The Terraces at Westminster
The Terraces at Westminster is a Memory Care Home in Maryland
The Terraces at Westminster is a Memory Care Home in Maryland
The Terraces at Westminster
The Terraces at Westminster is a Memory Care Home in Maryland
The Terraces at Westminster is a Memory Care Home in Maryland
The Terraces at Westminster is a senior living community that offers a wide range of care options, including assisted living, memory care, and rehabilitation services. The apartments offer a variety of floor plans, including studio, one-bedroom, and companion suites, all of which are thoughtfully designed and move-in ready. The community takes pride in its secure environment, providing peace of mind to both residents and their loved ones.
With medical professionals readily available, residents have easy access to the care they need, ensuring their health and well-being are always a top priority. In addition to medical services, the community offers a host of amenities that make daily life worry-free. Housekeeping and laundry services are provided, allowing residents to focus on enjoying their time and engaging in activities that bring them joy. Regular physician visits and an emergency response team further contribute to the safety and well-being of the community. For those seeking moments of reflection and spirituality, the community offers a small library and a chapel. Additionally, residents can enjoy the convenience of a computer center and a beauty salon, providing opportunities for connection and self-care.
Services
About this community
Additional licensing details
Ownership & operating entity
Room costs
Hospice Affiliations
Staffing
Key information about the people who lead and staff this community.
Leadership
Care Services
Additional Policies & Features
Types of Care at The Terraces at Westminster
Demographics
Resident demographic information for this facility.
Gender
- Female 77.8%
- Male 22.2%
Age Distribution
- 75-84 46%
- 85-94 25.4%
- 65-74 22.2%
- 95+ 6.4%
Ethnicity
- White 98.4%
- African American 1.6%
Places of interest near The Terraces at Westminster
0.9 miles from city center
45 Washington Rd, Westminster, MD 21157
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For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
24/7 care needed
For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Respite Care
For seniors needing help with daily tasks but not full-time nursing.
Specialized care for those with Memory Loss, Alzheimer's, or dementia, ensuring safety and support.
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Claim What’s Yours: Financial Aid for Maryland Seniors
- General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
- MD Specifics: High urban demand; rural outreach efforts.
- Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
- General: Age 65+, Maryland resident, at risk of nursing home placement.
- Income Limits: ~$2,000/month (individual, varies by county).
- Asset Limits: $11,000 (individual).
- MD Specifics: Limited funding; waitlists common in high-demand areas.
- Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
- General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
- Income Limits (2025): $943/month (individual); most income applied to care costs.
- Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
- MD Specifics: Home equity limit $636,000; estate recovery applies post-55.
- Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
- General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
- Income Limits (2025): ~$34,000/year (individual, varies by county).
- Asset Limits: Not strict; prioritizes low-income.
- MD Specifics: Not available statewide; facility must be licensed by MDH.
- Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
- General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
- Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
- Asset Limits: $155,356 (net worth limit).
- MD Specifics: High veteran population in suburban/rural areas.
- Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
- General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
- Income Limits (2025): $48,560/year (individual, 300% FPL).
- Asset Limits: None specified.
- MD Specifics: Supplements Medicare Part D; annual enrollment required.
- Services: Up to $40/month premium subsidy, reducing drug costs.
- General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
- Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
- Asset Limits: $9,090 (individual), $13,630 (couple).
- MD Specifics: Includes QMB, SLMB, QI categories.
- Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
- General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
- Income Limits (2025): $943/month (individual); spend-down available.
- Asset Limits: $2,500 (individual), $3,000 (couple).
- MD Specifics: Consumer-directed option allows hiring family caregivers.
- Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
Claim What’s Yours Financial Aid for Maryland Seniors
Community Options Waiver
Requirements:
-
General:
Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need. -
Income Limits (2025):
~$2,829/month (300% FBR, individual). -
Asset Limits:
$2,000 (individual), $3,000 (couple) (excludes home, car).
-
MD Specifics:
High urban demand; rural outreach efforts.
Benefits without Contact:
- Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Senior Care Program
Requirements:
-
General:
Age 65+, Maryland resident, at risk of nursing home placement.
-
Income Limits:
~$2,000/month (individual, varies by county).
-
Asset Limits:
$11,000 (individual).
-
MD Specifics:
Limited funding; waitlists common in high-demand areas.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Maryland Nursing Home Medicaid
Requirements:
-
General:
Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
-
Income Limits (2025):
$943/month (individual); most income applied to care costs.
-
Asset Limits:
$2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
-
MD Specifics:
Home equity limit $636,000; estate recovery applies post-55.
Benefits without Contact:
- Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Senior Assisted Living Subsidy Program
Requirements:
-
General:
Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
-
Income Limits (2025):
~$34,000/year (individual, varies by county).
-
Asset Limits:
Not strict; prioritizes low-income.
-
MD Specifics:
Not available statewide; facility must be licensed by MDH.
Benefits without Contact:
- Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Veterans Aid and Attendance (A&A) Benefit
Requirements:
-
General:
Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
-
Income Limits (2025):
Net income minus medical expenses < $1,984/month (individual with A&A).
-
Asset Limits:
$155,356 (net worth limit).
-
MD Specifics:
High veteran population in suburban/rural areas.
Benefits without Contact:
- Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Senior Prescription Drug Assistance Program (SPDAP)
Requirements:
-
General:
Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
-
Income Limits (2025):
$48,560/year (individual, 300% FPL).
-
Asset Limits:
None specified.
-
MD Specifics:
Supplements Medicare Part D; annual enrollment required.
Benefits without Contact:
- Services: Up to $40/month premium subsidy, reducing drug costs.
Medicare Savings Programs (MSP)
Requirements:
-
General:
Age 65+, Maryland resident, Medicare Part A/B enrollee.
-
Income Limits (2025):
$2,014/month (QMB), $2,706/month (SLMB/QI, individual).
-
Asset Limits:
$9,090 (individual), $13,630 (couple).
-
MD Specifics:
Includes QMB, SLMB, QI categories.
Benefits without Contact:
- Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Community Personal Assistance Services (CPAS)
Requirements:
-
General:
Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
-
Income Limits (2025):
$943/month (individual); spend-down available.
-
Asset Limits:
$2,500 (individual), $3,000 (couple).
-
MD Specifics:
Consumer-directed option allows hiring family caregivers.
Benefits without Contact:
- Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
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