The Nathaniel Witherell

Article: How to get Medicare and Medicaid to Pay for Assisted Living

3.3 miles from city center

Description

An award-winning center of care, The Nathaniel Witherell offers the highest level of skilled nursing, providing a bright and healthy lifestyle for its long-term residents, and state-of-the-art therapeutic rehab for those requiring short-term and sub-acute, post-hospitalization care. At this premier skilled nursing, rehabilitation, and memory care community, professional caregivers practice compassion and kindness, ready to attend to each individual’s needs; they excel in creating an environment that is tightly knit between residents, their families, and staff.

The Nathaniel Witherell assures an enriched lifestyle for residents to feel inspired to maintain a purposeful life. Senior adults enjoy the Witherell’s high level of comprehensive services which focus on holistic wellness. They offer ADLs, exercise programs, cultural enrichment, religious and transportation services, housekeeping and laundry services, daily nutritious meals, and specialized programs – all in a home-like setting.

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Type of Care Available

Nursing Homes Memory Care

Claim What’s Yours: Financial Aid for Connecticut Seniors

Program

State Program Name

Eligibility

Benefits

Connecticut Home Care Program for Elders

CHCPE

General: Age 65+, Connecticut resident, at risk of nursing home placement.
Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
CT Specifics: Two tiers (state and Medicaid); waitlists possible.

Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).

Statewide Respite Care Program

CT Respite Care

General: Caregiver of senior with dementia, Connecticut resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
CT Specifics: Limited to dementia caregivers; capped funding.

Services: In-home respite (up to 30 days/year), adult day care (~$70/day).

Congregate Housing Services Program (CHSP)

Connecticut Congregate Housing Services Program

General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
Income Limits (2025): ~$41,000/year (individual, adjusted annually).
Asset Limits: Not specified; focus is income-based.
CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).

Medicare Savings Program (MSP)

Connecticut Medicare Savings Program

General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
Asset Limits: None since 2023 policy change.
CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Senior Community Service Employment Program (SCSEP)

Connecticut SCSEP (federally funded, state-administered)

General: Age 55+, unemployed, low-income, Connecticut resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Claim What’s Yours Financial Aid for Connecticut Seniors

CHCPE

Connecticut Home Care Program for Elders

Eligibility

General: Age 65+, Connecticut resident, at risk of nursing home placement.
Income Limits: State-funded: ~$1,600/month; Medicaid: ~$2,829/month (300% FBR).
Asset Limits: $1,600 (state), $2,000 (Medicaid, individual).
CT Specifics: Two tiers (state and Medicaid); waitlists possible.

Benefits

Services: In-home care (4-6 hours/day), adult day care (~$70/day), meals, respite (up to 14 days/year).

CT Respite Care

Statewide Respite Care Program

Eligibility

General: Caregiver of senior with dementia, Connecticut resident.
Income Limits: ~$2,500/month (individual, varies).
Asset Limits: $40,000 (individual).
CT Specifics: Limited to dementia caregivers; capped funding.

Benefits

Services: In-home respite (up to 30 days/year), adult day care (~$70/day).

Connecticut Congregate Housing Services Program

Congregate Housing Services Program (CHSP)

Eligibility

General: Age 62+, Connecticut resident, frail but not needing 24/7 care, resides in CHSP-eligible housing.
Income Limits (2025): ~$41,000/year (individual, adjusted annually).
Asset Limits: Not specified; focus is income-based.
CT Specifics: Limited to 14 state-subsidized sites; participants pay 10% of service costs.

Benefits

Services: Personal care (3-5 hours/day), meals ($5-$7/meal), housekeeping, transportation (~5 trips/month).

Connecticut Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Connecticut resident, enrolled in Medicare Part A/B.
Income Limits (2025): ~$2,510/month (individual, QMB); ~$3,380/month (SLMB); ~$3,598/month (ALMB)—adjusted annually.
Asset Limits: None since 2023 policy change.
CT Specifics: Three tiers (Qualified Medicare Beneficiary, Specified Low-Income, Additional Low-Income); no asset test.

Benefits

Services: Covers Medicare Part B premiums ($174.70/month), deductibles ($240/year), copays (~20% of services).

Connecticut SCSEP (federally funded, state-administered)

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Connecticut resident.
Income Limits (2025): ~$1,983/month (125% FPL, individual).
Asset Limits: Not specified; income-focused.
CT Specifics: Priority for veterans, rural residents; limited slots (~500/year).