Whispering Winds

3.4 miles from city center

Description

Whispering Winds, situated in Bend, Oregon, offers an intimate and charming environment as a retirement home tailored for seniors seeking independent living. This pet-friendly community provides elegantly appointed apartment homes, eliminating the burdens of home maintenance and ensuring a hassle-free lifestyle for independent living seniors. With full kitchens, in-home laundry, private backyards, and available garages, Whispering Winds prioritizes comfort and convenience.

Surrounded by classic charm, Whispering Winds goes beyond the traditional retirement home experience by featuring a range of social programs and amenities that add an extra layer of excellence. From a creativity room to billiards and game rooms, activity spaces, a multipurpose room, and a well-stocked library and reading room, this community is thoughtfully designed to enrich the lives of those seeking homes for independent living.

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Type of Care Available

Independent Living

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How to get Medicare and Medicad to Pay for Assisted Living

Comparison Chart

Compare senior living communities around the area

Whispering Winds

Bend

Studio / 1 Bed / 2 Bed

N/A

Stone Lodge Gracious Retirement Living

Bend

Studio / 1 Bed / 2 Bed

N/A

Claim What’s Yours: Financial Aid for Oregon Seniors

Program

State Program Name

Eligibility

Benefits

Oregon Project Independence (OPI)

OPI

General: Age 60+, Oregon resident, at risk of nursing home but not Medicaid-eligible.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
OR Specifics: Cost-sharing required; rural/urban balance.

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

Oregon Medicaid Community-Based Care

OR Medicaid CBC

General: Age 65+ or disabled, Oregon resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
OR Specifics: High demand in urban areas (e.g., Portland).

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Program of All-Inclusive Care for the Elderly (PACE)

Oregon PACE (e.g., Providence ElderPlace)

General: Age 55+, OR resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
OR Specifics: Available in 11 counties (e.g., Multnomah, Washington); Providence ElderPlace dominant provider.

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Medicare Savings Program (MSP)

Oregon Medicare Savings Program

General: Age 65+ or disabled, OR resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
OR Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Low-Income Home Energy Assistance Program (LIHEAP)

Oregon LIHEAP

General: Age 60+ prioritized, OR resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
OR Specifics: Covers gas, electric, oil; emergency aid via Oregon Energy Fund (OEF).

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max via OEF).

Family Caregiver Support Program (FCSP)

Oregon Family Caregiver Support Program

General: Caregivers of 60+ needing care or 55+ caregivers of others; OR resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
OR Specifics: 15 regions; rural priority; includes grandparent caregivers.

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Senior Community Service Employment Program (SCSEP)

Oregon SCSEP

General: Age 55+, unemployed, low-income, OR resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
OR Specifics: Priority for veterans, rural residents; Easterseals/AARP partnership.

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

VA Aid and Attendance (A&A) and Housebound Benefits

Oregon VA Aid and Attendance/Housebound

General: Age 65+ or disabled veteran/spouse, OR resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
OR Specifics: High veteran demand; Oregon Veterans’ Homes option.

Services: Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living).

Senior Property Tax Deferral Program

Oregon Property Tax Deferral for Disabled and Senior Citizens

General: Age 62+, OR resident, homeowner 5+ years, low-income.
Income Limits (2025): ~$58,000/year (household, adjusted annually).
Asset Limits: Home value < county median; equity > 15%.
OR Specifics: Deferred taxes accrue 6% interest; repaid upon sale/death.

Services: Tax deferral (~$1,000-$3,000/year avg., varies by county).

Elderly Nutrition Program (ENP)

Oregon Elderly Nutrition Program

General: Age 60+, OR resident (or spouse of any age); no income limit.
Income Limits (2025): None; donations encouraged.
Asset Limits: Not assessed.
OR Specifics: Includes Meals on Wheels; prioritizes homebound/low-income.

Services: Home-delivered or congregate meals (~$5-$7/meal value, 5 meals/week avg.).

Claim What’s Yours Financial Aid for Oregon Seniors

OPI

Oregon Project Independence (OPI)

Eligibility

General: Age 60+, Oregon resident, at risk of nursing home but not Medicaid-eligible.
Income Limits: ~$2,000/month (individual, varies).
Asset Limits: $5,000 (individual).
OR Specifics: Cost-sharing required; rural/urban balance.

Benefits

Services: In-home care (3-5 hours/week), respite (up to 10 days/year), adult day care (~$70/day), transportation (~5 trips/month).

OR Medicaid CBC

Oregon Medicaid Community-Based Care

Eligibility

General: Age 65+ or disabled, Oregon resident, Medicaid-eligible, nursing home-level care need.
Income Limits (2025): ~$2,829/month (300% FBR, individual).
Asset Limits: $2,000 (individual), $3,000 (couple).
OR Specifics: High demand in urban areas (e.g., Portland).

Benefits

Services: Personal care (5-7 hours/day), respite (240 hours/year), adult day care ($70/day), home modifications ($1,500 avg.).

Oregon PACE (e.g., Providence ElderPlace)

Program of All-Inclusive Care for the Elderly (PACE)

Eligibility

General: Age 55+, OR resident (specific counties), NFLOC, safe with PACE support.
Income Limits (2025): ~$2,829/month (Medicaid-eligible); private pay option available.
Asset Limits: $2,000 (individual), $3,000 (couple) for Medicaid enrollees.
OR Specifics: Available in 11 counties (e.g., Multnomah, Washington); Providence ElderPlace dominant provider.

Benefits

Services: Personal care (5-7 hours/day), medical care, meals, transportation, respite, therapies.

Oregon Medicare Savings Program

Medicare Savings Program (MSP)

Eligibility

General: Age 65+ or disabled, OR resident, Medicare Part A/B.
Income Limits (2025): ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.
Asset Limits: $9,430 (individual), $14,130 (couple).
OR Specifics: Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Services: Covers Part B premiums ($174.70/month), deductibles ($240/year), copays (~20%).

Oregon LIHEAP

Low-Income Home Energy Assistance Program (LIHEAP)

Eligibility

General: Age 60+ prioritized, OR resident, low-income household.
Income Limits (2025): ~$3,970/month (individual, 185% FPL).
Asset Limits: Not assessed; income-focused.
OR Specifics: Covers gas, electric, oil; emergency aid via Oregon Energy Fund (OEF).

Benefits

Services: Heating/cooling aid ($300-$1,000/season), emergency aid ($500 max via OEF).

Oregon Family Caregiver Support Program

Family Caregiver Support Program (FCSP)

Eligibility

General: Caregivers of 60+ needing care or 55+ caregivers of others; OR resident; functional needs (2+ ADLs).
Income Limits (2025): No strict cap; prioritizes low-income (~$24,980/year).
Asset Limits: Not assessed; need-based.
OR Specifics: 15 regions; rural priority; includes grandparent caregivers.

Benefits

Services: Respite (4-6 hours/week or 5 days/year), adult day care ($60/day), training, supplies (~$500/year).

Oregon SCSEP

Senior Community Service Employment Program (SCSEP)

Eligibility

General: Age 55+, unemployed, low-income, OR resident.
Income Limits (2025): ~$1,983/month (125% FPL).
Asset Limits: Not specified; income-focused.
OR Specifics: Priority for veterans, rural residents; Easterseals/AARP partnership.

Benefits

Services: Paid training (~20 hours/week at ~$7.25/hour), job placement.

Oregon VA Aid and Attendance/Housebound

VA Aid and Attendance (A&A) and Housebound Benefits

Eligibility

General: Age 65+ or disabled veteran/spouse, OR resident, wartime service, need for ADL help (A&A) or homebound.
Income Limits (2025): Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.
Asset Limits: ~$155,356 (net worth limit).
OR Specifics: High veteran demand; Oregon Veterans’ Homes option.