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Harrogate Retirement Community
Assisted Living, Independent Living, Memory Care, Nursing Home, Respite Care & Skilled Nursing · Lakewood, NJ
Aerial view of Harrogate Retirement Community with landscaped grounds A peaceful outdoor garden area with pathways and plants Indoor pool area with lounge chairs and large windows Bright interior living space with seating arrangements

Harrogate Retirement Community

Assisted Living, Independent Living, Memory Care, Nursing Home, Respite Care & Skilled Nursing · Lakewood, NJ
400 Locust St, Lakewood, NJ 08701 View map Calculator: See prices in your area
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Overview of Harrogate Retirement Community

Life Care Services of Harrogate is a distinguished community in Locust Street, Lakewood, NJ, that offers independent living, personal care, short-term rehab, and skilled nursing. With 24-hour care from a compassionate and well-trained team, residents can rest assured of having a comfortable and worry-free retirement. Housekeeping, laundry, and emergency call systems are also available for residents’ convenience and safety.

A robust slate of enriching activities and engaging programs are conducted for residents to remain active and socially connected. Here, residents enjoy mealtimes with healthy and delicious meals catering to their nutritional needs and tastes. Amenities include an activity room, an exercise room, a game room, a library, lounges, and gardens, perfect for socialization and relaxation.

Facility Direct Line (732) 905-7070
Facility Direct Line (732) 905-7070
Walk Score
Walk Score: 17 / 100 Rank #544 / 638Walk Score — State benchmarkedThis home is ranked 544th out of 638 homes in New Jersey for Walk Score. Shows how walkable this facility's neighborhood is compared to the average Walk Score across New Jersey facilities. Higher scores benefit residents, families, and staff.Facilities with the same value for a metric share the same rank. Rankings are based only on facilities in New Jersey that report data for that category. Facilities without available data are excluded from the ranking.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Car-dependent. Most errands require a car, with limited nearby walkable options.

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What does this home offer?

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Minimum age icon

Minimum Age: 62

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Pets allowed icon

Pets Allowed

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Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

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Building type icon

Building Type: Single-story

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Transportation services icon

Transportation Services

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Fitness and recreation icon

Fitness and Recreation

Parking Available icon

Parking Available

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Dining services icon

Three Meals Per Day

Living Spaces & Floor Plans for Harrogate Retirement Community

Places of interest near Harrogate Retirement Community

Address 2.8 miles from city center Info Estimated distance in miles from Lakewood's city center to Harrogate Retirement Community's address, calculated via Google Maps.

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Financial Assistance for
Assisted Living in New Jersey

Harrogate Retirement Community is located in Lakewood, New Jersey.
Here are the financial assistance programs available to residents in New Jersey.

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Managed Long Term Services and Supports

NJ Medicaid MLTSS

Age 65+ or disabled
General New Jersey resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
NJ

High urban demand; managed care model.

Benefits
In-home care (5-7 hours/day) Assisted living Respite (240 hours/year) Medical services

JACC (Jersey Assistance for Community Caregiving)

NJ JACC

Age 60+
General New Jersey resident, at risk of nursing home.
Income Limits ~$2,500/month individual, varies
Asset Limits $40,000 individual
NJ

Higher asset limit; limited funding.

Benefits
In-home care (3-5 hours/week) Respite (up to 10 days/year) Home modifications (~$1,000 avg.)

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

New Jersey PAAD

Age 65+
General NJ resident, enrolled in Medicare Part D or eligible.
Income Limits (2025) ~$42,142/year (individual), ~$49,209/year (couple).
Asset Limits Not assessed.
NJ

Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.

Benefits
Prescription cost reduction ($500-$1,000/year savings) Premium assistance ($20/month above benchmark)

Senior Gold Prescription Discount Program

New Jersey Senior Gold

Age 65+
General NJ resident, enrolled in Medicare Part D or eligible.
Income Limits (2025) ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
Asset Limits Not assessed.
NJ

Copays $15 + 50% of remaining cost; no premium assistance.

Benefits
Prescription cost reduction (~$300-$800/year savings)

Medicare Savings Program (MSP)

New Jersey Medicare Savings Program

Age 65+ or disabled
General NJ resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
NJ

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Senior Freeze (Property Tax Reimbursement)

New Jersey Senior Freeze

Age 65+ by Dec 31 prior year
General NJ resident, homeowner, paid property taxes.
Income Limits (2025) ~$150,000/year combined household, projected
Asset Limits Not assessed; home ownership required.
NJ

Combines with ANCHOR/Stay NJ via PAS-1; annual application.

Benefits
Tax reimbursement (~$500-$2,000/year) for increases since base year

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

New Jersey ANCHOR

Age 65+ prioritized
General NJ resident, homeowner/renter, paid property taxes/rent.
Income Limits (2025) ~$150,000/year (homeowners), ~$75,000/year (renters).
Asset Limits Not assessed.
NJ

Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.

Benefits
Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters)

Stay NJ

New Jersey Stay NJ

Age 65+ by Dec 31 prior year
General NJ resident, homeowner, lived in home 10+ years.
Income Limits (2025) ~$500,000/year projected, subject to final regs
Asset Limits Not assessed; home ownership required.
NJ

Up to 50% tax credit (max $6,500); phased implementation.

Benefits
Tax credit (~$3,000-$6,500/year, projected) starting 2026

Universal Service Fund (USF)

New Jersey Universal Service Fund

Age 65+ prioritized
General NJ resident, utility customer, low-income.
Income Limits (2025) ~$3,970/month individual, 185% FPL
Asset Limits Not assessed; income-focused.
NJ

Must owe >$25 on bill; combines with LIHEAP if eligible.

Benefits
Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income

NJ Family Caregiver Support Program (via NFCSP)

New Jersey Family Caregiver Support Program

Age —
General Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
NJ

21 AAAs; rural/low-income priority.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

VA Aid and Attendance (A&A) and Housebound Benefits

New Jersey VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General NJ resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
NJ

High veteran demand in urban/rural areas.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Harrogate Retirement Community

Is Harrogate Retirement Community in a walkable area?

Harrogate Retirement Community has a walk score of 17. Car-dependent. Most errands require a car, with limited nearby walkable options.

Are pets allowed at Harrogate Retirement Community?

Yes, Harrogate Retirement Community allows residents to bring their pets.

Are there photos of Harrogate Retirement Community?

Yes — there are 4 photos of Harrogate Retirement Community in the photo gallery on this page.

What is the address of Harrogate Retirement Community?

Harrogate Retirement Community is located at 400 Locust St, Lakewood, NJ 08701.

What is the phone number of Harrogate Retirement Community?

(732) 905-7070 will put you in contact with the team at Harrogate Retirement Community.

Is Harrogate Retirement Community Medicare or Medicaid certified?

Harrogate Retirement Community is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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