What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Regency Care | Springfield, IL | Photos & Videos

Overview of Regency Care

Regency Care is a healthcare provider delivering top-quality comprehensive care in the Springfield area. The luxurious and newly redecorated nursing care facility offers a serene environment with courtyards and patios, providing a perfect backdrop for residents. Their commitment to excellence extends to all levels of care, with a dedicated team of trained and experienced nursing and support staff available 24/7, supervised by Registered and Licensed Professional Nurses.
Regency Care prioritizes residents’ relaxation and entertainment, offering spacious public areas like the lobby, solarium, private dining room, chapel, beauty shop, television lounges, fitness center, and inviting common areas. This community ensures a secure environment with a state-of-the-art access control system, and residents enjoy top-notch amenities like all-electric beds, an integrated nurses’ call system, complimentary cable television, and free wireless internet, enhancing comfort and convenience. They also have a Registered Dietitian who collaborates with residents and their physician to create a nutritious diet plan. The full-service staff gladly assists with various activities, including doctor’s appointments, shopping, dining out, visiting theaters, museums, and other desired activities. Experience exceptional care and living at Regency Care, where residents’ well-being is the top priority.

What families are saying

Quality of care and staff professionalism

The staff at the facility are consistently praised for their professionalism, compassion, and attentiveness, with multiple reviews highlighting their exceptional care and positive impact on residents' experiences.

Care & staff

Overall quality of life and resident wellbeing

There is a significant and consistent dissatisfaction with the quality of the food served at the facility, with concerns about taste and nutritional adequacy being prominent themes.

Quality of life Dining

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 3.41/day

Overall rating

3/5

Health Inspection

3/5

Staffing

3/5

Quality Measures

4/5

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 99

This home is often near full

That suggests steady demand, but availability may be limited.

95%

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

55% of new residents, usually for short-term rehab.

Typical stay 1 - 2 months

Private pay

34% of new residents, often for short stays.

Typical stay 19 days

Medicaid

11% of new residents, often for long-term daily care.

Typical stay 9 months

Finances and operations

Home revenue

$33.5M

Profit

$2.9M

Proprietary home Other

Home revenue

$33,531,183.00

Profit

$2,859,977.00

Payroll costs

$8.9M

26.6% of revenue

Other operating costs

$21.8M

Total costs $30.7M

Comparison Chart

Compare Nursing Homes around Springfield

Regency Care

SNF

HALL, CARLA

95.0%

$11,516,781.00

$3,943,827.00

34.2%

74.20

1/5

3.0950

1/5

4/5

Lewis Memorial Christian Village

SNF

HICKORY POINT CHRISTIAN VILLAGE, INC

74.3%

$19,586,237.00

$7,887,547.00

40.3%

116.30

1/5

2.4228

1/5

3/5

Aperion Care Capitol

SNF

Concordia Village – Lutheran Senior Services

SNF

Health Care Council of Illinois

SNF

Regency Care

Type of care: SNF AL

Pets Allowed: No

Operator: HALL, CARLA

CCN: 165399

Occupancy: 95.0%

Home Revenue: $11,516,781.00

Payroll Costs: $3,943,827.00

Payroll %: 34.2%

Avg Residents/Day: 74.20

Overall Rating: 1/5

Adj Nurse Hours: 3.0950

Health Insp Rating: 1/5

Staffing Rating: 1/5

QM Rating: 4/5

Number of Fines: 2

Lewis Memorial Christian Village

Type of care: SNF AL

Pets Allowed: No

Operator: HICKORY POINT CHRISTIAN VILLAGE, INC

CCN: 146026

Occupancy: 74.3%

Home Revenue: $19,586,237.00

Payroll Costs: $7,887,547.00

Payroll %: 40.3%

Avg Residents/Day: 116.30

Overall Rating: 1/5

Adj Nurse Hours: 2.4228

Health Insp Rating: 1/5

Staffing Rating: 1/5

QM Rating: 3/5

Number of Fines: 4

Aperion Care Capitol

Type of care: SNF AL

Pets Allowed: No

Concordia Village – Lutheran Senior Services

Type of care: SNF AL

Pets Allowed: No

Health Care Council of Illinois

Type of care: SNF AL

Pets Allowed: No

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Illinois Seniors

Program

State Program Name

Eligibility

Benefits

Community Care Program

Illinois CCP

Official government program page

General: Age 60+, Illinois resident, at risk of nursing home placement.
Income Limits (2025): ~$1,215/month (individual).
Asset Limits: $17,500 (individual, excludes home, car).
IL Specifics: High demand in urban areas; waitlists possible.

Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).

Illinois Respite Program

IL Respite (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), Illinois resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
IL Specifics: Limited slots; urban/rural balance.

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Supportive Living Program (SLP)

Illinois Medicaid Supportive Living Program

Official government program page

General: Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
IL Specifics: ~200 SLP sites statewide; room/board not covered.

Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).

Persons Who Are Elderly Waiver

Illinois Medicaid Elderly Waiver

Official government program page

General: Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: Part of HealthChoice Illinois; consumer-directed options available.

Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).

Medicare Savings Program (MSP)

Illinois Medicare Savings Program

General: Age 65+ or disabled, Illinois resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
IL Specifics: Three tiers; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Senior Community Service Employment Program (SCSEP)

Illinois SCSEP

Official government program page

General: Age 55+, unemployed, low-income, Illinois resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
IL Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Optional State Supplementation (OSS)

Illinois Optional State Supplementation

General: Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
IL Specifics: ~$50-$500/month based on facility type.

Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.

VA Aid and Attendance (A&A) and Housebound Benefits

Illinois VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
IL Specifics: High veteran demand in urban/rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Illinois Seniors

Illinois CCP

Community Care Program

Requirements:

General:
Age 60+, Illinois resident, at risk of nursing home placement.
Income Limits (2025):
~$1,215/month (individual).
Asset Limits:
$17,500 (individual, excludes home, car).
IL Specifics:
High demand in urban areas; waitlists possible.

Benefits without Contact:

Services: In-home care (3-5 hours/day), adult day services ($65/day), emergency home response systems ($30/month).

Official Program Page

IL Respite (via NFCSP)

Illinois Respite Program

Requirements:

General:
Caregiver of someone 60+ (or with dementia), Illinois resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
IL Specifics:
Limited slots; urban/rural balance.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$65/day), short-term facility care (up to 5 days).

Illinois Medicaid Supportive Living Program

Supportive Living Program (SLP)

Requirements:

General:
Age 65+ or 22-64 with disability, Illinois resident, Medicaid-eligible, needs moderate assistance (not nursing home-level).
Income Limits (2025):
~$2,829/month (300% FBR, individual); QIT allowed.
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
IL Specifics:
~200 SLP sites statewide; room/board not covered.

Benefits without Contact:

Services: Personal care (5-7 hours/day, e.g., bathing, mobility), meals, housekeeping, medication management, respite (~240 hours/year).

Official Program Page

Illinois Medicaid Elderly Waiver

Persons Who Are Elderly Waiver

Requirements:

General:
Age 65+, Illinois resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
IL Specifics:
Part of HealthChoice Illinois; consumer-directed options available.

Benefits without Contact:

Services: Personal care (5-7 hours/day, e.g., dressing, eating), homemaker, adult day care (~$60/day), respite (240 hours/year), home mods ($1,000 avg.).

Official Program Page

Illinois Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Illinois resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
IL Specifics:
Three tiers; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Illinois SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Illinois resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
IL Specifics:
Priority for veterans, rural residents.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

Illinois Optional State Supplementation

Optional State Supplementation (OSS)

Requirements:

General:
Age 65+ or disabled, Illinois resident, in approved facility, SSI recipient or low-income.
Income Limits (2025):
~$1,004/month (including SSI).
Asset Limits:
$2,000 (individual), $3,000 (couple).
IL Specifics:
~$50-$500/month based on facility type.

Benefits without Contact:

Services: Cash (~$50-$500/month) for room/board in personal care homes or SLFs.

Illinois VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Illinois resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
IL Specifics:
High veteran demand in urban/rural areas.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Regency Care

Regency Care is a Nursing Home in Illinois

Regency Care is a Nursing Home in Illinois

Regency Care

Regency Care is a Nursing Home in Illinois

Regency Care is a Nursing Home in Illinois

What families are saying

Quality of care and staff professionalism

Overall quality of life and resident wellbeing

Quality ratings

Capacity and availability

Smaller home

This home is often near full

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

Comparison Chart

Guides for Better Senior Living

Eldertainment

Claim What’s Yours: Financial Aid for Illinois Seniors

Claim What’s Yours Financial Aid for Illinois Seniors

Community Care Program

Requirements:

Benefits without Contact:

Illinois Respite Program

Requirements:

Benefits without Contact:

Supportive Living Program (SLP)

Requirements:

Benefits without Contact:

Persons Who Are Elderly Waiver

Requirements:

Benefits without Contact:

Medicare Savings Program (MSP)

Requirements:

Benefits without Contact:

Senior Community Service Employment Program (SCSEP)

Requirements:

Benefits without Contact:

Optional State Supplementation (OSS)

Requirements:

Benefits without Contact:

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

Benefits without Contact:

Contact Us

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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