What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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TerraBella Northridge

TerraBella Northridge is an Assisted Living Home in North Carolina

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TerraBella Northridge
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Overview of TerraBella Northridge

Raleigh, North Carolina, is a city rich in history, tradition, and cultural experiences, making it an ideal location for senior living. TerraBella Northridge is conveniently situated just minutes away from the Research Triangle, offering easy access to the best amenities Raleigh has to offer, including shopping, dining, and entertainment options. The community is also in close proximity to WakeMed North Hospital and the Six Forks Station Shopping Center. Nature enthusiasts can explore the beautiful landscapes of William Umstead State Park and enjoy the paved walkway along the Neuse River Trail.

TerraBella Northridge provides two distinct senior living options, ensuring that finding the right level of care for you or your loved one is simple and stress-free. The Senior Assisted Living option offers a maintenance-free lifestyle for active seniors while also providing 24/7 care as needed. Their Memory Care Program takes an evidence-based approach to supporting seniors living with memory loss. This program is housed in a separate building with a private courtyard, offering a secure and comforting environment. The experienced team members at TerraBella Northridge are dedicated to providing optimal levels of care, focusing on comfort, engagement, and fulfillment for residents in both living options. Experience a life you and your loved ones will cherish at TerraBella Northridge.

919-848-4906

What families are saying

Quality of care and staff professionalism

The staff at Terra Bella are consistently described as attentive, compassionate, and dedicated, with multiple mentions of specific staff members going above and beyond to engage with residents and their families. This level of care is a significant positive aspect for many reviewers.

Care & staff

Activities, programs, and daily engagement

There is a notable appreciation for the variety and quality of activities and meals provided at Terra Bella, with activities directors being recognized for their efforts to keep residents socially engaged and entertained, enhancing their overall quality of life.

Activities Quality of life Dining

Home Information TerraBella Northridge

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Comparison Chart

Compare Assisted Living around Raleigh

Brookdale Wake Forest

Wake Forest

Yes

A+

TerraBella Northridge

Sunrise at North Hills

Raleigh

160

Yes

A-

Sunrise of Raleigh

Raleigh

100

Yes

A-

Brighton Gardens of Raleigh

SNF

Raleigh

115

Yes

Brookdale Wake Forest

Type of care: AL MC

Community: Wake Forest

Bed Count: 70

Pets Allowed: Yes

TerraBella Northridge

Type of care: AL

Pets Allowed: No

Sunrise at North Hills

Type of care: AL MC

Community: Raleigh

Bed Count: 160

Pets Allowed: Yes

Sunrise of Raleigh

Type of care: AL MC

Community: Raleigh

Bed Count: 100

Pets Allowed: Yes

Brighton Gardens of Raleigh

Type of care: AL IL MC SNF

Community: Raleigh

Bed Count: 115

Pets Allowed: Yes

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Guides for Better Senior Living

From costs to care, explore the most important topics to make informed decisions about your future.

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

7 Signs Your Parent Needs Assisted Living Now

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The Real Cost of Assisted Living in 2025

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

A Guide to Senior Living Costs & Discounts

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for North Carolina Seniors

Program

State Program Name

Eligibility

Benefits

Community Alternatives Program for Disabled Adults

NC Medicaid CAP/DA

Official government program page

General: Age 65+ or disabled, North Carolina resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
NC Specifics: High demand; waitlists common in urban areas.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

North Carolina Senior Care Options

NC SCO (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), North Carolina resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
NC Specifics: Limited slots; rural/urban balance.

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

Program of All-Inclusive Care for the Elderly (PACE)

North Carolina PACE (e.g., PACE of the Triad)

Official government program page

General: Age 55+, NC resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
NC Specifics: Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

In-Home Aide Services

North Carolina In-Home Aide Services

Official government program page

General: Age 60+, NC resident, unable to perform 1+ ADL, at risk of nursing home placement.
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
NC Specifics: Family can be aides; varies by county funding.

Services: Personal care (5-20 hours/week), meal prep, respite (~5 days/year), errands.

Medicare Savings Program (MSP)

North Carolina Medicare Savings Program

Official government program page

General: Age 65+ or disabled, NC resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
NC Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Energy Assistance Program (LIHEAP)

North Carolina LIHEAP

Official government program page

General: Age 60+ prioritized, NC resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
NC Specifics: Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).

Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max via CIP).

Senior Community Service Employment Program (SCSEP)

North Carolina SCSEP

Official government program page

General: Age 55+, unemployed, low-income, NC resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
NC Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

North Carolina VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NC resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
NC Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Urgent Repair Program (URP)

North Carolina Urgent Repair Program

Official government program page

General: Age 60+ prioritized, NC resident, homeowner, low-income.
Income Limits (2025): ~$30,258/year (50% AMI, varies by county).
Asset Limits: Not strictly assessed; home value considered.
NC Specifics: Forgivable at $2,000/year; statewide via local partners.

Services: Repairs (~$8,000-$12,000 avg.) for safety (e.g., roofs, heating, accessibility).

State/County Special Assistance (SA)

North Carolina Special Assistance

Official government program page

General: Age 65+ (or disabled), NC resident, in licensed adult care home, low-income.
Income Limits (2025): ~$1,255/month (individual, 100% FPL); varies by facility rate.
Asset Limits: $2,000 (individual).
NC Specifics: Covers assisted living; counties supplement state funds.

Services: Cash (~$1,200-$1,500/month) for room/board; Medicaid covers care services.

Claim What’s Yours Financial Aid for North Carolina Seniors

NC Medicaid CAP/DA

Community Alternatives Program for Disabled Adults

Requirements:

General:
Age 65+ or disabled, North Carolina resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
NC Specifics:
High demand; waitlists common in urban areas.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), home modifications ($1,500 avg.).

Official Program Page

NC SCO (via NFCSP)

North Carolina Senior Care Options

Requirements:

General:
Caregiver of someone 60+ (or with dementia), North Carolina resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
NC Specifics:
Limited slots; rural/urban balance.

Benefits without Contact:

Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).

North Carolina PACE (e.g., PACE of the Triad)

Program of All-Inclusive Care for the Elderly (PACE)

Requirements:

General:
Age 55+, NC resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025):
~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits:
$2,000 (individual), $3,000 (couple) for Medicaid enrollees.
NC Specifics:
Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).

Benefits without Contact:

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Official Program Page

North Carolina In-Home Aide Services

In-Home Aide Services

Requirements:

General:
Age 60+, NC resident, unable to perform 1+ ADL, at risk of nursing home placement.
Income Limits (2025):
No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits:
Not assessed; need-based.
NC Specifics:
Family can be aides; varies by county funding.

Benefits without Contact:

Services: Personal care (5-20 hours/week), meal prep, respite (~5 days/year), errands.

Official Program Page

North Carolina Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, NC resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
NC Specifics:
Three tiers; no waitlist; includes Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Official Program Page

North Carolina LIHEAP

Low-Income Energy Assistance Program (LIHEAP)

Requirements:

General:
Age 60+ prioritized, NC resident, low-income household.
Income Limits (2025):
~$3,970/month (individual, 185% FPL).
Asset Limits:
Not assessed; income-focused.
NC Specifics:
Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).

Benefits without Contact:

Services: Heating/cooling aid ($300-$1,000/season), emergency fuel ($600 max via CIP).

Official Program Page

North Carolina SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, NC resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
NC Specifics:
Priority for veterans, rural residents; AARP partnership.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Official Program Page

North Carolina VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, NC resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
NC Specifics:
High veteran demand in rural/urban areas.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

North Carolina Urgent Repair Program

Urgent Repair Program (URP)

Requirements:

General:
Age 60+ prioritized, NC resident, homeowner, low-income.
Income Limits (2025):
~$30,258/year (50% AMI, varies by county).
Asset Limits:
Not strictly assessed; home value considered.
NC Specifics:
Forgivable at $2,000/year; statewide via local partners.

Benefits without Contact:

Services: Repairs (~$8,000-$12,000 avg.) for safety (e.g., roofs, heating, accessibility).

Official Program Page

North Carolina Special Assistance

State/County Special Assistance (SA)

Requirements:

General:
Age 65+ (or disabled), NC resident, in licensed adult care home, low-income.
Income Limits (2025):
~$1,255/month (individual, 100% FPL); varies by facility rate.
Asset Limits:
$2,000 (individual).
NC Specifics:
Covers assisted living; counties supplement state funds.