hours from contractors
32 contractor hours this quarter
Medical Director: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant9209236,13691100%8
Registered Nurse180187,34191100%9.4
Licensed Practical Nurse210216,08391100%9.7
Other Dietary Services Staff5051,83191100%7.5
Physical Therapy Aide5051,4036774%7.3
Respiratory Therapy Technician7071,3268391%7
Clinical Nurse Specialist4041,2017785%5.6
Occupational Therapy Aide3031,0668796%7.9
Mental Health Service Worker2029046369%8
Speech Language Pathologist4047436673%7
Physical Therapy Assistant3036426470%6.8
Nurse Practitioner3034886167%8
Administrator2024725965%8
Dietitian1013464246%8.2
RN Director of Nursing3032452831%8.7
Qualified Social Worker2021493741%3.5
Medical Director0113244%8

Health Inspection History

Source: CMS Health Citations (Feb 2022 – Oct 2024)

3
Inspections
31
Total Citations
0
Critical (J-L)
0
Serious (G-I)
10.33
Citations/Inspection
Oct 2024
Last Inspection
Citation Severity Distribution
Minor (A-C)
2
Moderate (D-F)
29
Serious (G-I)
0
Critical (J-L)
0
What do these levels mean?
Top Deficiency Categories
Quality of Life & Care
10
32% of total
Pharmacy Services
5
16% of total
Infection Control
3
10% of total
Resident Rights
2
6% of total
Abuse, Neglect & Exploitation
2
6% of total
Citation Sources
Standard Inspections 31
Complaint Investigations 2
State Comparison (NJ)
Avg Citations (State)
20.9
This Facility: 31
Avg Critical (State)
0.7
This Facility: 0
Recent Citations (Last 3 Years)
DateSeverity ?CategoryTagStatus
Oct 18, 2024 F NutritionF0809 Corrected
Oct 18, 2024 F NutritionF0812 Corrected
Oct 18, 2024 D PharmacyF0758 Corrected
Oct 18, 2024 D Quality of CareF0688 Corrected
Oct 18, 2024 D Quality of CareF0692 Corrected
Oct 18, 2024 D Quality of CareF0697 Corrected
Oct 18, 2024 B Care PlanningF0641 Corrected
Oct 18, 2024 D Care PlanningF0658 Corrected
Oct 18, 2024 F Resident RightsF0550 Corrected
Jun 08, 2023 E Abuse/NeglectF0607 Corrected
Jun 08, 2023 E Abuse/NeglectF0610 Corrected
Jun 08, 2023 F Infection ControlF0880 Corrected
Jun 08, 2023 D Infection ControlF0883 Corrected
Jun 08, 2023 D NutritionF0807 Corrected
Jun 08, 2023 E PharmacyF0755 Corrected
Jun 08, 2023 D Quality of CareF0684 Corrected
Jun 08, 2023 E Quality of CareF0689 Corrected
Jun 08, 2023 D Quality of CareF0690 Corrected
Jun 08, 2023 D Quality of CareF0695 Corrected
Jun 08, 2023 E Care PlanningF0641 Corrected
Jun 08, 2023 D Care PlanningF0658 Corrected
Jun 08, 2023 E Care PlanningF0842 Corrected
Jun 08, 2023 C Resident RightsF0576 Corrected
Feb 18, 2022 E Infection ControlF0880 Corrected
Feb 18, 2022 E NutritionF0814 Corrected
Feb 18, 2022 E PharmacyF0755 Corrected
Feb 18, 2022 E PharmacyF0756 Corrected
Feb 18, 2022 D PharmacyF0759 Corrected
Feb 18, 2022 D Quality of CareF0677 Corrected
Feb 18, 2022 D Quality of CareF0695 Corrected
Feb 18, 2022 E Quality of CareF0698 Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: For-Profit LLC
Resident Census by Payment Source
168 Total Residents
Medicare 15 (8.9%)
Medicaid 150 (89.3%)
Private Pay/Other 3 (1.8%)
Programs & Services
Residents' Group
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality Measures

CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.

Source: CMS Nursing Home Compare (Data as of Jan 2026)

High-Risk Clinical Events
3.9 Score
43% better than avg State avg: 6.8

Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline

Functional Decline
9.8 Score
21% better than avg State avg: 12.4

Composite score based on ADL decline, walking ability decline, and incontinence

Long-Stay Resident Measures

Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.

Need for Help with Daily Activities Increased
2.3%
Lost Too Much Weight
7.2%
Urinary Tract Infection
0.3%
Depressive Symptoms
3.7%
Falls with Major Injury
1.5%
Pneumococcal Vaccine
99.8%
Antipsychotic Use
17.6%
Walking Ability Worsened
3.4%
Influenza Vaccine
97.6%
High Risk Residents with Pressure Ulcers
5.0%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
23.8%
Short-Stay Resident Measures

Measures for residents who stay 100 days or less (typically rehabilitation patients).

Pneumococcal Vaccine
90.1% 14% better than avg State: 78.9%
Short-Stay Residents Who Received a New Antipsychotic Medication
0.0% 100% better than avg State: 1.2%
Influenza Vaccine
88.1% 10% better than avg State: 80.1%
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Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Claim What’s Yours: Financial Aid for New Jersey Seniors

Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
  • General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • NJ Specifics: High urban demand; managed care model.
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
  • General: Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits: ~$2,500/month (individual, varies).
  • Asset Limits: $40,000 (individual).
  • NJ Specifics: Higher asset limit; limited funding.
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
  • Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
  • General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025): ~$150,000/year (combined household, projected).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
  • General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits: Not assessed.
  • NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025): ~$500,000/year (projected, subject to final regs).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
  • General: Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
  • General: Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Covers oil, gas, electric; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • NJ Specifics: 21 AAAs; rural/low-income priority.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • NJ Specifics: High veteran demand in urban/rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for New Jersey Seniors

NJ Medicaid MLTSS

Managed Long Term Services and Supports

Requirements:
  • General:
    Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • NJ Specifics:
    High urban demand; managed care model.
Benefits without Contact:
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC

JACC (Jersey Assistance for Community Caregiving)

Requirements:
  • General:
    Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits:
    ~$2,500/month (individual, varies).
  • Asset Limits:
    $40,000 (individual).
  • NJ Specifics:
    Higher asset limit; limited funding.
Benefits without Contact:
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Requirements:
  • General:
    Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025):
    ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold

Senior Gold Prescription Discount Program

Requirements:
  • General:
    Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025):
    ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
  • Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits:
    $9,430 (individual), $14,130 (couple).
  • NJ Specifics:
    Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze

Senior Freeze (Property Tax Reimbursement)

Requirements:
  • General:
    Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025):
    ~$150,000/year (combined household, projected).
  • Asset Limits:
    Not assessed; home ownership required.
  • NJ Specifics:
    Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Requirements:
  • General:
    Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025):
    ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ

Stay NJ

Requirements:
  • General:
    Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025):
    ~$500,000/year (projected, subject to final regs).
  • Asset Limits:
    Not assessed; home ownership required.
  • NJ Specifics:
    Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund

Universal Service Fund (USF)

Requirements:
  • General:
    Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • NJ Specifics:
    Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP

Home Energy Assistance Program (LIHEAP)

Requirements:
  • General:
    Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • NJ Specifics:
    Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program

NJ Family Caregiver Support Program (via NFCSP)

Requirements:
  • General:
    Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025):
    Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits:
    Not assessed; need-based.
  • NJ Specifics:
    21 AAAs; rural/low-income priority.
Benefits without Contact:
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:
  • General:
    Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025):
    Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits:
    ~$155,356 (net worth limit).
  • NJ Specifics:
    High veteran demand in urban/rural areas.
Benefits without Contact:
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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