What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Villaspring of Erlanger

Villaspring of Erlanger is a Nursing Home in Kentucky

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Overview of Villaspring of Erlanger

Villaspring stands as a premier destination for Transitional Care, catering to those requiring specialized attention on a short-term or ongoing basis. Located near the St. Elizabeth Hospital campus, This tranquil haven is enveloped by meticulously maintained grounds, graced with statues, walking paths, and a gazebo. Within this inviting setting, one can discover a café, a chapel, a beauty shop, and even a family guest room.
At Villaspring, every Transitional Care patient benefits from tailored care plans thoughtfully curated by their team of dedicated therapists and caregivers. This assisted living community seamlessly integrates a residential area alongside a dedicated rehab center, providing a comprehensive range of services. At Villaspring, their commitment to exceptional care and serene surroundings ensures that every senior resident receives the support they need to achieve their wellness goals.

(859) 727-6700

What families are saying

Quality of care and staff professionalism

The staff at the facility are consistently described as caring and compassionate, with multiple reviews highlighting their attentiveness and respectful treatment of residents, particularly during challenging end-of-life care.

Care & staff

Mobility support and physical accessibility

The therapy and rehabilitation services are generally well-regarded, with specific praise for their effectiveness in helping residents recover mobility, though there are concerns about the appropriateness of therapy for certain medically fragile individuals.

Mobility

Quality ratings

Measured by Centers for Medicare & Medicaid Services (CMS)

Nurse hours per resident 3.21/day

Overall rating

4/5

Health Inspection

4/5

Staffing

2/5

Quality Measures

3/5

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 140

This home usually has limited availability

Occupancy is moderate, suggesting balanced demand.

91%

129

TYPE OF STAY

Mix of rehab and long-term care

This home supports both short-term rehab and long-term care, with residents staying for a wide range of durations.

Might be optimal for

Flexible care needs

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

35% of new residents, usually for short-term rehab.

Typical stay 3 - 4 months

Private pay

53% of new residents, often for short stays.

Typical stay 1 - 2 months

Medicaid

11% of new residents, often for long-term daily care.

Typical stay 2 - 3 months

Finances and operations

Home revenue

$18.1M

Surplus of revenue

$181.8K

Voluntary non-profit home Church

Home revenue

$18,136,086.00

Surplus of revenue

$181,825.00

Payroll costs

$7.5M

41.3% of revenue

Other operating costs

$8.0M

Total costs $15.5M

Comparison Chart

Compare Nursing Homes around Covington

Villaspring of Erlanger

SNF

BORTZ FAMILY IRREVOCABLE T/A

91.0%

$18,136,086.00

$7,490,092.00

41.3%

128.60

4/5

3.2139

4/5

2/5

3/5

Rosedale Green

SNF

KNOLLMAN, LONDA

85.3%

$17,787,336.00

$5,865,026.00

33%

162.40

2/5

4.3608

3/5

1/5

Carmel Manor

SNF

THE CARMELITE SISTERS FOR THE AGED AND INFIRM

90.4%

$10,015,625.00

$2,933,678.00

29.3%

85.80

1/5

4.5639

1/5

4/5

1/5

Baptist Life Communities

SNF

Garrard Convalescent Home

SNF

Covington

Villaspring of Erlanger

Type of care: SNF AL

Pets Allowed: No

Operator: BORTZ FAMILY IRREVOCABLE T/A

CCN: 185447

Occupancy: 91.0%

Home Revenue: $18,136,086.00

Payroll Costs: $7,490,092.00

Payroll %: 41.3%

Avg Residents/Day: 128.60

Overall Rating: 4/5

Adj Nurse Hours: 3.2139

Health Insp Rating: 4/5

Staffing Rating: 2/5

QM Rating: 3/5

Rosedale Green

Type of care: SNF AL

Pets Allowed: No

Operator: KNOLLMAN, LONDA

CCN: 185225

Occupancy: 85.3%

Home Revenue: $17,787,336.00

Payroll Costs: $5,865,026.00

Payroll %: 33%

Avg Residents/Day: 162.40

Overall Rating: 2/5

Adj Nurse Hours: 4.3608

Health Insp Rating: 3/5

Staffing Rating: 3/5

QM Rating: 1/5

Carmel Manor

Type of care: SNF AL

Pets Allowed: No

Operator: THE CARMELITE SISTERS FOR THE AGED AND INFIRM

CCN: 185208

Occupancy: 90.4%

Home Revenue: $10,015,625.00

Payroll Costs: $2,933,678.00

Payroll %: 29.3%

Avg Residents/Day: 85.80

Overall Rating: 1/5

Adj Nurse Hours: 4.5639

Health Insp Rating: 1/5

Staffing Rating: 4/5

QM Rating: 1/5

Number of Fines: 8

Baptist Life Communities

Type of care: SNF AL

Pets Allowed: No

Garrard Convalescent Home

Type of care: AL IL MC SNF

Community: Covington

Pets Allowed: No

Guides for Better Senior Living

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Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Claim What’s Yours: Financial Aid for Kentucky Seniors

Program

State Program Name

Eligibility

Benefits

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
KY Specifics: Rural focus; waitlists possible.

Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.

Hart-Supported Living Program

KY Hart-Supported Living

Official government program page

General: Age 65+ or disabled, Kentucky resident.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
KY Specifics: Competitive grants; limited availability.

Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).
Asset Limits: Not assessed; need-based focus.
KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025): ~$31,225/year (individual); varies by AAA.
Asset Limits: Not strictly assessed; need-based.
KY Specifics: Max $1,500/year; statewide via AAAs.

Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
KY Specifics: Priority for veterans, rural residents.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
KY Specifics: High veteran demand in rural areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Claim What’s Yours Financial Aid for Kentucky Seniors

Kentucky Medicaid HCB Waiver

Home and Community Based Waiver

Requirements:

General:
Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025):
~$2,829/month (300% FBR, individual).
Asset Limits:
$2,000 (individual), $3,000 (couple).
KY Specifics:
Rural focus; waitlists possible.

Benefits without Contact:

Services: Personal care (5-7 hours/day), respite (240 hours/year), homemaker services, home modifications.

KY Hart-Supported Living

Hart-Supported Living Program

Requirements:

General:
Age 65+ or disabled, Kentucky resident.
Income Limits:
No strict limit; prioritizes low-income.
Asset Limits:
Not applicable.
KY Specifics:
Competitive grants; limited availability.

Benefits without Contact:

Services: In-home support (up to 10 hours/week), respite (varies), adaptive equipment (~$500 avg.).

Official Program Page

Kentucky Homecare Program

Requirements:

General:
Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.
Income Limits (2025):
No strict limit; prioritizes low-income (~$24,980/year individual).
Asset Limits:
Not assessed; need-based focus.
KY Specifics:
15 AAAs; rural focus; not in nursing homes.

Benefits without Contact:

Services: Personal care (4-6 hours/day), respite (5 days/year), chore services, meal delivery ($7/meal), minor home repairs.

Kentucky Medicare Savings Program

Medicare Savings Program (MSP)

Requirements:

General:
Age 65+ or disabled, Kentucky resident, Medicare Part A/B.
Income Limits (2025):
~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits:
$9,430 (individual), $14,130 (couple).
KY Specifics:
Three tiers; no waitlist; auto Extra Help for Part D.

Benefits without Contact:

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Kentucky NFCSP Respite Care

National Family Caregiver Support Program (NFCSP) Respite

Requirements:

General:
Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).
Income Limits (2025):
Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits:
Not assessed; need-based.
KY Specifics:
15 AAAs; prioritizes low-income, rural caregivers.

Benefits without Contact:

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($55/day), caregiver training, supplies (~$500/year).

Kentucky Family Caregiver Program

Requirements:

General:
Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.
Income Limits (2025):
~$31,225/year (individual); varies by AAA.
Asset Limits:
Not strictly assessed; need-based.
KY Specifics:
Max $1,500/year; statewide via AAAs.

Benefits without Contact:

Services: Grants (~$500-$1,500/year) for respite, supplies, care costs; counseling, training.

Kentucky SCSEP

Senior Community Service Employment Program (SCSEP)

Requirements:

General:
Age 55+, unemployed, low-income, Kentucky resident.
Income Limits (2025):
~$1,983/month (125% FPL).
Asset Limits:
Not specified; income-focused.
KY Specifics:
Priority for veterans, rural residents.

Benefits without Contact:

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Kentucky VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

General:
Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025):
Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits:
~$155,356 (net worth limit).
KY Specifics:
High veteran demand in rural areas.

Benefits without Contact:

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Who we are

Your Senior Care Partner, Every Step of the Way

We help families find affordable senior communities and unlock same day discounts, Medicaid, and Medicare options tailored to your needs.

Villaspring of Erlanger

Villaspring of Erlanger is a Nursing Home in Kentucky

Villaspring of Erlanger is a Nursing Home in Kentucky

Villaspring of Erlanger

Villaspring of Erlanger is a Nursing Home in Kentucky

Villaspring of Erlanger is a Nursing Home in Kentucky

What families are saying

Quality of care and staff professionalism

Mobility support and physical accessibility

Quality ratings

Capacity and availability

Medium-capacity home

This home usually has limited availability

Who this home usually serves

Mix of rehab and long-term care

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

Comparison Chart

Guides for Better Senior Living

Eldertainment

Claim What’s Yours: Financial Aid for Kentucky Seniors

Claim What’s Yours Financial Aid for Kentucky Seniors

Home and Community Based Waiver

Requirements:

Benefits without Contact:

Hart-Supported Living Program

Requirements:

Benefits without Contact:

Kentucky Homecare Program

Requirements:

Benefits without Contact:

Medicare Savings Program (MSP)

Requirements:

Benefits without Contact:

National Family Caregiver Support Program (NFCSP) Respite

Requirements:

Benefits without Contact:

Kentucky Family Caregiver Program

Requirements:

Benefits without Contact:

Senior Community Service Employment Program (SCSEP)

Requirements:

Benefits without Contact:

VA Aid and Attendance (A&A) and Housebound Benefits

Requirements:

Benefits without Contact:

Contact Us

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Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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