What government services provide money for senior housing?

Several government programs offer financial assistance for senior housing in various countries, focusing on the United States for a broad overview: Medicaid: Medicaid is a state and federally funded program that can cover the costs of nursing home care for those who meet eligibility criteria, including income and asset limits. Some states also offer Medicaid waivers that help pay for home and community-based services to prevent or delay nursing home placement. Medicare: Medicare, primarily a health insurance program for people aged 65 and over, does not cover long-term housing costs. However, it can cover short-term stays in a skilled nursing facility under specific conditions following a hospital stay. Section 202 Supportive Housing for the Elderly Program: This program provides housing for low-income seniors. It offers rental assistance and access to supportive services, such as cleaning, cooking, and transportation. Low-Income Housing Tax Credit (LIHTC) Properties: While not a direct subsidy, LIHTC encourages developers to create affordable housing. Seniors with low incomes can find reduced-rent apartments through this program. State and Local Programs: Many states, counties, and cities offer their own programs to assist seniors with housing costs. These can include property tax relief programs, rental assistance programs, and programs that offer affordable senior housing options. Veterans Affairs (VA): The VA offers several programs for veterans, including the Aid and Attendance benefit, which provides monthly payments to veterans who require the aid of another person, or are housebound, to help cover the cost of care in homes, nursing homes, and assisted living facilities. Social Security: While Social Security primarily provides retirement income, for many seniors, these benefits are a crucial part of their budget, including housing costs.

How do you pick the homes you recommend?

Before recommending homes, we conduct a thorough evaluation on crucial factors that define a senior home such as the quality of care they provide, the reputation of the organization, and a comprehensive review of community testimonials as well. Every detail is assessed to assure that seniors are offered not just senior care options, but trustworthy homes where they can experience the care that they deserve.

Do you help families that need Medicaid?

Yes. Assisting families who need Medicaid is important to us as it plays a crucial role in offering financial support to seniors confronting economic challenges. We would like to keep essential healthcare services accessible to all community members, irrespective of one’s financial circumstances.

How much does this service cost?

We extend our services at no cost, ensuring that families and seniors can benefit from tailored assistance in their search for care and home options. Our ability to offer personalized guidance without charge to families and seniors is made possible through the support and funding from the communities with which we team up.

What services do you offer?

Finding and ranking the best assisted living facilities Finding and ranking the best nursing homes Finding and ranking the best memory care facilities Our concierge service helps seniors move into the perfect home for them Helping seniors use medicare, medicaid, and other government programs to pay for their homes Helping seniors avoid senior homes that have bad service or fraud Helping seniors avoid senior homes that have bad service or fraud Autobiography & Family History Writing + Research Senior-focused concierge medicine Senior-focused nutritionist Senior-focused personal training Memory care specialists Custom wheelchairs at all price points. Custom hearing aids Cosmetic skincare + dermatology Companionship: We offer in-person and virtual companionship services. Someone engaging to hang out with or talk to on video chat. Senior housing concierge. Our service finds the best senior living options based on your needs, income, and personality.

Stone Lodge Gracious Retirement Living

Overview of Stone Lodge Gracious Retirement Living

Lead an exciting retirement life at Stone Lodge, a dynamic senior living community in Bend, OR, offering empowering independent living services. The community provides a warm and home-like living environment with their carefully curated apartments in a variety of studios, one-bedroom, and two-bedroom floor plans. The community makes sure residents have access to immediate response during emergency and basic assistance services with live-in managers and a third-party home care provider.

The community doubles its efforts in making a relaxing yet invigorating atmosphere that fosters growth, connection, and enjoyment through a wide variety of interesting activities and wonderful amenities. Safety is prioritized with 24-hour pull cords and fire protection systems installed in every room. The culinary team serves delicious, nutritious meals, accommodating special diets with fresh, nutritious food. Amenities include a library, billiard lounge, activity room, fitness center, an activity room, salon, and beautiful walking paths, helping residents live a healthy, happy, and fulfilling life.

(541) 318-0450

Walk Score: 61 / 100

Moderately walkable. Some errands can be accomplished on foot, with a mix of nearby amenities.

What does this home offer?

Room Sizes: 335-527 / 538-719 / 901-1,043 sq. ft

Housing Options: Studio / 1 Bed / 2 Bed

Building Type: 3-story

Dining Services

Transportation Services

Recreational Activities

Housekeeping Services

Exercise Programs

Types of Care at Stone Lodge Gracious Retirement Living

Independent Living

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Stone Lodge Gracious Retirement Living	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Bend (Mountain View)	-	No	61	Studio / 1 Bed / 2 Bed	-	-	0
Whispering Winds	IL Independent Living Lifestyle-focused communities for older adults offering dining, activities, and transportation with minimal personal care. Best for active, independent seniors who want community without medical support.	Bend (Mountain View)	-	No	38	Studio / 1 Bed / 2 Bed	22	-	1

Stone Lodge Gracious Retirement Living

Type of care: IL

Community:Location: Bend (Mountain View)

Pets Allowed: No

Bed Options: Studio / 1 Bed / 2 Bed

Whispering Winds

Type of care: IL

Community:Location: Bend (Mountain View)

Pets Allowed: No

Bed Options: Studio / 1 Bed / 2 Bed

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Living Spaces & Floor Plans

Floor Plan 2 Bedroom

Floor Plan 1 Bedroom

Floor Plan Studio

Oregon Project Independence (OPI)

OPI

Age 60+

General Oregon resident, at risk of nursing home but not Medicaid-eligible.

Income Limits ~$2,000/month individual, varies

Asset Limits $5,000 individual

Cost-sharing required; rural/urban balance.

Benefits

In-home care (3-5 hours/week) Respite (up to 10 days/year) Adult day care (~$70/day) Transportation (~5 trips/month)

Oregon Medicaid Community-Based Care

OR Medicaid CBC

Age 65+ or disabled

General Oregon resident, Medicaid-eligible, nursing home-level care need.

Income Limits (2025) ~$2,829/month 300% FBR, individual

Asset Limits $2,000 (individual), $3,000 (couple).

High demand in urban areas (e.g., Portland).

Benefits

Personal care (5-7 hours/day) Respite (240 hours/year) Adult day care ($70/day) Home modifications ($1,500 avg.)

Program of All-Inclusive Care for the Elderly (PACE)

Oregon PACE (e.g., Providence ElderPlace)

Age 55+

General OR resident (specific counties), NFLOC, safe with PACE support.

Income Limits (2025) ~$2,829/month (Medicaid-eligible); private pay option available.

Asset Limits $2,000 (individual), $3,000 (couple) for Medicaid enrollees.

Available in 11 counties (e.g., Multnomah, Washington); Providence ElderPlace dominant provider.

Benefits

Personal care (5-7 hours/day) Medical care Meals Transportation Respite Therapies

Medicare Savings Program (MSP)

Oregon Medicare Savings Program

Age 65+ or disabled

General OR resident, Medicare Part A/B.

Income Limits (2025) ~$2,510/month (QMB), ~$3,380/month (SLMB), ~$3,598/month (QI)—individual.

Asset Limits $9,430 (individual), $14,130 (couple).

Three tiers; includes Extra Help for Part D; no waitlist.

Benefits

Covers Part B premiums ($174.70/month) Deductibles ($240/year) Copays (~20%)

Low-Income Home Energy Assistance Program (LIHEAP)

Oregon LIHEAP

Age 60+ prioritized

General OR resident, low-income household.

Income Limits (2025) ~$3,970/month individual, 185% FPL

Asset Limits Not assessed; income-focused.

Covers gas, electric, oil; emergency aid via Oregon Energy Fund (OEF).

Benefits

Heating/cooling aid ($300-$1,000/season) Emergency aid ($500 max via OEF)

Family Caregiver Support Program (FCSP)

Oregon Family Caregiver Support Program

Age —

General Caregivers of 60+ needing care or 55+ caregivers of others; OR resident; functional needs (2+ ADLs).

Income Limits (2025) No strict cap; prioritizes low-income ~$24,980/year

Asset Limits Not assessed; need-based.

15 regions; rural priority; includes grandparent caregivers.

Benefits

Respite (4-6 hours/week or 5 days/year) Adult day care ($60/day) Training Supplies (~$500/year)

Senior Community Service Employment Program (SCSEP)

Oregon SCSEP

Age 55+

General unemployed, low-income, OR resident.

Income Limits (2025) ~$1,983/month 125% FPL

Asset Limits Not specified; income-focused.

Priority for veterans, rural residents; Easterseals/AARP partnership.

Benefits

Paid training (~20 hours/week at ~$7.25/hour) Job placement

VA Aid and Attendance (A&A) and Housebound Benefits

Oregon VA Aid and Attendance/Housebound

Age 65+ or disabled veteran/spouse

General OR resident, wartime service, need for ADL help (A&A) or homebound.

Income Limits (2025) Net income < ~$1,984/month (veteran with dependent, A&A); pension offsets income.

Asset Limits ~$155,356 net worth limit

High veteran demand; Oregon Veterans’ Homes option.

Benefits

Cash (~$1,433-$2,642/month veteran, ~$951-$1,318 spouse) for care costs (e.g., in-home, assisted living)

Senior Property Tax Deferral Program

Oregon Property Tax Deferral for Disabled and Senior Citizens

Age 62+

General OR resident, homeowner 5+ years, low-income.

Income Limits (2025) ~$58,000/year household, adjusted annually

Asset Limits Home value < county median; equity > 15%.

Deferred taxes accrue 6% interest; repaid upon sale/death.

Benefits

Tax deferral (~$1,000-$3,000/year avg., varies by county)

Elderly Nutrition Program (ENP)

Oregon Elderly Nutrition Program

Age 60+

General OR resident (or spouse of any age); no income limit.

Income Limits (2025) None; donations encouraged.

Asset Limits Not assessed.

Includes Meals on Wheels; prioritizes homebound/low-income.

Benefits

Home-delivered or congregate meals (~$5-$7/meal value, 5 meals/week avg.)

3.7 miles from city center Estimated distance in miles from Bend's city center to Stone Lodge Gracious Retirement Living's address, calculated via Google Maps.

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Stone Lodge Gracious Retirement Living

Independent Living in Bend

Independent Living in Bend