0.4 miles from city center
Description

The Waters of Excelsior is one of the trusted memory care homes with assisted living, skilled nursing, and rehabilitation services in Excelsior. The beautiful nursing home community boasts a dedicated team of professionals who can go above and beyond for its residents. Compassion is at the heart of their resident-centered service, so seniors can feel comfortable and secure in a friendly environment with a home-like setting. The trusted senior living home in Excelsior is where unmatched comfort seamlessly blends wonderfully with compassionate care. 

As a proud Monarch Healthcare Management, The Waters ensures attentive care that offers residents comfort and belonging. Community services include 24-hour nursing care, stimulating memory care activities, engaging social activities and programs, therapy services that include speech, occupational, and physical therapy, wound care, advanced respiratory care, and therapeutic programming, among many others.

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Claim What’s Yours: Financial Aid for Minnesota Seniors

Program
State Program Name
Eligibility
Benefits
Learn More
Elderly Waiver
Minnesota Medicaid EW
  • General: Age 65+, Minnesota resident, Medicaid-eligible, nursing home-level care need.
  • Income Limits (2025): ~$2,829/month (300% FBR, individual).
  • Asset Limits: $3,000 (individual, higher than most states).
  • MN Specifics: Higher asset limit; rural access focus.
  • Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$70/day), home aides.
Essential Community Supports (ECS)
Minnesota ECS
  • General: Age 65+, Minnesota resident, at risk of decline but not nursing home level.
  • Income Limits: ~$1,732/month (individual, varies).
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Bridges gap for those ineligible for waivers.
  • Services: In-home support (2-4 hours/week), respite (up to 5 days/year), transportation (~5 trips/month).
Alternative Care (AC) Program
Minnesota Alternative Care Program
  • General: Age 65+, Minnesota resident, NFLOC, not MA-eligible.
  • Income Limits (2025): ~$1,255-$2,829/month (100%-300% FPL); sliding scale copays.
  • Asset Limits: $3,000 (individual); home equity limit $713,000.
  • MN Specifics: CDCS option; statewide via counties.
  • Services: Personal care (4-6 hours/day), respite (~5 days/year), home health, meals, home mods.
Minnesota Senior Health Options (MSHO)
Minnesota Senior Health Options
  • General: Age 65+, Minnesota resident, eligible for MA and Medicare Parts A/B.
  • Income Limits (2025): ~$1,255/month (100% FPL for MA); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: 7 health plans (e.g., UCare, HealthPartners); care coordinator assigned.
  • Services: Personal care (5-7 hours/day), medical care, respite, adult day care, home mods, $900/year groceries (some plans).
Minnesota Senior Care Plus (MSC+)
Minnesota Senior Care Plus
  • General: Age 65+, Minnesota resident, MA-eligible, not on Medicare.
  • Income Limits (2025): ~$1,255/month (100% FPL); spenddown allowed.
  • Asset Limits: $3,000 (individual), $6,000 (couple).
  • MN Specifics: Includes EW services; 7 health plans available.
  • Services: Personal care (5-7 hours/day), respite, adult day care, home mods, limited nursing home care.
Consumer Support Grant (CSG)
Minnesota Consumer Support Grant
  • General: Age 65+ or disabled, Minnesota resident, eligible for MA personal care but opts for grant.
  • Income Limits (2025): ~$1,255/month (MA-eligible); spenddown allowed.
  • Asset Limits: $3,000 (individual).
  • MN Specifics: Can hire family; statewide via counties.
  • Services: Cash (~$500-$1,500/month) for personal care, respite, home mods, assistive tech.
Medicare Savings Program (MSP)
Minnesota Medicare Savings Program
  • General: Age 65+ or disabled, Minnesota resident, Medicare Part A/B.
  • Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
  • Asset Limits: $9,430 (individual), $14,130 (couple).
  • MN Specifics: Three tiers; no waitlist; includes Extra Help for Part D.
  • Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).
VA Aid and Attendance (A&A) and Housebound Benefits
Minnesota VA Aid and Attendance/Housebound
  • General: Age 65+ or disabled veteran/spouse, Minnesota resident, wartime service, need for ADL help (A&A) or homebound.
  • Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
  • Asset Limits: ~$155,356 (net worth limit).
  • MN Specifics: High veteran demand in rural/urban areas.
  • Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).
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