MT Gems – Ruby House
Situated in Great Falls, Montana, MT Gems is an assisted living community that offers exceptional care and companionship to enhance the quality of life for elderly and disabled residents. With a dedicated focus on trust and reliability, MT Gems is licensed for all levels of assisted care, including Categories A, B, & C, with a specialization in Dementia/Alzheimer’s care.
MT Gems has experienced and devoted staff, who are passionate about providing the highest level of care. Daily services include medication assistance, bathing, dressing, grooming, housekeeping, laundry, meal and snack preparation, as well as supervision. Residents have the opportunity to socialize through a variety of daily activities, promoting a sense of community and engagement. The warm and welcoming atmosphere creates a homelike environment where residents feel comfortable and at ease. Freshly baked snacks are offered daily, and delicious family-style dining ensures that meals are enjoyed to the fullest. With 24/7 care, private and semi-private rooms, and individual emergency call buttons, MT Gems prioritizes the well-being and security of each resident.
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For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
Respite Care
For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
Claim What’s Yours: Financial Aid for Montana Seniors
- General: Age 65+ or disabled, Montana resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- MT Specifics: Rural state; limited providers in some areas.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), home modifications ($1,500 avg.), meals ($6/meal).
- General: Age 65+ or disabled, Montana resident, Medicaid- eligible.
- Income Limits: ~$1,732/month (individual, Medicaid threshold).
- Asset Limits: $2,000 (individual).
- MT Specifics: Less intensive than waiver; rural focus.
- Services: Personal care (up to 40 hours/month), homemaker services, respite (varies).
- General: Age 65+ or disabled, Montana resident, enrolled in Medicare Part D, income below limit.
- Income Limits (2025): ~$2,510/month (individual), ~$3,380/month (couple).
- Asset Limits: Not assessed.
- MT Specifics: Covers up to $38.75/month premium; statewide via AAAs.
- Services: Prescription drug premium assistance (~$465/year), reducing out-of-pocket costs.
- General: Age 65+ or disabled, Montana resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- MT Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Caregivers of 60+ needing care or 55+ caregivers of others; Montana resident; functional needs (2+ ADLs).
- Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
- Asset Limits: Not assessed; need-based.
- MT Specifics: 10 AAAs; prioritizes low-income, rural caregivers.
- Services: Respite (4-6 hours/week or 5 days/year), adult day care ($50/day), training, supplies (~$500/year).
- General: Age 55+, unemployed, low-income, Montana resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- MT Specifics: Priority for veterans, rural residents; AARP partnership.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled veteran/spouse, Montana resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- MT Specifics: High veteran demand in rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Montana Seniors
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