Keystone Commons
Assisted Living, Independent Living & Memory Care · Ludlow, MA

Keystone Commons

Assisted Living, Independent Living & Memory Care · Ludlow, MA

Overview of Keystone Commons

Experience an exceptional stay with the Keystone Commons located in the vibrant neighborhood of Ludlow, MA. This community offers independent living, assisted living, and memory care services. Spacious and beautifully appointed accommodations ranging from one-bedroom to two-bedroom are available based on residents’ preferences. In terms of memory care, a cutting-edge program known as Holistic Harbors is thoughtfully designed to cater to the needs of those with cognitive conditions like Alzheimer’s and dementia.

Experience its above-and-beyond amenities and other services including weekly and bi-weekly housekeeping and linen services, on-site wellness resources, scheduled transportation, and valet service. Enjoy delightful and nutritious meals in elegant dining. Participate in diverse social activities and wellness programs to boost engagement and endurance. Equipped with the right tools and people, seniors can enjoy a wondrous retirement with the Keystone Commons.

(413) 569-8011

Types of Care at Keystone Commons

Assisted Living Independent Living Memory Care
Bed community size
66-bed community Rank #197 / 279Bed count — State benchmarkedThis home is ranked 197th out of 279 homes in Massachusetts. Shows this facility's certified or reported bed count compared to other Massachusetts SNFs. Larger communities may offer more amenities, programs, and on-site services for residents and families.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
30 years in operation Rank #27 / 180Years in operation — State benchmarkedThis home is ranked 27th out of 180 homes in Massachusetts. Shows how long this facility has been in operation compared to other Massachusetts SNFs. Longer operating histories may benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.
Walk Score
Walk Score: 8 / 100 Rank #481 / 499Walk Score — State benchmarkedThis home is ranked 481st out of 499 homes in Massachusetts. Shows how walkable this facility's neighborhood is compared to the average Walk Score across Massachusetts SNFs. Higher scores benefit residents, families, and staff.Click the rank badge to see the full State ranking.Click here to see the full State ranking.
Car-dependent. Most errands require a car, with limited nearby walkable options.

License Details

Year Opened1996

Ownership & Operating Entity

Nonprofit OwnershipNo

Type Of Units

Traditional
41 units
Special Care
25 units
Low Income Rooms Yes/No from payment or funding tags indicating low-income accessibility options in state disclosures—not a determination of personal eligibility.
Yes
Total beds
66 units

Staffing

Key information about the people who lead and staff this community.

Leadership

ContactMs. Liz Skerry-Hasting, Executive Director

Staffing & Medical

1 service
Not co-located with a nursing home

Contact Information

Fax(413) 583-7701
Business HoursMonday-Friday 9:00am- 5:00pm

Contact Keystone Commons

What does this home offer?

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Pets Allowed

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Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 3-story

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Transportation Services

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Fitness and Recreation

Places of interest near Keystone Commons

Address 3.3 miles from city center Info Estimated distance in miles from Ludlow's city center to Keystone Commons's address, calculated via Google Maps.

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Financial Assistance for
Assisted Living in Massachusetts

Keystone Commons is located in Ludlow, Massachusetts.
Here are the financial assistance programs available to residents in Massachusetts.

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Home Care Program

MassHealth Home Care

Age 60+
General Massachusetts resident, at risk of nursing home placement.
Income Limits (2025) ~$1,500/month individual, varies by region
Asset Limits $2,000 individual, excludes home, car
MA

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits
In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+
General Massachusetts resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025) ~$2,829/month 300% FBR, individual
Asset Limits $2,000 (individual), $3,000 (couple).
MA

Requires clinical eligibility determination.

Benefits
Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+
General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.
Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).
MA

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits
Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled
General Massachusetts resident, Medicare Part A/B.
Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits $9,430 (individual), $14,130 (couple).
MA

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits
Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age
General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).
Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits Not assessed; need-based.
MA

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits
Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled
General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).
Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual
Asset Limits Not assessed.
MA

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits
Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse
General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits ~$155,356 net worth limit
MA

High veteran demand statewide.

Benefits
Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Frequently Asked Questions about Keystone Commons

What neighborhood is Keystone Commons in?

Keystone Commons is in the Scott Corners neighborhood of Ludlow.

Is Keystone Commons in a walkable area?

Keystone Commons has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

How long has Keystone Commons been in business?

According to the BBB and MA state health department records, Keystone Commons has been operating for approximately 30 years.

Does Keystone Commons operate as a for-profit or non-profit?

Keystone Commons is registered as a for-profit in MA.

How many beds does Keystone Commons have?

Keystone Commons has 66 beds.

What is the phone number of Keystone Commons?

(413) 569-8011 will put you in contact with the team at Keystone Commons.

Is Keystone Commons Medicare or Medicaid certified?

Keystone Commons is not currently listed as a CMS-certified provider of Medicare or Medicaid.

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