What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Virtual Tours & Videos

Check out our photo album Check out our virtual tours Check out our home videos

Resident interviews at our senior living facilities

Check out our resident interviews

St. Croix Hospice | Sioux Falls, SD | Photos & Videos

Overview of St. Croix Hospice

St. Croix Hospice is a trusted presence in Sioux Falls, South Dakota, dedicated to enhancing the quality of life for both families and seniors during the challenging end-of-life journey. Their services extend to private residences, nursing homes, and assisted living facilities, ensuring comprehensive care tailored to individual needs. With a team of expert clinicians, they deliver clinical care while offering essential emotional and spiritual support to both patients and families.
Their certified staff excels in handling memory care patients, ensuring they receive the attention and understanding they deserve. Moreover, St. Croix Hospice utilizes cutting-edge tools and technology to provide exceptional care. Beyond medical support, they offer educational resources, empowering families with the knowledge they need during this challenging time. Families can trust in St. Croix Hospice to provide compassionate, comprehensive, and personalized end-of-life care.

855-278-2764

What families are saying

Quality of care and staff professionalism

Exceptional staff dedication and compassion are consistently highlighted, with multiple team members praised for providing supportive, respectful, and dignified care to patients and their families.

Care & staff

Quality of care and staff professionalism

Suncrest Hospice is highly valued for maintaining clear and consistent communication, ensuring families are well-informed and supported throughout the care process.

Care & staff

Home Information St. Croix Hospice

Comparison Chart

Compare Hospice Homes around Sioux Falls

AseraCare Hospice Care – Sioux Falls

6009 W 41st St Unit 4

St. Croix Hospice

Ava‘s House

Avera Medical Group Palliative Medicine

Dougherty Hospice House

AseraCare Hospice Care – Sioux Falls

Type of care: AL

Community: 6009 W 41st St Unit 4

Pets Allowed: No

St. Croix Hospice

Type of care: AL

Pets Allowed: No

Ava‘s House

Type of care: AL

Pets Allowed: No

Avera Medical Group Palliative Medicine

Type of care: AL

Pets Allowed: No

Dougherty Hospice House

Type of care: AL

Pets Allowed: No

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for South Dakota Seniors

Program

State Program Name

Eligibility

Benefits

Home and Community Based Services Waiver

SD Medicaid HCBS Waiver

Official government program page

General: Age 65+ or disabled, South Dakota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
SD Specifics: Sparse population aids rural access; limited providers.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.

South Dakota Elderly Services Program

SD ESP

General: Age 60+, South Dakota resident, at risk of decline.
Income Limits: ~$1,732/month (individual, varies).
Asset Limits: $5,000 (individual).
SD Specifics: Limited funding; rural focus.

Services: In-home care (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).

Medicare Savings Program (MSP)

South Dakota Medicare Savings Program

General: Age 65+ or disabled, SD resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
SD Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIEAP)

South Dakota LIEAP

Official government program page

General: Age 60+ prioritized, SD resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
SD Specifics: Covers gas, electric, propane; weatherization add-on available.

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).

Family Caregiver Support Program (FCSP)

South Dakota Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; SD resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
SD Specifics: Rural emphasis; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

South Dakota SCSEP

Official government program page

General: Age 55+, unemployed, low-income, SD resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
SD Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

South Dakota VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, SD resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
SD Specifics: Supports rural veterans; high demand near Sioux Falls VA.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Property Tax Reduction Program

South Dakota Property Tax Reduction from Municipal Taxes

Official government program page

General: Age 65+ (or disabled) by Jan 1, SD resident entire prior year, homeowner/renter.
Income Limits (2025): ~$20,192/year (single), ~$24,679/year (multiple-member household).
Asset Limits: Not assessed; income-focused.
SD Specifics: Refunds up to $575; ~10,000 seniors benefit annually.

Services: Tax refund (~$250-$575/year based on income).

Senior Farmers’ Market Nutrition Program (SFMNP)

South Dakota SFMNP

Official government program page

General: Age 60+, SD resident, low-income.
Income Limits (2025): ~$2,322/month (individual, 185% FPL).
Asset Limits: Not assessed.
SD Specifics: Vouchers (~$50/season); serves ~5,000 annually via 6 AAAs.

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Freeze on Assessments for Dwellings of Disabled and Senior Citizens

South Dakota Property Tax Freeze

Official government program page

General: Age 65+ (or disabled), SD resident 200+ days prior year, homeowner.
Income Limits (2025): ~$35,000/year (single), ~$45,000/year (multiple-member household).
Asset Limits: Property value < $250,000 (single), $300,000 (multiple).
SD Specifics: Saves ~$300-$600/year avg.; applies to primary residence.

Services: Assessment freeze (~$300-$600/year savings).

Older Americans Act (OAA) Services

South Dakota OAA Services

General: Age 60+, SD resident (or spouse of any age); no income/asset limits.
Income Limits (2025): None; donations encouraged for some services.
Asset Limits: Not assessed.
SD Specifics: 6 AAAs; rural focus due to sparse population.

Services: Meals (home-delivered or congregate, ~$5-$7/meal value), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.

Claim What’s Yours Financial Aid for South Dakota Seniors

SD Medicaid HCBS Waiver

Home and Community Based Services Waiver

Requirements:

General:
Age 65+ or disabled, South Dakota resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
SD Specifics:
Sparse population aids rural access; limited providers.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$60/day), home aides.

Official Program Page

SD ESP

South Dakota Elderly Services Program

Requirements:

General:
Age 60+, South Dakota resident, at risk of decline.
Income Limits:
~$1,732/month (individual, varies).
Asset Limits:
$5,000 (individual).
SD Specifics:
Limited funding; rural focus.

Benefits without Contact:

Services: In-home care (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).

South Dakota Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, SD resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
SD Specifics:
Three tiers; includes Extra Help for Part D; no waitlist.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

South Dakota LIEAP

Low-Income Home Energy Assistance Program (LIEAP)

Requirements:

General:
Age 60+ prioritized, SD resident, low-income household.
Income Limits (2025):
~$3,970/month (individual, 185% FPL).
Asset Limits:
Not assessed; income-focused.
SD Specifics:
Covers gas, electric, propane; weatherization add-on available.

Benefits without Contact:

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).

Official Program Page

South Dakota Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Requirements:

General:
Caregivers of 60+ needing care or 55+ caregivers of others; SD resident; functional needs (2+ ADLs).
Income Limits (2025):
No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits:
Not assessed; need-based.
SD Specifics:
Rural emphasis; includes grandparent caregivers.

Benefits without Contact:

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

South Dakota SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, SD resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
SD Specifics:
Priority for veterans, rural residents; AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

South Dakota VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, SD resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
SD Specifics:
Supports rural veterans; high demand near Sioux Falls VA.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

South Dakota Property Tax Reduction from Municipal Taxes

Property Tax Reduction Program

Requirements:

General:
Age 65+ (or disabled) by Jan 1, SD resident entire prior year, homeowner/renter.
Income Limits (2025):
~$20,192/year (single), ~$24,679/year (multiple-member household).
Asset Limits:
Not assessed; income-focused.
SD Specifics:
Refunds up to $575; ~10,000 seniors benefit annually.

Benefits without Contact:

Services: Tax refund (~$250-$575/year based on income).

Official Program Page

South Dakota SFMNP

Senior Farmers’ Market Nutrition Program (SFMNP)

Requirements:

General:
Age 60+, SD resident, low-income.
Income Limits (2025):
~$2,322/month (individual, 185% FPL).
Asset Limits:
Not assessed.
SD Specifics:
Vouchers (~$50/season); serves ~5,000 annually via 6 AAAs.

Benefits without Contact:

Services: Vouchers (~$50/season) for fresh produce at approved markets.

Official Program Page

South Dakota Property Tax Freeze

Freeze on Assessments for Dwellings of Disabled and Senior Citizens

Requirements:

General:
Age 65+ (or disabled), SD resident 200+ days prior year, homeowner.
Income Limits (2025):
~$35,000/year (single), ~$45,000/year (multiple-member household).
Asset Limits:
Property value < $250,000 (single), $300,000 (multiple).
SD Specifics:
Saves ~$300-$600/year avg.; applies to primary residence.

Benefits without Contact:

Services: Assessment freeze (~$300-$600/year savings).

Official Program Page

South Dakota OAA Services

Older Americans Act (OAA) Services

Requirements:

General:
Age 60+, SD resident (or spouse of any age); no income/asset limits.
Income Limits (2025):
None; donations encouraged for some services.
Asset Limits:
Not assessed.
SD Specifics:
6 AAAs; rural focus due to sparse population.

Benefits without Contact:

Services: Meals (home-delivered or congregate, ~$5-$7/meal value), transportation, homemaker services (~4 hours/week), respite (~5 days/year), legal aid.