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Senior Living Home

Mount Carmel Bluffs

Senior Living Home

Mount Carmel Bluffs

1040 Carmel Dr, Dubuque, IA 52003 View map
Overview of Mount Carmel Bluffs

Enjoy the best of your golden years at Mount Carmel Bluffs, an outstanding community in Dubuque, IA, offering independent living. The community also offers enriched living, memory care, and long-term care to meet residents’ healthcare needs. Residents can also keep their peace of mind with housekeeping and other maintenance services.

Plenty of local shops and recreational spaces surround the area, providing residents with unending leisure and wellness opportunities. Residents can also prepare meals according to their dietary needs and preferences with a fully furnished kitchen in each unit. The community’s extensive amenities and exceptional services create the ideal setting for the finest retirement experience.

(515) 671-2444

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info The Overall CMS Rating combines results from health inspections, staffing levels and quality measures. Health inspections carry the most weight. Staffing and quality scores can increase or decrease the final rating based on performance compared to state and national standards.
5/5
Iowa average: 3.2/5
Health Inspection Info Based on the results of the facility's three most recent standard inspections and any complaint investigations. CMS reviews the number, scope, and severity of deficiencies, with more recent findings weighted more heavily.
4/5
Iowa average: 2.9/5
Staffing Info Measures average nursing staff hours per resident per day, including Registered Nurses (RNs) and total nursing staff. Ratings are adjusted based on the level of care residents require and are compared to state and national benchmarks.
5/5
Iowa average: 3.7/5
Quality Measures Info Based on clinical and physical health indicators reported to CMS, such as hospital readmissions, falls, pressure ulcers, and improvements in mobility. These measures reflect how well residents' health needs are being managed.
2/5
Iowa average: 3.5/5

Nursing care per resident

Info This shows how many total hours of nursing staff time are available per resident each day. Higher numbers usually mean more staff support.
5h 26m per day

This home provides 23% more nursing time per resident than the Iowa average.

Iowa average: 4h 25m per day

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 60

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

Similar demand to the Iowa average
Occupancy rate 93.3%
Residents per day (avg) 51
Occupancy rate
93.3%
Residents per day (avg)
51

Who this home usually serves

TYPE OF STAY

Mostly long-term care residents

Most residents stay for extended periods and receive ongoing daily care.

Might be optimal for
Long-term daily care Ongoing support needs

Breakdown by payment type

Medicare

31% of new residents, usually for short-term rehab.

Typical stay 20 days

Private pay

1% of new residents, often for short stays.

Typical stay 12 - 13 years

Medicaid

67% of new residents, often for long-term daily care.

Typical stay 6 - 7 months

Finances and operations

Voluntary non-profit community
Home revenue
$14.2M
Operating deficit
-$1.5M
Voluntary non-profit community
Home revenue
$14,196,793.00
Operating deficit
$-1,539,199.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$5.7M
40.1% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$10.1M
Total costs $15.7M
Bed community size
60-bed community
A moderately sized community that may balance personal attention with shared amenities and social activities.
Years in operation
5 years in operation
An established community with some operational experience and growing routines.
Walk Score
Walk Score: 2 / 100
Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

Occupancy

Occupancy rate
93%
In line with Iowa average
Occupied beds
56 / 60
Average residents 51 per day

License details

Issuance February 22, 2025
Expiration February 22, 2026
County: Dubuque

Additional licensing details

License number: 310978
Year opened: 02/22/2021
CMS Certification Number: 165792

Ownership & operating entity

Mount Carmel Bluffs is administrated by Sarah Rentz.

Contact Information

What does this home offer?

Housing options icon
Housing options icon

Housing Options: 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: 2-story

Dining services icon
Dining services icon

Dining Services

Beauty services icon
Beauty services icon

Beauty Services

Social and recreational activities icon
Social and recreational activities icon

Social and Recreational Activities

Exercise program icon
Exercise program icon

Exercise Programs

Parking Available icon

Parking Available

Swimming pool icon
Swimming pool icon

Swimming Pool

Types of Care at Mount Carmel Bluffs

Independent Living Memory Care
Contact Mount Carmel Bluffs

Inspection History

In Iowa, the Department of Inspections, Appeals, and Licensing conducts unannounced health and safety surveys to monitor compliance and protect residents in long-term care settings.

10 visits/inspections

2 visits/inspections triggered by complaints

Breakdown by inspection type
  • 1 initial inspection
  • 4 renewal/recertification inspections
  • 2 complaint investigations
  • 2 incident investigations
  • 1 follow-up inspection

Iowa average: 17 visits/inspections

Iowa average: 0 inspections

Latest inspection

Date:November 25, 2025

Inspection history

11/25/2025 Complaint
09/02/2025 Complaint Revisit, Incident Revisit
Yes
07/09/2025 Complaint, Incident
02/20/2025 Recertification, Incident
01/08/2025 Incident
05/08/2024 Recertification Revisit, Complaint Revisit
Yes
04/04/2024 Recertification, Complaint
12/29/2022 Recertification
11/01/2022 Incident
08/21/2021 Initial Revisit, Complaint Revisit, Incident Revisit Initial
Yes

6 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

Inspection Report Summary for Mount Carmel Bluffs

The most recent inspection on November 25, 2025 found the facility to be in substantial compliance with no deficiencies. Earlier inspections showed a mixed record, with some complaint investigations substantiating deficiencies related to resident rights, quality of care, and safety, including issues with dignity in care, assessments, and hazardous item storage. Prior reports also noted deficiencies in medication administration and food service practices, though some complaint investigations and annual surveys found no deficiencies. No fines, immediate jeopardy findings, or license actions were listed in the available reports. The facility’s inspection history suggests some improvement over time, with the most recent survey showing compliance following earlier issues.

Health Inspection History

Inspections
Total health inspections 2

Iowa average 4.9


Last Health inspection on Jul 2025

Total health citations 6

Iowa average 21.7

Citations per inspection
3

Iowa average 4.11


Health citations are formal notices following inspections when they fail to comply with safety and care standards.

3 of 6 citations resulted from standard inspections; and 3 of 6 resulted from complaint investigations.

Breakdown of citation severity (last 3 years)
Critical Health citations More info 0
100% better than Iowa average

Iowa average: 0.6


Serious Health citations More info 0
100% better than Iowa average

Iowa average: 0.9

0 critical citations More info Iowa average: 0.6

0 serious citations More info Iowa average: 0.9

6 moderate citations More info Iowa average: 19.7

0 minor citations More info Iowa average: 0.5
Citations history (last 3 years)
Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Jul 09, 2025
Corrected

Quality of Care moderate citation Info Issues related to how well residents receive appropriate treatment and support for their medical and daily care needs. Jul 09, 2025
Corrected

Resident Rights moderate citation Info Issues related to resident's rights, including dignity, privacy, and the ability to make decisions about their care. Jul 09, 2025
Corrected

Nutrition moderate citation Info Issues related to food quality, meal service, and resident's nutritional needs. Apr 04, 2024
Corrected

Compare Senior Living around Dubuque The information below is reported by the Iowa Department of Inspections, Appeals, and Licensing.

Bethany Home Retirement Center
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Dubuque
117
No
69
1 Bed / 2 Bed
Mount Carmel Bluffs
NH

Nursing Home Licensed facility providing 24/7 skilled nursing care for residents with complex, ongoing medical needs. Staffed by RNs, LPNs, and CNAs. Inspected and star-rated annually by CMS. Accepts Medicare (short-term rehab) and Medicaid (long-term care).

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Dubuque
60
No
2
1 Bed / 2 Bed
Applewood IV Senior Apartments
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Dubuque
-
No
62
1 Bed / 2 Bed
Asbury Senior Apartments
IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

Dubuque
-
Yes
53
1 Bed / 2 Bed
Windsor Park Retirement Apartments
AL

Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.

IL

Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.

MC

Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.

Dubuque
-
No
20
1 Bed / 2 Bed

Places of interest near Mount Carmel Bluffs

Address 3 miles from city center

Address 1040 Carmel Dr, Dubuque, IA 52003

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Staffing Data (Q2 2025)

This data corresponds to Q2 2025 and is based on CMS Payroll-Based Journal.

Total staff 128
Employees 117
Contractors 11
Staff to resident ratio 2.61:1
31% better than Iowa average

Iowa average ratio: 2.00:1

Avg staff/day 45
Average shift 7.1 hours
0% compared with Iowa average

Iowa average: 7.4 hours

Total staff hours (quarter) 29,107
Nursing staff breakdown
Registered Nurse

Manages medical care and health needs.

Total count 9
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 7.9 hours

No contractors work on this role.

Licensed Practical Nurse

Assists with medical care and medications.

Total count 4
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 8.2 hours

This role is partially covered by contractors.

Certified Nursing Assistant

Helps with daily care and mobility.

Total count 66
Average shift length Info Average shift length. Calculated as total hours divided by days worked and average staff per day. 6.6 hours

This role is partially covered by contractors.

Contractor staffing

Total hours from contractors

1.8%

532 contractor hours this quarter

Certified Nursing Assistant: 2 Medication Aide/Technician: 2 Licensed Practical Nurse: 2 Physical Therapy Assistant: 2 Medical Director: 1 Occupational Therapy Aide: 1 Occupational Therapy Assistant: 1
Staff by category
Certified Nursing Assistant6426612,51191100%6.6
Registered Nurse9094,07891100%7.9
Medication Aide/Technician7292,24991100%7.9
Respiratory Therapy Technician5051,6856470%7.7
Other Dietary Services Staff8081,5717582%7.4
Clinical Nurse Specialist3031,4706369%8.1
Dietitian4041,1556673%7.4
Administrator2021,0086369%8
Licensed Practical Nurse2247496875%8.2
Speech Language Pathologist4046426369%6.9
Nurse Practitioner1015046369%8
Qualified Social Worker3033695864%6.2
Dental Services Staff1013584347%8.3
Physical Therapy Aide4043554954%6.8
Physical Therapy Assistant0222803741%7.6
Occupational Therapy Aide011711011%7.1
Occupational Therapy Assistant0113933%12.9
Medical Director011161415%1.1
66 Certified Nursing Assistant
% of Days 100%
9 Registered Nurse
% of Days 100%
9 Medication Aide/Technician
% of Days 100%
5 Respiratory Therapy Technician
% of Days 70%
8 Other Dietary Services Staff
% of Days 82%
3 Clinical Nurse Specialist
% of Days 69%
4 Dietitian
% of Days 73%
2 Administrator
% of Days 69%
4 Licensed Practical Nurse
% of Days 75%
4 Speech Language Pathologist
% of Days 69%
1 Nurse Practitioner
% of Days 69%
3 Qualified Social Worker
% of Days 64%
1 Dental Services Staff
% of Days 47%
4 Physical Therapy Aide
% of Days 54%
2 Physical Therapy Assistant
% of Days 41%
1 Occupational Therapy Aide
% of Days 11%
1 Occupational Therapy Assistant
% of Days 3%
1 Medical Director
% of Days 15%

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
49 residents
Residents by payment source
Medicare
3 residents (6.1%)
Medicaid
38 residents (77.6%)
Private pay or other
8 residents (16.3%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

Nurse Aide Training

State-approved Nurse Aide Training and Competency Evaluation Program on-site

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 8.8
14% better than Iowa average

Iowa average: 10.2

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 21.9
In line with Iowa average

Iowa average: 21.6

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 17.3%
8% better than Iowa average

Iowa average: 18.8%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 17.0%
14% better than Iowa average

Iowa average: 19.7%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 31.3%
19% worse than Iowa average

Iowa average: 26.2%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 4.7%
30% worse than Iowa average

Iowa average: 3.6%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 2.2%
51% better than Iowa average

Iowa average: 4.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 6.4%
157% worse than Iowa average

Iowa average: 2.5%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 3.0%
40% better than Iowa average

Iowa average: 5.0%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 4.2%
9% worse than Iowa average

Iowa average: 3.9%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 24.0%
26% worse than Iowa average

Iowa average: 19.0%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 99.5%
5% better than Iowa average

Iowa average: 94.4%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 90.7%
5% worse than Iowa average

Iowa average: 95.3%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 75.3%
12% worse than Iowa average

Iowa average: 85.1%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.0%
100% better than Iowa average

Iowa average: 1.8%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 69.6%
5% worse than Iowa average

Iowa average: 73.3%

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

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Financial Aid for Iowa Seniors

Get financial aid guidance

Elderly Waiver

Iowa Medicaid Elderly Waiver

Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

Rural focus; waitlists possible.

Iowa Family Caregiver Support

IA NFCSP

Caregiver of someone 60+, Iowa resident.

No strict limit; prioritizes low-income.

Not applicable.

Limited slots; rural emphasis.

Medicare Savings Program (MSP)

Iowa Medicare Savings Program

Age 65+ or disabled, Iowa resident, Medicare Part A/B.

~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

$9,430 (individual), $14,130 (couple).

Three tiers; no waitlist.

Program of All-Inclusive Care for the Elderly (PACE)

Iowa PACE

Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.

~$2,829/month (300% FBR, Medicaid-eligible).

$2,000 (individual), $3,000 (couple).

Limited to western Iowa (e.g., Council Bluffs); expanding slowly.

Senior Community Service Employment Program (SCSEP)

Iowa SCSEP

Age 55+, unemployed, low-income, Iowa resident.

~$1,983/month (125% FPL).

Not specified; income-focused.

Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Iowa VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.

Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

~$155,356 (net worth limit).

High veteran demand in rural areas.

Able Up Iowa

Able Up Iowa

Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.

No strict limit; must demonstrate repayment capacity.

Not specified; credit-based.

Loans up to $25,000; statewide via Easterseals partnership.

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