Mount Carmel Bluffs
Mount Carmel Bluffs
Mount Carmel Bluffs is a Senior Living Home in Iowa
Mount Carmel Bluffs is a Senior Living Home in Iowa
Enjoy the best of your golden years at Mount Carmel Bluffs, an outstanding community in Dubuque, IA, offering independent living. The community also offers enriched living, memory care, and long-term care to meet residents’ healthcare needs. Residents can also keep their peace of mind with housekeeping and other maintenance services.
Plenty of local shops and recreational spaces surround the area, providing residents with unending leisure and wellness opportunities. Residents can also prepare meals according to their dietary needs and preferences with a fully furnished kitchen in each unit. The community’s extensive amenities and exceptional services create the ideal setting for the finest retirement experience.
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Occupancy levels track close to the statewide midpoint, indicating balanced availability. Bed capacity aligns with the typical community size in the state, allowing steady admissions. Residents tend to stay here longer than similar facilities across the state.
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Home revenue sits below most peers, indicating modest billing throughput. Payroll spending sits in the top tier, showing a strong investment in staffing resources. Total income trails most communities, suggesting tighter operating margins.
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Medicare nights run higher than most peers, indicating robust short-stay referrals. Medicaid nights fall below most peers, pointing to lighter Medicaid reliance. Private pay nights trail most peers, signaling limited market-rate volume.
Occupancy
Finance
Percentage of home revenue spent on payroll costs.
House Specifics:
OperationsQuality Ratings
CMS 5-star rating based on health inspections, staffing, and quality measures.
Rating based on deficiencies found during state health inspections.
Rating based on nurse staffing hours per resident per day.
Quality Measures rating based on clinical outcomes for residents.
Total nurse staffing hours per resident per day.
Medicaid, Medicare & Private
Number of resident nights paid by Medicare for short-term or rehab care.
Resident nights covered by Medicaid for long-term care or support services.
Nights paid privately by residents or families, without Medicare/Medicaid coverage.
About this community
ActiveAdditional licensing details
Ownership & operating entity
Mount Carmel Bluffs is administrated by Sarah Rentz.
Contact Information
What does this home offer?
Housing Options: 1 Bed / 2 Bed
Building Type: 2-story
Dining Services
Beauty Services
Social and Recreational Activities
Exercise Programs
Parking Available
Swimming Pool
Touring Checklist for Senior Living
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Location
Community Spaces and Overall Environment
Services
Staffing
Accommodations
Finances
Other Notes
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Types of Care at Mount Carmel Bluffs
Inspection History
In Iowa, the Department of Social Services (for ALFs) and the Department of Public Health (for nursing homes) conduct inspections to ensure resident safety and regulatory compliance.
11 visits/inspections
6 visits/inspections triggered by complaints
5 other visits
Latest inspection
Inspection history
Places of interest near Mount Carmel Bluffs
3 miles from city center
1040 Carmel Dr, Dubuque, IA 52003
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Comparison Chart
The information below is reported by the Iowa Department of Inspections, Appeals, and Licensing.For self-sufficient seniors seeking community and minimal assistance.
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
For self-sufficient seniors seeking community and minimal assistance.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Staffing Data
Source: CMS Payroll-Based Journal (Q2 2025)
Nursing Staff Breakdown
| Role ⓘ | Count ⓘ | Avg Shift (hrs) ⓘ | Uses Contractors? ⓘ |
|---|---|---|---|
| Registered Nurse | 9 | 7.9 | No |
| Licensed Practical Nurse | 4 | 8.2 | Yes |
| Certified Nursing Assistant | 66 | 6.6 | Yes |
Staff by Category
Contractor Analysis
| Role ⓘ | Employees ⓘ | Contractors ⓘ | Total Staff ⓘ | Total Hours ⓘ | Days Worked ⓘ | % of Days ⓘ | Avg Shift (hrs) ⓘ |
|---|---|---|---|---|---|---|---|
| Certified Nursing Assistant | 64 | 2 | 66 | 12,511 | 91 | 100% | 6.6 |
| Registered Nurse | 9 | 0 | 9 | 4,078 | 91 | 100% | 7.9 |
| Medication Aide/Technician | 7 | 2 | 9 | 2,249 | 91 | 100% | 7.9 |
| Respiratory Therapy Technician | 5 | 0 | 5 | 1,685 | 64 | 70% | 7.7 |
| Other Dietary Services Staff | 8 | 0 | 8 | 1,571 | 75 | 82% | 7.4 |
| Clinical Nurse Specialist | 3 | 0 | 3 | 1,470 | 63 | 69% | 8.1 |
| Dietitian | 4 | 0 | 4 | 1,155 | 66 | 73% | 7.4 |
| Administrator | 2 | 0 | 2 | 1,008 | 63 | 69% | 8 |
| Licensed Practical Nurse | 2 | 2 | 4 | 749 | 68 | 75% | 8.2 |
| Speech Language Pathologist | 4 | 0 | 4 | 642 | 63 | 69% | 6.9 |
| Nurse Practitioner | 1 | 0 | 1 | 504 | 63 | 69% | 8 |
| Qualified Social Worker | 3 | 0 | 3 | 369 | 58 | 64% | 6.2 |
| Dental Services Staff | 1 | 0 | 1 | 358 | 43 | 47% | 8.3 |
| Physical Therapy Aide | 4 | 0 | 4 | 355 | 49 | 54% | 6.8 |
| Physical Therapy Assistant | 0 | 2 | 2 | 280 | 37 | 41% | 7.6 |
| Occupational Therapy Aide | 0 | 1 | 1 | 71 | 10 | 11% | 7.1 |
| Occupational Therapy Assistant | 0 | 1 | 1 | 39 | 3 | 3% | 12.9 |
| Medical Director | 0 | 1 | 1 | 16 | 14 | 15% | 1.1 |
Health Inspection History
Source: CMS Health Citations (Apr 2024 – Jul 2025)
Citation Severity Distribution
Top Deficiency Categories
Citation Sources
State Comparison (IA)
Recent Citations (Last 3 Years)
| Date | Severity ? | Category | Tag | Status |
|---|---|---|---|---|
| Jul 09, 2025 | D | Quality of Care | F0684 | Corrected |
| Jul 09, 2025 | E | Quality of Care | F0689 | Corrected |
| Jul 09, 2025 | D | Resident Rights | F0550 | Corrected |
| Apr 04, 2024 | D | Nutrition | F0803 | Corrected |
| Apr 04, 2024 | E | Nutrition | F0812 | Corrected |
| Apr 04, 2024 | D | Care Planning | F0658 | Corrected |
Facility Characteristics
Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)
Resident Census by Payment Source
Programs & Services
Family Engagement
Active councils help families stay involved in care decisions and facility operations.
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Iowa Seniors
- General: Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- IA Specifics: Rural focus; waitlists possible.
- Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).
- General: Caregiver of someone 60+, Iowa resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- IA Specifics: Limited slots; rural emphasis.
- Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
- General: Age 65+ or disabled, Iowa resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- IA Specifics: Three tiers; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
- Income Limits (2025): ~$2,829/month (300% FBR, Medicaid-eligible).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- IA Specifics: Limited to western Iowa (e.g., Council Bluffs); expanding slowly.
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.
- General: Age 55+, unemployed, low-income, Iowa resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- IA Specifics: Priority for veterans, rural residents.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- IA Specifics: High veteran demand in rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
- General: Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
- Income Limits (2025): No strict limit; must demonstrate repayment capacity.
- Asset Limits: Not specified; credit-based.
- IA Specifics: Loans up to $25,000; statewide via Easterseals partnership.
- Services: Loans for wheelchairs, ramps, walk-in tubs (~$500-$10,000 avg.), reducing reliance on paid care.
Claim What’s Yours Financial Aid for Iowa Seniors
Elderly Waiver
Requirements:
- General:Age 65+, Iowa resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025):~$2,829/month (300% FBR, individual).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- IA Specifics:Rural focus; waitlists possible.
Benefits without Contact:
- Services: In-home care (5-7 hours/day), meals ($6/meal), respite (240 hours/year), adult day care ($60/day).
Iowa Family Caregiver Support
Requirements:
- General:Caregiver of someone 60+, Iowa resident.
- Income Limits:No strict limit; prioritizes low-income.
- Asset Limits:Not applicable.
- IA Specifics:Limited slots; rural emphasis.
Benefits without Contact:
- Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, Iowa resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- IA Specifics:Three tiers; no waitlist.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Program of All-Inclusive Care for the Elderly (PACE)
Requirements:
- General:Age 55+, Iowa resident, nursing home-level care need, safe with PACE support.
- Income Limits (2025):~$2,829/month (300% FBR, Medicaid-eligible).
- Asset Limits:$2,000 (individual), $3,000 (couple).
- IA Specifics:Limited to western Iowa (e.g., Council Bluffs); expanding slowly.
Benefits without Contact:
- Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy, respite.
Senior Community Service Employment Program (SCSEP)
Requirements:
- General:Age 55+, unemployed, low-income, Iowa resident.
- Income Limits (2025):~$1,983/month (125% FPL).
- Asset Limits:Not specified; income-focused.
- IA Specifics:Priority for veterans, rural residents.
Benefits without Contact:
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, Iowa resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- IA Specifics:High veteran demand in rural areas.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Able Up Iowa
Requirements:
- General:Age 65+ or disabled, Iowa resident, ability to repay loan, need for assistive tech or mods.
- Income Limits (2025):No strict limit; must demonstrate repayment capacity.
- Asset Limits:Not specified; credit-based.
- IA Specifics:Loans up to $25,000; statewide via Easterseals partnership.
Benefits without Contact:
- Services: Loans for wheelchairs, ramps, walk-in tubs (~$500-$10,000 avg.), reducing reliance on paid care.
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