The Terraces at Westminster
The Terraces at Westminster is a Memory Care Home in Maryland
The Terraces at Westminster
The Terraces at Westminster is a Memory Care Home in Maryland
The Terraces at Westminster is a senior living community that offers a wide range of care options, including assisted living, memory care, and rehabilitation services. The apartments offer a variety of floor plans, including studio, one-bedroom, and companion suites, all of which are thoughtfully designed and move-in ready. The community takes pride in its secure environment, providing peace of mind to both residents and their loved ones.
With medical professionals readily available, residents have easy access to the care they need, ensuring their health and well-being are always a top priority. In addition to medical services, the community offers a host of amenities that make daily life worry-free. Housekeeping and laundry services are provided, allowing residents to focus on enjoying their time and engaging in activities that bring them joy. Regular physician visits and an emergency response team further contribute to the safety and well-being of the community. For those seeking moments of reflection and spirituality, the community offers a small library and a chapel. Additionally, residents can enjoy the convenience of a computer center and a beauty salon, providing opportunities for connection and self-care.
Home Information
The Terraces at Westminster
Types of Care at The Terraces at Westminster
Assisted Living
Memory Care
Respite Care
Places of interest near The Terraces at Westminster
45 Washington Rd, Westminster, MD 21157
45 Washington Rd, Westminster, MD 21157
Email:[email protected]
Phone:410-876-0000
Email:[email protected]
Phone:410-876-0000
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Join Our Online
Senior Community!
Connect, laugh, and explore — all from the comfort of your home.
Daily Trivia Games
Test your knowledge, have fun, and win friendly bragging rights.
Shared Hobbies & Projects
Team up with others who love gardening, crafts, photography, and writing.
Birthday Celebrations
We honor our members with live shoutouts, music, and cheerful messages.
Story Circles
Share your life stories, lessons, and laughter with friends who truly listen.
Memory Match Mondays
Boost your brain with fun, interactive memory games.
Travel Time Machine
Take virtual tours through Rome, Paris, or America's most beautiful national parks.
Magic Nights
Enjoy weekly live magic shows that surprise and delight.
Pen Pal Connections
Make new friends across the country through letters, stories, and shared memories.
Golden Hour Music Sessions
Sing along to timeless favorites with live performers and themed playlists.
Garden & Nature Club
Watch live garden tours, swap growing tips, and share photos of your blooms.
Gentle Movement & Meditation
Stretch, breathe, and feel good with calming live sessions.
Tech Help Tuesdays
Get hands-on guidance for Zoom, email, or smartphones — no judgment, no stress.
Guides for Better Senior Living
From costs to care, explore the most important topics to make informed decisions about your future.
Comparison Chart
Compare Memory Care around Silver Spring
Community
Type of Care
Location
Bed Options
Bed #
Pets Allowed
Home Owner
CCN
Occupancy
Home Revenue
CareVilla Bethpage
AL
For seniors needing help with daily tasks but not full-time nursing.
MC
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
Silver Spring
Private / Shared Rooms
5 Residents
No
N/A
N/A
N/A
N/A
The Terraces at Westminster
AL
For seniors needing help with daily tasks but not full-time nursing.
MC
Specialized care for those with Memory Loss, Alzheimer’s, or dementia, ensuring safety and support.
RC
Respite Care
Westminster
N/A
N/A
No
N/A
N/A
N/A
N/A
Claim What’s Yours: Financial Aid for Maryland Seniors
Program
State Program Name
Eligibility
Benefits
Community Options Waiver
Maryland Medicaid Community Options Waiver
Official government program page
- General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
- Income Limits (2025): ~$2,829/month (300% FBR, individual).
- Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).
- MD Specifics: High urban demand; rural outreach efforts.
- Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Senior Care Program
Maryland Senior Care
Official government program page
- General: Age 65+, Maryland resident, at risk of nursing home placement.
- Income Limits: ~$2,000/month (individual, varies by county).
- Asset Limits: $11,000 (individual).
- MD Specifics: Limited funding; waitlists common in high-demand areas.
- Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Maryland Nursing Home Medicaid
Maryland Medical Assistance (Medicaid) Nursing Home Program
Official government program page
- General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
- Income Limits (2025): $943/month (individual); most income applied to care costs.
- Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
- MD Specifics: Home equity limit $636,000; estate recovery applies post-55.
- Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Senior Assisted Living Subsidy Program
Maryland Senior Assisted Living Group Home Subsidy
Official government program page
- General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
- Income Limits (2025): ~$34,000/year (individual, varies by county).
- Asset Limits: Not strict; prioritizes low-income.
- MD Specifics: Not available statewide; facility must be licensed by MDH.
- Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Veterans Aid and Attendance (A&A) Benefit
Maryland VA Aid and Attendance
- General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
- Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).
- Asset Limits: $155,356 (net worth limit).
- MD Specifics: High veteran population in suburban/rural areas.
- Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Senior Prescription Drug Assistance Program (SPDAP)
Maryland Senior Prescription Drug Assistance Program
Official government program page
- General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
- Income Limits (2025): $48,560/year (individual, 300% FPL).
- Asset Limits: None specified.
- MD Specifics: Supplements Medicare Part D; annual enrollment required.
- Services: Up to $40/month premium subsidy, reducing drug costs.
Medicare Savings Programs (MSP)
Maryland Medicare Savings Programs
Official government program page
- General: Age 65+, Maryland resident, Medicare Part A/B enrollee.
- Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).
- Asset Limits: $9,090 (individual), $13,630 (couple).
- MD Specifics: Includes QMB, SLMB, QI categories.
- Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Community Personal Assistance Services (CPAS)
Maryland Medicaid Community Personal Assistance Services
- General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
- Income Limits (2025): $943/month (individual); spend-down available.
- Asset Limits: $2,500 (individual), $3,000 (couple).
- MD Specifics: Consumer-directed option allows hiring family caregivers.
- Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
Claim What’s Yours Financial Aid for Maryland Seniors
Maryland Medicaid Community Options Waiver
Community Options Waiver
Requirements:
General:Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.
Income Limits (2025):~$2,829/month (300% FBR, individual).- Asset Limits:$2,000 (individual), $3,000 (couple) (excludes home, car).
MD Specifics:High urban demand; rural outreach efforts.
Benefits without Contact:
- Services: Personal care (5-7 hours/day, e.g., bathing, dressing), respite care (up to 240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).
Maryland Senior Care
Senior Care Program
Requirements:
- General:Age 65+, Maryland resident, at risk of nursing home placement.
- Income Limits:~$2,000/month (individual, varies by county).
- Asset Limits:$11,000 (individual).
- MD Specifics:Limited funding; waitlists common in high-demand areas.
Benefits without Contact:
- Services: In-home care (3-5 hours/week), respite care (up to 10 days/year), meals (~$6/meal), transportation (~5 trips/month), case management.
Maryland Medical Assistance (Medicaid) Nursing Home Program
Maryland Nursing Home Medicaid
Requirements:
- General:Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.
- Income Limits (2025):$943/month (individual); most income applied to care costs.
- Asset Limits:$2,500 (individual), $3,000 (couple); spousal protections up to $155,356.
- MD Specifics:Home equity limit $636,000; estate recovery applies post-55.
Benefits without Contact:
- Services: 24/7 nursing care, meals, therapy, medications (unlimited per medical need).
Maryland Senior Assisted Living Group Home Subsidy
Senior Assisted Living Subsidy Program
Requirements:
- General:Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.
- Income Limits (2025):~$34,000/year (individual, varies by county).
- Asset Limits:Not strict; prioritizes low-income.
- MD Specifics:Not available statewide; facility must be licensed by MDH.
Benefits without Contact:
- Services: Personal care, meals, 24-hour supervision (up to $1,500/month subsidy typical).
Maryland VA Aid and Attendance
Veterans Aid and Attendance (A&A) Benefit
Requirements:
- General:Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.
- Income Limits (2025):Net income minus medical expenses < $1,984/month (individual with A&A).
- Asset Limits:$155,356 (net worth limit).
- MD Specifics:High veteran population in suburban/rural areas.
Benefits without Contact:
- Services: Cash benefit ($1,478-$2,471/month, varies by status) for care costs.
Maryland Senior Prescription Drug Assistance Program
Senior Prescription Drug Assistance Program (SPDAP)
Requirements:
- General:Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.
- Income Limits (2025):$48,560/year (individual, 300% FPL).
- Asset Limits:None specified.
- MD Specifics:Supplements Medicare Part D; annual enrollment required.
Benefits without Contact:
- Services: Up to $40/month premium subsidy, reducing drug costs.
Maryland Medicare Savings Programs
Medicare Savings Programs (MSP)
Requirements:
- General:Age 65+, Maryland resident, Medicare Part A/B enrollee.
- Income Limits (2025):$2,014/month (QMB), $2,706/month (SLMB/QI, individual).
- Asset Limits:$9,090 (individual), $13,630 (couple).
- MD Specifics:Includes QMB, SLMB, QI categories.
Benefits without Contact:
- Services: Covers premiums (up to $174.70/month Part B), co-pays, deductibles.
Maryland Medicaid Community Personal Assistance Services
Community Personal Assistance Services (CPAS)
Requirements:
- General:Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.
- Income Limits (2025):$943/month (individual); spend-down available.
- Asset Limits:$2,500 (individual), $3,000 (couple).
- MD Specifics:Consumer-directed option allows hiring family caregivers.
Benefits without Contact:
- Services: Personal care (hours vary, typically 20-30/week), chores, nurse supervision.
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