The Oaks at Willow Lake Senior Living

Article: How to get Medicare and Medicaid to Pay for Assisted Living

Description

For over six decades, The Oaks at Willow Lake Senior Living has stood as a beacon of trust and reliability since its establishment in 1956. This esteemed facility is a sanctuary where residents receive personalized care services and rehabilitation, all provided by a dedicated team of highly trained professionals. The Oaks ensures a seamless experience by offering comprehensive medication management services, catering to the unique needs of every resident. Moreover, they accept long-term care insurance, easing the financial concerns of families and ensuring a smooth transition into this assisted senior living community.
In addition to their top-notch care services, The Oaks at Willow Lake provides a holistic living experience. Residents can enjoy a vibrant community life through daily activities and specially curated, community-sponsored events. The facility offers a range of amenities, from a cozy library to a rejuvenating beauty salon, inviting outdoor spaces, and an elegant dining room. Beyond the physical comforts, The Oaks takes pride in their mental wellness programs, reflecting their commitment to the overall well-being of their residents. Families can rest assured that their loved ones are in capable hands, making The Oaks at Willow Lake Senior Living a preferred choice in assisted living facilities.

Comparison Chart

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The Oaks at Willow Lake Senior Living

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Claim What’s Yours: Financial Aid for Georgia Seniors

Program

State Program Name

Eligibility

Benefits

Community Care Services Program

Georgia Medicaid CCSP

General: Age 65+ or disabled, Georgia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: High rural demand; waitlists possible.

Services: Personal care (5-7 hours/day), adult day care (~$75/day), respite (240 hours/year), meals.

Respite Care Program

Georgia NFCSP Respite

General: Caregiver of someone 60+ (or with dementia), Georgia resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
GA Specifics: Focus on metro and rural balance.

Services: In-home aide (4-6 hours/day), adult day care (~$75/day), facility stay (up to 5 days).

Home and Community Services (HCS)

Georgia Home and Community Services (Non-Medicaid)

General: Age 60+, Georgia resident, functionally impaired, at risk of nursing home placement.
Income Limits (2025): No strict limit; prioritizes ~$41,000/year; cost-sharing for higher incomes.
Asset Limits: Not specified; need-based.
GA Specifics: Non-Medicaid; AAA-managed.

Services: Personal care (4-6 hours/day), homemaker, adult day care ($80/day), respite (~5 days/year).

Medicare Savings Program (MSP)

Georgia Medicare Savings Program

General: Age 65+ or disabled, Georgia resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI).
Asset Limits: $9,430 (individual), $14,130 (couple).
GA Specifics: Three tiers; entitlement benefit.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Program of All-Inclusive Care for the Elderly (PACE)

Georgia Medicaid PACE

General: Age 55+, Georgia resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: Limited areas (e.g., Macon, Augusta).

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Senior Community Service Employment Program (SCSEP)

Georgia SCSEP (Federally Funded, State-Administered)

General: Age 55+, unemployed, low-income, Georgia resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
GA Specifics: ~1,200 slots; prioritizes veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

SOURCE (Service Options Using Resources in a Community Environment)

Georgia Medicaid SOURCE Program

General: Age 65+ or disabled, Georgia resident, Medicaid-eligible, frail but not necessarily nursing home-level.
Income Limits (2025): ~$914/month (SSI level); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: Enhanced primary care model; statewide via 12 sites.

Services: Personal care (4-6 hours/day), case management, adult day health ($80/day), respite (limited).

Optional State Supplementation (OSS)

Georgia Optional State Supplementation

General: Age 65+ or disabled, Georgia resident, in approved facility, low-income/SSI recipient.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: ~$20-$489/month based on facility type.

Services: Cash (~$20-$489/month) for room/board in personal care homes.

Claim What’s Yours Financial Aid for Georgia Seniors

Georgia Medicaid CCSP

Community Care Services Program

Eligibility

General: Age 65+ or disabled, Georgia resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: High rural demand; waitlists possible.

Benefits

Services: Personal care (5-7 hours/day), adult day care (~$75/day), respite (240 hours/year), meals.

Georgia NFCSP Respite

Respite Care Program

Eligibility

General: Caregiver of someone 60+ (or with dementia), Georgia resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
GA Specifics: Focus on metro and rural balance.

Benefits

Services: In-home aide (4-6 hours/day), adult day care (~$75/day), facility stay (up to 5 days).

Georgia Home and Community Services (Non-Medicaid)

Home and Community Services (HCS)

Eligibility

General: Age 60+, Georgia resident, functionally impaired, at risk of nursing home placement.
Income Limits (2025): No strict limit; prioritizes ~$41,000/year; cost-sharing for higher incomes.
Asset Limits: Not specified; need-based.
GA Specifics: Non-Medicaid; AAA-managed.

Benefits

Services: Personal care (4-6 hours/day), homemaker, adult day care ($80/day), respite (~5 days/year).

Georgia Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, Georgia resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI).
Asset Limits: $9,430 (individual), $14,130 (couple).
GA Specifics: Three tiers; entitlement benefit.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Georgia Medicaid PACE

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, Georgia resident, nursing home-level care need, safe with PACE support.
Income Limits (2025): ~$2,829/month (300% FBR).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: Limited areas (e.g., Macon, Augusta).

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, therapy.

Georgia SCSEP (Federally Funded, State-Administered)

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, Georgia resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
GA Specifics: ~1,200 slots; prioritizes veterans, rural residents.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Georgia Medicaid SOURCE Program

SOURCE (Service Options Using Resources in a Community Environment)

Eligibility

General: Age 65+ or disabled, Georgia resident, Medicaid-eligible, frail but not necessarily nursing home-level.
Income Limits (2025): ~$914/month (SSI level); QIT allowed.
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: Enhanced primary care model; statewide via 12 sites.

Benefits

Services: Personal care (4-6 hours/day), case management, adult day health ($80/day), respite (limited).

Georgia Optional State Supplementation

Optional State Supplementation (OSS)

Eligibility

General: Age 65+ or disabled, Georgia resident, in approved facility, low-income/SSI recipient.
Income Limits (2025): ~$1,004/month (including SSI).
Asset Limits: $2,000 (individual), $3,000 (couple).
GA Specifics: ~$20-$489/month based on facility type.