Watson Fields

Article: How to get Medicare and Medicaid to Pay for Assisted Living

3.3 miles from city center

Description

The sister home of Bellamy Fields, Watson Fields, is one of Dover’s most trusted assisted living homes. Residents of the community are encouraged to have a strong sense of freedom with no shame of being able to receive additional assistance; they can expect a balanced lifestyle of comfort and calmness to be met with full support.

Watson Fields residents can live a fulfilling everyday life through the community’s extensive services. Their amenities and services include laundry, transportation, healthy and savory home-cooked meals, social activities, and fitness activities.

Map

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Details

What does this place offer?

Pets Allowed Yes, Pets Allowed

Housing Options Semi-Private Rooms

Building Type Single-storey

Amenities

Transportation Services

Fitness and Recreation

Type of Care Available

Assisted Living Nursing Homes

Claim What’s Yours: Financial Aid for New Hampshire Seniors

Program

State Program Name

Eligibility

Benefits

Choices for Independence

NH Medicaid CFI Waiver

General: Age 65+ or disabled, New Hampshire resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
NH Specifics: Small state; rural access emphasis.

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home aides.

NH ServiceLink Aging and Disability Resource Center

NH ServiceLink

General: Age 60+, New Hampshire resident, or caregiver.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
NH Specifics: Primarily referral-based; limited direct funding.

Services: Care coordination, respite (up to 5 days/year), transportation (~5 trips/month).

Old Age Assistance (OAA)

New Hampshire Old Age Assistance

General: Age 65+, NH resident, US citizen/eligible alien, not in public institution.
Income Limits (2025): ~$1,063/month (individual, net after deductions); varies by living arrangement.
Asset Limits: $1,500 (individual), $2,000 (couple).
NH Specifics: Automatic Medicaid eligibility; estate recovery applies.

Services: Cash (~$50-$200/month) for living costs (e.g., rent, utilities, care support).

New Hampshire Family Caregiver Program (via NFCSP)

New Hampshire Family Caregiver Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; NH resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
NH Specifics: 13 ServiceLink locations; rural/low-income priority.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Medicare Savings Program (MSP)

New Hampshire Medicare Savings Program

General: Age 65+ or disabled, NH resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
NH Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

New Hampshire Fuel Assistance Program (FAP)

New Hampshire Fuel Assistance Program

General: Age 60+ prioritized, NH resident, low-income household.
Income Limits (2025): ~$33,614/year (1-person), ~$43,958/year (2-person) (150% FPL).
Asset Limits: Not assessed; income-focused.
NH Specifics: Administered by 5 CAP agencies; covers oil, gas, electric, wood.

Services: Heating aid ($300-$1,200/season), weatherization, emergency fuel ($450 max).

Senior Community Service Employment Program (SCSEP)

New Hampshire SCSEP

General: Age 55+, unemployed, low-income, NH resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
NH Specifics: Priority for veterans, rural residents; AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

New Hampshire VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, NH resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
NH Specifics: High veteran demand in rural/urban areas.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

NH Low and Moderate Income Homeowners Property Tax Relief

New Hampshire Property Tax Relief

General: Age 65+ prioritized, NH resident, homeowner, paid property taxes.
Income Limits (2025): ~$47,000/year (individual), ~$60,000/year (couple).
Asset Limits: Not assessed; home value cap at $750,000.
NH Specifics: Refundable relief (~$100-$500/year); annual application.

Services: Tax relief (~$100-$500/year) to offset housing costs, indirectly aiding care funding.

Claim What’s Yours Financial Aid for New Hampshire Seniors

NH Medicaid CFI Waiver

Choices for Independence

Eligibility

General: Age 65+ or disabled, New Hampshire resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
NH Specifics: Small state; rural access emphasis.

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care (~$65/day), home aides.

NH ServiceLink

NH ServiceLink Aging and Disability Resource Center

Eligibility

General: Age 60+, New Hampshire resident, or caregiver.
Income Limits: No strict limit; prioritizes low-income.
Asset Limits: Not applicable.
NH Specifics: Primarily referral-based; limited direct funding.

Benefits

Services: Care coordination, respite (up to 5 days/year), transportation (~5 trips/month).

New Hampshire Old Age Assistance

Old Age Assistance (OAA)

Eligibility

General: Age 65+, NH resident, US citizen/eligible alien, not in public institution.
Income Limits (2025): ~$1,063/month (individual, net after deductions); varies by living arrangement.
Asset Limits: $1,500 (individual), $2,000 (couple).
NH Specifics: Automatic Medicaid eligibility; estate recovery applies.

Benefits

Services: Cash (~$50-$200/month) for living costs (e.g., rent, utilities, care support).

New Hampshire Family Caregiver Program

New Hampshire Family Caregiver Program (via NFCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; NH resident; functional needs (2+ ADLs).
Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.
Asset Limits: Not assessed; need-based.
NH Specifics: 13 ServiceLink locations; rural/low-income priority.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

New Hampshire Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, NH resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
NH Specifics: Three tiers; no waitlist; includes Extra Help for Part D.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

New Hampshire Fuel Assistance Program

New Hampshire Fuel Assistance Program (FAP)

Eligibility

General: Age 60+ prioritized, NH resident, low-income household.
Income Limits (2025): ~$33,614/year (1-person), ~$43,958/year (2-person) (150% FPL).
Asset Limits: Not assessed; income-focused.
NH Specifics: Administered by 5 CAP agencies; covers oil, gas, electric, wood.

Benefits

Services: Heating aid ($300-$1,200/season), weatherization, emergency fuel ($450 max).

New Hampshire SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, NH resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
NH Specifics: Priority for veterans, rural residents; AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

New Hampshire VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, NH resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
NH Specifics: High veteran demand in rural/urban areas.