Harrogate Retirement Community

Harrogate Retirement Community is an Independent Living Home in New Jersey

Harrogate Retirement Community is an Independent Living Home in New Jersey

Harrogate Retirement Community

400 Locust St, Lakewood, NJ 08701 View Map

Harrogate Retirement Community is an Independent Living Home in New Jersey

Harrogate Retirement Community is an Independent Living Home in New Jersey

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Overview of Harrogate Retirement Community

Life Care Services of Harrogate is a distinguished community in Locust Street, Lakewood, NJ, that offers independent living, personal care, short-term rehab, and skilled nursing. With 24-hour care from a compassionate and well-trained team, residents can rest assured of having a comfortable and worry-free retirement. Housekeeping, laundry, and emergency call systems are also available for residents’ convenience and safety.

A robust slate of enriching activities and engaging programs are conducted for residents to remain active and socially connected. Here, residents enjoy mealtimes with healthy and delicious meals catering to their nutritional needs and tastes. Amenities include an activity room, an exercise room, a game room, a library, lounges, and gardens, perfect for socialization and relaxation.

Home Information Harrogate Retirement Community

Community Stability & Environment

  • Walk Score Info Walk Score in senior living communities measures how easy it is for residents to access essential services and amenities—like grocery stores, parks, pharmacies, and transit—without needing a car. 17 / 100 Very Car-Dependent
    Almost all errands require a car. Very few walkable amenities. Minimal sidewalk infrastructure. Walking is practical only for recreation, not errands.

Facility & Licensing Details

    What does this home offer?

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    Minimum Age: 62

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    Pets Allowed: Yes, Pets Allowed

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    Housing Options: Studio / 1 Bed / 2 Bed

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    Building Type: Single-story

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    Transportation Services

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    Fitness and Recreation

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    Parking Available

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    Three Meals Per Day

    Types of Care at Harrogate Retirement Community

    Independent Living Assisted Living Respite Care
    Contact Harrogate Retirement Community

    Floor Plans

    Places of interest near Harrogate Retirement Community

    Address 4.1 miles from city center

    Address 400 Locust St, Lakewood, NJ 08701

    Calculate Travel Distance to Harrogate Retirement Community

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    Comparison Chart

    Compare Independent Living around Jackson
    Community
    Type of Care
    Location
    Bed Options
    Pets Allowed
    Walk Score
    Harrogate Retirement Community
    AL

    For seniors needing help with daily tasks but not full-time nursing.

    IL

    For self-sufficient seniors seeking community and minimal assistance.

    RC

    Respite Care

    Lakewood
    Studio / 1 Bed / 2 Bed
    Yes
    17
    Sunrise of Jackson
    AL

    For seniors needing help with daily tasks but not full-time nursing.

    IL

    For self-sufficient seniors seeking community and minimal assistance.

    MC

    Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

    SNF

    24/7 care needed

    Jackson Township
    Studio / 1 Bed
    Yes
    33

    Claim What’s Yours: Financial Aid for New Jersey Seniors

    Program
    State Program Name
    Eligibility
    Benefits
    Managed Long Term Services and Supports
    • General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
    • Income Limits (2025): ~$2,829/month (300% FBR, individual).
    • Asset Limits: $2,000 (individual), $3,000 (couple).
    • NJ Specifics: High urban demand; managed care model.
    • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
    JACC (Jersey Assistance for Community Caregiving)
    • General: Age 60+, New Jersey resident, at risk of nursing home.
    • Income Limits: ~$2,500/month (individual, varies).
    • Asset Limits: $40,000 (individual).
    • NJ Specifics: Higher asset limit; limited funding.
    • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
    Pharmaceutical Assistance to the Aged and Disabled (PAAD)
    • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
    • Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
    • Asset Limits: Not assessed.
    • NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
    • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
    Senior Gold Prescription Discount Program
    • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
    • Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
    • Asset Limits: Not assessed.
    • NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
    • Services: Prescription cost reduction (~$300-$800/year savings).
    Medicare Savings Program (MSP)
    New Jersey Medicare Savings Program
    Official government program page
    • General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
    • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
    • Asset Limits: $9,430 (individual), $14,130 (couple).
    • NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
    • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
    Senior Freeze (Property Tax Reimbursement)
    New Jersey Senior Freeze
    Official government program page
    • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
    • Income Limits (2025): ~$150,000/year (combined household, projected).
    • Asset Limits: Not assessed; home ownership required.
    • NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
    • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
    ANCHOR (Affordable NJ Communities for Homeowners and Renters)
    • General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
    • Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
    • Asset Limits: Not assessed.
    • NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
    • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
    Stay NJ
    • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
    • Income Limits (2025): ~$500,000/year (projected, subject to final regs).
    • Asset Limits: Not assessed; home ownership required.
    • NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
    • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
    Universal Service Fund (USF)
    New Jersey Universal Service Fund
    Official government program page
    • General: Age 65+ prioritized, NJ resident, utility customer, low-income.
    • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
    • Asset Limits: Not assessed; income-focused.
    • NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
    • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
    Home Energy Assistance Program (LIHEAP)
    • General: Age 60+ prioritized, NJ resident, low-income household.
    • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
    • Asset Limits: Not assessed; income-focused.
    • NJ Specifics: Covers oil, gas, electric; emergency aid available.
    • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
    NJ Family Caregiver Support Program (via NFCSP)
    New Jersey Family Caregiver Support Program
    • General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
    • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
    • Asset Limits: Not assessed; need-based.
    • NJ Specifics: 21 AAAs; rural/low-income priority.
    • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
    VA Aid and Attendance (A&A) and Housebound Benefits
    New Jersey VA Aid and Attendance/Housebound
    • General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
    • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
    • Asset Limits: ~$155,356 (net worth limit).
    • NJ Specifics: High veteran demand in urban/rural areas.
    • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

    Claim What’s Yours Financial Aid for New Jersey Seniors

    NJ Medicaid MLTSS

    Managed Long Term Services and Supports

    Requirements:
    • General:
      Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
    • Income Limits (2025):
      ~$2,829/month (300% FBR, individual).
    • Asset Limits:
      $2,000 (individual), $3,000 (couple).
    • NJ Specifics:
      High urban demand; managed care model.
    Benefits without Contact:
    • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
    NJ JACC

    JACC (Jersey Assistance for Community Caregiving)

    Requirements:
    • General:
      Age 60+, New Jersey resident, at risk of nursing home.
    • Income Limits:
      ~$2,500/month (individual, varies).
    • Asset Limits:
      $40,000 (individual).
    • NJ Specifics:
      Higher asset limit; limited funding.
    Benefits without Contact:
    • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
    New Jersey PAAD

    Pharmaceutical Assistance to the Aged and Disabled (PAAD)

    Requirements:
    • General:
      Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
    • Income Limits (2025):
      ~$42,142/year (individual), ~$49,209/year (couple).
    • Asset Limits:
      Not assessed.
    • NJ Specifics:
      Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
    Benefits without Contact:
    • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
    New Jersey Senior Gold

    Senior Gold Prescription Discount Program

    Requirements:
    • General:
      Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
    • Income Limits (2025):
      ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
    • Asset Limits:
      Not assessed.
    • NJ Specifics:
      Copays $15 + 50% of remaining cost; no premium assistance.
    Benefits without Contact:
    • Services: Prescription cost reduction (~$300-$800/year savings).
    New Jersey Medicare Savings Program

    Medicare Savings Program (MSP)

    Requirements:
    • General:
      Age 65+ or disabled, NJ resident, Medicare Part A/B.
    • Income Limits (2025):
      ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
    • Asset Limits:
      $9,430 (individual), $14,130 (couple).
    • NJ Specifics:
      Three tiers; no waitlist; includes Extra Help for Part D.
    Benefits without Contact:
    • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
    New Jersey Senior Freeze

    Senior Freeze (Property Tax Reimbursement)

    Requirements:
    • General:
      Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
    • Income Limits (2025):
      ~$150,000/year (combined household, projected).
    • Asset Limits:
      Not assessed; home ownership required.
    • NJ Specifics:
      Combines with ANCHOR/Stay NJ via PAS-1; annual application.
    Benefits without Contact:
    • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
    New Jersey ANCHOR

    ANCHOR (Affordable NJ Communities for Homeowners and Renters)

    Requirements:
    • General:
      Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
    • Income Limits (2025):
      ~$150,000/year (homeowners), ~$75,000/year (renters).
    • Asset Limits:
      Not assessed.
    • NJ Specifics:
      Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
    Benefits without Contact:
    • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
    New Jersey Stay NJ

    Stay NJ

    Requirements:
    • General:
      Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
    • Income Limits (2025):
      ~$500,000/year (projected, subject to final regs).
    • Asset Limits:
      Not assessed; home ownership required.
    • NJ Specifics:
      Up to 50% tax credit (max $6,500); phased implementation.
    Benefits without Contact:
    • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
    New Jersey Universal Service Fund

    Universal Service Fund (USF)

    Requirements:
    • General:
      Age 65+ prioritized, NJ resident, utility customer, low-income.
    • Income Limits (2025):
      ~$3,970/month (individual, 185% FPL).
    • Asset Limits:
      Not assessed; income-focused.
    • NJ Specifics:
      Must owe >$25 on bill; combines with LIHEAP if eligible.
    Benefits without Contact:
    • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
    New Jersey LIHEAP

    Home Energy Assistance Program (LIHEAP)

    Requirements:
    • General:
      Age 60+ prioritized, NJ resident, low-income household.
    • Income Limits (2025):
      ~$3,970/month (individual, 185% FPL).
    • Asset Limits:
      Not assessed; income-focused.
    • NJ Specifics:
      Covers oil, gas, electric; emergency aid available.
    Benefits without Contact:
    • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
    New Jersey Family Caregiver Support Program

    NJ Family Caregiver Support Program (via NFCSP)

    Requirements:
    • General:
      Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
    • Income Limits (2025):
      Prioritizes ~$24,980/year (individual); no strict cap.
    • Asset Limits:
      Not assessed; need-based.
    • NJ Specifics:
      21 AAAs; rural/low-income priority.
    Benefits without Contact:
    • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
    New Jersey VA Aid and Attendance/Housebound

    VA Aid and Attendance (A&A) and Housebound Benefits

    Requirements:
    • General:
      Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
    • Income Limits (2025):
      Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
    • Asset Limits:
      ~$155,356 (net worth limit).
    • NJ Specifics:
      High veteran demand in urban/rural areas.
    Benefits without Contact:
    • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

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