St. Charles House Apartments
Located in Pikesville, Maryland, St. Charles House offers 20 well-appointed one-bedroom units, providing a secure haven for seniors and disabled individuals alike. Its easily accessible location ensures residents have convenient access to places of worship, shopping centers, and recreational activities, enhancing their overall quality of life. From a vibrant social calendar to personalized wellness initiatives, St. Charles House’s independent living program empowers residents to embrace life fully while receiving the support they need.
Beyond providing affordable housing, the community goes the extra mile by offering a range of services and amenities tailored to enrich the lives of its residents. From invigorating exercise classes to educational and wellness programs, every aspect of community life is designed to promote physical, mental, and social well-being. St. Charles House also prioritizes safety and convenience, boasting modern facilities like Wi-Fi, elevators, a personal emergency response system, and even a multipurpose room for communal gatherings.
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Type of Care Available
Claim What’s Yours: Financial Aid for Maryland Seniors
- General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
- MD Specifics: High urban demand; rural outreach efforts.
- Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
- General: Age 65+, Maryland resident, at risk of nursing home placement.
- Income Limits: ~$2,000/month (individual, varies by county).
- Asset Limits: $11,000 (individual).
- MD Specifics: Limited funding; waitlists common in high-demand areas.
- Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
- General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
- Income Limits (2025): $943/month (individual); most income applied to care costs.
- Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
- MD Specifics: Home equity limit $636,000; estate recovery applies post-55.
- Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
- General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
- Income Limits (2025): ~$34,000/year (individual, varies by county).
- Asset Limits: Not strict; prioritizes low-income.
- MD Specifics: Not available statewide; facility must be licensed by MDH.
- Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
- General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
- Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
- Asset Limits: $155,356 (net worth limit).
- MD Specifics: High veteran population in suburban/rural areas.
- Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
- General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
- Income Limits (2025): $48,560/year (individual, 300% FPL).
- Asset Limits: None specified.
- MD Specifics: Supplements Medicare Part D; annual enrollment required.
- Services: Up to $40/month premium subsidy, reducing drug costs.
- General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
- Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
- Asset Limits: $9,090 (individual), $13,630 (couple).
- MD Specifics: Includes QMB, SLMB, QI categories.
- Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
- General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
- Income Limits (2025): $943/month (individual); spend-down available.
- Asset Limits: $2,500 (individual), $3,000 (couple).
- MD Specifics: Consumer-directed option allows hiring family caregivers.
- Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
Claim What’s Yours Financial Aid for Maryland Seniors
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Frequently Asked Questions
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Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview:
- Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement.
- Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay.
- Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation.
- Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program.
- State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options.
- Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities.
- Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.
Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.
Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.
We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.
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- Senior-focused concierge medicine.
- Senior-focused nutritionist
- Senior-focused personal training
- Memory care specialists
- Custom wheelchairs at all price points.
- Custom hearing aids
- Cosmetic skincare + dermatology
- Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat.
- Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.
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