The Lodge at Natchez Trace

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

The Lodge at Natchez Trace in Nashville, Tennessee feels more like a tight-knit family. Its location near the famous Loveless Café adds to the charm and warmth of the South. Its staff are not only dedicated professionals, but they are also trusted members of the community who have their own family members living at the Lodge. This home provides affordable care and patient protection to all of its residents, ensuring that they feel safe and secure in their new home. The community has a beautiful and functional design with high ceilings, well-lit interiors, and carefully curated decor.
They offer a wide range of amenities to residents such as housekeeping, concierge services, a salon and barbershop, manicured green grounds, and emergency call and response systems. Additionally, there’s a library, bistro, multiple dining halls, media room, and beautiful patios where residents can relax and enjoy the outdoors. With caring staff, beautiful design, and a range of amenities, residents can be assured that they are getting the best possible care in a community that supports each other.

Comparison Chart

Compare senior living communities around the area

The Lodge at Natchez Trace

Nashville

N/A

Brookdale Green Hills Cumberland

Nashville

N/A

Brookdale Belle Meade

Nashville

N/A

Yes

Belmont Village Senior Living Green Hills

Nashville

Studio / 1 Bed

N/A

Yes

Claim What’s Yours: Financial Aid for Tennessee Seniors

Program

State Program Name

Eligibility

Benefits

CHOICES Program

TN Medicaid CHOICES

General: Age 65+ or disabled, Tennessee resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
TN Specifics: Managed care model; high rural demand.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

Tennessee Options for Community Living

TN Options

General: Age 60+, Tennessee resident, at risk of nursing home.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
TN Specifics: Limited funding; rural/urban balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Medicare Savings Program (MSP)

Tennessee Medicare Savings Program

General: Age 65+ or disabled, TN resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
TN Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Tennessee LIHEAP

General: Age 60+ prioritized, TN resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
TN Specifics: Covers gas, electric, propane; emergency aid available.

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).

Family Caregiver Support Program (FCSP)

Tennessee Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; TN resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
TN Specifics: Includes grandparent caregivers; high rural demand.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Tennessee SCSEP

General: Age 55+, unemployed, low-income, TN resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
TN Specifics: Priority for veterans, rural residents; AARP/Goodwill partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Tennessee VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, TN resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
TN Specifics: High veteran population; supports rural/urban care needs.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Elderly Nutrition Program

Tennessee Elderly Nutrition Program

General: Age 60+, TN resident; no income limit but prioritizes low-income.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
TN Specifics: Serves ~50,000 annually; 200+ congregate sites plus Meals on Wheels.

Services: Congregate meals ($5-$7/meal value) at senior centers, home-delivered meals ($5-$7/meal).

Property Tax Relief Program

Tennessee Property Tax Relief Program

General: Age 65+, TN resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (household, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
TN Specifics: Rebates up to $1,000; serves ~100,000 annually.

Services: Tax rebates (~$250-$1,000 based on income; e.g., $1,000 if income < $8,000).

Claim What’s Yours Financial Aid for Tennessee Seniors

TN Medicaid CHOICES

CHOICES Program

Eligibility

General: Age 65+ or disabled, Tennessee resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
TN Specifics: Managed care model; high rural demand.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($65/day), home modifications ($1,500 avg.).

TN Options

Tennessee Options for Community Living

Eligibility

General: Age 60+, Tennessee resident, at risk of nursing home.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
TN Specifics: Limited funding; rural/urban balance.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), transportation (~5 trips/month).

Tennessee Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, TN resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
TN Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Tennessee LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, TN resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
TN Specifics: Covers gas, electric, propane; emergency aid available.

Benefits

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max).

Tennessee Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; TN resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
TN Specifics: Includes grandparent caregivers; high rural demand.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Tennessee SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, TN resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
TN Specifics: Priority for veterans, rural residents; AARP/Goodwill partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Tennessee VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, TN resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
TN Specifics: High veteran population; supports rural/urban care needs.

Benefits

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Tennessee Elderly Nutrition Program

Elderly Nutrition Program

Eligibility

General: Age 60+, TN resident; no income limit but prioritizes low-income.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
TN Specifics: Serves ~50,000 annually; 200+ congregate sites plus Meals on Wheels.

Benefits

Services: Congregate meals ($5-$7/meal value) at senior centers, home-delivered meals ($5-$7/meal).

Tennessee Property Tax Relief Program

Property Tax Relief Program

Eligibility

General: Age 65+, TN resident, homeowner/renter (or widow/er 50+, disabled 18+).
Income Limits (2025): ~$45,000/year (household, excludes half of Social Security).
Asset Limits: Not assessed; income-focused.
TN Specifics: Rebates up to $1,000; serves ~100,000 annually.