Laurel Circle

Laurel Circle is an Assisted Living Home in New Jersey

Laurel Circle is an Assisted Living Home in New Jersey

Laurel Circle

100 Monroe St, Bridgewater, NJ 08807 View Map

Laurel Circle is an Assisted Living Home in New Jersey

Laurel Circle is an Assisted Living Home in New Jersey

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Overview of Laurel Circle

Overlooking the tranquil community of Bridgewater, NJ, the Laurel Circle is a trusted senior living community that provides independent living, assisted living, memory care, skilled nursing, and rehabilitation services. A wide array of beautifully appointed and spacious accommodations including one-bedroom and two-bedroom are available for its residents. With a highly equipped and compassionate team, residents can acquire the utmost care and support that they deserve.

The community is committed to offering classic amenities and services including basic cable tv, fitness center, library, telephone service, business office services, dining services, garage parking, general store, handyman services, and rehabilitative services. Meet new people and create unforgettable memories within the beautifully made shared spaces of this community. With Laurel Circle, seniors are assured of a worthwhile living experience.

+1 908-595-6500
Home Information ARBOR AT LAUREL CIRCLE, THE
  • Occupancy trails most facilities in the state, suggesting excess open capacity. The property runs a smaller bed inventory than most peers, focusing on a more intimate census. Residents generally stay for shorter periods than state peers, pointing to quicker turnover.

  • Home revenue ranks in the upper tier statewide, reflecting strong billing volume. Payroll spending sits in the top tier, showing a strong investment in staffing resources. Total income trails most communities, suggesting tighter operating margins.

  • Medicare nights lag behind other facilities, revealing limited Medicare demand. Medicaid nights are roughly in line with the state middle third, maintaining a balanced safety-net share. Private pay nights lead the state, showing strong demand from market-rate residents.

Occupancy
Beds
35
Occupancy
63.8%
Total Bed Days Available
36135
Avg. Length of Stay
29 days
Avg. Residents per Day
40
Finance
Home Revenue
$21,543,701.00
Payroll Costs
$7,511,081.00
Profit
$-1,489,021.00
Total Home Costs
$19,660,549.00
Payroll % of Revenue Info Percentage of home revenue spent on payroll costs.
34.9%
House Specifics:
CCN
315445
Owner Name
LCS NJ I LLC
Rural vs. Urban
Urban
County
Somerset
Type of Control
Proprietary — Individual
Operations
Total Admissions
487
Total Discharges
539
% Medicare Admissions
64%
% Private Pay Admissions
36%
% Medicare Discharges
59%
% Private Pay Discharges
41%
Quality Ratings
Overall Rating Info CMS 5-star rating based on health inspections, staffing, and quality measures.
3 / 5
Health Inspection Rating Info Rating based on deficiencies found during state health inspections.
2 / 5
Staffing Rating Info Rating based on nurse staffing hours per resident per day.
5 / 5
QM Rating Info Quality Measures rating based on clinical outcomes for residents.
4 / 5
Nurse Hours / Resident / Day Info Total nurse staffing hours per resident per day.
4.60 hrs
Number of Fines
1
Medicaid, Medicare & Private
Medicare Nights Info Number of resident nights paid by Medicare for short-term or rehab care.
5866
Medicaid Nights Info Resident nights covered by Medicaid for long-term care or support services.
5866
Free Market Nights Info Nights paid privately by residents or families, without Medicare/Medicaid coverage.
19016
Bed community size
35-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Walk Score
Walk Score: 37 / 100
Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

License Status
Active
Facility Type
Assisted Living Residence
License Expiration
June 30, 2026

Additional licensing details

License number: 80a000
CMS Certification Number: 315445

Ownership & operating entity

Laurel Circle is legally operated by LCS BRIDGEWATER OPERATIONS LLC, and administrated by Mr. ALOK ANAND.

Type Of Units

Assisted Living
35 units
Total beds
35 units

What does this home offer?

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Pets Allowed: Yes, Pets Allowed

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Room Sizes: Studio / 1 Bed / 2 Bed

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Building Type: Mid-rise

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Transportation Services

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Fitness and Recreation

Types of Care at Laurel Circle

Assisted Living

Inspection History

In New Jersey, the Department of Health, Health Facilities Evaluation and Licensing conducts mandatory unannounced surveys to ensure facilities provide safe and effective resident care.

New Jersey average: 7 visits/inspections

New Jersey average: 2 inspections

Comparison Chart

The information below is reported by the New Jersey Department of Health, Health Facilities Evaluation and Licensing.
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The Delaney of Bridgewater
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Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

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24/7 care needed

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24/7 care needed

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LAWRENCE, BRIAN
83.1%
$51,723,866.00
$19,328,060.00
37.4%
58.20
5/5
5.8278
5/5
4/5
5/5
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Laurel Circle
AL

For seniors needing help with daily tasks but not full-time nursing.

IL

For self-sufficient seniors seeking community and minimal assistance.

MC

Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

24/7 care needed

Bridgewater
64
Yes
37
LCS NJ I LLC
63.8%
$21,543,701.00
$7,511,081.00
34.9%
39.80
3/5
4.6015
2/5
5/5
4/5
1
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Places of interest near Laurel Circle

Address 2.8 miles from city center

Address 100 Monroe St, Bridgewater, NJ 08807

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Address

Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

103
Total Staff
70
Employees
33
Contractors
20,711
Total Hours (Quarter)
33
Avg Staff/Day
6.9
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse197.4 Yes
Licensed Practical Nurse137 Yes
Certified Nursing Assistant397.7 Yes
Staff by Category
Administration
2 staff
6.9hs shift avg
Nursing Staff
72 staff
7.6hs shift avg
Physicians & Practitioners
3 staff
7.9hs shift avg
Therapy Services
18 staff
3.8hs shift avg
Activities & Recreation
1 staff
4hs shift avg
Social Services
1 staff
4.2hs shift avg
Dietary Services
5 staff
7.5hs shift avg
Other Services
1 staff
8hs shift avg
Contractor Analysis
9.9%
of total hours from contractors
2,054 contractor hours this quarter
Certified Nursing Assistant: 7 Licensed Practical Nurse: 4 Respiratory Therapy Technician: 6 Qualified Social Worker: 1 Registered Nurse: 2 Speech Language Pathologist: 3 Physical Therapy Aide: 3 Medical Director: 1 Qualified Activities Professional: 1 Physical Therapy Assistant: 4 Occupational Therapy Assistant: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant327399,87291100%7.7
Registered Nurse172193,02891100%7.4
Licensed Practical Nurse94132,32791100%7
Speech Language Pathologist0335516976%4.3
Other Dietary Services Staff4045515662%7.1
Clinical Nurse Specialist2025136470%7.8
Nurse Practitioner1015046369%8
Mental Health Service Worker1015046369%8
Dietitian1014966268%8
Administrator1014565763%8
RN Director of Nursing1014324347%10
Physical Therapy Aide0334227380%3.4
Occupational Therapy Aide1013906167%6.4
Qualified Social Worker0112686470%4.2
Respiratory Therapy Technician0661576470%2.3
Qualified Activities Professional0111523842%4
Physical Therapy Assistant044362426%1.4
Medical Director011261314%2
Occupational Therapy Assistant0112544%6.3

Health Inspection History

Source: CMS Health Citations (May 2021 – Sep 2024)

5
Inspections
27
Total Citations
0
Critical (J-L)
1
Serious (G-I)
5.4
Citations/Inspection
Sep 2024
Last Inspection
Citation Severity Distribution
Minor (A-C)
1
Moderate (D-F)
25
Serious (G-I)
1
Critical (J-L)
0
What do these levels mean?
Top Deficiency Categories
Quality of Life & Care
6
22% of total
Infection Control
3
11% of total
Resident Rights
3
11% of total
Pharmacy Services
3
11% of total
Administration
1
4% of total
Abuse, Neglect & Exploitation
1
4% of total
Citation Sources
Standard Inspections 23
Complaint Investigations 6
State Comparison (NJ)
Avg Citations (State)
20.9
This Facility: 27
Avg Critical (State)
0.7
This Facility: 0
Recent Citations (Last 3 Years)
DateSeverity ?CategoryTagStatus
Sep 13, 2024 E AdministrationF0865 Corrected
Sep 13, 2024 E EnvironmentalF0925 Corrected
Sep 13, 2024 D Infection ControlF0880 Corrected
Sep 13, 2024 F NutritionF0812 Corrected
Sep 13, 2024 D PharmacyF0755 Corrected
Sep 13, 2024 D PharmacyF0758 Corrected
Sep 13, 2024 E Quality of CareF0679 Corrected
Sep 13, 2024 G Quality of CareF0684 Corrected
Sep 13, 2024 E Quality of CareF0689 Corrected
Sep 13, 2024 D Quality of CareF0695 Corrected
Sep 13, 2024 D Care PlanningF0657 Corrected
Sep 13, 2024 D Resident RightsF0584 Corrected
Jul 14, 2023 D Abuse/NeglectF0607 Corrected
Jul 14, 2023 D Infection ControlF0880 Corrected
Jul 14, 2023 F Nursing ServicesF0730 Corrected
Jul 14, 2023 D Nursing ServicesF0947 Corrected
Jul 14, 2023 F NutritionF0802 Corrected
Jul 14, 2023 D NutritionF0812 Corrected
Jul 14, 2023 D Quality of CareF0677 Corrected
Apr 10, 2023 D NutritionF0805 Corrected
Apr 10, 2023 D Care PlanningF0658 Corrected
Jan 22, 2023 D Infection ControlF0880 Corrected
Jan 22, 2023 D Resident RightsF0580 Corrected
May 20, 2021 E PharmacyF0755 Corrected
May 20, 2021 D Quality of CareF0698 Corrected
May 20, 2021 E Care PlanningF0658 Corrected
May 20, 2021 B Resident RightsF0582 Corrected

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Ownership: For-Profit LLC
Part of: Life Care Services
Resident Census by Payment Source
33 Total Residents
Medicare 14 (42.4%)
Private Pay/Other 19 (57.6%)
Programs & Services
Residents' Group
CCRC
Family Engagement

Active councils help families stay involved in care decisions and facility operations.

Quality Measures

CMS quality measures assess care quality for long-stay and short-stay residents. Lower percentages generally indicate better outcomes for most measures.

Source: CMS Nursing Home Compare (Data as of Jan 2026)

High-Risk Clinical Events
12.5 Score
83% worse than avg State avg: 6.8

Composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and ADL decline

Functional Decline
20.5 Score
65% worse than avg State avg: 12.4

Composite score based on ADL decline, walking ability decline, and incontinence

Long-Stay Resident Measures

Measures for residents who stay 101 days or more. For most measures, lower percentages indicate better care.

Need for Help with Daily Activities Increased
17.7%
Lost Too Much Weight
5.3%
Urinary Tract Infection
2.8%
Depressive Symptoms
0.0%
Falls with Major Injury
6.5%
Pneumococcal Vaccine
96.3%
Antipsychotic Use
22.4%
Walking Ability Worsened
32.9%
Influenza Vaccine
93.9%
High Risk Residents with Pressure Ulcers
0.0%
Low Risk Long-Stay Residents with Bowel/Bladder Incontinence
11.1%
Short-Stay Resident Measures

Measures for residents who stay 100 days or less (typically rehabilitation patients).

Pneumococcal Vaccine
94.0% 19% better than avg State: 78.9%
Short-Stay Residents Who Received a New Antipsychotic Medication
0.0% 100% better than avg State: 1.2%
Influenza Vaccine
89.5% 12% better than avg State: 80.1%

Penalties & Fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total Fines $26K State avg: $77K 67% better than avg
Number of Fines 1 State avg: 2.0
Compared to State Average Facility: $26K | State Avg: $77K
Penalty History

Showing all 1 penalties (Sep 2024 - Sep 2024)

Sep 13, 2024 Civil Money Penalty
$26K
Check out this article

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Claim What’s Yours: Financial Aid for New Jersey Seniors

Program
State Program Name
Eligibility
Benefits
Managed Long Term Services and Supports
  • General: Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • NJ Specifics: High urban demand; managed care model.
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
JACC (Jersey Assistance for Community Caregiving)
  • General: Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits: ~$2,500/month (individual, varies).
  • Asset Limits: $40,000 (individual).
  • NJ Specifics: Higher asset limit; limited funding.
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
Pharmaceutical Assistance to the Aged and Disabled (PAAD)
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
Senior Gold Prescription Discount Program
  • General: Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025): ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits: Not assessed.
  • NJ Specifics: Copays $15 + 50% of remaining cost; no premium assistance.
  • Services: Prescription cost reduction (~$300-$800/year savings).
Medicare Savings Program (MSP)
New Jersey Medicare Savings Program
Official government program page
  • General: Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • NJ Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Senior Freeze (Property Tax Reimbursement)
New Jersey Senior Freeze
Official government program page
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025): ~$150,000/year (combined household, projected).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Combines with ANCHOR/Stay NJ via PAS-1; annual application.
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
ANCHOR (Affordable NJ Communities for Homeowners and Renters)
  • General: Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025): ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits: Not assessed.
  • NJ Specifics: Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
Stay NJ
  • General: Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025): ~$500,000/year (projected, subject to final regs).
  • Asset Limits: Not assessed; home ownership required.
  • NJ Specifics: Up to 50% tax credit (max $6,500); phased implementation.
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
Universal Service Fund (USF)
New Jersey Universal Service Fund
Official government program page
  • General: Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Must owe >$25 on bill; combines with LIHEAP if eligible.
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
Home Energy Assistance Program (LIHEAP)
  • General: Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025): ~$3,970/month (individual, 185% FPL).
  • Asset Limits: Not assessed; income-focused.
  • NJ Specifics: Covers oil, gas, electric; emergency aid available.
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
NJ Family Caregiver Support Program (via NFCSP)
New Jersey Family Caregiver Support Program
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • NJ Specifics: 21 AAAs; rural/low-income priority.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
VA Aid and Attendance (A&A) and Housebound Benefits
New Jersey VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • NJ Specifics: High veteran demand in urban/rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for New Jersey Seniors

NJ Medicaid MLTSS

Managed Long Term Services and Supports

Requirements:
  • General:
    Age 65+ or disabled, New Jersey resident, Medicaid- eligible, nursing home-level care need.
  • Income Limits (2025):
    ~$2,829/month (300% FBR, individual).
  • Asset Limits:
    $2,000 (individual), $3,000 (couple).
  • NJ Specifics:
    High urban demand; managed care model.
Benefits without Contact:
  • Services: In-home care (5-7 hours/day), assisted living, respite (240 hours/year), medical services.
NJ JACC

JACC (Jersey Assistance for Community Caregiving)

Requirements:
  • General:
    Age 60+, New Jersey resident, at risk of nursing home.
  • Income Limits:
    ~$2,500/month (individual, varies).
  • Asset Limits:
    $40,000 (individual).
  • NJ Specifics:
    Higher asset limit; limited funding.
Benefits without Contact:
  • Services: In-home care (3-5 hours/week), respite (up to 10 days/year), home modifications (~$1,000 avg.).
New Jersey PAAD

Pharmaceutical Assistance to the Aged and Disabled (PAAD)

Requirements:
  • General:
    Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025):
    ~$42,142/year (individual), ~$49,209/year (couple).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Copays $5 (generic), $7 (brand); covers Part D premiums up to benchmark.
Benefits without Contact:
  • Services: Prescription cost reduction ($500-$1,000/year savings), premium assistance ($20/month above benchmark).
New Jersey Senior Gold

Senior Gold Prescription Discount Program

Requirements:
  • General:
    Age 65+, NJ resident, enrolled in Medicare Part D or eligible.
  • Income Limits (2025):
    ~$42,142-$52,142/year (individual), ~$49,209-$59,209/year (couple).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Copays $15 + 50% of remaining cost; no premium assistance.
Benefits without Contact:
  • Services: Prescription cost reduction (~$300-$800/year savings).
New Jersey Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:
  • General:
    Age 65+ or disabled, NJ resident, Medicare Part A/B.
  • Income Limits (2025):
    ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits:
    $9,430 (individual), $14,130 (couple).
  • NJ Specifics:
    Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
New Jersey Senior Freeze

Senior Freeze (Property Tax Reimbursement)

Requirements:
  • General:
    Age 65+ by Dec 31 prior year, NJ resident, homeowner, paid property taxes.
  • Income Limits (2025):
    ~$150,000/year (combined household, projected).
  • Asset Limits:
    Not assessed; home ownership required.
  • NJ Specifics:
    Combines with ANCHOR/Stay NJ via PAS-1; annual application.
Benefits without Contact:
  • Services: Tax reimbursement (~$500-$2,000/year) for increases since base year.
New Jersey ANCHOR

ANCHOR (Affordable NJ Communities for Homeowners and Renters)

Requirements:
  • General:
    Age 65+ prioritized, NJ resident, homeowner/renter, paid property taxes/rent.
  • Income Limits (2025):
    ~$150,000/year (homeowners), ~$75,000/year (renters).
  • Asset Limits:
    Not assessed.
  • NJ Specifics:
    Combines with Senior Freeze/Stay NJ; broader than prior Homestead program.
Benefits without Contact:
  • Services: Tax relief (~$700-$1,500/year homeowners, ~$250-$450 renters).
New Jersey Stay NJ

Stay NJ

Requirements:
  • General:
    Age 65+ by Dec 31 prior year, NJ resident, homeowner, lived in home 10+ years.
  • Income Limits (2025):
    ~$500,000/year (projected, subject to final regs).
  • Asset Limits:
    Not assessed; home ownership required.
  • NJ Specifics:
    Up to 50% tax credit (max $6,500); phased implementation.
Benefits without Contact:
  • Services: Tax credit (~$3,000-$6,500/year, projected) starting 2026.
New Jersey Universal Service Fund

Universal Service Fund (USF)

Requirements:
  • General:
    Age 65+ prioritized, NJ resident, utility customer, low-income.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • NJ Specifics:
    Must owe >$25 on bill; combines with LIHEAP if eligible.
Benefits without Contact:
  • Services: Bill credits (~$300-$1,500/year) to cap energy costs at 6% of income.
New Jersey LIHEAP

Home Energy Assistance Program (LIHEAP)

Requirements:
  • General:
    Age 60+ prioritized, NJ resident, low-income household.
  • Income Limits (2025):
    ~$3,970/month (individual, 185% FPL).
  • Asset Limits:
    Not assessed; income-focused.
  • NJ Specifics:
    Covers oil, gas, electric; emergency aid available.
Benefits without Contact:
  • Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($450 max).
New Jersey Family Caregiver Support Program

NJ Family Caregiver Support Program (via NFCSP)

Requirements:
  • General:
    Caregivers of 60+ needing care or 55+ caregivers of others; NJ resident; functional needs (2+ ADLs).
  • Income Limits (2025):
    Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits:
    Not assessed; need-based.
  • NJ Specifics:
    21 AAAs; rural/low-income priority.
Benefits without Contact:
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).
New Jersey VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:
  • General:
    Age 65+ or disabled veteran/spouse, NJ resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025):
    Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits:
    ~$155,356 (net worth limit).
  • NJ Specifics:
    High veteran demand in urban/rural areas.
Benefits without Contact:
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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