Keystone Commons
Experience an exceptional stay with the Keystone Commons located in the vibrant neighborhood of Ludlow, MA. This community offers independent living, assisted living, and memory care services. Spacious and beautifully appointed accommodations ranging from one-bedroom to two-bedroom are available based on residents’ preferences. In terms of memory care, a cutting-edge program known as Holistic Harbors is thoughtfully designed to cater to the needs of those with cognitive conditions like Alzheimer’s and dementia.
Experience its above-and-beyond amenities and other services including weekly and bi-weekly housekeeping and linen services, on-site wellness resources, scheduled transportation, and valet service. Enjoy delightful and nutritious meals in elegant dining. Participate in diverse social activities and wellness programs to boost engagement and endurance. Equipped with the right tools and people, seniors can enjoy a wondrous retirement with the Keystone Commons.
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What does this place offer?
Amenities
Type of Care Available
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
+1 413-569-8011 Claim What’s Yours: Financial Aid for Massachusetts Seniors
- General: Age 60+, Massachusetts resident, at risk of nursing home placement.
- Income Limits (2025): ~$1,500/month (individual, varies by region).
- Asset Limits: $2,000 (individual, excludes home, car).
- MA Specifics: Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.
- Services: In-home care (3-5 hours/day), homemaker services, respite care (up to 14 days/year), adult day care (~$75/day).
- General: Age 65+, Massachusetts resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- MA Specifics: Requires clinical eligibility determination.
- Services: Personal care (5-7 hours/day), respite care (240 hours/year), adult day care (~$75/day), home health services.
- General: Age 65+, Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
- Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
- MA Specifics: Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).
- Services: Personal care (5-7 hours/day), medical care, respite (240 hours/year), adult
- General: Age 65+ or disabled, Massachusetts resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- MA Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- MA Specifics: 27 ASAPs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), caregiver training, supplies (~$500/year).
- General: Age 65+ or disabled, Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
- Income Limits (2025): No strict limit; copays vary by income (~$24,980-$75,000/year individual).
- Asset Limits: Not assessed.
- MA Specifics: Supplements Medicare Part D; no enrollment fee for low-income.
- Services: Covers prescription copays ($5-$40/drug), fills coverage gaps, catastrophic cost protection ($4,000+ covered).
- General: Age 55+, unemployed, low-income, Massachusetts resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- MA Specifics: Priority for veterans, rural residents; AARP partnership.
- Services: Paid training (~20 hours/week at ~$15/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- MA Specifics: High veteran demand statewide.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Massachusetts Seniors
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