What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

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Resident interviews at our senior living facilities

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Westminster Terrace

LOUISVILLE, KY 40218 View Map

Westminster Terrace is a Nursing Home in Kentucky

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Overview of Westminster Terrace

Westminster Terrace is a senior living community located in Westminster, California. It offers assisted living, independent living, and short-term stay options, providing personalized care in a warm, home-like environment. Residents can enjoy a variety of amenities and engaging activities designed to enhance their well-being.

(502) 499-9383 info@westminsterterrace.com

Capacity and availability

Medium-capacity home

Offers a balance of services and community atmosphere.

Total beds 112

This home usually has availability

Lower occupancy suggests more openings may be available.

35.7%

95 days

TYPE OF STAY

Mostly short-term rehab stays

Most residents typically stay for a few weeks or months before returning home or moving on.

Might be optimal for

Short stays Recovery Medicare-covered care

How we assess these insights Show admissions and discharges

Breakdown by payment type

Medicare

67% of new residents, usually for short-term rehab.

Typical stay 27 days

Private pay

17% of new residents, often for short stays.

Typical stay 1 years

Medicaid

17% of new residents, often for long-term daily care.

Typical stay 11 - 12 years

Finances and operations

Home revenue

$2.2M

Operating deficit

-$728.4K

Voluntary non-profit home Church

Home revenue

$2,175,585.00

Operating deficit

$-728,396.00

Payroll costs

$1.5M

67% of revenue

Other operating costs

$1.4M

Total costs $2.9M

112-bed community

A larger shared setting that may offer more common spaces and organized community services.

1 year in operation

A newer community that may feature more recent facilities and programs.

About this community

License Status

Active

Facility Type

Long Term Care (Nursing Facility)

License Date

November 1, 2024

Additional licensing details

License number: 100242

CMS Certification Number: 185137

County: JEFFERSON

RCFE Number: 306006195

Awards: Best Business of 2025, Best in Senior Living

Ownership & operating entity

Westminster Terrace is administrated by GARY PREECE.

Owner name: PRESBYTERIAN HOMES AND SERVICES OF KY, INC.

Safety & Compliance

Emergency Systems: Emergency Call System

Safety Features: Secure Environment

Care Services

Nursing Services

Respite Care

Independent Living

24-Hour Staffing

Additional Policies & Features

Pets Allowed

Housekeeping: Yes

Linen Service: Yes

Amenities & Lifestyle

Programs & Activities

Activities

Engaging activities and outings available.

Religious Services

Yes

Dining & Nutrition

Food Description

Gourmet meals prepared with fresh, locally sourced ingredients, catering to residents' dietary needs.

Meals Included

Yes

Meal Schedule

3 Nutritious Meals Served Daily; Snacks and Hydration Offered 24/7

Compare Nursing Homes around Louisville

Essex Nursing and Rehabilitation Center

SNF

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128

FLATT, JOSEPH

88.8%

$13,536,971.00

$5,114,992.00

37.8%

111.70

4/5

3.6209

3/5

5/5

-3%

+9%

Highlands Nursing and Rehabilitation

SNF

KY 40205

154

HIGHLANDS NURSING AND REHABILITATION HOLDINGS LLC

94.2%

$16,018,473.00

$6,253,968.00

39%

146.20

2/5

2.7634

2/5

3/5

-26%

+16%

Cherokee Park Rehabilitation

SNF

Louisville (Highlands Douglass)

104

A+

CHEROKEE PARK REHABILITATION, LLC

87.1%

$11,355,698.00

$5,544,460.00

48.8%

92.50

2/5

3.3580

2/5

3/5

2/5

-10%

+7%

Christian Health Center of Louisville

SNF

Louisville (Old Louisville)

122

71.5%

$12,845,700.00

$4,162,400.00

32.4%

103.50

1/5

3.4489

2/5

1/5

3/5

-8%

-12%

Westminster Terrace

SNF

KY 40218

#N/A

35.7%

$2,174,370.00

$1,458,090.00

67.1%

-56%

Essex Nursing and Rehabilitation Center

Type of care: SNF AL

Community: Louisville

Bed Count: 128

Pets Allowed: No

Operator: FLATT, JOSEPH

CCN: 185288

Occupancy: 88.8%

Home Revenue: $13,536,971.00

Payroll Costs: $5,114,992.00

Payroll %: 37.8%

Avg Residents/Day: 111.70

Overall Rating: 4/5

Adj Nurse Hours: 3.6209

Health Insp Rating: 3/5

Staffing Rating: 3/5

QM Rating: 5/5

Citations: 10

RN share vs State Avg:

-34%

Staffing vs State Avg:

-3%

Occupancy vs State Avg:

+9%

Highlands Nursing and Rehabilitation

Type of care: SNF AL

Community: KY 40205

Bed Count: 154

Pets Allowed: No

Operator: HIGHLANDS NURSING AND REHABILITATION HOLDINGS LLC

CCN: 185039

Occupancy: 94.2%

Home Revenue: $16,018,473.00

Payroll Costs: $6,253,968.00

Payroll %: 39%

Avg Residents/Day: 146.20

Overall Rating: 2/5

Adj Nurse Hours: 2.7634

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 3/5

Number of Fines: 2

Citations: 30

Severe Citations: 7

RN share vs State Avg:

+30%

Staffing vs State Avg:

-26%

Occupancy vs State Avg:

+16%

Cherokee Park Rehabilitation

Type of care: SNF AL

Community: Louisville (Highlands Douglass)

Bed Count: 104

Pets Allowed: No

Operator: CHEROKEE PARK REHABILITATION, LLC

CCN: 185237

Occupancy: 87.1%

Home Revenue: $11,355,698.00

Payroll Costs: $5,544,460.00

Payroll %: 48.8%

Avg Residents/Day: 92.50

Overall Rating: 2/5

Adj Nurse Hours: 3.3580

Health Insp Rating: 2/5

Staffing Rating: 3/5

QM Rating: 2/5

Number of Fines: 1

Citations: 35

Severe Citations: 5

RN share vs State Avg:

+67%

Staffing vs State Avg:

-10%

Occupancy vs State Avg:

+7%

Christian Health Center of Louisville

Type of care: SNF AL

Community: Louisville (Old Louisville)

Bed Count: 122

Pets Allowed: No

CCN: 185029

Occupancy: 71.5%

Home Revenue: $12,845,700.00

Payroll Costs: $4,162,400.00

Payroll %: 32.4%

Avg Residents/Day: 103.50

Overall Rating: 1/5

Adj Nurse Hours: 3.4489

Health Insp Rating: 2/5

Staffing Rating: 1/5

QM Rating: 3/5

Citations: 16

RN share vs State Avg:

-26%

Staffing vs State Avg:

-8%

Occupancy vs State Avg:

-12%

Westminster Terrace

Type of care: SNF AL

Community: KY 40218

Bed Count: 86

Pets Allowed: No

Operator: #N/A

CCN: 185137

Occupancy: 35.7%

Home Revenue: $2,174,370.00

Payroll Costs: $1,458,090.00

Payroll %: 67.1%

Occupancy vs State Avg:

-56%

Living Spaces & Floor Plans

Boardwalk Floor Plan

Coast Floor Plan

Cove Floor Plan

Current Floor Plan

Dune Floor Plan

Sea Breeze 1 Bedroom Floor Plan

Sea Breeze 2 Bedroom Floor Plan

LOUISVILLE, KY 40218

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Financial Trends

Historical financial and operational data for Westminster Terrace based on CMS SNF Cost Reports.

Occupancy Rate 35.7% ↓ 12.8pp vs 2022

Net Income -$728,396 ↑ ~$2.9M vs 2022

Total Payroll $1,700,323 ↓ ~$4.0M vs 2022

Profit Margin -33.5% ↑ 13.9pp vs 2022

Loading trend charts...

Metric	2011	2012	2013	2014	2015	2016	2017	2018	2019	2020	2021	2022	2023
Occupancy %	83.6%	84.6%	79.8%	79.4%	84.7%	81.0%	85.2%	82.8%	85.1%	79.1%	70.0%	48.6%	35.7%
Beds	112	112	112	112	112	112	112	112	112	112	112	108	86
Net Income	-$220,891	$405,367	-$285,468	-$279,558	-$261,959	-$2,785,386	-$563,613	-$666,133	-$1,000,845	-$894,674	-$2,641,929	-$3,609,291	-$728,396
Gross Revenue	$10,050,012	$10,446,345	$9,834,304	$9,899,421	$11,087,123	$10,345,592	$12,505,446	$11,809,648	$12,110,323	$11,971,862	$10,826,872	$7,619,142	$2,174,370
Operating Expenses	$7,933,301	$7,809,291	$8,084,272	$8,285,420	$9,004,524	$9,358,030	$10,782,404	$10,412,303	$10,534,451	$11,226,375	$11,740,943	$10,282,337	$2,554,168
Net Patient Revenue	$7,711,863	$8,150,260	$7,854,509	$8,008,684	$8,707,885	$6,530,584	$10,158,922	$9,738,306	$9,535,201	$9,382,769	$8,953,684	$6,652,961	$1,824,555
Total Payroll	$4,704,594	$4,726,098	$5,049,679	$5,159,925	$5,563,120	$5,645,290	$6,466,295	$6,265,233	$6,197,603	$6,818,242	$7,591,598	$5,682,334	$1,700,323
Profit Margin %	-2.2%	3.9%	-2.9%	-2.8%	-2.4%	-26.9%	-4.5%	-5.6%	-8.3%	-7.5%	-24.4%	-47.4%	-33.5%
Medicare %	8.9%	11.1%	11.3%	13.5%	13.0%	11.0%	12.5%	9.8%	8.3%	7.9%	6.5%	4.6%	2.3%
Medicaid %	64.6%	61.0%	55.1%	57.9%	64.1%	66.7%	67.0%	67.7%	69.6%	70.3%	76.4%	79.1%	88.4%
Private %	26.5%	27.9%	33.7%	28.7%	22.8%	22.3%	20.4%	22.5%	22.1%	21.8%	17.1%	16.3%	9.3%
Revenue/Day	$226	$235	$241	$247	$252	$197	$292	$288	$274	$289	$313	$348	$376
Cost/Day	$232	$225	$248	$255	$260	$282	$310	$308	$303	$346	$410	$537	$526
Avg Length of Stay	186.6 days	167.6 days	156.9 days	139.4 days	127.2 days	120.8 days	150.1 days	133.2 days	137.5 days	173.4 days	198.8 days	299.1 days	95.2 days

Guides for Better Senior Living

Care Cost Calculator: See Prices in Your Area

Nursing Home Data Explorer

Don’t Wait Too Long: 7 Red Flag Signs Your Parent Needs Assisted Living Now

The True Cost of Assisted Living in 2025 – And How Families Are Paying For It

Understanding Senior Living Costs: Pricing Models, Discounts & Financial Assistance

Home and Community Based Waiver

Kentucky Medicaid HCB Waiver

General: Age 65+ or disabled, Kentucky resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025): ~$2,829/month (300% FBR, individual).

Asset Limits: $2,000 (individual), $3,000 (couple).

KY Specifics: Rural focus; waitlists possible.

Hart-Supported Living Program

KY Hart-Supported Living

General: Age 65+ or disabled, Kentucky resident.

Income Limits: No strict limit; prioritizes low-income.

Asset Limits: Not applicable.

KY Specifics: Competitive grants; limited availability.

Kentucky Homecare Program

General: Age 60+, Kentucky resident, at risk of nursing home placement, not eligible for Medicaid waivers.

Income Limits (2025): No strict limit; prioritizes low-income (~$24,980/year individual).

Asset Limits: Not assessed; need-based focus.

KY Specifics: 15 AAAs; rural focus; not in nursing homes.

Medicare Savings Program (MSP)

Kentucky Medicare Savings Program

General: Age 65+ or disabled, Kentucky resident, Medicare Part A/B.

Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits: $9,430 (individual), $14,130 (couple).

KY Specifics: Three tiers; no waitlist; auto Extra Help for Part D.

National Family Caregiver Support Program (NFCSP) Respite

Kentucky NFCSP Respite Care

General: Caregivers of 60+ needing care or 55+ caregivers of others; Kentucky resident; functional needs (2+ ADLs).

Income Limits (2025): Prioritizes ~$24,980/year (individual); no strict cap.

Asset Limits: Not assessed; need-based.

KY Specifics: 15 AAAs; prioritizes low-income, rural caregivers.

Kentucky Family Caregiver Program

General: Grandparents (often 55+) as primary caregivers to grandchildren under 18, Kentucky resident, not on Kinship Care.

Income Limits (2025): ~$31,225/year (individual); varies by AAA.

Asset Limits: Not strictly assessed; need-based.

KY Specifics: Max $1,500/year; statewide via AAAs.

Senior Community Service Employment Program (SCSEP)

Kentucky SCSEP

General: Age 55+, unemployed, low-income, Kentucky resident.

Income Limits (2025): ~$1,983/month (125% FPL).

Asset Limits: Not specified; income-focused.

KY Specifics: Priority for veterans, rural residents.

VA Aid and Attendance (A&A) and Housebound Benefits

Kentucky VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, Kentucky resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits: ~$155,356 (net worth limit).

KY Specifics: High veteran demand in rural areas.

Westminster Terrace

Westminster Terrace is a Nursing Home in Kentucky

Westminster Terrace is a Nursing Home in Kentucky

Westminster Terrace

Westminster Terrace is a Nursing Home in Kentucky

Westminster Terrace is a Nursing Home in Kentucky

Capacity and availability

Medium-capacity home

This home usually has availability

Who this home usually serves

Mostly short-term rehab stays

Breakdown by payment type

Medicare

Private pay

Medicaid

Finances and operations

About this community

Additional licensing details

Ownership & operating entity

Safety & Compliance

Care Services

Additional Policies & Features

Amenities & Lifestyle

Programs & Activities

Dining & Nutrition

Compare Nursing Homes around Louisville

Living Spaces & Floor Plans

Boardwalk Floor Plan

Coast Floor Plan

Cove Floor Plan

Current Floor Plan

Dune Floor Plan

Sea Breeze 1 Bedroom Floor Plan

Sea Breeze 2 Bedroom Floor Plan

Places of interest near Westminster Terrace

Calculate Travel Distance to Westminster Terrace

Financial Trends

Occupancy Rate

Financial Performance

Payroll & Labor Costs

Payer Mix

Revenue vs Cost Per Patient Day

Guides for Better Senior Living

Eldertainment

Financial Aid for Kentucky Seniors

Home and Community Based Waiver

Hart-Supported Living Program

Kentucky Homecare Program

Medicare Savings Program (MSP)

National Family Caregiver Support Program (NFCSP) Respite

Kentucky Family Caregiver Program

Senior Community Service Employment Program (SCSEP)

VA Aid and Attendance (A&A) and Housebound Benefits

Touring Checklist for Senior Living

Location

Community Spaces and Overall Environment

Services

Staffing

Accommodations

Finances

Other Notes

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