What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Assisted Living in Gary

Volunteers of America The Gardens on Carolina

Assisted Living in Gary

Volunteers of America The Gardens on Carolina

521 Carolina St, Gary, IN 46402 View map

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Overview of Volunteers of America the Gardens on Carolina

The Gardens on Carolina, situated in Gary, Indiana, has been meticulously designed to cater to the specific needs of elderly individuals. All apartments are accessible through interior corridors, ensuring the highest level of security and ease of access via elevators and stairs. This community features highly efficient floor plans, energy-conscious architectural solutions, and a range of top-quality amenities to enhance the comfort and well-being of senior residents. The three-story design minimizes walking distances with shortened corridors on each floor, providing a senior-friendly environment that prioritizes security and mobility. The building layout has been thoughtfully organized, offering adjacent parking facilities for the convenience, safety, and accessibility of residents.

Volunteers of America, a prominent national leader in senior care and housing, is committed to providing outstanding housing options for seniors across the United States. Their focus in Indiana is empowering senior citizens to maintain their cherished independence. Their dedication to service-enriched housing ensures seniors enjoy the quality of life they desire and deserve. Volunteers of America offers senior residents the opportunity to lead fulfilling lives while gracefully aging in a secure and supportive environment.

(219) 951-0534

Walk Score: 39 / 100

Somewhat walkable. A few nearby services may be reachable on foot, but most trips require transportation.

About this community

Specific ProgramsAffordable Housing, Assisted Living, Independent Living, Meals Programs, Aging with Options, Short-term Rehabilitation, Skilled Nursing Facility / Memory Care

What does this home offer?

Pets Allowed: Yes, Pets Allowed

Housing Options: 1 Bed

Building Type: 3-storey

Transportation Services

Fitness and Recreation

Types of Care at Volunteers of America The Gardens on Carolina

Assisted Living

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Volunteers of America The Gardens on Carolina

Gary

Yes

1 Bed

Brentwood at Hobart Senior Living

Type of care: AL MC

Community: Hobart

Bed Count: 140

Pets Allowed: Yes

Bed Options: Studio / Suite / 1 Bed / 2 Bed

Bickford of Crown Point

Type of care: AL

Community: Crown Point

Bed Count: 82

Pets Allowed: Yes

Bed Options: 1 Bed

Volunteers of America The Gardens on Carolina

Type of care: AL

Community: Gary

Bed Count: 37

Pets Allowed: Yes

Bed Options: 1 Bed

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0.7 miles from city center — 6.59 miles to nearest hospital (St. Catherine Hospital)

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Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

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Aged and Disabled Waiver

Indiana Medicaid A&D Waiver

General: Age 65+ or disabled, Indiana resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: Requires level-of-care determination.

CHOICE Program

Indiana CHOICE

General: Age 60+, Indiana resident, at risk of nursing home.

Income Limits: ~$2,000/month (varies).

Asset Limits: $10,000 (individual).

IN Specifics: Limited funding; regional variation.

Residential Care Assistance Program (RCAP)

Indiana Residential Care Assistance Program

General: Age 65+, or blind, or disabled, Indiana resident, in approved facility, low-income or SSI recipient.

Income Limits (2025): ~$1,004/month (including SSI).

Asset Limits: $2,000 (individual), $3,000 (couple).

IN Specifics: ~50 facilities statewide; per diem rate set by FSSA.

Medicare Savings Program (MSP)

Indiana Medicare Savings Program

General: Age 65+ or disabled, Indiana resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

IN Specifics: Three tiers; no waitlist.

National Family Caregiver Support Program (NFCSP) Respite

Indiana NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Indiana resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

IN Specifics: 16 AAAs; prioritizes low-income, rural caregivers.

Senior Community Service Employment Program (SCSEP)

Indiana SCSEP

General: Age 55+, unemployed, low-income, Indiana resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

IN Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Indiana VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Indiana resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

IN Specifics: High veteran demand statewide.

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Assisted Living in Gary

Volunteers of America The Gardens on Carolina

Assisted Living in Gary