Harrogate Retirement Community

Q: What neighborhood is Harrogate Retirement Community in?

Harrogate Retirement Community is in the Lakewood neighborhood of Lakewood.

Q: Is Harrogate Retirement Community in a walkable area?

Harrogate Retirement Community has a walk score of 17. Car-dependent. Most errands require a car, with limited nearby walkable options.

Q: Are there photos of Harrogate Retirement Community?

Yes — there are 4 photos of Harrogate Retirement Community in the photo gallery on this page.

Q: What is the address of Harrogate Retirement Community?

Harrogate Retirement Community is located at 400 Locust St, Lakewood, NJ 08701, United States.

Q: What is the phone number of Harrogate Retirement Community?

(732) 905-7070 will put you in contact with the team at Harrogate Retirement Community.

Q: Does Harrogate Retirement Community provide medical or personal care assistance?

No — Harrogate Retirement Community is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

Overview of Harrogate Retirement Community

Life Care Services of Harrogate is a distinguished community in Locust Street, Lakewood, NJ, that offers independent living, personal care, short-term rehab, and skilled nursing. With 24-hour care from a compassionate and well-trained team, residents can rest assured of having a comfortable and worry-free retirement. Housekeeping, laundry, and emergency call systems are also available for residents’ convenience and safety.

A robust slate of enriching activities and engaging programs are conducted for residents to remain active and socially connected. Here, residents enjoy mealtimes with healthy and delicious meals catering to their nutritional needs and tastes. Amenities include an activity room, an exercise room, a game room, a library, lounges, and gardens, perfect for socialization and relaxation.

(732) 905-7070

Walk Score: 17 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

What does this home offer?

Minimum Age: 62

Pets Allowed

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: Single-story

Transportation Services

Fitness and Recreation

Parking Available

Three Meals Per Day

Living Spaces & Floor Plans for Harrogate Retirement Community

Harrogate Retirement Community3

Harrogate Retirement Community2

Harrogate Retirement Community1

4.1 miles from city center Estimated distance in miles from Lakewood's city center to Harrogate Retirement Community's address, calculated via Google Maps.

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The Terraces at Lakewood	IL AL MC RC	Lakewood	150 Facility 150 NJ AVG 125 Rank #145 / 561	Yes	31 Facility 31 NJ AVG 47 Rank #437 / 640	Studio / 1 Bed / 2 Bed	Leisure Park Special Care Cent	Matthew Safko	44.7% Facility 44.7% NJ AVG 76.6% Rank #432 / 450	6	4 Facility 4 NJ AVG 3 Rank #317 / 519	8 Facility 8 NJ AVG 18 Rank #242 / 519	1.3 Facility 1.3 NJ AVG 2.0 Rank #232 / 519
Harrogate Retirement Community	IL AL RC	Lakewood	-	Yes	17 Facility 17 NJ AVG 47 Rank #545 / 640	Studio / 1 Bed / 2 Bed	-	-	-	-	-	-	-

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Managed Long Term Services and Supports

NJ Medicaid MLTSS

Age 65+ or disabled

General New Jersey resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High urban demand; managed care model.

Benefits

In-home care (5-7 hours/day) Assisted living Respite (240 hours/year) Medical services

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

Age 60+

General New Jersey resident, at risk of nursing home.

Income Limits ~$2,500/month individual, varies

Asset Limits $40,000 individual

Higher asset limit; limited funding.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Home modifications (~$1,000 avg.)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

Age 65+

General NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025) ~$42,142/year (individual), ~$49,209/year (couple).

Asset Limits Not assessed.

Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Benefits

Prescription cost reduction ($500-$1,000/year savings) Premium assistance ($20/month above benchmark)

Senior Gold Prescription Discount Program

New Jersey Senior Gold

Age 65+

General NJ resident, enrolled in Medicare Part D or eligible.

Income Limits (2025) ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).

Asset Limits Not assessed.

Copays $15 + 50% of remaining cost; no premium assistance.

Benefits

Prescription cost reduction (~$300-$800/year savings)

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

Age 65+ or disabled

General NJ resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

Age 65+ by Dec 31 prior year

General NJ resident, homeowner, paid property taxes.

Income Limits (2025) ~$150,000/year combined household, projected

Asset Limits Not assessed; home ownership required.

Combines with ANCHOR/Stay NJ via PAS-1; annual application.

Benefits

Tax reimbursement (~$500-$2,000/year) for increases since base year

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

Age 65+ prioritized

General NJ resident, homeowner/renter, paid property taxes/rent.

Income Limits (2025) ~$150,000/year (homeowners), ~$75,000/year (renters).

Asset Limits Not assessed.

Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Benefits

Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters)

Stay NJ

New Jersey Stay NJ

Age 65+ by Dec 31 prior year

General NJ resident, homeowner, lived in home 10+ years.

Income Limits (2025) ~$500,000/year projected, subject to final regs

Asset Limits Not assessed; home ownership required.

Up to 50% tax credit (max $6,500); phased implementation.

Benefits

Tax credit (~$3,000-$6,500/year, projected) starting 2026

Universal Service Fund (USF)

New Jersey Universal Service Fund

Age 65+ prioritized

General NJ resident, utility customer, low-income.

Income Limits (2025) ~$3,970/month individual, 185% FPL

Asset Limits Not assessed; income-focused.

Must owe >$25 on bill; combines with LIHEAP if eligible.

Benefits

Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

21 AAAs; rural/low-income priority.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General NJ resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand in urban/rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

What neighborhood is Harrogate Retirement Community in?

Harrogate Retirement Community is in the Lakewood neighborhood of Lakewood.

Is Harrogate Retirement Community in a walkable area?

Harrogate Retirement Community has a walk score of 17. Car-dependent. Most errands require a car, with limited nearby walkable options.

Are there photos of Harrogate Retirement Community?

Yes — there are 4 photos of Harrogate Retirement Community in the photo gallery on this page.

What is the address of Harrogate Retirement Community?

Harrogate Retirement Community is located at 400 Locust St, Lakewood, NJ 08701, United States.

What is the phone number of Harrogate Retirement Community?

(732) 905-7070 will put you in contact with the team at Harrogate Retirement Community.

Does Harrogate Retirement Community provide medical or personal care assistance?

No — Harrogate Retirement Community is an independent living community. Residents live on their own in private apartments with access to amenities, dining, and social activities.

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Harrogate Retirement Community

Overview of Harrogate Retirement Community