The Cottage

Q: Is The Cottage in a walkable area?

The Cottage has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

Q: Are there photos of The Cottage?

Yes — there are 6 photos of The Cottage in the photo gallery on this page.

Q: What is the address of The Cottage?

The Cottage is located at 670 Bay Cove Drive, Biloxi, MS 39532.

Q: What is the phone number of The Cottage?

(228) 702-0142 will put you in contact with the team at The Cottage.

Overview of The Cottage

The Cottage Memory Care at Bay Cove stands as a leading memory care community in Biloxi, Mississippi, delivering cutting-edge amenities and services meticulously designed for residents with Alzheimer’s and dementia. Within The Cottage, 31 thoughtfully adorned private and semi-private suites create a serene haven, complemented by a tranquil room, an engaging hobby space, a sunlit chamber, and a therapeutic garden. Senior residents here partake in tailored programs that prioritize and align with individual capabilities and requirements, ensuring a harmonious and supportive environment that nurtures well-being.

Their extensive amenities and services encompass a dedicated full-time Memory Care Director, continuous nursing support around the clock, thorough dementia care training for the entire staff, personalized wellness and fitness initiatives, and comprehensive on-site rehabilitation therapy offerings covering Physical, Occupational, and Speech therapies.

Facility Direct Line (228) 702-0142 admin@thecottageliving.com

Walk Score: 8 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

About this community

AccreditationsNCAL, AHCA

Emergency SystemsYes

24-Hour Staffing

Rehabilitation

Library

Salon

Chapel

Restaurant

Patio

Transportation

Concierge

Wifi

Housekeeping

Laundry

Personal Care

Activities

Religious Services

Touring HoursMonday,Tuesday,Wednesday,Thursday,Friday 08:00-17:00; Saturday,Sunday Appointment Only

Starting Price$2000 per month

3.7 miles from city center Estimated distance in miles from Biloxi's city center to The Cottage's address, calculated via Google Maps. — 1.87 miles to nearest hospital (Keesler Medical Center)

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Compare Memory Care around Biloxi

The information below is reported by the Mississippi State Department of Health, Bureau of Health Facilities Licensure.


SummerHouse Bay Cove	MC AL IL	Biloxi	142	Yes	8	Studio / 1 Bed	-	I, LLC
SummerHouse Bay Cove Memory Care	MC AL	Biloxi	142	Yes	8	Suite / 1 Bed	-	-
The Blake at Biloxi	MC AL RC	Biloxi	130	Yes	43	Studio / 1 Bed / 2 Bed	A	Services, LLC
The Claiborne at McComb	MC AL	Mccomb	82	Yes	4	Suite / 1 Bed / 2 Bed	A+	Mccomb, LLC
The Cottage	MC	Biloxi	-	No	8	-	-	-

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Elderly and Disabled Waiver

Mississippi Medicaid E&D Waiver

Age 65+ or disabled

General Mississippi resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $4,000 individual, higher than most states

Higher asset limit; rural focus.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($60/day) Meals ($6/meal)

Mississippi Caregiver Respite Program

MS NFCSP Respite

Age Caregiver of someone 60+

General Mississippi resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; rural emphasis.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Assisted Living (AL) Waiver

Mississippi Assisted Living Waiver

Age 65+ or disabled

General Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.

Asset Limits $4,000 (individual), $6,000 (couple).

Only for AL facilities with waiver contracts; small program size.

Benefits

Personal care Meals Medication management Respite Transportation within AL facility

Independent Living (IL) Waiver

Mississippi Independent Living Waiver

Age 16+ (65+ for seniors)

General Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.

Asset Limits $4,000 (individual), $6,000 (couple).

Self-directed care; limited to in-home settings.

Benefits

Personal care (4-6 hours/day) Respite (~200 hours/year) Home mods Assistive tech Transition services

Medicare Savings Program (MSP)

Mississippi Medicare Savings Program

Age 65+ or disabled

General Mississippi resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Mississippi Homemaker Program

Mississippi Homemaker Program (via Area Agencies on Aging)

Age 60+

General Mississippi resident, not Medicaid-eligible, needs assistance with daily living.

Income Limits (2025) ~$1,063/month (100% FPL, individual); prioritizes low-income.

Asset Limits Not strictly assessed; need-based focus.

10 AAAs; waitlist possible due to funding caps.

Benefits

Homemaker services (2-4 hours/day, e.g., cleaning, meal prep) Respite (~2 days/year) Transportation Meals

VA Aid and Attendance (A&A) and Housebound Benefits

Mississippi VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Mississippi resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran population in rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Is The Cottage in a walkable area?

The Cottage has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

Are there photos of The Cottage?

Yes — there are 6 photos of The Cottage in the photo gallery on this page.

What is the address of The Cottage?

The Cottage is located at 670 Bay Cove Drive, Biloxi, MS 39532.

What is the phone number of The Cottage?

(228) 702-0142 will put you in contact with the team at The Cottage.

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