Keystone Commons

Q: What neighborhood is Keystone Commons in?

Keystone Commons is in the Scott Corners neighborhood of Ludlow.

Q: Is Keystone Commons in a walkable area?

Keystone Commons has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

Q: How long has Keystone Commons been in business?

According to the BBB and MA state health department records, Keystone Commons has been operating for approximately 30 years.

Q: Does Keystone Commons operate as a for-profit or non-profit?

Keystone Commons is registered as a for-profit in MA.

Q: What is the phone number of Keystone Commons?

(413) 569-8011 will put you in contact with the team at Keystone Commons.

Q: Is Keystone Commons Medicare or Medicaid certified?

Keystone Commons is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of Keystone Commons

Experience an exceptional stay with the Keystone Commons located in the vibrant neighborhood of Ludlow, MA. This community offers independent living, assisted living, and memory care services. Spacious and beautifully appointed accommodations ranging from one-bedroom to two-bedroom are available based on residents’ preferences. In terms of memory care, a cutting-edge program known as Holistic Harbors is thoughtfully designed to cater to the needs of those with cognitive conditions like Alzheimer’s and dementia.

Experience its above-and-beyond amenities and other services including weekly and bi-weekly housekeeping and linen services, on-site wellness resources, scheduled transportation, and valet service. Enjoy delightful and nutritious meals in elegant dining. Participate in diverse social activities and wellness programs to boost engagement and endurance. Equipped with the right tools and people, seniors can enjoy a wondrous retirement with the Keystone Commons.

(413) 569-8011

66-bed community

A moderately sized community that may balance personal attention with shared amenities and social activities.

30 years in operation

A longer operating history, which may indicate experience navigating regulations and delivering ongoing care.

Walk Score: 8 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

Year Opened1996

Nonprofit OwnershipNo

Traditional

41 units

Special Care

25 units

Total beds

66 units

Staffing

Key information about the people who lead and staff this community.

ContactMs. Liz Skerry-Hasting, Executive Director

Fax(413) 583-7701

Business HoursMonday-Friday 9:00am- 5:00pm

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: 3-story

Transportation Services

Fitness and Recreation

Types of Care at Keystone Commons

Assisted Living Independent Living Memory Care

Home Care Program

MassHealth Home Care

Age 60+

General Massachusetts resident, at risk of nursing home placement.

Income Limits (2025) ~$1,500/month individual, varies by region

Asset Limits $2,000 individual, excludes home, car

Coordinated through Aging Services Access Points (ASAPs); high demand in urban areas.

Benefits

In-home care (3-5 hours/day) Homemaker services Respite care (up to 14 days/year) Adult day care (~$75/day)

Frail Elder Waiver

Massachusetts Medicaid FE Waiver

Age 65+

General Massachusetts resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

Requires clinical eligibility determination.

Benefits

Personal care (5-7 hours/day) Respite care (240 hours/year) Adult day care (~$75/day) Home health services

Senior Care Options (SCO)

Massachusetts Senior Care Options

Age 65+

General Massachusetts resident, eligible for MassHealth (Medicare optional), nursing home-level care need.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT allowed.

Asset Limits $2,000 (individual), $3,000 (couple) (excludes home up to $713,000, car).

Not available in Dukes/Nantucket Counties; multiple SCO providers (e.g., CCA, Tufts).

Benefits

Personal care (5-7 hours/day) Medical care Respite (240 hours/year) Adult

Medicare Savings Program (MSP)

Massachusetts Medicare Savings Program (MassHealth Buy-In)

Age 65+ or disabled

General Massachusetts resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

National Family Caregiver Support Program (NFCSP) Respite

Massachusetts NFCSP Respite Care

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; Massachusetts resident; functional needs (2+ ADLs).

Income Limits (2025) Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits Not assessed; need-based.

27 ASAPs; prioritizes low-income, rural caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Caregiver training Supplies (~$500/year)

Prescription Advantage

Massachusetts Prescription Advantage

Age 65+ or disabled

General Massachusetts resident, enrolled in Medicare Part D (or ineligible for Medicare).

Income Limits (2025) No strict limit; copays vary by income ~$24,980-$75,000/year individual

Asset Limits Not assessed.

Supplements Medicare Part D; no enrollment fee for low-income.

Benefits

Covers prescription copays ($5-$40/drug) Fills coverage gaps Catastrophic cost protection ($4,000+ covered)

Senior Community Service Employment Program (SCSEP)

Massachusetts SCSEP

Age 55+

General unemployed, low-income, Massachusetts resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; AARP partnership.

Benefits

Paid training (~20 hours/week at ~$15/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Massachusetts VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Massachusetts resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand statewide.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

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What neighborhood is Keystone Commons in?

Keystone Commons is in the Scott Corners neighborhood of Ludlow.

Is Keystone Commons in a walkable area?

Keystone Commons has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

How long has Keystone Commons been in business?

According to the BBB and MA state health department records, Keystone Commons has been operating for approximately 30 years.

Does Keystone Commons operate as a for-profit or non-profit?

Keystone Commons is registered as a for-profit in MA.

How many beds does Keystone Commons have?

Keystone Commons has 66 beds.

What is the phone number of Keystone Commons?

(413) 569-8011 will put you in contact with the team at Keystone Commons.

Is Keystone Commons Medicare or Medicaid certified?

Keystone Commons is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Assisted Living in Ludlow