The Cottage

Q: Is The Cottage in a walkable area?

The Cottage has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

Q: What is the address of The Cottage?

The Cottage is located at 670 Bay Cove Drive, Biloxi, MS 39532, United States.

Q: What is the phone number of The Cottage?

(228) 702-0142 will put you in contact with the team at The Cottage.

Q: Is The Cottage Medicare or Medicaid certified?

The Cottage is not currently listed as a CMS-certified provider of Medicare or Medicaid.

Overview of The Cottage

The Cottage Memory Care at Bay Cove stands as a leading memory care community in Biloxi, Mississippi, delivering cutting-edge amenities and services meticulously designed for residents with Alzheimer’s and dementia. Within The Cottage, 31 thoughtfully adorned private and semi-private suites create a serene haven, complemented by a tranquil room, an engaging hobby space, a sunlit chamber, and a therapeutic garden. Senior residents here partake in tailored programs that prioritize and align with individual capabilities and requirements, ensuring a harmonious and supportive environment that nurtures well-being.

Their extensive amenities and services encompass a dedicated full-time Memory Care Director, continuous nursing support around the clock, thorough dementia care training for the entire staff, personalized wellness and fitness initiatives, and comprehensive on-site rehabilitation therapy offerings covering Physical, Occupational, and Speech therapies.

(228) 702-0142

Walk Score: 8 / 100

Car-dependent. Most errands require a car, with limited nearby walkable options.

Types of Care at The Cottage

Memory Care

Elderly and Disabled Waiver

Mississippi Medicaid E&D Waiver

Age 65+ or disabled

General Mississippi resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $4,000 individual, higher than most states

Higher asset limit; rural focus.

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($60/day) Meals ($6/meal)

Mississippi Caregiver Respite Program

MS NFCSP Respite

Age Caregiver of someone 60+

General Mississippi resident.

Income Limits No strict limit; prioritizes low-income.

Asset Limits Not applicable.

Limited slots; rural emphasis.

Benefits

In-home respite (4-6 hours/day) Adult day care (~$60/day) Short-term facility care (up to 5 days)

Assisted Living (AL) Waiver

Mississippi Assisted Living Waiver

Age 65+ or disabled

General Mississippi resident, Medicaid-eligible, NFLOC, living in approved AL facility.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.

Asset Limits $4,000 (individual), $6,000 (couple).

Only for AL facilities with waiver contracts; small program size.

Benefits

Personal care Meals Medication management Respite Transportation within AL facility

Independent Living (IL) Waiver

Mississippi Independent Living Waiver

Age 16+ (65+ for seniors)

General Mississippi resident, Medicaid-eligible, NFLOC but capable of self-direction.

Income Limits (2025) ~$2,829/month (300% FBR, individual); QIT required.

Asset Limits $4,000 (individual), $6,000 (couple).

Self-directed care; limited to in-home settings.

Benefits

Personal care (4-6 hours/day) Respite (~200 hours/year) Home mods Assistive tech Transition services

Medicare Savings Program (MSP)

Mississippi Medicare Savings Program

Age 65+ or disabled

General Mississippi resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Mississippi Homemaker Program

Mississippi Homemaker Program (via Area Agencies on Aging)

Age 60+

General Mississippi resident, not Medicaid-eligible, needs assistance with daily living.

Income Limits (2025) ~$1,063/month (100% FPL, individual); prioritizes low-income.

Asset Limits Not strictly assessed; need-based focus.

10 AAAs; waitlist possible due to funding caps.

Benefits

Homemaker services (2-4 hours/day, e.g., cleaning, meal prep) Respite (~2 days/year) Transportation Meals

VA Aid and Attendance (A&A) and Housebound Benefits

Mississippi VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General Mississippi resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran population in rural areas.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

6.5 miles from city center Estimated distance in miles from Biloxi's city center to The Cottage's address, calculated via Google Maps. — 1.87 miles to nearest hospital (Keesler Medical Center)

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The information below is reported by the Mississippi State Department of Health, Bureau of Health Facilities Licensure.

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Brookdale Biloxi	MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk. AL Assisted Living A licensed, long-term care setting for seniors or individuals with disabilities who need help with daily activities — like bathing, dressing, and medication management — but not 24-hour skilled nursing. Offers housing, meals, and around-the-clock support while aiming to maximize resident independence.	Biloxi	105	Yes	61	Studio / 1 Bed / 2 Bed
The Cottage	MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Biloxi	-	No	8	-
Settler‘s Pointe Personal Care Home	MC Memory Care Secured, specialized care for people living with Alzheimer's or dementia. Staff trained in cognitive impairment, with higher staff-to-resident ratios and an environment designed to reduce confusion and wandering risk.	Pascagoula	-	No	58	-

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Is The Cottage in a walkable area?

The Cottage has a walk score of 8. Car-dependent. Most errands require a car, with limited nearby walkable options.

What is the address of The Cottage?

The Cottage is located at 670 Bay Cove Drive, Biloxi, MS 39532, United States.

What is the phone number of The Cottage?

(228) 702-0142 will put you in contact with the team at The Cottage.

Is The Cottage Medicare or Medicaid certified?

The Cottage is not currently listed as a CMS-certified provider of Medicare or Medicaid.