What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Three Bea’s Inc

Assisted Living Home

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Overview of Three Bea’s INC

Beautifully set in the quiet neighborhood of Lusby, MD, Three Bea’s INC. is an idyllic retreat that offers assisted living. With a compassionate and well-trained team available around the clock, residents receive top-notch care tailored to their daily living activities and personal needs. Beautifully furnished and cozy accommodations are provided in a warm and welcoming environment, ensuring residents feel a sense of belonging during their stay.

Residents are encouraged to live actively and make new friends with a carefully curated calendar of engaging activities and stimulating programs. There’s no need to worry about meals, as delicious and well-balanced dining options are served to meet their dietary needs and preferences. With its top-notch services and well-maintained amenities, residents are guaranteed the finest retirement experience.

(443) 532-8936

What does this home offer?

Housing Options: Private / Semi-Private Rooms

Dining Services

Housekeeping Services

Social and Recreational Activities

Types of Care at Three Bea’s Inc

Assisted Living

Get floorplan photos & videos Schedule a home tour Get detailed pricing Check availability Get brochure

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Pets Allowed: No

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Pets Allowed: No

Bed Options: Private / Semi-Private Rooms

6.5 miles from city center

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544 Barnacle Lane, Lusby, MD 20657

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Community Options Waiver

Maryland Medicaid Community Options Waiver

General: Age 65+ or disabled, Maryland resident, Medicaid- eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple) (excludes home, car).

MD Specifics: High urban demand; rural outreach efforts.

Senior Care Program

Maryland Senior Care

General: Age 65+, Maryland resident, at risk of nursing home placement.

Income Limits: ~$2,000/month (individual, varies by county).

Asset Limits: $11,000 (individual).

MD Specifics: Limited funding; waitlists common in high-demand areas.

Maryland Nursing Home Medicaid

Maryland Medical Assistance (Medicaid) Nursing Home Program

General: Age 65+, Maryland resident, Medicaid-eligible, requires nursing home-level care.

Income Limits (2025): $943/month (individual); most income applied to care costs.

Asset Limits: $2,500 (individual), $3,000 (couple); spousal protections up to $155,356.

MD Specifics: Home equity limit $636,000; estate recovery applies post-55.

Senior Assisted Living Subsidy Program

Maryland Senior Assisted Living Group Home Subsidy

General: Age 62+, Maryland resident, in or moving to approved assisted living, low/moderate income.

Income Limits (2025): ~$34,000/year (individual, varies by county).

Asset Limits: Not strict; prioritizes low-income.

MD Specifics: Not available statewide; facility must be licensed by MDH.

Veterans Aid and Attendance (A&A) Benefit

Maryland VA Aid and Attendance

General: Wartime veteran/spouse, age 65+ or disabled, needs ADL help, Maryland resident.

Income Limits (2025): Net income minus medical expenses < $1,984/month (individual with A&A).

Asset Limits: $155,356 (net worth limit).

MD Specifics: High veteran population in suburban/rural areas.

Senior Prescription Drug Assistance Program (SPDAP)

Maryland Senior Prescription Drug Assistance Program

General: Age 65+, Maryland resident (6+ months), Medicare Part D enrolled.

Income Limits (2025): $48,560/year (individual, 300% FPL).

Asset Limits: None specified.

MD Specifics: Supplements Medicare Part D; annual enrollment required.

Medicare Savings Programs (MSP)

Maryland Medicare Savings Programs

General: Age 65+, Maryland resident, Medicare Part A/B enrollee.

Income Limits (2025): $2,014/month (QMB), $2,706/month (SLMB/QI, individual).

Asset Limits: $9,090 (individual), $13,630 (couple).

MD Specifics: Includes QMB, SLMB, QI categories.

Community Personal Assistance Services (CPAS)

Maryland Medicaid Community Personal Assistance Services

General: Age 65+, Maryland resident, Medicaid-eligible, needs ADL assistance.

Income Limits (2025): $943/month (individual); spend-down available.

Asset Limits: $2,500 (individual), $3,000 (couple).

MD Specifics: Consumer-directed option allows hiring family caregivers.

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Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

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Three Bea’s Inc