House of Psalms

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

Situated in Oakland, California, the House of Psalms is a distinguished assisted living community that provides a supportive environment tailored to the needs of seniors. With supervised services, including medication monitoring, dental resources, and legal assistance, they offer comprehensive care to residents. The community goes beyond typical amenities, taking care of housekeeping, laundry, and transportation arrangements for medical appointments, ensuring a seamless and worry-free long-term care experience.
This intimate community is characterized by its genuine, home-like environment, featuring a physician on call for consultations. Residents can enjoy a range of social events and planned activity programs, fostering a sense of community and engagement. The House of Psalms stands as a beacon for those seeking not just assisted living for seniors but a true residential assisted living experience that prioritizes warmth, care, and a genuine sense of home in the realm of senior living.

Comparison Chart

Compare senior living communities around the area

House of Psalms

Oakland

N/A

Elder Ashram

SNF

Oakland

N/A

Yes

Claim What’s Yours: Financial Aid for California Seniors

Program

State Program Name

Eligibility

Benefits

Multipurpose Senior Services Program

MSSP (Medi-Cal Waiver)

General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CA Specifics: County-managed; waitlists possible.

Services: In-home support (4-6 hours/day), respite care (14 days/year), meals (~$6/meal), transportation (8 trips/month), care management.

In-Home Supportive Services (IHSS)

California IHSS

General: Age 65+, California resident, Medicaid-eligible or low-income.
Income Limits: ~$1,732/month (individual, Medi-Cal threshold).
Asset Limits: $2,000 (individual).
CA Specifics: Can hire family as caregivers.

Services: Personal care (up to 283 hours/month), homemaker services, respite (varies).

Multipurpose Senior Services Program (MSSP)

CA MSSP

General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 38 counties; waitlists common.

Services: Case management, respite care (up to 10 days/year), minor home mods (avg. $500), adult day care (~$50/day).

Property Tax Postponement Program (PTP)

CA PTP

General: Age 62+, California resident, own and live in home, 40% equity.
Income Limits (2025): ~$51,500/year (household, adjusted annually).
Asset Limits: Equity-based; no strict asset cap.
CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Services: Property tax deferral (avg. $1,000-$3,000/year, varies by county).

Assisted Living Waiver (ALW)

CA ALW

General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Services: Personal care in ALFs (5-7 hours/day), medication management, social services.

California CARES Program

CA CARES

General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
CA Specifics: High demand in urban areas; complements IHSS respite.

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

Low-Income Home Energy Assistance Program (LIHEAP)

CA LIHEAP

General: Age 60+ priority, California resident, low-income, utility/heating need.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-focused.
CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.

Services: Utility payments (avg. $500-$1,000/year), weatherization (e.g., insulation, avg. $1,000-$3,000 savings).

Claim What’s Yours Financial Aid for California Seniors

MSSP (Medi-Cal Waiver)

Multipurpose Senior Services Program

Eligibility

General: Age 65+, California resident, Medi-Cal eligible, nursing home risk.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
CA Specifics: County-managed; waitlists possible.

Benefits

Services: In-home support (4-6 hours/day), respite care (14 days/year), meals (~$6/meal), transportation (8 trips/month), care management.

California IHSS

In-Home Supportive Services (IHSS)

Eligibility

General: Age 65+, California resident, Medicaid-eligible or low-income.
Income Limits: ~$1,732/month (individual, Medi-Cal threshold).
Asset Limits: $2,000 (individual).
CA Specifics: Can hire family as caregivers.

Benefits

Services: Personal care (up to 283 hours/month), homemaker services, respite (varies).

CA MSSP

Multipurpose Senior Services Program (MSSP)

Eligibility

General: Age 65+, California resident, Medi-Cal-eligible, nursing home-eligible but community-capable.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 38 counties; waitlists common.

Benefits

Services: Case management, respite care (up to 10 days/year), minor home mods (avg. $500), adult day care (~$50/day).

CA PTP

Property Tax Postponement Program (PTP)

Eligibility

General: Age 62+, California resident, own and live in home, 40% equity.
Income Limits (2025): ~$51,500/year (household, adjusted annually).
Asset Limits: Equity-based; no strict asset cap.
CA Specifics: Deferred taxes accrue interest (5% as of 2024); repaid upon sale/death.

Benefits

Services: Property tax deferral (avg. $1,000-$3,000/year, varies by county).

CA ALW

Assisted Living Waiver (ALW)

Eligibility

General: Age 65+ or disabled, California resident, Medi-Cal-eligible, nursing home-eligible.
Income Limits: ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual).
CA Specifics: Available in 15 counties (e.g., LA, Sacramento); waitlists common.

Benefits

Services: Personal care in ALFs (5-7 hours/day), medication management, social services.

CA CARES

California CARES Program

Eligibility

General: Caregivers of California residents 60+ needing help with 3+ daily activities; no caregiver age limit.
Income Limits: No strict limit; cost-sharing above ~$2,500/month threshold.
Asset Limits: Not applicable; need-based.
CA Specifics: High demand in urban areas; complements IHSS respite.

Benefits

Services: Respite care (up to 10 days/year), counseling (4-6 sessions/year), training (2-3 workshops/year), supplies (~$200/year).

CA LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ priority, California resident, low-income, utility/heating need.
Income Limits (2025): ~$2,510/month (200% of poverty level, individual).
Asset Limits: Not applicable; income-focused.
CA Specifics: High demand in inland/coastal extremes; weatherization capped at $5,000/home.