Independent Living Home

The Oaks of Clearwater

Independent Living Home

The Oaks of Clearwater

420 Bay Ave, Clearwater, FL 33756 View map
Overview of The Oaks of Clearwater

The Oaks of Clearwater is the city’s independent living home for seniors. Residents feel comfortable in a home that naturally encourages them to make new relationships. Contributing to recognizing the community’s overall excellent service and caregiving, residents feel at home due to the exceptional respect the staff has provided with a welcoming approach. The Oaks is a luxurious home ensures that quality caregiving is the top priority on their list, enabling a level of trust that many families have praised over the years.

Approaching modern senior care through its all-inclusive accommodations that help with individual holistic wellness– social clubs, baking activities, recreational activities, music, and entertainment. The well-trained staff on duty tend to your needs– on top of the services they offer: housekeeping and maintenance, cleaning, and transportation, among others.

(727) 445-4700

Managed by Bob Christman

Nursing Home Administrator

Bob Christman serves as the Nursing Home Administrator at The Oaks of Clearwater, overseeing the skilled nursing care operations. He plays a key leadership role in ensuring quality care and a supportive environment for residents.

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Overall rating Info Official CMS rating based on health inspections, staffing and quality measures.
2/5
Florida average: 3.7/5
Health Inspection Info Official CMS rating based on deficiencies found during state health inspections.
2/5
Florida average: 3.2/5
Staffing Info Official CMS rating based on nurse staffing hours per resident per day.
3/5
Florida average: 3.7/5
Quality Measures Info Official CMS rating based on clinical outcomes for residents.
3/5
Florida average: 4.3/5

Nursing care per resident

Info Average daily nursing hours per resident (adjusted for acuity). Higher values indicate more nursing time per resident.
4h 33m per day

This home provides 3% more nursing time per resident than the Florida average.

Florida average: 4h 25m per day

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 175

This home usually has availability

Lower occupancy suggests more openings may be available.

Lower demand than the Florida average
Occupancy rate 84.4%
Residents per day (avg) 47
Occupancy rate
84.4%
Residents per day (avg)
47

Who this home usually serves

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for
Short stays Recovery Medicare-covered care

Breakdown by payment type

Medicare

49% of new residents, usually for short-term rehab.

Typical stay 30 days

Private pay

26% of new residents, often for short stays.

Typical stay 1 - 2 months

Medicaid

25% of new residents, often for long-term daily care.

Typical stay 6 - 7 months

Finances and operations

Privately-owned community
Operated by a business corporation.
Home revenue
$29.7M
Profit
$11.4M
Privately-owned community Operated by a business corporation.
Home revenue
$29,714,112.00
Profit
$11,365,458.00
Payroll costs Info The portion of the home's budget spent on staff, including nurses, caregivers, and other employees who support care and operations.
$5.2M
17.3% of revenue
Other operating costs Info All remaining costs needed to run the home, such as food, utilities, building maintenance, supplies and administrative expenses.
$13.2M
Total costs $18.3M
Bed community size
175-bed community
A large-scale community that may provide a wide range of amenities, services, and structured programs.
Years in operation
2 years in operation
A newer community that may feature more recent facilities and programs.
Walk Score
Walk Score: 64 / 100
Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.
BBB Rating
BBB Rating: B- (Not Accredited)
An independent rating from the Better Business Bureau based on factors such as complaint history, transparency, and business practices.
How BBB ratings work

Payment Types

Insurance And/or Hmo
Medicaid
Va

About this community

Occupancy

Occupancy rate
84%
In line with Florida average
Occupied beds
148 / 175
Average residents 108 per day

License details

Facility type
Assisted Living Facility
Status Licensed
Issuance January 17, 2024
Expiration January 16, 2026
County: Pinellas

Additional licensing details

License number: 4818
CMS Certification Number: 105323

Ownership & operating entity

The Oaks of Clearwater is legally operated by THE OAKS ON THE BAY LLC, and administrated by BROOKE LOOTENS.

Profit status: For-Profit

Staffing

Key information about the people who lead and staff this community.

Languages Spoken

English Spanish

Care Services

Rehabilitation Services
Memory Care
Independent Living
Skilled Nursing

Additional Policies & Features

Continuing Care Retirement Community (CCRC)

Amenities & Lifestyle

Dining Services
Companion Services
Active Lifestyle
Events

Programs & Activities

Specific Programs
Independent Living, Independent Living Plus, Assisted Living, Memory Care, Skilled Nursing and Rehabilitation Center, Companion Services, Dining Services, Active Lifestyle, Events

Activities in this home

What does this home offer?

Pets allowed icon
Pets allowed icon

Pets Allowed: Yes, Pets Allowed

Housing options icon
Housing options icon

Housing Options: Studio / 1 Bed / 2 Bed

Building type icon
Building type icon

Building Type: Mid-rise

Transportation services icon
Transportation services icon

Transportation Services

Fitness and recreation icon
Fitness and recreation icon

Fitness and Recreation

Types of Care at The Oaks of Clearwater

Assisted Living Independent Living Memory Care Nursing Home
Contact The Oaks of Clearwater

Inspection History

In Florida, the Agency for Health Care Administration (AHCA) is the primary authority that conducts unannounced inspections and completes official health quality reports for all healthcare facilities.

68 visits/inspections

Results

38 with citations

30 without citations

Florida average: 16 inspections with citations

Latest inspection

Date:September 4, 2025
Type:Complaint Investigation

83 total citations

Citations indicate regulatory violations. A higher number implies the facility had several areas requiring improvement.

Florida average: 33 citations

28 deficiencies

Deficiencies indicate regulatory issues. A higher number implies the facility had several areas requiring improvement.

11 fines

Florida average: 5 fines

Total amount fined: $14,550.00

Florida average: $11,623.53

Inspection Report Summary for The Oaks of Clearwater

The most recent inspection on September 4, 2025, did not identify any deficiencies. Prior inspections showed a pattern of Class 3 deficiencies mainly related to staffing, training, medication assistance, resident care, and records management. Complaint investigations listed in the reports were not substantiated or did not result in additional findings. There were no fines, immediate jeopardy findings, or enforcement actions noted in the available reports. The trend suggests improvement, with recent inspections showing fewer or no deficiencies compared to earlier reports.

Health Inspection History

Inspections
Total health inspections 5

Florida average 4.3


Last Health inspection on Oct 2025

Total health citations 30
Citations per inspection
6

Health citations are formal notices following inspections when they fail to comply with safety and care standards.

28 of 30 citations resulted from standard inspections; and 2 of 30 resulted from complaint investigations.

Breakdown of citation severity (last 3 years)
Critical Health citations More info 0
100% better than Florida average

Florida average: 0.8


Serious Health citations More info 0
100% better than Florida average

Florida average: 0.4

0 critical citations More info Florida average: 0.8

0 serious citations More info Florida average: 0.4

30 moderate citations More info Florida average: 18.4

0 minor citations More info Florida average: 0.2
Citations history (last 3 years)
Environmental moderate citation Oct 02, 2025
Corrected

Infection Control moderate citation Oct 02, 2025
Corrected

Nutrition moderate citation Oct 02, 2025
Corrected

Pharmacy moderate citation Oct 02, 2025
Corrected

Compare Independent Living around Clearwater

The information below is reported by the Florida Agency for Health Care Administration (AHCA).
Grand Villa of Clearwater
AL

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220
-
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-
GV CLEARWATER, LLC
58
53.4%
54
For-Profit
$5,000
DAWN WINDER
Studio / 1 Bed / 2 Bed
Aravilla Clearwater
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Assisted Living For seniors needing help with daily tasks but not full-time nursing.

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100
-
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-
1990 N. McMullen Booth Road, LLC
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JAYNE PHAM
Studio / 1 Bed / 2 Bed
The Oaks of Clearwater
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

IL

Independent Living For self-sufficient seniors seeking community and minimal assistance.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

SNF

Nursing Homes 24/7 care needed

Clearwater (Oak Bluffs)
60
B-
64
1
THE OAKS ON THE BAY LLC
68
55.9%
83
For-Profit
$14,550
BROOKE LOOTENS
Studio / 1 Bed / 2 Bed
The Landmark
AL

Assisted Living For seniors needing help with daily tasks but not full-time nursing.

MC

Memory Care Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.

RC

Respite Care

Clearwater
-
-
20
-
-
-
-
-
-
-
-
Studio / 1 Bed / 2 Bed

Living Spaces & Floor Plans

The Oaks Of Clearwater Studio
The Oaks Of Clearwater 1 Bed
The Oaks Of Clearwater 2 Bed
The Oaks Of Clearwater 2 Bed 1

Places of interest near The Oaks of Clearwater

Address 1 mile from city center — 0.61 miles to nearest hospital (Morton Plant Hospital)

Address 420 Bay Ave, Clearwater, FL 33756

Calculate Travel Distance to The Oaks of Clearwater

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Address

Staffing Data

Source: CMS Payroll-Based Journal (Q2 2025)

142
Total Staff
57
Employees
85
Contractors
21,161
Total Hours (Quarter)
30
Avg Staff/Day
7.8
Avg Shift (hrs)
Nursing Staff Breakdown
Role Count Avg Shift (hrs) Uses Contractors?
Registered Nurse158.4 Yes
Licensed Practical Nurse397.5 Yes
Certified Nursing Assistant618.4 Yes
Staff by Category
Administration
3 staff
6.7hs shift avg
Nursing Staff
120 staff
7.9hs shift avg
Physicians & Practitioners
2 staff
8hs shift avg
Therapy Services
10 staff
5.6hs shift avg
Activities & Recreation
1 staff
3.9hs shift avg
Social Services
2 staff
3.8hs shift avg
Dietary Services
3 staff
8.1hs shift avg
Other Services
1 staff
8hs shift avg
Contractor Analysis
15.4%
of total hours from contractors
3,257 contractor hours this quarter
Certified Nursing Assistant: 32 Registered Nurse: 10 Respiratory Therapy Technician: 2 Licensed Practical Nurse: 26 Medical Director: 1 Qualified Social Worker: 2 Speech Language Pathologist: 2 Physical Therapy Assistant: 2 Physical Therapy Aide: 2 Qualified Activities Professional: 1 Feeding Assistant: 3 Occupational Therapy Aide: 1 Occupational Therapy Assistant: 1
Role Employees Contractors Total Staff Total Hours Days Worked % of Days Avg Shift (hrs)
Certified Nursing Assistant29326111,53091100%8.4
Licensed Practical Nurse1326394,19391100%7.5
Registered Nurse510151,34691100%8.4
Nurse Practitioner2025496167%8
Administrator2025286571%8
Dietitian1015206571%8
RN Director of Nursing2024586268%7.2
Dental Services Staff1014405560%8
Respiratory Therapy Technician0224186571%6.4
Speech Language Pathologist0223446571%5.3
Physical Therapy Assistant0222813943%5.4
Qualified Social Worker0222225459%3.8
Other Dietary Services Staff20285910%8.5
Qualified Activities Professional011772022%3.9
Feeding Assistant033652629%1.3
Occupational Therapy Aide011491314%3.8
Occupational Therapy Assistant0112833%9.2
Medical Director011161516%1.1
Physical Therapy Aide0221433%4.7

Facility Characteristics

Source: CMS Long-Term Care Facility Characteristics (Data as of Jan 2026)

Total census
52 residents
Residents by payment source
Medicare
13 residents (25%)
Medicaid
34 residents (65.4%)
Private pay or other
5 residents (9.6%)
Programs & Services
Residents' Group

Residents meet regularly to discuss policies, care quality, and activities

CCRC

Part of a Continuing Care Retirement Community offering multiple care levels

Active Resident Council

Organized group of residents that meets regularly to discuss facility policies, quality of life, and activities.

Quality of care over time

These measures show how residents usually do over time at this home, based on health outcomes and preventive care.

High-risk clinical events score Info A composite score based on pressure ulcers, falls with injury, weight loss, walking ability decline, and activities of daily living decline. 8.8
18% worse than Florida average

Florida average: 7.4

Functional decline score Info A composite score based on activities of daily living decline, walking ability decline, and incontinence. 13.0
5% worse than Florida average

Florida average: 12.4

Long-stay resident measures
Need for Help with Daily Activities Increased Info Percent of long-stay residents whose need for help with daily activities has increased 10.1%
In line with Florida average

Florida average: 10.5%

Walking Ability Worsened Info Percent of long-stay residents whose ability to move independently worsened 16.0%
24% worse than Florida average

Florida average: 12.9%

Low Risk Residents with Bowel/Bladder Incontinence Info Percent of low risk long-stay residents who lose control of their bowels or bladder 13.0%
In line with Florida average

Florida average: 13.5%

Falls with Major Injury Info Percent of long-stay residents experiencing one or more falls with major injury 2.7%
In line with Florida average

Florida average: 2.6%

High Risk Residents with Pressure Ulcers Info Percent of long-stay high risk residents with pressure ulcers 7.5%
39% worse than Florida average

Florida average: 5.4%

Urinary Tract Infection Info Percent of long-stay residents with a urinary tract infection 0.0%
100% better than Florida average

Florida average: 0.9%

Lost Too Much Weight Info Percent of long-stay residents who lose too much weight 7.8%
29% worse than Florida average

Florida average: 6.0%

Depressive Symptoms Info Percent of long-stay residents who have depressive symptoms 0.0%
100% better than Florida average

Florida average: 3.3%

Antipsychotic Use Info Percent of long-stay residents who received an antipsychotic medication 5.1%
37% better than Florida average

Florida average: 8.0%

Pneumococcal Vaccine Info Percent of long-stay residents assessed and appropriately given the pneumococcal vaccine 100.0%
In line with Florida average

Florida average: 97.7%

Influenza Vaccine Info Percent of long-stay residents assessed and appropriately given the seasonal influenza vaccine 100.0%
In line with Florida average

Florida average: 99.2%

Short-stay resident measures
Pneumococcal Vaccine Info Percent of short-stay residents assessed and appropriately given the pneumococcal vaccine 91.0%
In line with Florida average

Florida average: 94.0%

Antipsychotic medication increase Info Percent of short-stay residents who newly received an antipsychotic medication 0.0%
100% better than Florida average

Florida average: 1.5%

Influenza Vaccine Info Percent of short-stay residents assessed and appropriately given the seasonal influenza vaccine 93.7%
In line with Florida average

Florida average: 94.7%

Penalties and fines

Federal penalties imposed by CMS for regulatory violations, including civil money penalties (fines) and denials of payment for new Medicare/Medicaid admissions.

Source: CMS Penalties Database (Data as of Jan 2026)

Total fines amount $7K
90% lower than Florida average

Florida average: $72K

Number of fines 1
62% fewer fines than Florida average

Florida average: 2.6

Payment Denials Info Serious action where Medicare and/or Medicaid temporarily stops payments for new residents until issues are fixed. 0
100% fewer payment denials than Florida average

Florida average: 0.1

Fines amount comparison
Fines amount comparison
This facility $7K
Florida average $72K
Penalty History

Penalties are imposed by CMS for violations of federal nursing home regulations.

Civil Money Penalty Info Fines imposed for noncompliance, which can be assessed per day or per instance of violation. May 15, 2023
$7K

Last updated: Jan 2026

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Financial Aid for Florida Seniors

Get financial aid guidance

Long-Term Care Waiver

Florida Medicaid LTC Waiver

Age 65+ or 21+ disabled, Florida resident, Medicaid- eligible, nursing home-level care need.

~$2,829/month (300% FBR, individual).

$2,000 (individual), $3,000 (couple).

High demand; waitlists common.

Community Care for the Elderly (CCE)

Florida CCE

Age 60+, Florida resident, at risk of nursing home.

~$2,000/month (varies).

$5,000 (individual).

Limited funding; regional variation.

Home Care for the Elderly (HCE)

Florida Home Care for the Elderly

Age 60+, Florida resident, at risk of nursing home placement; caregiver must be approved.

~$2,829/month (individual, aligned with Medicaid thresholds).

~$2,000 (individual); varies by case manager discretion.

Limited funding (~3,500 served annually); prioritizes low-income frail seniors.

Program of All-Inclusive Care for the Elderly (PACE)

Florida Medicaid PACE

Age 55+, Florida resident, nursing home-level care need, safe with PACE support.

~$2,829/month (300% FBR).

$2,000 (individual), $3,000 (couple).

Limited to specific counties (e.g., Hillsborough, Miami-Dade); ~10 sites statewide.

Optional State Supplementation (OSS)

Florida Optional State Supplementation

Age 65+ or disabled, Florida resident, living in approved facility, receiving SSI or low-income.

~$1,004/month (individual, including SSI).

$2,000 (individual), $3,000 (couple).

Limited to specific facility types; ~$78.40/month max supplement.

Senior Community Service Employment Program (SCSEP)

Florida SCSEP (federally funded, state-administered)

Age 55+, unemployed, low-income, Florida resident.

~$1,983/month (125% FPL, individual).

Not specified; income-focused.

Priority for veterans, rural residents; ~1,000 slots/year.

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