4.1 miles from city center
Description

With a whopping six decades of excellent service under their belt, St. Charles Community offers an expert independent living home experience that nourishes your mind, body, and soul. Understanding that each resident deserves the life of leisure in their golden years, the dedicated and compassionate team of St. Charles provides conscientious and compassionate assistance with daily living activities, so you can maximize each day according to your interests, goals, and preferences.

Housekeeping, chores, cooking, and medical management needs are all taken care of, establishing a worry-free environment for senior independent living that’s both relaxing and exciting, depending on what you feel like for the day. Lodging amenities are warm and cozy, with a continental breakfast served to you in your apartment, for that extra touch of home. If you feel like forging new relationships, socialization is made comfortable through scheduled events, outings, and for some soul soothing, daily Chapel services are also available.

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Details

What does this place offer?

Room Sizes 363 / 514 sq. ft
Housing Options Studio / 1 Bed / 2 Bed
Building Type Single-story

Amenities

Transportation Services
Fitness and Recreation
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How to get Medicare and Medicaid to Pay for Assisted Living

Contact St. Charles Community

Claim What’s Yours: Financial Aid for Kentucky Seniors

Program
State Program Name
Eligibility
Benefits
Home and Community Based Waiver
Kentucky Medicaid HCB Waiver
  • General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • KY Specifics: Rural focus; waitlists possible.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.
Hart-Supported Living Program
KY Hart-Supported Living
  • General: Age 65+ or disabled, Kentucky resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • KY Specifics: Competitive grants; limited availability.
  • Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).
Kentucky Homecare Program
Kentucky Homecare Program
  • General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
  • Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
  • Asset Limits: Not assessed; need-based focus.
  • KY Specifics: 15 AAAs; rural focus; not in nursing homes.
  • Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.
Medicare Savings Program (MSP)
Kentucky Medicare Savings Program
  • General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
National Family Caregiver Support Program (NFCSP) Respite
Kentucky NFCSP Respite Care
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).
Kentucky Family Caregiver Program
Kentucky Family Caregiver Program
  • General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
  • Income Limits (2025): ~$31,225/year (individual); varies by AAA.
  • Asset Limits: Not strictly assessed; need-based.
  • KY Specifics: Max $1,500/year; statewide via AAAs.
  • Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.
Senior Community Service Employment Program (SCSEP)
Kentucky SCSEP
  • General: Age 55+, unemployed, low-income, Kentucky resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • KY Specifics: Priority for veterans, rural residents.
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Kentucky VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • KY Specifics: High veteran demand in rural areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Kentucky Seniors

Kentucky Medicaid HCB Waiver

Home and Community Based Waiver

Eligibility
  • General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $2,000 (individual), $3,000 (couple).
  • KY Specifics: Rural focus; waitlists possible.
Benefits
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.
KY Hart-Supported Living

Hart-Supported Living Program

Eligibility
  • General: Age 65+ or disabled, Kentucky resident.
  • Income Limits: No strict limit; prioritizes low-income.
  • Asset Limits: Not applicable.
  • KY Specifics: Competitive grants; limited availability.
Benefits
  • Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).
Kentucky Homecare Program

Kentucky Homecare Program

Eligibility
  • General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
  • Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
  • Asset Limits: Not assessed; need-based focus.
  • KY Specifics: 15 AAAs; rural focus; not in nursing homes.
Benefits
  • Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.
Kentucky Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility
  • General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.
Benefits
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Kentucky NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Eligibility
  • General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
  • Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
  • Asset Limits: Not assessed; need-based.
  • KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.
Benefits
  • Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).
Kentucky Family Caregiver Program

Kentucky Family Caregiver Program

Eligibility
  • General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
  • Income Limits (2025): ~$31,225/year (individual); varies by AAA.
  • Asset Limits: Not strictly assessed; need-based.
  • KY Specifics: Max $1,500/year; statewide via AAAs.
Benefits
  • Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.
Kentucky SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility
  • General: Age 55+, unemployed, low-income, Kentucky resident.
  • Income Limits (2025): ~$1,983/month (125% FPL).
  • Asset Limits: Not specified; income-focused.
  • KY Specifics: Priority for veterans, rural residents.
Benefits
  • Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Kentucky VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility
  • General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • KY Specifics: High veteran demand in rural areas.
Benefits
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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