What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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TerraBella Shelby | Charlotte, NC | Photos & Videos

Overview of Terrabella Shelby

Terrabella Shelby is a quality senior living community burrowed in the quiet city of Shelby, NC, offering assisted living and memory care. The community features spacious apartments with a kitchenette, emergency call system, and natural light, ensuring a comfortable and safe living environment. With their person-centered memory care programs, residents living with Alzheimer’s and dementia are encouraged to nurture their current skills, engage in purposeful activities, and live an enriched life.

Committed to elevating its residents’ standard of living, Terrabella Shelby offers five exclusive senior lifestyle programs. From chef-prepared meals and a full schedule of activities to an all-encompassing approach to health and wellness, residents find everything they need right here. To make an even greater difference in how residents live each day, the community also offers various amenities, including a professional beauty salon and barber shop on-site, a lifetime veterans savings program, visiting physicians, local outings & excursions, and housekeeping services, making residents’ lives more at ease and carefree.

(704) 471-2828

Capacity and availability

Smaller home

May offer a more intimate, personalized care environment.

Total beds 96

96-bed community

A larger shared setting that may offer more common spaces and organized community services.

Walk Score: 10 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

BBB Rating: A+ (Not Accredited)

An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
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About this community

Occupancy Rate

15%

Occupied Beds

14 of 96

Percentage of available beds currently in use by residents.

License Status

Active

Additional licensing details

License number: HAL-023-048

County: Cleveland

Staffing

Key information about the people who lead and staff this community.

Leadership

Contact: Jacqueline Sibley-Newton, Executive Director

What does this home offer?

Minimum Age: 55

Building Type: Single story building

Ratings

Division Of Health Service Rating

3/4

Scores

DHSR Score

99.50 / 200

Quality score (0-200). Higher scores indicate better performance in inspections and compliance.

Results

20 resulted in violations

7 found no issues

Show Inspection Reports

Latest inspection

Date:June 5, 2025

Type:Annual Inspection

58 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

2 Penalties — $6,000 total

2023-07-13: 10A NCAC 13F .0901(b) Personal Care and Supervision
Level: A1 · Amount: $4,000 · Status: Paid in Full
2025-01-10: 10A NCAC 13F .0901(b) Personal Care and Supervision
Level: A2 · Amount: $2,000 · Status: Appealed

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TerraBella Shelby

Type of care: AL MC

Community: Shelby

Bed Count: 96

Pets Allowed: No

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Type of care: AL MC

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Bed Count: 6

Pets Allowed: No

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Type of care: AL MC

Community: Fuquay-Varina (Avalon Springs)

Bed Count: 6

Pets Allowed: No

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Type of care: AL MC

Community: Durham

Pets Allowed: No

1550 Charles Rd, Shelby, NC 28152

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

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Community Alternatives Program for Disabled Adults

NC Medicaid CAP/DA

General: Age 65+ or disabled, North Carolina resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

NC Specifics: High demand; waitlists common in urban areas.

North Carolina Senior Care Options

NC SCO (via NFCSP)

General: Caregiver of someone 60+ (or with dementia), North Carolina resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

NC Specifics: Limited slots; rural/urban balance.

Program of All-Inclusive Care for the Elderly (PACE)

North Carolina PACE (e.g., PACE of the Triad)

General: Age 55+, NC resident (specific counties), NFLOC, safe with PACE support.

Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.

NC Specifics: Available in 10+ counties (e.g., Guilford, Wake); multiple providers (e.g., PACE of the Southern Piedmont).

In-Home Aide Services

North Carolina In-Home Aide Services

General: Age 60+, NC resident, unable to perform 1+ ADL, at risk of nursing home placement.

Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).

Asset Limits: Not assessed; need-based.

NC Specifics: Family can be aides; varies by county funding.

Medicare Savings Program (MSP)

North Carolina Medicare Savings Program

General: Age 65+ or disabled, NC resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

NC Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Low-Income Energy Assistance Program (LIHEAP)

North Carolina LIHEAP

General: Age 60+ prioritized, NC resident, low-income household.

Income Limits (2025): ~$3,970/month (individual, 185% FPL).

Asset Limits: Not assessed; income-focused.

NC Specifics: Covers oil, gas, electric; emergency aid via Crisis Intervention Program (CIP).

Senior Community Service Employment Program (SCSEP)

North Carolina SCSEP

General: Age 55+, unemployed, low-income, NC resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

NC Specifics: Priority for veterans, rural residents; AARP partnership.

VA Aid and Attendance (A&A) and Housebound Benefits

North Carolina VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NC resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

NC Specifics: High veteran demand in rural/urban areas.

Urgent Repair Program (URP)

North Carolina Urgent Repair Program

General: Age 60+ prioritized, NC resident, homeowner, low-income.

Income Limits (2025): ~$30,258/year (50% AMI, varies by county).

Asset Limits: Not strictly assessed; home value considered.

NC Specifics: Forgivable at $2,000/year; statewide via local partners.

State/County Special Assistance (SA)

North Carolina Special Assistance

General: Age 65+ (or disabled), NC resident, in licensed adult care home, low-income.

Income Limits (2025): ~$1,255/month (individual, 100% FPL); varies by facility rate.

Asset Limits: $2,000 (individual).

NC Specifics: Covers assisted living; counties supplement state funds.

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

TerraBella Shelby

TerraBella Shelby

Capacity and availability

Smaller home

About this community

Additional licensing details

Staffing

Leadership

What does this home offer?

Performance summary

Ratings

Scores

Inspection History

27 visits/inspections

Results

Latest inspection

58 deficiencies

2 Penalties — $6,000 total

Inspection Reports

Compare Memory Care around Charlotte

Places of interest near TerraBella Shelby

Calculate Travel Distance to TerraBella Shelby

Guides for Better Senior Living

Eldertainment

Financial Aid for North Carolina Seniors

Community Alternatives Program for Disabled Adults

North Carolina Senior Care Options

Program of All-Inclusive Care for the Elderly (PACE)

In-Home Aide Services

Medicare Savings Program (MSP)

Low-Income Energy Assistance Program (LIHEAP)

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Urgent Repair Program (URP)

State/County Special Assistance (SA)

Your Senior Care Partner, Every Step of the Way

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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