Fostering a bright and friendly environment, Oak Trace settling in the quiet grounds of Village Drive, Downers, Grove, IL, is a trusted continuing care retirement community that offers assisted living, independent living, and memory care. Keep your peace of mind with a kind and compassionate team helping you with your daily activities and needs. Live in comfort and convenience with various care options available in Oak Trace.
Stay active and well-connected with a jam-packed calendar of carefully curated fun activities that focus on residents’ interests and strengths. Oak Trace strives to provide a safe place for seniors to feel a sense of belonging within its premises. Amenities include an art studio, a library, a fitness center, and serene walking paths.
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Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
+1 630-769-6100 Comparison Chart
For seniors needing help with daily tasks but not full-time nursing.
For self-sufficient seniors seeking community and minimal assistance.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
24/7 care needed
For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
For seniors needing help with daily tasks but not full-time nursing.
Respite Care
For seniors needing help with daily tasks but not full-time nursing.
For seniors needing help with daily tasks but not full-time nursing.
Claim What’s Yours: Financial Aid for Illinois Seniors
- General: Age 60+, Illinois resident, at risk of nursing home placement.
- Income Limits (2025): ~$1,215/month (individual).
- Asset Limits: $17,500 (individual, excludes home, car).
- IL Specifics: High demand in urban areas; waitlists possible.
- Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).
- General: Caregiver of someone 60+ (or with dementia), Illinois resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- IL Specifics: Limited slots; urban/rural balance.
- Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).
- General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
- Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
- Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
- IL Specifics: ~200 SLP sites statewide; room/board not covered.
- Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).
- General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.
- Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).
- General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- IL Specifics: Three tiers; no waitlist.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
- General: Age 55+, unemployed, low-income, Illinois resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- IL Specifics: Priority for veterans, rural residents.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
- General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
- Income Limits (2025): ~$1,004/month (including SSI).
- Asset Limits: $2,000 (individual), $3,000 (couple).
- IL Specifics: ~$50-$500/month based on facility type.
- Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.
- General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- IL Specifics: High veteran demand in urban/rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Illinois Seniors
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