The Cottage
The Cottage is a Memory Care Home in Mississippi
The Cottage
The Cottage is a Memory Care Home in Mississippi
The Cottage Memory Care at Bay Cove stands as a leading memory care community in Biloxi, Mississippi, delivering cutting-edge amenities and services meticulously designed for residents with Alzheimer’s and dementia. Within The Cottage, 31 thoughtfully adorned private and semi-private suites create a serene haven, complemented by a tranquil room, an engaging hobby space, a sunlit chamber, and a therapeutic garden. Senior residents here partake in tailored programs that prioritize and align with individual capabilities and requirements, ensuring a harmonious and supportive environment that nurtures well-being.
Their extensive amenities and services encompass a dedicated full-time Memory Care Director, continuous nursing support around the clock, thorough dementia care training for the entire staff, personalized wellness and fitness initiatives, and comprehensive on-site rehabilitation therapy offerings covering Physical, Occupational, and Speech therapies.
Home Information
The Cottage
Types of Care at The Cottage
Memory Care
Places of interest near The Cottage
6.5 miles from city center
670 Bay Cove Drive, Biloxi, MS 39532
Email:[email protected]
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Email:[email protected]
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Join Our Online
Senior Community!
Connect, laugh, and explore — all from the comfort of your home.
Daily Trivia Games
Test your knowledge, have fun, and win friendly bragging rights.
Shared Hobbies & Projects
Team up with others who love gardening, crafts, photography, and writing.
Birthday Celebrations
We honor our members with live shoutouts, music, and cheerful messages.
Story Circles
Share your life stories, lessons, and laughter with friends who truly listen.
Memory Match Mondays
Boost your brain with fun, interactive memory games.
Travel Time Machine
Take virtual tours through Rome, Paris, or America's most beautiful national parks.
Magic Nights
Enjoy weekly live magic shows that surprise and delight.
Pen Pal Connections
Make new friends across the country through letters, stories, and shared memories.
Golden Hour Music Sessions
Sing along to timeless favorites with live performers and themed playlists.
Garden & Nature Club
Watch live garden tours, swap growing tips, and share photos of your blooms.
Gentle Movement & Meditation
Stretch, breathe, and feel good with calming live sessions.
Tech Help Tuesdays
Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Comparison Chart
Compare Memory Care around Biloxi
Community
Type of Care
Location
Bed Options
Bed #
Pets Allowed
Home Owner
CCN
Occupancy
Home Revenue
The Cottage
MC
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
Biloxi
N/A
N/A
No
HEARTHSTONE A MINISTRY OF WESLEYLIFE LLC
165607
101.4%
$8,350,135.00
Brookdale Biloxi
AL
For seniors needing help with daily tasks but not full-time nursing.
MC
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
Biloxi
Studio / 1 Bed / 2 Bed
N/A
Yes
N/A
N/A
N/A
N/A
Claim What’s Yours: Financial Aid for Mississippi Seniors
Program
State Program Name
Eligibility
Benefits
Elderly and Disabled Waiver
Mississippi Medicaid E&D Waiver
Official government program page
- General: Age 65+ or disabled, Mississippi resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $4,000 (individual, higher than most states).
- MS Specifics: Higher asset limit; rural focus.
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), meals ($6/meal).
Mississippi Caregiver Respite Program
MS NFCSP Respite
Official government program page
- General: Caregiver of someone 60+, Mississippi resident.
- Income Limits: No strict limit; prioritizes low-income.
- Asset Limits: Not applicable.
- MS Specifics: Limited slots; rural emphasis.
- Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
Assisted Living (AL) Waiver
Mississippi Assisted Living Waiver
Official government program page
- General: Age 65+ or disabled, Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
- Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
- Asset Limits: $4,000 (individual), $6,000 (couple).
- MS Specifics: Only for AL facilities with waiver contracts; small program size.
- Services: Personal care, meals, medication management, respite, transportation within AL facility.
Independent Living (IL) Waiver
Mississippi Independent Living Waiver
Official government program page
- General: Age 16+ (65+ for seniors), Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
- Income Limits (2025): ~$2,829/month (300% FBR, individual); QIT required.
- Asset Limits: $4,000 (individual), $6,000 (couple).
- MS Specifics: Self-directed care; limited to in-home settings.
- Services: Personal care (4-6 hours/day), respite (~200 hours/year), home mods, assistive tech, transition services.
Medicare Savings Program (MSP)
Mississippi Medicare Savings Program
Official government program page
- General: Age 65+ or disabled, Mississippi resident, Medicare Part A/B.
- Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits: $9,430 (individual), $14,130 (couple).
- MS Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Mississippi Homemaker Program
Mississippi Homemaker Program (via Area Agencies on Aging)
Official government program page
- General: Age 60+, Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
- Income Limits (2025): ~$1,063/month (100% FPL, individual); prioritizes low-income.
- Asset Limits: Not strictly assessed; need-based focus.
- MS Specifics: 10 AAAs; waitlist possible due to funding caps.
- Services: Homemaker services (2-4 hours/day, e.g., cleaning, meal prep), respite (~2 days/year), transportation, meals.
Senior Community Service Employment Program (SCSEP)
Mississippi SCSEP
Official government program page
- General: Age 55+, unemployed, low-income, Mississippi resident.
- Income Limits (2025): ~$1,983/month (125% FPL).
- Asset Limits: Not specified; income-focused.
- MS Specifics: Priority for veterans, rural residents; MDES oversees.
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
VA Aid and Attendance (A&A) and Housebound Benefits
Mississippi VA Aid and Attendance/Housebound
- General: Age 65+ or disabled veteran/spouse, Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits: ~$155,356 (net worth limit).
- MS Specifics: High veteran population in rural areas.
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
Claim What’s Yours Financial Aid for Mississippi Seniors
Mississippi Medicaid E&D Waiver
Elderly and Disabled Waiver
Requirements:
General:Age 65+ or disabled, Mississippi resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):~$2,829/month (300% FBR, individual).- Asset Limits:$4,000 (individual, higher than most states).
MS Specifics:Higher asset limit; rural focus.
Benefits without Contact:
- Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($60/day), meals ($6/meal).
MS NFCSP Respite
Mississippi Caregiver Respite Program
Requirements:
- General:Caregiver of someone 60+, Mississippi resident.
- Income Limits:No strict limit; prioritizes low-income.
- Asset Limits:Not applicable.
- MS Specifics:Limited slots; rural emphasis.
Benefits without Contact:
- Services: In-home respite (4-6 hours/day), adult day care (~$60/day), short-term facility care (up to 5 days).
Mississippi Assisted Living Waiver
Assisted Living (AL) Waiver
Requirements:
- General:Age 65+ or disabled, Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.
- Income Limits (2025):~$2,829/month (300% FBR, individual); QIT required.
- Asset Limits:$4,000 (individual), $6,000 (couple).
- MS Specifics:Only for AL facilities with waiver contracts; small program size.
Benefits without Contact:
- Services: Personal care, meals, medication management, respite, transportation within AL facility.
Mississippi Independent Living Waiver
Independent Living (IL) Waiver
Requirements:
- General:Age 16+ (65+ for seniors), Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.
- Income Limits (2025):~$2,829/month (300% FBR, individual); QIT required.
- Asset Limits:$4,000 (individual), $6,000 (couple).
- MS Specifics:Self-directed care; limited to in-home settings.
Benefits without Contact:
- Services: Personal care (4-6 hours/day), respite (~200 hours/year), home mods, assistive tech, transition services.
Mississippi Medicare Savings Program
Medicare Savings Program (MSP)
Requirements:
- General:Age 65+ or disabled, Mississippi resident, Medicare Part A/B.
- Income Limits (2025):~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
- Asset Limits:$9,430 (individual), $14,130 (couple).
- MS Specifics:Three tiers; no waitlist; includes Extra Help for Part D.
Benefits without Contact:
- Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
Mississippi Homemaker Program (via Area Agencies on Aging)
Mississippi Homemaker Program
Requirements:
- General:Age 60+, Mississippi resident, not Medicaid-eligible, needs assistance with daily living.
- Income Limits (2025):~$1,063/month (100% FPL, individual); prioritizes low-income.
- Asset Limits:Not strictly assessed; need-based focus.
- MS Specifics:10 AAAs; waitlist possible due to funding caps.
Benefits without Contact:
- Services: Homemaker services (2-4 hours/day, e.g., cleaning, meal prep), respite (~2 days/year), transportation, meals.
Mississippi SCSEP
Senior Community Service Employment Program (SCSEP)
Requirements:
- General:Age 55+, unemployed, low-income, Mississippi resident.
- Income Limits (2025):~$1,983/month (125% FPL).
- Asset Limits:Not specified; income-focused.
- MS Specifics:Priority for veterans, rural residents; MDES oversees.
Benefits without Contact:
- Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.
Mississippi VA Aid and Attendance/Housebound
VA Aid and Attendance (A&A) and Housebound Benefits
Requirements:
- General:Age 65+ or disabled veteran/spouse, Mississippi resident, wartime service, need for ADL help (A&A) or homebound.
- Income Limits (2025):Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
- Asset Limits:~$155,356 (net worth limit).
- MS Specifics:High veteran population in rural areas.
Benefits without Contact:
- Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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